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Procurement and Financial Planning

Jun 15, 2025

Overview

This lecture covers how to define business needs in procurement, devise a business case for external sourcing, estimate costs, and interpret financial budgets for effective purchasing control.

Understanding Business Needs

  • Business needs are inputs required to achieve organizational objectives.
  • Needs can be common (e.g., facilities) or specific to business type, size, and complexity.
  • Three business need types: straight rebuy (repeat purchase), modified rebuy (changed specification), new buy (new requirement).
  • Procurement’s role is to meet needs by achieving the five rights: right quality, quantity, time, price, and source.

Approaches to Procurement

  • Straight rebuy: repeat orders, minimal effort, existing terms.
  • Modified rebuy: updated needs/specs, requires new sourcing strategies and benefit tracking.
  • New buy: involves specification writing, market research, stakeholder involvement, risk mitigation.

Building a Business Case

  • Business case justifies actions, secures approvals and funding for projects.
  • Includes opportunity/problem, benefits, risks, mitigation, timelines, responsibilities, strategic alignment, cost analysis, and implementation plan.
  • Must demonstrate value to senior management (ROI, time to market, productivity).

Gathering Market Data & Cost Estimation

  • Market intelligence (benchmarking, trends) essential for informed procurement.
  • Research types: primary (new data, e.g., surveys) and secondary (existing data, e.g., reports).
  • Quantitative research = numeric data; qualitative = opinions/feelings.
  • Request for Information (RFI) gathers market data without committing to suppliers.

Cost Types & Analysis

  • Direct costs: traceable to a product/service (materials, labor).
  • Indirect costs/overheads: not directly linked to production (administration).
  • Fixed costs: unchanged by volume; variable costs: change with activity level.
  • Total cost base = direct + indirect costs.
  • Break-even analysis identifies when revenue equals costs.
  • Purchase cost analysis benchmarks prices to manage supplier relationships and reduce costs.

Procurement Segmentation & Life Cycle Costing

  • Craddock matrix segments purchases (leverage, strategic, low impact, critical) by need and relationship.
  • Cost reduction via competitive bidding (for leverage) or cooperation (for strategic alliances).
  • Life Cycle Costing includes pre-production, production, post-production, and all associated costs over item life.

Evaluating Business Cases & Managing Risk

  • Assess objectives, issues, market trends, options, and use cost-benefit analysis.
  • Consider commercial and non-commercial factors (e.g., public sector mandates).
  • Major risks assessed by probability and impact; top risks must be terminated or mitigated.
  • ACAT (Avoid, Control, Accept, Transfer) and 4Ts (Tolerate, Transfer, Terminate, Treat) are risk response methods.

Financial Budgets & Control

  • Budgets plan/control income and spending; variances need action.
  • Budgeting methods: incremental (based on past) and zero-based (start from zero, justify all costs).
  • Budgets can be fixed (set volume) or flexible (change with activity).
  • The plan-do-review cycle: plan (set budget), do (monitor), review (evaluate performance).

Cash Flow & Accounting Principles

  • Cash flow cycle: paying for materials, producing, storing, selling, and receiving funds.
  • Accruals match costs and revenues to correct periods for profit/loss statements.
  • Depreciation spreads asset costs over their useful life.
  • Positive cash flow ensures business liquidity, prevents overstocking.

Key Terms & Definitions

  • Straight Rebuy — Repeat purchase with no change in specification.
  • Modified Rebuy — Purchase with changes to specification.
  • New Buy — First-time purchase of a new item.
  • Business Case — Document justifying a procurement action/project.
  • Direct Costs — Costs directly attributable to production.
  • Indirect Costs/Overheads — Operational costs not directly tied to output.
  • Break-even Analysis — Identifies sales volume where revenues equal costs.
  • Life Cycle Costing — Total cost of ownership throughout item’s life.
  • Accruals — Accounting adjustments matching costs/revenues to correct periods.
  • Depreciation — Allocating asset cost over its useful life.

Action Items / Next Steps

  • Review investment appraisal methods: ARR, payback period, NPV, IRR, DCF.
  • Consult finance colleagues to understand your organization’s budgeting process.
  • Practice applying cost-benefit and risk assessment frameworks to sample business cases.