This meeting featured Samir (CEO of Highbeam), Sib (co-founder of Branch Furniture), and others discussing Highbeam’s financial platform tailored for consumer brands.
Key topics included Highbeam’s automated cash management, banking features, and the upcoming AI intelligence layer for scenario analysis and cash flow forecasting.
The panel also discussed customer experiences, product eligibility, and special offers for listeners.
Notable discussion points included Highbeam’s treasury management automation and its comparative advantages over traditional banks.
Action Items
Immediately – Sib: Create and publish a 10% discount link for Branch Furniture (branchfern.com/operators).
Immediately – Samir/Highbeam: Ensure the special landing page for a four-month free AI trial (hibbeam.co/operators) is live and functional.
Sib: Share his experience with Highbeam after a few weeks of usage.
Highbeam Overview & Customer Experience
Samir introduced Highbeam as a financial platform focused on consumer brands, offering access to optimized financial products, automation, and actionable intelligence.
Sib from Branch Furniture highlighted the platform’s importance for businesses focused on profitability and efficiency, emphasizing the need for reliability and strategic partnership post-SVB crisis.
Reliable basic banking features (FDIC insurance up to $3M, clean interface) and strong customer service distinguished Highbeam from incumbent banks.
Highbeam is specifically designed for the workflow and cash dynamics of consumer brands, supporting complex inflows/outflows, forecasting, and timely cash movement.
Highbeam Product Features & Differentiators
Core banking and automation services are free for qualified customers; AI-driven intelligence and scenario modeling are currently offered with a four-month free trial.
Automated treasury management—sweeps excess funds from a checking account to high-yield savings or money market accounts—enables clients to maximize returns (e.g., 2.5% to 4%+), with daily transfers and full FDIC insurance through account stratification.
The platform automates line of credit management, moving funds to minimize interest payments and maintain liquidity.
Highbeam’s AI layer provides live cash flow forecasts, real-time data consolidation from multiple financial sources, scenario analysis, and the ability to answer operational finance questions via AI agents.
The system aims to reduce manual finance work, potentially reducing the need for extensive accounting staff.
Eligibility & Offers
Highbeam is available to U.S.-based, omni-channel consumer brands with over $1M in annual sales; enhanced onboarding and AI support are provided for brands above $10M in sales.
Canadian customers cannot access banking services, but AI features pulling data from Canadian banks may be available in the future.
Special offer: Four months of free access to AI features via hibbeam.co/operators for meeting participants and listeners.
Branch Furniture is offering a forthcoming 10% discount for operators.
Decisions
Only U.S. entities with $1M+ sales are eligible for Highbeam’s banking and automation services — Decision based on the ability to provide high service levels and product value.
Open Questions / Follow-Ups
Sib will report back to the group on his experience with Highbeam’s platform in a few weeks.
Timing for availability of AI features (without banking) for Canadian entities to be confirmed.