blue brakes by Pro brother is back at to Blanca HD cluster today we are going to see a spacious fire Flat Point block well renovated with unblocked SE VI follow me and check this out let's go before I show you the home let me just go through some BB property effects first there are actually two plaster in the HD TOA Enclave is separated by Mount Fable where at 37 tobla R this is a point block comprising of only fire Flats level 25 in total what is a point block basically there is only four units per level each unit is a corner unit giving you full privacy the least St for this home is September 1976 48 years old we have 51 years in terms of the remaining leas so who will be perfect for this home of course number one if you looking for retirement home that is centrally located very near to the parks and doors that amenities this could also be useful for a young Couer and you you want to structure this under applicant occupier kind of ownership structure 5 years later after you have achieved your minimum occupancy period the occupier can now get the second private property with no additional biyer stem Duty you can then choose to move over to the private property and rent out this hdb this will be about $4,000 conservatively every month from a rental perspective at a conservative monthly rental rate of 4,000 spread over the next 46 years you'll be able to collect a total rent of $2.2 million [Music] let me orientate you on the Flor analysis for this unit 114 S M 1227 Square ft this is a very regular shaped firum flat because it is situated in a point block you can see that it has a very unique L-shaped living dining Zone having windows on both the living and dining side giving a lot of cross ventilation and brightness three bedrooms two bathroom huge kitchen as well as a yard area for this FL plan there is also a space that you can car out your fourth bedroom which I will show you later we are situated on a high floor above level 15 over here we get unblocked view we are fronting towards the bipai H loock Park so you get a lot of greenery view as well this is direct North facing north out orientation usually gives you the best wind ventilation throughout the entire year invisible grill for child safety the a full renovation 5 years ago estimated about $80,000 is is a gutted renovation so you're looking for something that is moving condition this unit will definitely suit you very spacious living area you can see that we can accommodate a very comfortable big Lounge sofa Seer set the owners have Incorporated this fluted panel feature wall with TV console storage to Wi is all homogenous talling spreads throughout the entire living dining as well as the kitchen space four ceiling has been done out with exellent lighting at the side down lights as well as a central lighting depending on the more and what trying to do you can use layoff the different lightings to create different atmosphere moving onwards to the dining area this is a special that we can only find a point block basis because if you were to look at this direction you can actually enjoy the Sea View you will see towards the central business district this is direct east facing so you get a little bit of Morning Sun here we have actually a very flexible space so this can be of course your dining area you can also create like a study zoning or a secondary entertainment space the other idea that we can have is actually we can enclose this to become the fourth bedro in terms of measurements wise this will be 2.7 in terms of width 2.5 m in depth what it means for you is this can accommodate a queen size bit with a wardrobe so probably you install like a sliding door so this will make the entire bedroom very functional this would be a good idea if you need a four bedro if not this is actually very nice as a open space to create like a lifestyle secondary family area we also have a very comfortable dining spot that is allocated over here that can accommodate 6 to 8 Seer over here if you decide that you need more storage space where the dining set is is where you can cover an additional store room and we can actually move the entire dining set to the central location if you are living that space as your fourth bedro or your secondary living area let me show you more on the BB location analysis we're located along to Blanca rise right beside Mount Faber Park Mount fa park is actually part of the Southern reges that connect Mount fa park to Blanca Hill Park canri H Park as well as Labrador Park research has also shown that people who stay near a park are generally healthier as well as happier so this is total 10 kilomet of Scenic walk that you can enjoy over here we are 850 M walking distance to Harbor front MRT Station as well as Vivo City when you cut through the mount fa walking path H Prim station is a dual line so it consists of the Northeast line as well as the circle line giving you a lot of connectivity alternatively you can also take buses that are just downstairs two bus stops you can also reach the MRT station as well as Vivo City Vivo city is the largest shopping mall in Singapore with 1 million s ft of retail spaces in 2026 the extension of circle line will be completed and in the future from Harbor front you can actually take the circle line all the way and you'll reach Marina Bay MRT station for drivers you very close by to Expressway like your MCE a as well as your CTE popular primary schools within 1 kilometer of this home is your CH K as well as Ras primary for entertainment we are very close to Sentosa if you want to lace at the beach you can also pop by MTH favors Safra where you get to enjoy indoor golf bowling bedminton basketball pool and gym facilities right beside us we also have a market and food center and we are also close wies the to Blanca Cresent market and food center as well and right beside there is also a giant supermarket for your daily grocery [Music] needs so for kitchen wi the owners have actually knocked down the wall open up the kitchen space so you can see that the entire living dining kitchen is is very well connected giving you a very expensive kind of feel island has been set with bus too so this can double up as another breakfast counter area electric sockets are being installed so if you want to install a coffee machine this can be done right here heading onwards to the kitchen lots of storage Cabinetry has been done total eight panels of floor to ceiling storage electrical plugs are already installed for you within the Cabinetry space itself two kitchen countertop spaces quad counter top with more storages at the bottom heading on to the other side of the kitchen counter top so that's where you have your EF cooker Hood as well as your Tre burner cooker hop so heading onwards to the yach space a hanging system has been installed over here internal beIN shoot and you can actually stack up a washer dryer right over here as well if you want some subdivision between the kitchen and y space you can opt to have some sliding or affordable doors to separate the kitchen as well as the yach [Music] space let share with you on the BB pricing analysis where you look at the fire room flat comparables if you were hunting for a house in the to Blanca area here are the asking prices of fire Flats in the area to Blanca crin built 1998 $859,000 to Blanca R built 1976 880,000 to Blanca drive built between 1976 to 1978 asking price are ranging between 798 th000 to $1 million for slightly newer fire Flats at tobla Heights they are built in 20 three the asking price is 1.06 million looking at some of the Forum Flats in to Blanca Heights itself they are of the younger age built between 2013 to 2018 the asking price for these forign flights are between $858,000 to $11.19 million our unit at 37 tobanga rise this is a high Flor renovated unit with good views it's only asking $890,000 1227 square footage in sizing [Music] common bar entrance is from the living area so it's perfect for those who are looking for like a more modern layout common bathroom white has been fully renovated in a dark team so it's very easy to maintain water TOS Flo TOS have all been done up for you with sing and vanity counter this bathroom also allows for a clear division of wet and dry areas you can install a partition glance to separate the wet and dry area the common bedrooms in this home are very spacious heading into the first Common room this is actually the smallest bedroom in the entire home so you can see that very squarish four panel of Windows giving you a lot of natural lighting that comes in invisible grill for safety ceiling fan has also been inst stock we have like two single bits so you can definitely comfortably put in a king-size bit if you want to still living you enough enough space if you want like a study table in this bedroom itself you can have a wardrobe space along that corner there are no buildings in the bedroom giving you full flexibility in terms of furniture placement entering into the second common room this total room size is exactly the same size as your master room we have the ceiling fan install air condition install flooring wines for all the bedrooms are all your vinyl towel so these are very easy to maintain scratch free water resistance you got to enjoy the same unblock and PK views over here in this bed room four panels or Windows as you can see there's a room that has been C up from this second common room it combon dates a proper single bit it's meant to be a helpers room this can be easily reinstate because this is actually your soft partitioning once you remove this it will not affect your flooring as well as your ceiling and it can be the same size as your master bedroom another way to use the bedro as it is is to have the walkin wardrobe at the existing room behind and you can have your bit at this [Music] orientation let's talk about the BB financial [Music] analysis in terms of loan wise you can choose to go for a bank loan that will be maximum up to 75% loan to value with a loan tenure of between 20 to 25 years old depending which bank you taking a loan from for hdb loan wise it can be up to 80% loan to value and you can get up to 25 years loan tener in terms of CP housing Grant there is proximity housing Grant up to 20K if you're staying within 4 kilm of your parents or your child's residential unit for first- timer grants for fire flat you'll be up to $50,000 if you are a SC and SC couple in terms of cpf usage wies assuming there is no COV and the purchase price is $890,000 the total CPA that you can use throughout the entire loan tenure is up to $890,000 if you are 44 years old and above if the youngest buyer's age is less than 44 years old there will be a pration of the maximum cpf that you can use throughout the loan tenner what does it mean to you it is still a very healthy percentage at 69% because for most buyers throughout their loan tenure they are unlikely to use more than 70% of cpf to finance their entire home let us look at the financial breakdown assuming we are buying this home without cash over valuation and taking a bank loan at 890k purchase price 5 % cash down payment $44,500 20% remaining down payment 178,000 this can be financed via cash cpf OA or cpf grants buyer stem duty 21,300 this can be paid by cash or cpf legal fees $2,000 payable by cash or cpf total outf frund required will be $245,800 75% loan will be $667,500 at a 20-year loan tenner at 2.9% interest rate that will work out to be 3, [Music] $669 what I like about this master room that is spacious and is squarish right now what I seeing here it's a queen-sized bait you can definitely accommodate a king siiz bait very comfortably four ceiling has been done up with some down lights leaving you space for a central lighting air condition has also been installed minor to floorings there are no fixtures that has buil into this bedroom in terms of view wise you actually get to enjoy the SE view if you like to you can actually mount the TV on on this wall at the AL Co near the windows you can actually accommodate a writing table or like a dresser in terms of the on bathroom we have a warmer team design with lighter floor and water tows fitted in with a buff [Music] TP if you're looking for a spacious fire flat that is well renovated with SE views High floor on a point block setting do contact our lising team below to arrange for Ving appointment follow our socials across YouTube Tik Tok Instagram as well as Facebook for More homet tour content my name is irong Blue breakes by Property Brothers always happy to show you the place before I show you the home let me just share with you more on the BB effects ah sorry if you do want to charge your vacuum cleaner or operate some appliances that or you want to we are happy to make a video uh