Reasons Behind Increasing Gold Prices in India and Globally

Jul 12, 2024

Reasons Behind Increasing Gold Prices in India and Globally

Introduction

  • Gold's Importance in India:
    • Gold is a significant part of Indian culture, similar to home ownership in America.
    • India holds around 20,000 metric tons of gold, second largest consumer globally.
    • Indian households and temples have more gold than the central banks of the US, Germany, Italy, France, and Russia combined.

Recent Market Trends

  • Stock Market Milestones:
    • Indian stock market reached $5 trillion, overtaking Hong Kong.
    • Sensex and Nifty gave returns of 8.33% and 99.92% respectively.
  • Gold Prices:
    • Gold prices hit an all-time high above 70,000 rupees.
    • Gold prices saw an increase of 16.16% over recent months.

Global Central Banks' Gold Buying Trend

  • Recent Activity:
    • Significant gold purchases by countries like India, China, Poland, Singapore, and Czech Republic.
    • Trend of central banks stacking gold globally.

Key Points Behind Gold's Importance and Recent Price Surge

Historical Context

  • Post-War US Supremacy:
    • US capitalized on WWI and WWII by becoming a major supplier, amassing 75% of the world’s monetary gold by 1940.
    • The Bretton Woods Agreement (1944) pegged US dollar to gold and other countries' currencies to the US dollar, increasing global trust in the US dollar.

US Dollar and Oil Trade

  • Oil's Role:
    • Post-WWII, US made a deal with Saudi Arabia to sell oil in US dollars, reinforcing dollar’s global dominance.
    • Despite the Bretton Woods collapse in 1973, the US dollar remained strong due to its role in oil trade.

Recent Shifts

  • US Sanctions and Freezing Assets:
    • Freezing of Russian and Afghan assets in US dollars concerned other countries.
    • China’s significant gold purchases post-Russia-Ukraine war due to fears of their US assets being frozen.
  • US Money Printing:
    • Reckless printing of money by the US (e.g., 2008, 2020, 2021) leading to inflation, reducing the dollar's value.
    • Gold cannot be printed, maintaining its value.

Consumer Behavior

  • India and China:
    • India: Traditional love for gold and increased disposable income.
    • China: Real estate bubble burst and sluggish stock market pushing consumers to invest in gold.

Investor Sentiment and Gold

  • Market Correlation:
    • Gold often has a negative or low correlation with the stock market.
    • Investors turn to gold during recessions and stock market downturns.

Inflation and Gold

  • Preservation of Value:
    • As inflation rises, both central banks and retail investors buy gold to preserve their investment value.

Conclusion

  • Overall Factors Increasing Gold Prices:
    • US money printing and the weakening dollar.
    • Fear of US asset freezes driving countries to gold.
    • China's real estate and stock market issues.
    • High consumer demand in India and China.
    • Shift towards gold as a hedge against inflation.

Investment Advice

  • Approach:

    • Avoid impulsive buying/selling based on market trends.
    • Consider regular investment like an SIP (Systematic Investment Plan) to hedge against market volatility.
  • Final Note:

    • Slow and regular investment is advised for long-term stability.
    • Encourage thoughtful, consistent investment strategies.