Amazon Rewards Program Agreement

Overview

• Issued By: JPMorgan Chase Bank, N.A.
• Offered By: Amazon and Chase
• Eligibility: Requires an Amazon.com account for Amazon Visa; Prime membership for Prime Visa to earn more rewards.

Key Definitions

• Agreement: This document.
• Amazon: Amazon.com Services LLC and its affiliates.
• Program: The Amazon rewards program described here.
• Card Account: Your Amazon Visa or Prime Visa credit card account.
• Credit Card: Your Amazon Visa or Prime Visa credit card.
• We/Us/Our/Chase: JPMorgan Chase Bank, N.A. and affiliates.
• You/Your: The card account holder.

Earning Points

• Qualifying Purchases: Products/services bought minus returns/refunds.
• Transactions Not Earning Points:
  • Promotional financing offers
  • Balance transfers
  • Cash advances
  • Certain gaming and lottery transactions

Reward Rates

5-2-1 % Back Rewards (With Prime)

• 5% Back: Purchases at Amazon.com, Whole Foods Market, Chase Travel.
• 2% Back: Gas stations, local transit, commuting, restaurants.
• 1% Back: All other purchases.

3-2-1 % Back Rewards (Without Prime)

• 3% Back: Purchases at Amazon.com, Whole Foods Market, Chase Travel.
• 2% Back: Gas stations, local transit, commuting, restaurants.
• 1% Back: All other purchases.

Bonus Points

• Special Promotions: Refer-a-Friend, etc.
• Terms: Duration and expiration specific to each offer.

Utilizing Points

• Redemptions:
  • Amazon.com Purchases: Use points for eligible purchases.
  • Travel: Book via Chase Travel.
  • Cash: Statement credit or electronic deposit.
  • Gift Cards: Available through the program.

Restrictions

• Misuse: Prohibited activities include failing to make payments, unauthorized selling of points, etc.
• Changes: Program terms can change with 30 days notice.
• Account Closures: Can lose points if account is closed due to misuse or fraud.

Other Information

• Points have no value until redeemed and are subject to terms.
• Responsibility: Chase not responsible for disputes with authorized users or third-party merchant issues.
• Law: Governed by federal law and Delaware law.
• Changes to Contact Info: Notify Chase immediately to update.
• Communication: Via email, mail, or Chase online services.

Important Considerations

• Points do not expire as long as the card account is active.
• Participating third-party merchant names/logos are used with permission but subject to change.