🏦

How to Get a 450 Internal Score with Navy Federal Credit Union

Jul 13, 2024

How to Get a 450 Internal Score with Navy Federal Credit Union

Introduction

  • Presenter: Toby O'Zahario
  • Topic: Increasing your internal score with Navy Federal Credit Union

How to Find Your Internal Score

  1. Contact Navy Federal:
    • Call and speak to a representative
    • Message them through their portal
  2. Denial Letter:
    • Check a denial letter from a product application for your internal score

What is an Internal Score?

  • Internal score is the score between the customer and Navy Federal
  • Scores range from 100 to 450
  • Higher scores indicate a stronger relationship with the bank

How to Improve Your Internal Score

  • Focus on Relationship Banking:
    • Navy Federal prioritizes long-term relationships with customers
  • Open Multiple Accounts and Products:
    • Personal checking account with direct deposit
    • Personal loans
    • Credit cards
    • Pledge loans
    • Savings account
  • Avoid Insufficient Funds:
    • Ensure accounts have auto-pay setup
  • Show Management Capability:
    • Apply, get approved, and manage multiple Navy Federal products

Tips

  • Pre-Approval Tool:
    • Use this to avoid wasting inquiries on products you might not get approved for
  • Engagement:
    • More engagement and products with Navy Federal can lead to higher internal scores

Conclusion

  • Internal scores can go up to 450
  • Building a strong relationship with Navy Federal by having multiple products and managing them well can lead to a higher internal score
  • Encourage engagement: Comment your internal score and experiences

Call to Action

  • Subscribe and hit the bell notification
  • Smash the like button
  • Comment if you are a new viewer

Presenter: Toby O'Zahario