Go Time Bank Overview

Introduction to Go Time Bank

• New favorite digital bank.
• Offers easy account opening, features, benefits, and free debit card.

Previous Favorites

• Previous favorites included ING (no longer in the Philippines) and Como (lacking features and lower interest).

What is Go Time?

• Officially licensed digital bank by BSP (Bangko Sentral ng Pilipinas).
• One of six licensed digital banks in the Philippines.
• Owned by Robinsons (Gokongwei Group).

Interest Rates

• Offers 5% interest per year on savings accounts.
• Interest credited monthly.

Account Creation Process

• Simple steps to open an account:
  • Download the Go Time app from App Store or Play Store.
  • Prepare a valid ID and take a selfie.
  • Follow instructions to create an account.
• Account is ready quickly after completing the steps.

Free Debit Card

• Available at GoTime kiosks located in Robinsons malls.
• Quick process to print the card using a kiosk.
• Assistance is available if needed.

Features and Benefits of Go Time

User Interface

• Clean and minimalistic app design.
• Easy navigation for main account, GoRewards, GoSave, and debit card.

Main Account

• Cash-in location for funds.
• Connected to the debit card (no interest).
• Funds can be transferred to the GoSave account for earning interest.

GoSave Account

• Allows creating up to 5 separate savings accounts to earn 5% interest.
• Funds can be easily transferred between accounts.
• Flexible withdrawal options compared to other banks.

GoRewards Program

• Earn points when spending with the GoTime debit card.
• Spending at partner stores earns 3x points.
• Points can be converted to cash or spent at partner companies (1 point = 1 peso).
• Example: Spending 700 pesos earned 9 points.

Cash-In Options

• Convenient cash-in methods via Instapay or at Robinsons stores.
• Access account number through the app for transfers.

Conclusion

• GoTime is rated highly for its features, ease of use, and backing by a traditional company.
• Encouragement to share experiences with GoTime in the comments.

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• Website for further information: freedomlabph.com