hey everyone this is Sarah from helpful Solutions and welcome to my in-depth review of Point Break make sure to watch until the end of the video to know my final verdict of whether it's worth it let's start with a brief overview Point Break Financial began its operation in 2020 as a business that connects its customers to lenders therefore this is not a lending company instead it directs one to lenders who will give you a loan you have to be pre-selected by the company before applying for a loan the application process begins with a submission of your invitation code and when approved you can access up to $50,000 as a personal loan and an APR of 5.99% the rate is relatively competitive making it a standout feature of the platform the following are what I thought were the main pros and cons pros guides customers through the entire process offers a range of debt relief services and there's a likelihood of a lowered payment the business is not Triple B Accredited and there's no information on the website about charges now let's look at some of the main features that make it stand out from the rest offers preapproved loans Point Break gives its customers pre-approved loan offers with a low starting interest rate this is a good feature especially for clients seeking Financial relief net credit does not give pre-approved Loan offers as you have to apply directly this feature makes Point Break the better alternative reasonable maximum loan limit you can access a maximum loan of $50,000 which is more than the $40,000 Lending Club offer as its maximum loan amount therefore Point Break is a better choice if you're looking for a loan between 40 and $50,000 so the following are who it's best suited for individuals with bad credit as there is no credit requirement individuals in financial difficulties and need a pre-approved loan My overall verdict I believe Point Break is a good platform for connecting borrowers to match lenders you stand to benefit from its wide array of debt relief services reduced payments and guidance throughout the process nonetheless I discovered that its website doesn't give information on charges that apply which increases the likelihood of hidden charges or misunderstandings despite this shortcoming I would recommend the platform if you need a fast pre-approved loan please note that these rates are current and subject to change in the future and that's it thanks for watching till next time