Understanding the Shift from Barter to Money

Aug 16, 2024

Lecture Notes: Evolution of Money from Barter System

Introduction to Barter System

  • Initial simple economies relied on barter.
  • Example: A small village with few families exchanging goods.
    • Two families: one bred rabbits, the other grew wheat.
    • Initial trade agreement: 1 bag of wheat for 1 rabbit.

Challenges with Barter

  • As the village grew, more families and goods/services complicated barter.
  • Example scenario with Catherine, daughter of a shoemaker:
    • Attempted to trade shoes for wheat but faced challenges.
    • Complex trade chains needed to satisfy both parties (shoes for wheat, apples, horseshoes, trousers).
  • Conclusion: Barter becomes inefficient and time-consuming in larger economies.

Need for a Medium of Exchange

  • Money is required to overcome barter inefficiencies.
  • Functions of money:
    • Medium of exchange.
    • Unit of account for measuring costs and revenues.

Characteristics of Money

  1. Durability: Long-lasting without deterioration.
  2. Homogeneity: Identical units.
  3. Portability: Easy to carry.
  4. Divisibility: Ability to make change.
  5. Value Stability: Maintains value over time.

Historical Media of Exchange

  • Examples: Cattle, salt, seashells.
    • Issues: Indivisibility, lack of portability, quality inconsistency, loss of value over time.

Gold as Money

  • Gold emerged due to:
    • Durability: Corrosion resistance.
    • Homogeneity: Identical coins, purity marking.
    • Portability: Small volume with high value.
    • Divisibility: Coins of different weights.
    • Value Stability: Limited natural supply.
  • Historical role: Used as money for most of human history.

Modern Monetary System

  • Shift from gold standard in modern times.
  • Exploration of consequences in future discussions.

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