adulthood is tough for all of us but do you know what makes it this way the fact that school never prepared us for it or even gave us a chance to fight back by providing us with weapons in the form of skills and lessons let me stand corrected the right skills and the right lessons ever since you joined adulthood how many times have you sobbed and said to yourself I wish they taught us this in school lucky for you this video will tell you exactly what these lessons and skills are and where to start now to get them adulthood is supposed to be this period in your life where you're at your Prime in all corners of your life Prime Health Prime wealth Prime relationships and enough time to enjoy them all here's what you need to know to make that possible number one financial literacy understanding money is crucial for everyone yet many leave school without knowing how to do taxes budget effectively or manage debt let's start with tax there are different types of taxes income tax sales tax and property tax filing your taxes involves Gathering documents like the W2s and 1099s using tax software such as Turbo Tax or H and R Block or hiring a professional taxes are vital because they fund Public Services like roads schools and Emergency Services budgeting is another essential skill creating a budget means listing ing your income and expenses covering categories like housing food transportation and entertainment to track your expenses you can use apps like mint or YNAB and when it comes to saving aim to put away at least 20% of your income setting specific goals like an emergency fund or retirement managing debt is also key your credit score which ranges from 300 to 850 is crucial since higher scores get better interest rates always pay your bills on time and keep your credit utilization low when dealing with loans understand the terms such as the interest rate and repayment period only borrow what you can afford to repay to avoid Debt live within your means avoid unnecessary credit card usage and pay off balances monthly for those eager to learn more about financial literacy websites like Investopedia books like Rich Dad Poor Dad by Robert kosaki and you YouTube channels like Graham Stefan offer valuable advice and tutorials number two health and wellness our health is our wealth schools should teach us how to take care of our bodies and Minds a balanced diet is fundamental include fruits vegetables proteins grains and dairy in your meals following the food pyramid or my plate guidelines when reading food labels check for serving size calories and nutrients and avoid high sugar sodium and unhealthy fats regular physical activity is crucial too aim for at least 150 minutes of moderate aerobic activity or 75 minutes of vigorous activity per week simple routines like walking jogging yoga or body weight exercises such as push-ups and squats can help keep you fit mental health is equally important be aware of signs like prolonged sadness anxiety or mood sweat practice mindfulness meditation and deep breathing exercises and maintain a support network of friends and family if you're struggling consult a mental health professional using resources like the National Suicide Prevention Lifeline or therapy apps like better help for Comprehensive Health Information websites like Mayo Clinic and Healthline are great starting points apps like my fitness pal for nutrition and headspace for mental health are also excellent resources number three communication skills effective communication can open doors in both personal and professional life in terms of verbal communication practice public speaking in front of a mirror or join groups like Toastmasters active listening is vital pay attention nod and respond appropriately avoiding interruptions clear articulation means speaking clearly and at a moderate Pace steering clear of jargon and using simple language written communication is just as important when writing emails be concise and to the point with a clear subject line and proper salutations structure reports with a clear introduction body and conclusion using headings and bullet points for clarity understand the difference between formal and informal language adjusting your tone and vocabulary accordingly interpersonal skills are crucial too for conflict resolution address issues Cal L listen to the other person and find a compromise practice empathy by understanding and sharing the feelings of others showing compassion and support networking involves building and maintaining relationships attending events connecting on LinkedIn and following up regularly websites like LinkedIn learning and corsera offer courses on communication skills books like How to Win Friends and Influence People by Dale Carnegie are also highly recommended number four critical thinking and problem solving critical thinking and problem solving are vital in navigating life's challenges analytical thinking involves breaking down complex problems into smaller manageable parts and using facts and data to analyze the problem looking for patterns and relationships creative problem solving means thinking outside the box challenging assumptions and exploring unconventional ideas brainstorming helps generate a wide range of ideas and collaborating with others can expand your perspective decision making requires evaluating options listing the pros and cons of each potential solution and considering short and long-term impacts gather relevant information and weigh evidence before making informed choices websites like mind tools and corsera offer courses on critical thinking and problem solving books like thinking fast and slow by Daniel Conan provide deeper insights number five practical technology skills in a digital age being techsavvy is not optional basic computer skills are essential learn to create and format documents using word processors like Microsoft Word or Google Docs understand how to use spreadsheets such as Excel or Google Sheets for data organization and basic calculations Master sending receiving and organizing emails and use proper email etiquette Online safety is critical use strong unique passwords for different accounts and enable two-factor authentication protect your personal information by being cautious about sharing details online and using privacy settings on social media digital literacy involves navigating the internet effectively using keywords and advanced search operators identify reliable sources by evaluating The credibility of websites looking for reputable authors and fact checked information be aware of your digital footprint understanding that your online activities leave a trace think before you post or share websites like KH Academy and corsera offer free courses on basic computer skills and digital literacy books like the cyber security Playbook by Alice and Sarah provide practical tips for Online safety number six AI as AI becomes more prevalent understanding its Basics is increasingly important AI stands for artificial intelligence which involves creating systems that can perform tasks typically requiring human intelligence there are two types of AI narrow AI which handles specific tasks like voice assistance and general AI which aims for more humanik capabilities but remains theoretical everyday applications of AI include virtual assistants like Siri Alexa and Google Assistant recommendation systems used by platforms like Netflix Amazon and YouTube to suggest content based on user behavior and Automation in customer service chatbots manufacturing Robotics and even self-driving cars ethical considerations are crucial AI systems often require large amounts of data raising privacy concerns AI can perpetuate or even amplify by human biases if not properly managed automation may impact certain job sectors requiring adaptation and new skill development to get started with AI understand fundamental concepts like machine learning neural networks and natural language processing familiarize yourself with AI tools like tensorflow pytorch and simple AI coding platforms like scratch for AI gain practical experience through online courses and tutorials on platforms like corsera edex and Udacity and participate in AI focused projects in communities websites like corsera edx and Udacity offer beginner courses in Ai and machine learning books like artificial intelligence a guide for thinking humans by Melanie Mitchell provide an accessible introduction to AI Concepts number seven career preparation preparing for a career goes beyond academic knowledge when it comes to job interviews preparation is key research the company its culture and the role you're applying for understand the job description and requirements practice answers to common questions like tell me about yourself what are your strengths and weaknesses and why do you want to work here dress appropriately arrive on time and bring copies of your resume be honest concise and highlight your relevant skills and experiences networking involves building and maintaining professional relationships attend industry events join professional associations and participate in online forums related to your field follow up with new contacts keep in touch with former colleagues and offer help where you can use LinkedIn to connect with professionals join groups and share relevant content ensure your profile is upto-date and professional what websites like LinkedIn learning and corsera offer courses on interview techniques and networking books like Never Eat Alone by Keith farazi provides strategies for Effective networking honorable mentions lessons and Rules From My Life One make decisions from a place of abundance not scarcity believe that there are always enough opportunities and resources for everyone two avoid the quick and easy paths understand that shortcut often lead to incomplete or unsatisfactory outcomes three don't be fooled by your own achievements stay humble and keep striving for growth and Improvement four aim to master the process not celebrate the Rewards or outcomes find joy in the journey and the daily practice of your craft five honor the beginning middle and end of all relationships recognize and respect the natural phases of every Rel relationship six build the life that's right for you define and pursue your own unique goals and values seven don't stress the final result just embrace the adventure focus on learning and growing from every experience regardless of the outcome eight live within your financial means avoid debt and financial stress by spending less than you earn nine never take for granted a genuine connection cherish and nurture your relationships with friends and loved ones 10 be selfish and selfless take care of yourself first so you can better serve others without expectations 11 who you are is more important than what you do your character and integrity define you more than your job title or achievements 12 do not hinder your own growth to preserve someone else's faulty Foundation prioritize your personal development even if it means moving away from others expectations 13 don't judge success by the day or week examine it over the course of a year or decade evaluate your progress over long periods to see real growth and achievements 14 spend more time working on the inner you than the outer you focus on developing your inner qualities rather than just your outward appearance 15 deprive yourself of what you want to give yourself what you need make sacrifices in the short term to achieve long-term well-being and fulfillment 16 play the long game consistency and Patience are key to achieving lasting success and fulfillment all right everyone thanks for sticking around one final note I don't need to tell you that the good thing about adulthood is that it's the longest of all life stages thus you're not late to start again and of course I don't need to tell you that all knowledge is now free and accessible anywhere in the world so go be who you want to be and live the life you want to live don't forget to like And subscribe if you want more content like this and I'll catch you in the next video