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Emily's Cash Stuffing and Budgeting Journey

Apr 29, 2025

Emily's Cash Stuffing Journey

Introduction

  • Emily is a self-employed mother of four
  • She and her husband are working towards becoming debt-free
  • They utilize a zero-based budget and cash stuffing method
  • Goals include investing wisely and giving generously

Cash Stuffing Overview

  • Total cash stuffing amount: $1,345
  • Uses a teller slip for specific denominations
  • New wallet trial: A6 size, slim but lacks a coin pouch
  • Uses a Fetch Rewards app for scanning receipts to earn gift cards

Wallet Unstuffing

  • Coins & receipts removed
  • Categories in the wallet:
    • Spending: $30 left, moved to savings challenges
    • Eating Out: Empty
    • Drinks: $5 left, rolled over
    • Kids: $3 left, rolled over
    • Nails, Kindness, Miscellaneous: Rolled over

Cash Stuffing Details

  • Spending: $70
  • Eating Out: $10
  • Drinks: Not stuffed
  • Kids: Additional $5
  • Nails, Kindness, Miscellaneous: Rolled over

Savings Challenges

  • $10 Savings Challenge: Added one $10 bill (Total: $140)
  • $20 Savings Challenge: Added one $20 bill (Total: $120)

High Priority Sinking Funds

  • Groceries: $25 added, Total: $120
  • Household: $20 added, Total: $137
  • Vehicle Maintenance: $50 added, Total: $513
  • Clothing: $20 added, Total: $139
  • Personal Hygiene: $20 added, Total: $223
  • Baby Needs: $10 added, Total: $125
  • Pet Care, Sam's Club, Miscellaneous: Various amounts added

Low Priority Sinking Funds

  • Eating Out: $15 added, remainder in wallet
  • Drinks: $40 added
  • Home Renovations, Kids, Hockey, Gifts: Various amounts added

Holidays Sinking Funds

  • Easter: $10 added, Total: $165
  • Halloween, Christmas, New Yearโ€™s Eve: Various amounts added
  • Black Friday: $10 added after correcting denomination error

Business Finances

  • Organized by percentages
  • Virtual Assistant, VipeCloud, Project Broadcast: Monthly services funded to be a month ahead
  • Business Expenses, Office Supplies, Travel: Various amounts added

Technical & Personal Notes

  • Printer issues affecting productivity
  • Plans for getting a new printer considered
  • Upcoming content includes cash stuffing for beginners and more videos after completing current orders

Conclusion

  • Celebrated 6K YouTube giveaway winner announcement
  • Encourages DM on Instagram for prize claiming
  • Gratitude for support and engagement