Understanding the HIPC Initiative and Its Impact

Jan 22, 2025

Debt Relief Under the Heavily Indebted Poor Countries (HIPC) Initiative

Overview

  • Launched: 1996 by IMF and World Bank
  • Purpose: Ensure no poor country faces unmanageable debt
  • Supplement: In 2005, with the Multilateral Debt Relief Initiative for 100% relief by IMF, World Bank, African Development Fund
  • Additional Relief: 2007 by Inter-American Development Bank for Western Hemisphere HIPCs

Participation Criteria

  • Eligibility:
    • Borrow from World Bank’s International Development Agency and IMF’s Poverty Reduction and Growth Trust
    • Face an unsustainable debt burden not manageable through traditional relief
    • Record of reform and sound policies
    • Develop a Poverty Reduction Strategy Paper (PRSP)
  • Process:
    • Decision Point: IMF and World Bank decide eligibility
    • Interim Relief: Provided post-decision
    • Completion Point: Achieved by meeting additional criteria

Benefits of Debt Relief

  • Development Aid: Targets low-income countries
  • Spending Increase: Post-relief, spending on health and education increased significantly compared to pre-initiative levels
  • Debt Service Reduction: Declined by 1.5% of GDP between 2001-2015

Funding

  • IMF Funding: Bilateral contributions, IMF resources from 1999 gold sales
  • Resource Shortfalls: Insufficient for Somalia and Sudan
  • Financial Plans: Approved in 2019 and 2021 to aid these countries

Future Challenges

  • Creditor Participation: Not all creditors provide full relief
  • Encouragement: IMF and World Bank push for full participation

Country Status (As of January 2023)

  • Post-Completion Point Countries (36):
    • Afghanistan, Benin, Bolivia, Burkina Faso, Burundi, Cameroon, Central African Republic, Chad, Comoros, Republic of Congo, Democratic Republic of Congo, Côte d'Ivoire, Ethiopia, The Gambia, Ghana, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Liberia, Madagascar, Malawi, Mali, Mauritania, Mozambique, Nicaragua, Niger, Rwanda, São Tomé & Príncipe, Senegal, Sierra Leone, Tanzania, Togo, Uganda, Zambia
  • Interim Countries (2): Somalia, Sudan
  • Pre-Decision Point Countries (1): Eritrea

Conclusion

  • Objective: Continue encouraging creditor participation for full relief
  • Updated: February 2023

Note: The HIPC Initiative is voluntary for creditors.