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Navigating Stripe's Setup Challenges in 2025

Apr 11, 2025

Lecture on Modern Software Development and Stripe's Evolution

Introduction

  • Stripe was initially a pioneer in developer-first solutions.
  • Focus on APIs, SDKs, and documentation.
  • Made payment integration easy for developers.

Current State (2025)

  • Stripe has become difficult to use and set up.
  • Complexity with multiple event webhook types and edge cases.
  • Many developers experience pain setting up Stripe due to outdated practices.

Personal Experience and Open Sourcing

  • Extensive hands-on setup of Stripe with multiple apps.
  • Creation of a GitHub repository for Stripe setup recommendations.

AI Tools in Software Development

  • Preference for AI tools that complement jobs rather than replace.
  • Sponsor: Code Rabbit - AI tool for simplifying code review.

Setting Up Stripe: Key Challenges

  • Split Brain Problem: Data exists in two places (Stripe and database) needing synchronization.
  • Stripe API Limitations:
    • User IDs in your app don't match Stripe's customer IDs.
    • Aggressive rate limits and slow response times from Stripe's API.
    • Webhooks are unreliable due to non-guaranteed order and possible partial updates.

Recommended Approach to Stripe Integration

  • Use Webhooks as Indicators:
    • Process events via webhooks cautiously and update your own KV store.
    • Maintain a local state to check user payment status quickly.
  • Creating Stripe Customer:
    • Create a Stripe customer object before checkout.
    • Use metadata to track user IDs in Stripe.

Handling Edge Cases

  • Double Subscriptions:
    • Stripe's default settings allow multiple subscriptions.
    • Recommendation to limit customers to one subscription.
  • Redirect Logic:
    • Redirect users to a success URL to ensure payment status is updated on their return.

Issues with Stripe Defaults

  • Poor defaults, such as allowing multiple subscriptions and enabling Cash App Pay by default, leading to potential fraud.
  • Need to manage price IDs for each environment manually.

Alternatives to Stripe

  • Lemon Squeezy: A merchant of record solution acquired by Stripe.
  • Polar: Offers a modern developer experience for Stripe.
  • Clerk's Stripe Integration: Potential future solution for integrating billing more seamlessly.

Final Thoughts

  • Stripe setup is complex but manageable with careful planning.
  • Community feedback and alternative solutions are crucial for improvement.

General Advice

  • Set up payment processing with extreme caution to avoid potential issues.
  • Stay informed about emerging solutions and updates from payment platforms.