Ledger Accounts and Double Entry

Jul 22, 2025

Overview

This lecture introduces ledger accounts and the double entry principle, explaining their structure, types, and how to record transactions in accounting.

Introduction to Ledger Accounts

  • Ledger accounts reflect the dual impact of transactions using double entries.
  • Recording all transactions under the accounting equation is impractical; therefore, accounts (ledgers) are used.
  • Ledger accounts are structured to show increases and decreases in assets, liabilities, equity, income, and expenses.

Structure and Format of Ledger Accounts

  • Ledger accounts are drawn in the shape of a capital "T" (T account format).
  • Each ledger account has two sides: debit (left) and credit (right).
  • Both sides are divided into four columns: Date, Details (Description), Ledger Folio, and Value (Amount).
  • The left side is always labeled "Debit (Dr)" and the right side "Credit (Cr)".

Types of Ledger Accounts

  • There are five main types of ledger accounts: Asset, Liability, Equity, Income, and Expense accounts.
  • Every individual asset, liability, income, or expense must have a separate account.

Double Entry Principle

  • The double entry system requires every transaction to be recorded in at least two accounts: one debit and one credit.
  • Increases and decreases are recorded differently based on account type:
    • Asset: Increase = Debit, Decrease = Credit
    • Liability: Increase = Credit, Decrease = Debit
    • Equity: Increase = Credit, Decrease = Debit
    • Income: Increase = Credit, Decrease = Debit
    • Expense: Increase = Debit, Decrease = Credit
  • The same amount is recorded in both accounts, ensuring accuracy.

Example of Double Entry

  • Owner invests cash into the business: Cash account (asset) debited, Capital account (equity) credited for the same amount.
  • Always label the sides as Dr (debit) and Cr (credit) in every account.

Key Terms & Definitions

  • Ledger Account — A record used to track increases and decreases in specific assets, liabilities, equity, incomes, or expenses.
  • Debit (Dr) — The left side of a ledger account, used to record increases in assets and expenses, and decreases in liabilities, equity, and income.
  • Credit (Cr) — The right side of a ledger account, used to record increases in liabilities, equity, and income, and decreases in assets and expenses.
  • Double Entry Principle — An accounting rule stating every transaction affects at least two accounts with equal debit and credit entries.

Action Items / Next Steps

  • Practice drawing ledger accounts using the T format with proper columns and labels.
  • Memorize the rules for debits and credits according to account type.
  • Prepare for exercises on recording double entries for various transactions in the next session.