so again I would like to welcome everyone to our no big money affiliate program 2.0 information and compensation explanation and I'll tell you I challenge you to try to say that three times fast after this is over with okay if you don't know my name is Rico McKay on the president and chief executive officer of know bein a blessed and fortunate being a position well we've been able to help a lot of people over the course of the last three years actually going to top fourth you in the 2018 and I'm very grateful for the position you know that I've been placed in to be able to help many many people across this country a real quick I started from very humble beginnings proud to become an entrepreneur I grew up in a single-parent home housing projects on the southside of Atlanta and as I got older I started to realize that life was more so about a choice not really accepting your circumstances and being down on yourself being depressed a big upset and mad but really taking control of your life and I had some great people in my life who raised me and they knew a lot about you know fighting and giving like all you had you know persevering working hard treating people right keeping God first but they really didn't know about how to build wealth they really didn't know about going out and building enterprises for yourself and I was blessed at the age of 20 years old to be introduced to some individuals it started teaching me how to get started teaching me more about finances it started teaching about entrepreneurship it started teaching about personal growth and self-development and within the next five years I was able to get to a point of earning a few million dollars in this industry as an entrepreneur and it's you know been a long road ever since but I could just say my life it's not only been transformed but we've been able to help you know thousands of people all across this country transform their lives as will as a result of this information that I've received and also that we're actually giving other people as well so I want to go ahead and jump into it because we have an hour a rare opportunity they have access to the man of the hour mr. self Mitchell he's the president chief executive officer a priority financial solutions and he's actually you know the brains behind you know a company that's helping the tremendous people all across this country know I'm known something up over a decade and he's done some great things and just like me started off in college as an entrepreneur coming from very humble beginnings and you're able to you know start companies that are reaching people all across the country right now and a--basically we have plans to reach people all across this globe so since our inception of 2014 he's came on board you know with us and literally I mean we're talking about tens of thousands of individuals talking about nove money across this country probably almost over a hundred thousand customers and I'm sure the number of credit scores on it that we know rise up in a number of deletions that we've been able to get out credit reports you know someone's gonna be reaching into the millions so without further adue at least what I want to do is just welcome mr. self mention on the call on the webinar on the Facebook line we appreciate you taking time out of your busy schedule to join us this evening are you able to hear me and see me okay okay great I believe you're muted on the webinar can you see that from your side okay can you hear me now I can all right so thanks for joining us this evening mr. Mitchell I know we got a few things that we need to go over in terms of talking about some of these additions to nove money and how excited we are about those additions and needs additional services that we're gonna be offering we got you know people all across the country that's on the line is seem to be able to hear this information so when I heard do let's go ahead and jump into it you know nove money as a Friday weekend offering you know for shoots since 2014 were initially started a company in fact then it wasn't even called nove money it was called the education I don't know you remember we wanted to educate people on their credit on their you know their budget and only getting out of debt and things of that nature you all into no make money so the first thing I want to talk about tonight because I know nobody money is really our flagship product and we made some additions to that but let's kind of start there for individuals who are not I'm very familiar with nobody money or maybe a little bit familiar you know could you talk about know why nobody money is the flagship product that we offer where we focus on with nove and priority finance solutions and you know why do you think most people should start there all right yeah no problem so if you just really think about where we are right now in society um I was even talking to my wife um last week about this if you kind of start seeing a lot of commercials you know dealing with credit monitoring and you know just kind of getting involved in your finances and you know there's a lot of you know outs a industry leaders that are out here that's also talking about individuals finances as a whole you know that's one of the things that when we even sat down and kind of created this product that has you know kind of morphed into nove money that's what we wanted to address because the bottom line is that America as it relates to finances is struggling now there's a lot of people that you know they wear a lot of masks and they walk around and they look like they're doing pretty well but if you really were to pull the mask back and get behind the scenes and time to really see what's going on and they're financialized most people will be pretty shocked up you know that they're living paycheck to paycheck you know they're hoping that you know they don't get laid off and if they do get laid off they're not gonna be able to have enough reserves and the bank move forward so what we wanted to do with nobody money is to address the fundamental aspects of individual's financial life you know one of the things you know the big thing or the big item that I will say you know it's obviously a individuals credit you know a lot of things you're not able to do a whole lot in America right now if your credit score shot you know from simple things is getting a job or getting you no good rates on your insurance and you know not to say or in addition to rather getting buying a home or buying that new car if your credit isn't where it needs to be then obviously you're gonna have trouble you know kind of back to my original point of what I was talking about with all these commercials that are dealing with credit monitoring right now you got credit Carmen different things like that is that people are more important probably today than they ever have been as it relates to their credit and that's actually a good thing for what we're doing because what's gonna happen is people figure out that oh wow I didn't realize my school was a 580 or 600 how can I get that higher and guess what they're gonna do they're gonna be looking for a product like nobody to be able to take them to where they want to go and in addition to the credit obviously we have a budgeting tool and a debt elimination tooth because those are the other two big items as it relates to someone's finances that they usually struggle with you know we have a lot a lot of individuals that have a lot of debt or you know they just don't really know how to make it they've been tall and you know a simple math but if another day it's a behavioral change that has to take place and the only way that happens is to be able to get you know personal with your finances and start figuring out where your money's going all small so that's definitely a phenomenal answer I mean well you talked about the power of credit because a lot of people they have a philosophy that cash flow is king you know and obviously cash flow you don't want to have great cash flow you know what some people take it even further and they say cash is king and they really don't believe in you know having good credit most people some people prefer to maybe rent an apartment or in a house and you know different things of that nature what do you think the importance of being an owner is like why is having good credit important ownership is one reason but can you just give everybody who's listening right now the importance of having why you should be concerned about having to be critical sure I mean there's and you just think about kind of how credit works in general we're talking about a three-digit number that allows you to be able to leverage a high amount of money um I'll give you a great perfect just happen last week scenario you know we mean it's my wife's got a couple of benchers going on or whatever and it's kind of like well yeah we have money to bank but there's a couple of things that we want to do let's go out here and you know just take a big line of credit just based on her credit score we were able to laugh leverage tens of thousands of dollars just by her taking care of her finances there doing what she needed now people that you know go by the philosophy that cash is king you know I understand the principle where they're coming from but most individuals this in our society they don't have tens of thousands of dollars laying around so it doesn't and that doesn't allow them to be able to do is take advantage of opportunities there's opportunities is floating around that comes across every day and you know it can be the best opportunity in the world but bottom line is you don't want to have the cash in the bank like you were talking about or number two being able to leverage you know a loan or a line of credit or someone investing into you based on your credit score there's a lot of things that you're gonna miss out on the opportunity of and what I if you really start digging into people's stories and their life history that you know kind of promote those things what you will find out is that they didn't start off you know just shelling out cash they started off by living and credit themselves and then maybe you know about over leveraging they kind of made them step back and kind of look at life a little bit differently but at the end of the day you know there's nothing like being able to say you know put two three four five percent down and then you're able to maximize their money to be able to get in the fields now obviously we're not talking about getting a credit card to Macy's them to go buy you stuff you know like that's kind of what's going on over the last weekend but we're really talking about being able to utilize your critics for it to kind of start building links you know to start getting into investments and different things of that nature so that way yeah you can spend the cash if you want to but I'm always about options you know as life presents itself and I'm able to spend the cash cool but if I can lever some money and then be able to kind of keep that cash stored away then I go about it that way as well but the only way you're able to do that and take advantage of it is to either one four take a credit score that you have now actually using obey money to kind of get you to where you want be awesome yeah I couldn't say it better myself man you know you definitely own your stuff a lot of people who are joining us might not familiar with income shifting in my econ and one of the things you know that we've learned since we've been a part of that platform is very popular is the phrase cash asset cash and I think after uh you know you've been able to say give us those words of wisdom I think it would be safe to say that you know another phrase that everybody should be very familiar with Millie concur with his critic essay cash you know I learned early on in my career one of the things that have helped me not only because successful financially but be able to maintain that status is the way you build wealth in this country is opt-in OPM there's other people's time and other people's money right and I mean credit obviously allows you to do that especially as an entrepreneur so moving on