Inquiry Remover Service Process

Jul 4, 2024

Inquiry Remover Service Process

Steps to Remove Inquiries

  1. Add Personal Information

    • Input your personal details.

  2. Credit Monitoring Selection

    • Choose your credit monitoring service from the menu:
      • Identity IQ
      • Smart Credit
      • Credit Mojo
      • Experian
      • Equifax
      • Other
    • Provide username, password, and security question/answer (if applicable).

  3. Recommended: Identity IQ Setup

    • For rapid results, set up with Identity IQ.
    • $1 trial for 7 days, then $21.99/month.
    • Option to cancel before 7 days to avoid charges.
    • Identity IQ automatically pulls credit report data, simplifying the process.
    • Without Identity IQ, manual entry of creditor names and inquiry dates is required.

  4. Enter Username and Password for Identity IQ

    • The system pulls in inquiries for an audit report.
    • Displays creditor name, inquiry date, and credit bureau.

Important Notes

  • Do not dispute inquiries tied to active accounts
    • Risk of account closure for personal accounts.
    • Safe to dispute inquiries for business accounts not shown on personal credit.
    • Can dispute inquiries from denied applications without risk.

Document Upload

  1. Required Documents

    • Clear, non-expired driver’s license or government-issued photo ID.
    • Social security card.
    • Proof of address (utility bill, insurance, or bank statement within last 2 months).

  2. Document Requirements

    • Matching name and address on ID and utility bill/bank statement.

Final Steps

  • Confirm that disputed inquiries are not attached to live accounts.
  • Hit the “Agree” button to submit.

Benefits of the Service

  • Pay only for successful removals.
  • Identity IQ automates pulling of credit report data, reducing manual errors.
  • Link for Identity IQ setup provided in the process.

Key Takeaways

  • Use Identity IQ for convenience and accuracy.
  • Ensure documentation is clear and addresses match.
  • Safe dispute of denied inquiry applications.
  • Avoid disputing active personal account inquiries to prevent closure.

Link for further information provided in the original source.