Accountancy Lecture: Preparing Trading and Profit & Loss Account, and Balance Sheet
Overview
- Objective: Understand how to prepare Trading Account, Profit and Loss Account, and Balance Sheet.
- Approach: Explanation through a challenging example.
Trading and Profit & Loss Account Format
- Heading: Includes the period, e.g., “Trading and Profit & Loss Account for the year ended 31st March, 2016.”
- Structure: T-format with columns for Particulars and Amount.
- Sections: Divided into Trading Account and Profit and Loss Account.
Trading Account Details
Debit Side
- Opening Stock: Starting inventory.
- Purchases: Gross Purchases less personal withdrawals (drawings) and non-business purchases (e.g., furniture).
- Wages: Direct wages related to production.
- Other Direct Expenses: E.g., Carriage Inwards.
- 'To' prefix for all accounts on this side.
Credit Side
- Sales: Total sales revenue.
- Closing Stock: Ending inventory (also recorded as an asset).
- 'By' prefix for all accounts on this side.
Balancing
- Gross Profit/Loss: Deduce by balancing debit and credit sides. If credit is greater, it is Gross Profit; else, Gross Loss.
Profit and Loss Account
- Starting Point: Begins with the result of Trading Account (Gross Profit/Loss).
- Debit Side: Records Indirect Expenses (e.g., Carriage Outwards, General Expenses, Salary, etc.).
- Credit Side: Records Indirect Incomes.
Indirect Expenses Examples
- Carriage Outwards
- General Expenses
- Discount
- Printing and Stationery
- Advertisement
- Insurance (less prepaid amounts)
- Salesmen's Commission (including outstanding)
- Postage and Telephone
- Salaries (including outstanding)
- Rates and Taxes
- Bad Debts (including provisions)
- Depreciation for Furniture and Motor Car
Balancing
- Net Profit/Loss: Determined by comparing total debit and credit sides. Net Profit if credit > debit and vice versa.
Balance Sheet
- Format: T-format with Liabilities on left and Assets on right.
- Heading: Balance Sheet as on a specific date.
Liabilities
- Capital: Including adjustments (Net Profit added, Drawings subtracted).
- Sundry Creditors
- Outstanding Expenses: E.g., Salesmen's Commission, Salaries Outstanding.
Assets
- Sundry Debtors: Less Bad Debts and Provision for Doubtful Debts.
- Motor Car: Initial value less Depreciation.
- Furniture and Fittings: Initial value plus purchases less Depreciation.
- Inventories: Closing Stock.
- Others: Bank, Cash, Prepaid Insurance etc.
Final Check
- Ensure total of Liabilities equals total of Assets.
Key Concepts
- Direct vs Indirect Expenses: Direct related to production, Indirect are not.
- Adjustments: Ensuring all income and expenses of the current period are accounted for.
- Depreciation: Systematic reduction in the value of tangible assets.
- Provisions: Future potential losses accounted as current period expenses.
- Prepaid/Outstanding: Prepaid expenses are current assets, outstanding expenses are liabilities.
Conclusion
- Practice: Important to work through exercises to understand all adjustments and treatments.
- Resources: Further videos and detailed breakdowns available for complex topics.
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