Transcript for:
XRP and DeFi Developments

[Applause] [Music] So this is the loan protocol, right? And these markets here, Ripple, XRP, and LTC, you can see here the earn APY is 0.00, right? It's been like that for years. They literally just voted on the on the governance um to start giving rewards when for those who lend out their LTC and XRP in this on this loan protocol. So this sliver of a percent or 00 basically 0% is going to change. Like you've always been able to borrow and lend out your XRP. I mean it only makes sense to borrow against it if you're going to lend it out because you're not making [ __ ] But with this new um this new voting, you know, passed, we're going to be able to get rewards when we lend out our XRP on this [ __ ] on this lending protocol, bro. Yeah. I love the research that you've been doing with Marshall Laner and Metal X and whatnot. And I think it's cool, too, that even just sitting right there on USDcoin for lending out earn 34%. That's a high that's a high yield savings account right there. high% account. It throttles down to like maybe 20 and it goes up as high as like 40. I'm cool with that. You know what I mean? Like I don't mind putting a million dollars in there, lending it out with that type of APY all day. I'll take it. What is that going to average out to be like $280,000 a year type of [ __ ] You know what I mean? I'll take it. Yeah. And wasn't there a wasn't there a vault that you just found a second ago, bro, where they they uh they had a 100 or excuse me $350,000 worth of XDC in that vault for 120 days and we did the math and that's $31,500 day uh $500 and 120 days that someone earned in terms of yield on that XDC. Didn't you just pull that up when we were on the phone a second ago? Yeah. Yeah. Yeah. Hold on. Let me share it right now. Hold on. Once it once it loads up here. Hold on. I gotta stop sharing and then share again. Hold on one second. I think I think Kev would be would like to see that one because that one sparked a little fire inside me because I got a lot of XDC. All right. So, check this out. So, you guys can see the So, this is Zoth Finance. Zothi. Come check this stuff out. I mean, it's it's mad legit, right? But check this out. They got this pool right here or this vault that's basically called what? Invoice factoring pool with Neo Bank from Central America. It has $3.5 million in it. The pool side the vault size is up to 7 million but they're earning 12% and then what you were just talking about what I was sharing with you is this XDC pool vault that max capacity was 350,000 and it reached its peak, right? So it it it maxed out at 350K because they were paying out 9%. And this was on the XDC chain as well. So like yeah, guys, like this is this is what's going to turn up these chains, bro. I wouldn't be surprised too if you probably go back and look at when this vault was active and this 350K came in if like we seen like a price fluctuation with the price of XDC because I wouldn't I wouldn't think there's too much still locked up on the on the XDC chain right now. There's still a lot being built, you know. You know what? I want to cap on what something that you just said because I think that a lot of people are putting off. they're putting off um learning about DeFi and real world assets and fractionalized ownership and you know generating yield taking your passive assets and turning them into you know yield generating assets. I got this video you said that and and it clicked for me. I have this this video of David Schwarz. I'm trying to look in my in my notes right now and find it, but it's of him at Apex sitting in on an interview with CoinDesk, some CoinDesk representative, and he specifically said that he thinks the next big wave of of institutions are going to come into this space through these mechanisms, DeFi, fractionalized ownership, real world asset tokenization, um you know, generating yield, so on and so forth. So, I wanted to play that. I'm gonna find it here in a second. But that's dope, bro. That's dope. Isn't there another platform, Kev, that you found while I'm looking for this that we that had a XDC announcement recently? XDC announcement. Um, I think was it Prime? Was it Prime? I think it was Prime numbers. Prime number Lab, if you have it, could you pull it up for just a second? I'm gonna try to find this video real quick. CoinDesk, I know I got the video. I just got to find it. Oh, yeah. liquid staking. Uh you can liquid stake on prime numbers. Now, can you share your screen? Run over that real quick. Look. Click it. What's that? What are we sitting at right there on there? But for the record, by the way, for anybody that's listening in, you know, these platforms, these protocols that we're diving in, we have a strategy around this. We're not just like we're not just diving into these into these protocols and these platforms risking our hard-earned digital assets. we have a requirement threshold that we meet and if it doesn't or a requirement threshold that we have these protocols need to adhere by before we enter into them or risk our capital and so don't just think that because we're talking about these protocols whatever that we're sitting here actively using them because a lot of them were sitting on ice and we're waiting for things like the TVL to increase or better audits to come about or uh just more longevity in the protocol itself from when it initially launched. So, I just want to make that clear cuz Aqua just brought up a platform that was showing some uh XDC yield vaults or whatever it was. I don't want people to think to just go over there and start providing liquidity. That's not how it works, right? You're going to get wrecked in DeFi if you don't take a strategical approach and start to learn this stuff properly. The reason why we show you guys this stuff in my personal opinion, um, just me, I mean, Aqua and and Kev can speak for themselves, but is to educate you guys and and and make aware of these opportunities. We're still stuck in this day and age where people think that it's ideal to sell their digital assets for fiat when in reality, everything is transitioning over to this new digitally native infrastructure. Now is the time to start to learn how to keep yourself embedded into crypto, to keep yourself embedded into Web 3. And like Kev has said in the past, shout out to Kev for this one. This is like a staple in our community is learn how to generate cash flow, right? Learn how to generate cash flow with your digital assets to stay embedded into digital finance. Um, and turn your passive assets into active assets, right? Turn your turn your static, excuse me, static assets into active assets. So yeah, anyways, go ahead, Kev, if that's the platform. I'm still looking for this video. Okay, so yeah, guys. So I mean, um, Prime Labs, I mean, they've been they've been here for a while and did they've been building up building for a while on XDC, so I'm not surprised that they came out with this liquid staking, but um, what I haven't done this yet, though. Have any of you put any XDC up yet into here? I know somebody from our community. I think it was Cryptotilian in our community. Um I don't know why that that name just rings a bell. Um I remember being on a private Zoom call with you guys. I don't remember if it was your call, Kev, or one of Aqua's where he was like, "Yeah, he tested it out and he said that the yield's been working and whatnot, but it was just a test amount that he ran with. I don't remember specifically what he said." So, like, hi. I don't know what just happened. Your mic went bananas. Bananas. My bad. I said, uh, I'm actually gonna I'm actually going to put like 50K 50K XDC in here and give it a shot and see how this see how this goes. Yeah. Let the I mean, let everybody know how it works for you. you know, assess your risk and move from there. Trying to find this video. I know they freaking posted it, dude. I want to play that video before we go too off topic because I like I like showing people that, you know, the lead engineers of these protocols and these, you know, for example, the XRPL, the lead engineer of XRPL is telling you guys, you know, the next big wave of institutional adoption is not going to necessarily come right away from crossber remittances and, you know, payments and whatnot. A lot of it's going to come from them being able to put their liquidity to work, right? From them being able to take these static assets, for example, one of the biggest assets in the industry like XRP where if you look at the total market cap for XRP right now, it's what sitting at 128 20 maybe 127 billion or something like that right now, something like that around that. And most of it's most of that is just sitting dormant on centralized exchanges. None of it's active in the DeFi ecosystem. And now that's all about the It's all about the [ __ ] Bro, XRP's DeFi TVL is about to skyrocket. Skyrocket. Bro, can you imagine when XRPL DeFi is sitting at 60 billion, bro? XRP is going to be at like I ain't gonna say nothing crazy, bro. You know, I'll say something crazy, bro. You kidding me? It's gonna be trillions of dollars eventually, bro. When that day comes, I don't know. But that's where we're going for sure. Kidding me. Let me look at my freaking history. I don't even know why I just didn't do that first. Hold up. I'm I'm determined to find this video. I have a really good memory of all the [ __ ] that I watched. So, I know I'm gonna find this video of David Schwarz. I want to talk about say, honestly, like say and this MCP. Have you heard of the uh the model conflict protocol? So now not now AIS can do transactions on sh on say. Wait, hold on. What? No, bro. You're you're way into the weeds of say more so than I am. Yes. Say don't sleep on say. Got some say. We It's not showing like oh my I got I got say. I got say. I'm staking my say right now. Um I'm with say I just haven't done research on like all the protocols like you have that are on say. I'm not doing anything on my say with my say except just staking it right now and earning I think it's like 3.5% or something. Oh yeah, dude. Um you cannot integrate AI with say. So say is going to be crazy and I'm I'm glad we caught on to this thing at at like what 14 cents like 14 14 to 18 cents. Yeah, we beat Donald Trump. Um, World Liberty Finance investment hon agents is really the next wave. This is this cycle. Like that's that's this cycle's um niche. Oh, what did Ember just say? Ember Cole in the thing in the chat. Can you guys read that? Stake, borrow against, buy real estate, tokenize real estate, borrow more, stake more, repeat. Is this the way out of the matrix? Yes, it is, my friend. Yes, it is. It's definitely a lot more to it, right? There's strategy behind it, but in a nutshell, it's something it's it's, let me put it this way, that's a strategy that could possibly be utilized. So you choose to learn it properly and educate yourself properly and protect your yourself properly to do it right. I mean yeah but that in a nutshell he's pretty he's on it though. That's take it, borrow it, buy more, lend it out, borrow more what you need. Print baby print facts, bro. Um all right, let me look at my bookmarks. I swear to God I'm gonna find this video. Y'all can keep talking while I'm watching while I'm looking for this thing. I'm gonna find it. Anyway, what are you looking for exactly? I'm looking for that David Schwarz video where he's like, "Yeah, it's not going to be what everybody thinks it's going to be that's going to bring institutions in. It's going to be fractionalized ownership and tokenization of real world assets and DeFi. Yeah, you got to show that because there's still so many people in the XRP army that still feel that like it's going to be retail that moves the needle for XRP and like some crazy news is going to come out and that's what's going to move the needle and it's not. What's going to move the needle is total value locked on the XRPL and it's going to take more XRP army members to start participating on chain. Yeah. And you know playing with the w with all these different protocols. I mean, start with a $1.50. I mean, start somewhere, you know, or just learn. You don't even have to start risking your assets. You can just take a course or read a document or start going over to the protocols themselves and reading the docs of the protocol. And most of the protocols nowadays have how-to videos and you can just teach yourself. You don't even have to risk your assets type thing. You know, I I always try to convey to people that they don't need to they don't need to expose themselves to DeFi to learn about it because that's the truth. You know, so many people are like, "Oh, you guys are trying to tell people to get involved in DeFi." I'm like, "No, the [ __ ] we're not. We're just trying to tell you guys to learn about it. Read a document for once in your life type [ __ ] you know? It's crazy. Why wouldn't you want to get involved in DeFi, you know? It's it's like it's what makes crypto like a full circle, you know? It's literally what makes the whole thing move make sense. Like otherwise crypto is just like another stock. You're just buying with price appreciation. So yeah, doesn't make sense for you to just be like, "Ah, DeFi is garbage. I don't want to learn about it." When it But you like purchase cryptocurrency. It goes hand in hand, man. You got to learn it. That That's what I was saying yesterday on my TikTok live, bro. I was telling the people, I was like, "Look, if you're going to hold on to these assets for a lifetime, or if you're one of those people that are like, I'm never selling my XRP, like, well, what else are you going to do with it?" Like, what are you going to do from now till then? Like, you should get it working for you. And the way I feel like you can hang on to XRP for a lifetime is by putting it to work, making cash flow for you. like this whole thing of you know selling it and you know at a certain price point like why would you do that when you this asset is basically a stream of income coming your way type of thing. You know what I mean? I always say it like this bro I always say it like this. You know you got two people and you're the type of person that's like I'm never going to sell my XRP. Okay, you fit into that category. You got two people. Well, first person just holds on to XRP for 10 years, does nothing with it. It's just a static asset and all they do is benefit from the mentality that the price appreciation brings to them because if they never sell it, how are they benefiting? How are they profiting off that asset technically speaking? Because you don't profit until you sell, right? You don't profit till you pay yourself. It's all just numbers on your digital phone in terms of ones and zeros and maybe a couple of other numbers until you pay yourself, right? Whereas vice versa, you have somebody on the opposite side of the spectrum that participates in yield, learns how to defy properly, whether that's through yield farming, being a liquidity provider, lending, borrowing, staking, liquid staking, all these different primitives and defy strategies that you could partake in. Let's just throw an average out there. Let's say they just yield. a yield farm for the next 10 years and they earn 5%. And 2.5% of that XRP every single day because it's daily rewards. Even though it's an annual yield, you can earn daily rewards with that yield. 2.5% of that per year they pay themselves passive income. And the other 2.5% they compound back on top of their initial bags. Who's going to have more money and more XRP at the end of that 10 years? It's going to be the person that participated in DeFi. though they of course choose to do it securely, which there are ways to do that in DeFi. Bro, it's going to be the person that [ __ ] uses DeFi. Like, it's it's so easy to see. Yeah. Super facts, bro. Like, it's a fact that if I when I first bought my first XRP, it was December 2016 and then vast majority of my XRP in 2017. If I had been if I had the ability to stake my XRP for just 3% between then and where we're at now, bro, my port my portfolio for XRP alone would be triple if not quadruple what it is now. No, that's real. Yeah. Imagine if I staking from getgo, I would have stake my Ethereum. Now, you know how much Ethereum I have? Oh, man. You know, people people that neglect DeFi. And the crazy part is too is these regulators, these high-end entities, they're paying attention to that. As a matter of fact, after we play this David Schwarz video, I'll roll into that portion of this call real quick. I'll just show you guys that the landscape in DeFi is changing. The entire rhetoric is is changing. For example, if you've been in the XRP community, I'm just using XRP as an example, not an XRP maxi. I'm diversified. XRP and Ripple Research is just easy to do because they're always kicking ass in this space, right? But there's more than meets the eye. But if you just, you know, if you just look at what was announced recently by large organizations, researchers have had a hard time proving that organizations are telling you directly to your face what they're actually going to use XRP for. It was always speculation that it was going to be utilized in crossber payments or as a bridge asset or this and that. Well, now for the first time ever over the past, let's just say six months, we've actually had organizations with valid credentials that are listed on the stock exchange come out and directly say what they're going to use XRP for. And if you've been paying attention, there have been two big ass organizations that are about to make a huge investment into XRP that have told you all directly to your face that they're going to use their XRP to generate yield and pay their stakeholders. And if that doesn't show you enough proof that this is about to be the future, I don't know what else will. But that ends all the speculation that organizations aren't going to use XRP because they're telling you now that they are. It's not speculation anymore. Before, like 2, three years ago, it was speculation. We could never really find documents where an organization would directly come out and be like, "Hey, we're going to use this digital asset and specifically name it and for this purpose." It was always speculation. But now, nah, that's not that's not the landscape that we're in now. That's real. I mean, just that BIS document that you've been sharing the past few weeks and the the whole Alice connection and Ripple touching on that, like, man, come on. Too easy, bro, to see. You're muted though, bro. Well, I was just going to say, so do you remember specifically what you said a second ago and why I wanted to play this video? Because you had mentioned something about how this is going to be. Do you remember what you said? why I wanted to bring this video up. Uh, man, no, I forget what Yeah. Yeah. to Yeah, I knew it was something that I had said and Go ahead. Yeah. Just I think you were talking about how or I was talking about how most people Oh, yeah, you were. You were talking about the XRP community on TikTok or whatever. They're always just talking about how it's going to be crossber payments or this other aspect of utility that XRP brings. And most people don't even understand that, you know, the people that built the XRP ledger are telling you guys the opposite. And most people, it's weird that they don't know that. You know, like most people are always trying to debunk, they're always trying to debunk what David Schwarz tweets out on Twitter, but they're never trying to listen to what he says. Ex. Man, I swear to God, you hit the nail with the hammer. And I like that's what that's what sounds like weird to me, especially like if you get into like a debate with these people. It's like, well, that's cool you you're saying that and I can hear your opinion on that, but like did you see what David Schwarz just said two weeks ago at Apex 2025? Like he said the exact opposite and he's saying that it's going to be through basically DeFi institutions. Like remember though too, remember this. Remember a year ago I feel like the sentiment was different. like they thought like, oh, you have there's a there's a chance right now for retail to frontr run the institutions and because the XRP army never woke up to DeFi, that never ended up happening and that window is now closed and now David has his sentiment and David's uh talk track has changed to saying now it's the institutions again that are being front runners. Bro, yo, pull that [ __ ] video up of of I got the notes. I know, bro. We stamp. I swear to God, this team is one of the best research teams on the internet because everything that we're saying we can back up. Don't forget that talk track that you just mentioned because remember that video where David Schwarz is sitting on stage with Sergey right that you played from Ando. Do you have that? Right. Yeah, I got that. I could pull I got I got the notes on that because David Schwarz I just got to find my notes in my journal right here. I'll find it. But David Schwarz said exactly what you just said that it used to be that retail had the upper hand. But now that institutions have caught on, it's not like that anymore. And now institutions are going to freaking supersede the retail traders. I like literally word for word, bro. I got the notes. Watch. Pull pull that up. I'm going to play this. I'm going to play this video, bro. But I just love that we just have actual verbal confirmation instead of like all these other Twitter influencers that are trying to like debunk David Schwarz's tweets when instead we could just show you exactly what David Schwarz said. Yeah, exactly, bro. It's too easy. It's like just if you're not if you're listening to what David Schwarz says, we're not speculating here. We're actually going off of what he's telling us instead of trying to put our own perspective and opinion into Gamatria with his tweets and [ __ ] you know? Yeah. Yeah. Like we form our opinion. It's aligned with what these guys are saying. And it's been aligned with what these guys have been saying for over a year now if you think about it. And that's like where we're getting our opinion from. Like like the whole when I was like saying like institutions are feeling FOMO. I didn't make that up. That's what Ian Deonte said, the chief strategy officer at Onondo Finance. He said that when he was on stage with Monica Long. You know what I mean? So, it's just listening to what these guys are saying and then forming your opinion around that. Like, there's just too much opinions on the other side of the wall that are not tapped into this information. And it's just a bunch of opinions brewing and brewing and brewing. And that's the scary part because when you're new to crypto too, it's like you're a mag a magnet to all that that garbage when you first come into crypto and you get trapped in that garbage low-key. And you know, and and and I'm not saying every platform out there is garbage. There's there's platforms that I enjoy and there's people that I enjoy their, you know, their work and stuff. But what I'm trying to say is there's more garbage out there debating opinions that are not aligned with these head honchos that are on the stage telling us stuff and they've been telling us stuff for years now. Cuz how long has Apex been going on? I believe this was their sixth year they've done Apex and it's just like how many people have been taking notes and listening to what they're saying at Apex? Not many, but we are. [ __ ] Hello. I have Which is why I have seven figures in my portfolio. Hello. Oh man, it cracks me up. All right, so let's play this v video clip. Can you pull that video up that we were just chatting about because I'm going to find my notes and I want to play the clip of David Schwarz where he said exactly what you mentioned about retail now trailing behind institutions. But this is the video clip of him pretty much saying that he's excited about real world asset tokenization, fractionalized ownership, and that the next big wave of adoption from institutions is going to come through, you know, DeFi and RWAS and and whatnot. So, just listen to this video. It's like a maybe two-minute long clip. And shout out to CoinDesk for this clip. different sides of the spectrum come together. I think that's one of the great things about Apex. Apex was originally envisioned as a developer get together, you know, primarily for people who were building to share, you know, technical insights and talk about strategy for, you know, future development and then it expanded to include retail XRP holders and people who are just enthusiastic about the space and interested in the technology. And I think the big change this year is that you see in representatives of institutions who are looking to bring things like tokenized real world assets onto the blockchain. And I think that's like that that's the big thing that's going to catalyze that next wave of adoption, that real mass growth that we're all hoping to see. Uh talk to me uh about the innovation that's happening and you're the co-creator of the chain, so I want to get into your head a little bit. What are some of the most important innovations that are happening on XRP ledger? I think that if we are going to see the sort of mass adoption of the blockchain space and DeFi broadly speaking, it's going to have to provide the kind of financial services that ordinary people need. You know, collectibles are great and speculation in very high risk assets is interesting, but you know, if you think about what people need a financial system for, they need things like loans, they need payments, they need sensible investments, you know, retirement funds, all of those kinds of things. And I think the most exciting developments are the ones that are going to build those pieces that we need for the DeFi and blockchain space to really take a bite out of that multi- trillion dollar trady market. From a technical perspective, what needs to happen for us to get there? I think the big thing is being able to support things like tokenized real world assets, portfolios of loans, fractional ownership, um all of the sort of complexities around the real world holding of assets. Um, if we can do that, then I think we can we can we can compete with Tradfi. And that's like, you know, that's a multi- trillion dollar market. It's, you know, hundreds of times the current uh DeFi market. That man had to have said DeFi at least four or five times in that spiel just now. Yeah. And what he said at the end there, he said a hundred times the amount of what's in the DeFi TBL right now, bro. So if we take a hundred billion times a hundred, what is that? Trillions of dollars we're now talking about. And you got these people that are like, "Oh, he's just saying DeFi. They're not talking about like DeFi and putting your idol digital assets to work." No, he's talking about the DeFi TVL. If you go look at DeFi Lama, right? Go look at the TVL. That's the ecosystem he's talking about. He's talking about lending, borrowing, fractionalized ownership, putting your liquidity to work, all the this AMM feature that just launched on the XRPO last year, right? He's talking about that stuff. And it's like, yo, you got the freaking head honcho or one of the head honchos of the XRP ledger sitting here on stage telling you all that the next big wave of institutional adoption is going to be through these DeFi primitives and you're still not paying attention. Y'all come on now. It's 2025. These price predictions and these bullish moonboy, hopeium, Fibonacci, spiral projections that have been getting y'all for the last five years are irrelevant when you know that now you don't have to sell your assets. You can pay yourself right now. Like facts facts facts. You create your own wealth right now. and and him talking about real world assets that that's what we have to understand too as a community like once like for example Pripco which is the Dubai tokenization of real estate in Dubai and it's all regulated and everything is legal right so with that being said every house that gets tokenized that liquidity will now be on the XRPPL think about if we have hundreds or thousands of houses tokenized on the XRPPL that's millions if not billions and it could add into trillions because how much is the the the US market real estate? I I always forget like people throw out the number but I always forget. But imagine just a fraction of that being on the XRPL because in my opinion though too it's not the XRPL is not going to win everything as far as real world assets and everything's going to be tokenized there. I feel like there's going to be, you know, the winners and it's going to be different chains that have different TVLs, but with interoperability, it's all going to come together eventually though, too. So, I mean, I don't know. Hopefully, that's landing for some people because I don't feel like people understand that part, too. Like, when we say real world assets, like, do you understand the liquidity in real world assets? It's never really even been tapped into with on Tradfi. You know what the crazy part is about what you just said is I'm gonna pull up a video, but do you have that Onondo Summit pulled up where Yeah. So, I sent it to you. I sent it to you. So, I got two videos. I got I got the video I wanted to just show everybody the FOMO one with the uh the Onondo Finance guy, but then I sent you the the Onondo Summit with um David Schwarz side by side with Sergey. I don't know the time stamp though because this is a 26 minute video. Do you know the time stamp on like where he said that at exactly or I could listen to it kind of like on 2.0 right now if you want to share some other stuff. It's uh I think it comes at 14 minutes and 46 seconds. Okay. Hold on into the video. If if bank XRP because that's the link that you sent me. That's the one I'm on. Okay. So if you go to 14 minutes and 46 seconds I got it pulled up. I I got the link pulled up. I'll play that. before we get off the talk track that you just brought because you had just mentioned Pryo Mint, right? And probably I'd say that I'd say that probably 80 to 90% of the XRP community still doesn't even know about that fundamental Crypto Mint and how, you know, they chose the XRPL to launch on or I I don't know if they launched on it, but I think they utilized it as the initial blockchain to test it, right? I don't I don't know, so I don't want to like confirm or deny that. I have the fundamental pulled up. It's right here. We can go over that. But what is even what solidified this news for me is this lady right here, Arelli from she's the head of Ripple X, partner success at Ripple. Bro, this video was from 3 days ago. Shout out to the CyperX researchers for this one. It only has 135 views. And in this, she says specifically that this organization chose Ripple. So, I wanted to confirm that because because you just mentioned Perco men and you brought that up and I just I always like to show people that we, you know, we're not just making this stuff up. This is coming directly from them type thing, you know. So, anyways, but let's go back to the talk track of Onondo or the Ono Summit where David Schwarz said when we were talking about retail now being led by institutions and before retail like the past maybe like four or five years, retail has had the upper hand if you've taken advantage. But now that opportunity is slowly fading away as more institutions come into this space. It's like people still think that we're going to see the same four-year market cycle that we've seen lead the charge in crypto once an institution comes in and puts another billion dollars on chain or another institution follows their lead and puts $5 billion on chain and then another institution comes in and puts 500 million on chain. like you understand like these market cycles are going to start to fade into the background and we're about to enter into a new whole era of finance in this crypto space. Um, and I want you guys to hear David Schwarz pretty much confirm that for you all that that's the landscape that we're starting to transition into. So, here's that video that Aqua was talking about where David Schwarz is sitting on stage with Sergey. Sergey is talking about earning yield on gold. Didn't he say something like that? Yeah, earning yield on gold. And this is where this is where Sergey bas because they the question was what are you most excited about you know um in this new financial ecosystem in DeFi and he was like being able to earn yield on precious metals and then that's when he was like earning yield how about earning yield on the equity in your house and that's what like prompted me to really start saying that whole breakdown that ended up going viral and a bunch of people were trying to attack me for it. It's all good bro. I mean, eventually y'all will find out, but um yeah, I mean, hear from the horse's mouth, you know. Yeah. I like to the comments that Amber just mentioned, you know, are we going to be doing this now on a trusted and regulated platform at the end of the day for us here in the United States, um there are no regulated platforms, at least to my knowledge, that offer this yet to retail traders at scale. I know that there's a lot of organizations working on it. Like I don't know if Red Swan um is an organization that's in the United States. I might be ignorant on that. I think they are they're partnered with Hideera. Um and I was watching an interview with the CEO of Red Swan the other day that mentioned he's trying to open up the doors to both retail and institutional investing through real world asset tokenization like real estate and fractionalized ownership. Um in Dubai for example there's this platform right now that launched called Crypto Mint you know and it's a regulated it's a regulated platform by Vara and they've been making major strides in the industry where right now if you live in Dubai you can have this mobile application downloaded on your phone and you can invest in tokenalize and tokenalize and fractionalize ownership of you know real estate right so um to answer your question yes and no and some jurisdictions Yes, but for us personally, we're waiting. We're starting to build this into the idea behind our already pre-existing DeFi strategies. So that way when the opportunity does present itself in a safe, secure, and regulated manner, which is what a lot of us in the Wealth 28 Club community are waiting for, um, we're prepared with knowledge and education. And that's the foundation behind what myself, Aqua, and Kev are bringing to people in this space, right, through Cypress X128 Club is we're empowering people with education proper knowledge and information. So that way when you're ready to pull the trigger, you understand what a liquidity pool is, how to be a liquidity provider, what wallets are are compatible with different protocols, um different risks that you know you could come across in the DeFi ecosystem and all these things that YouTube doesn't really teach you because YouTube just flaunts things to you and doesn't really get into the nitty-gritty of how to do, what to do, when to do during different market cycles, during different market um trials and tribulations that you might experience. And we do all that real time. We host educational Zoom calls all throughout the week in real time. We are transparent with our community. When the market reacts positively or negatively to news, we jump on calls. We're talking about what we're doing with our strategies, with what our portfolios are doing, how they're performing, like all these things that you can't grasp from YouTube because it's not real time. When you're in a community with real individuals and you have a question on the spot in the moment and you're in the Cypress X community, you don't have to wait for some response from some support team of some protocol you don't trust because you could just ask people in the community that have probably already done or made a mistake as to what you're going over and boom, you get your question answered just like that. So, I hope Amber that that that um or Ember, excuse me, I don't know if that's how you say that, probably answered your question. I I completely got off track. Let's go back to what we were discussing and talking about. I just wanted to answer that question. This is David Schwarz. I hope that I have the video timestamped properly of him saying what Aqu was mentioning about how retail traders now are losing the upper hand to institutions as more institutions flood in. Let's play this. Shout out to Bank XRP for this. By the way, don't have to understand the details of the technology that it works the best. And so it's get getting that user experience. Interoperability is a big part of that. If like my money's over here, but the thing I want to do is over here, and I really have to think about that, that's too much too much work. It's not worth the energy and effort. And that's probably why institutional adoption is going to happen before mass retail adoption because institutional adoption that that the complexity is not as big of a blocker. Yeah, I couldn't agree more. Constantine, do you have anything to add to that about Right. So pretty much he's talking about the complexities of DeFi and how they still exist and how retail traders just don't really have the time to grasp those concepts because right now it's just too complex. So institutions now because they have the capital, the efficiency, and the teams to go in and have the people teach their institution DeFi, they're going to supersede in or retail traders. And and that's that's a red flag. Like if you're not listening to that, this video, by the way, is only from four months ago. So it's from this year when he said that. Go ahead, Aqua. Did you unmute? You unmuted. No, I was just going to say he he said exactly what I said and and and last year again like he had a video where he was saying that retail has the chance to frontr run institutions. I I have to find that video. As a matter of fact, I'm going to find it because I know I have a clip where I made it on my YouTube channel. So, I'll find it and I'll share it next Friday because I don't want to go on a on an Easter egg hunt right now trying to find it. But once I do, I we could reshare all this stuff and I'll show again like how his his sentiment in his head, but what what his talk track is saying is completely changed up. And it makes sense because like let's think about it though too, man. I mean, DeFi is a little difficult. Like, you know, we got some people talking about the web wallet and metal X like, you know, low-key there's a bunch of steps involved to just, you know, swap for assets, you know, having to connect your web off wallet to the Metal X platform. You know, you can't swap in your wallet without connecting and doing all that. I mean, and same thing with connecting and trying to tap into the liquidity pools and the farming pools. It's not it's not like a one easy, you know, one button push and it's and you're there. There's a multiple step. So, I feel like once that really gets simplified, which I know it's coming, you know, we're we're going to see the TVL really turn up. It just needs to be easy and it needs to just make logical sense, I feel like. So, um to these people, not to us, like we get it, but like you know, the normies, I guess. Yeah. I mean, it's kind of sad, man. Like I think that that staple that Kev made in the community when he said that on that Zoom call that one time where he was like we went over this long presentation. It was the day that we were talking about even you Aquo because I had come up with like a little strategy and then you were like bro if you put liquid staking at the front of that when we were talking about um you know liquid staking your XRP then lending that liquid staking token out and then borrowing against it buying a real estate property tokenizing that real estate property and having physical tenants at that real estate property if it's like a a triplex or something where you can or if it's a I mean if you have enough money in the future to buy an apartment condominium or whatever having physical tenants as well as you're getting that tokenization rental income as well and then pay using that to pay back your loan and at the end it was that call where Kev was like yo the new strategy is cash flow it's not price like price appreciation is cool have a diversified bag where you can take some profits roll them into stables regulated stable coins like YLDS s and earn up to 3 to 11%. Right, for your profit taking back, but then your digital assets that you're going to hold, cash flow, baby. Cash flow is king. Yeah. Yeah. Cash flow is Go ahead, Kevin. Oh, no. Cash flow is king, bro. Like, like when you you can borrow against your you know those assets that you have just sitting there doing nothing. You just cash flow them and just and tokenization and tokenization gives these real estate you know investors another another stream of cash flow coming in on equity on properties that they that are part of their portfolio. And you know that equity was never you in in the past and even right now most people just think like the only way to tap into that equity is to call the bank. But with tokenization, you're bypassing the bank and you know, having all that equity and mature investors looking at that equity as more cash flow. Well, you get to basically double dip, triple dip in some cases with a property because you're getting that cash flow from the tenants and then you're getting the cash flow from the equity by the equity working for you. I could even see a, you know, uh, in the future with all you, you know, once the house is tokenized and all the tenants that live in that apartment all have like their own personal NFT for, you know, their their their suite number or whatever in that apartment complex type of thing, you know what I mean? And then that's how you get your payment is like, you know, you get your rent through the NFT and it's like on auto type of [ __ ] like, hey, once your once your cash flow comes in, that [ __ ] hits your NFT and it comes directly to me type of [ __ ] You know what I mean? But the NFT have the rental agreement all in it. You know what I'm saying? I told you earlier today, bro, you're like the only [ __ ] in this space that I can like, you know, once once we get Kev on social media a little bit more, I can say this with him, but bro, you're the only other person in this space I can vibe with intellectually because you're not close-minded. There's we're in an era of transformation with all these new opportunities. Why would you sleep on your own ability to create potential for yourself through these mechanisms of digital finance? It's like, yo, it it's it's about to be so wild what people are sleeping on and people like myself, you that are like learning about this stuff and embedding ourselves into this new digitally native ecosystem. Now, we are the new 1%. And if you think that being a part of the new 1% is just holding crypto, you're doing it all wrong. That is a mindset that now is outdated. With these digital assets, there comes an intrinsic utility with them through DeFi. And whatever route you choose to take with that information is up to you because there's so many different strategies. But don't sleep on your education, right? Protecting and preserving your wealth indefinitely is not going to come from hodling and selling one day when it's a high price, y'all. Like that's facts, bro. That's super facts. Sick. Um, so this is that lady. I I wanted to I want to come back because the chat's on fire today. I love it when we got some good participants and people in the chat listening in. Um, XPR TDBN said, and I like that because, you know, Aqua could talk all day about XPR. So, I'm gonna let him go off the rip on that off this comment. He said or he or she said Metal X and Metal Pay will be all integrated into the Web Off wallet. We'll never have to leave web Web Off wallet to do anything outside of it ever again. And I love that because at the beginning of this call, I don't know if you were on at the beginning XPR uh TDBN, but Aqua had brought up Metal X and we were talking about the new feature, the new proposal that just got passed with XRP. And then also right now if you really wanted to participate in like a high yield savings account type deal, you know, Metal X is offering what is it 34% right now on USDC for lending. I mean, not financial advice, but if you just got idle cash doing nothing, you know that you're hit sitting on the side for when the market dips, that cash could be generating you yield and it's already integrated with the digital wallet. When the market dips, boom, you can just hit a swap feature right there. But the whole time that your capital sitting idle, instead of it being in your bank account doing nothing, it's actually generating you cash flow, even if it's 50 cents a day. And the best part is is you can take that money and you can compound it every single day. Boom, boom, boom, boom. You know, facts, bro. Super facts. And then, you know, I don't know, did I share I don't know if you had hit the the the live button or not. um just yet when I was sharing this with you guys. I I'll just share it one more time again because uh this is this is fresh. Do you mind if I just share my screen real quick before we move on? I do. But let's just play this so that we don't get too off off topic real quick. Real quick and then we'll get off of this because I don't want to forget what you said because you had mentioned fractionalized ownership and you mentioned this company Pripco Mint and I feel like the audience might not know that but so that way you can hear it directly from the word of mouth from from a Ripple representative. This is at the Dubai Crypto Summit and this just confirms what Aqua was saying. Listen to what she says here. This is like a 30 second long video clip and she pretty much just says that Dubai chose Ripple. Dubai chose the XRPL for for tokenized real estate. It every day like I I'm going to give you example. It's a reality. Uh Ripple has been a huge bridge from day one like more than 10 years ago between trafi and blockchain like institutional adoption RW we've been talking about it as a buzzword but now it's really happening as an example like the panel before was talking about real estate I was almost fuming when I was hearing what was said about the value of uh tokenizing real estate uh Dubai land department Dubai land department so government entity in uh in Dubai Dubai just announced that they they are tokenizing and choosing XRPL as the go-to blockchain to tokenize real estate. Now, why why is Dubai interested in in and this organization here, you know, it's regulated? She pretty much said the Dubai government is choosing the XRPL to tokenize real estate. And this is that that organization Pryco Mint, a governmentbacked platform powered by the XRP ledger, marks a pivotal shift towards tokenized real estate ownership. You know, come on now. And and if you go over to the Crypto Mint X profile, bro, it's like 800 followers. It's like nobody it it it technically like you know anybody that's on this live that stays in Dubai or if you're planning to move there you could technically tokenize your real estate property right now in a regulated fashion because this is governmentbacked. That's like the key phrase governmentbacked. You know what I mean? Cuz like I dude I don't know. I got attacked by some like pretty big content creators. I'm not going to name any names trying to say that this wasn't regulated. And it's like man when you do your homework and you look like I wasn't I was given a hypothetical situation but like this is this is you know regulated in Dubai right now. So like you know yeah it's possible it says right here uh licensed by Vara it's right there virtual asset regulatory authority. So anybody that thinks that there aren't platforms I mean it might not be regulated in your jurisdiction right but this is regulated if you go to Dubai and you live in Dubai I mean I'm not going to lie if I lived in Dubai right now this is probably I' I'd definitely take a look at this you know without a doubt without a doubt so you know again it's just there's so much information and honestly at this point sometimes I don't blame some of the bigger influencers out there for like some of the stuff going over their head because you know most of them bro too manipulated because you know they've just been doing the research where they marry bias of XRP going to some high price or any digital asset for that go matter going to high price and that's just been the only way to make money in this space. Um especially the XRP community because most XRP community members are against ETH, right? And and now I kind of I'm starting to be like, dang, ETH has been winning. And and and another reason, you know, think about the speculation as to why people have been like, oh, ETH is ETH has been in the number two spot for so many years over XRP. Why that actually is has nothing to do with ETHGate. Has nothing to do with because ETH had special privileges or none of that [ __ ] It literally is just because of the go look at the DeFi ecosystem on ETH right now. Okay, just go just go look at that alone. That number one fact is one of the reasons why ETH is sitting at that number two spot. Facts. Facts. The the the the smart contracts when came out. No smart contracts. That's when DeFi was like boom. It blew up. And it blew up low-key silently if you were not involved in you know Ethereum. And like, man, I ain't going to lie, like looking back when I first came into XRP because I was the very first asset that I purchased when I came into crypto, I fell for the whole do like yeah man, we're way better than Ethereum. We're way faster. We're cheaper in fees. And I was like, screw Ethereum, right? Like totally on board with that [ __ ] Burn the bus type of movement, bro. Man, and now it's completely different once, you know, once we start getting educated for real, for real. it's really going down. It's like, yo, Ethereum is an OG. And the fact that these projects are building EVMs tells you Ethereum ain't going nowhere in my opinion. Ethereum's here to stay type of [ __ ] You know what I'm saying? They continue to make upgrades, especially if they continue to make upgrades on the network. It's I don't think they're going anywhere. I mean, if I'm being completely honest. And it's weird too because now that XRPPL has integrated smart contract capabilities with Pierce's technology. It's like that's all I've been studying for the last like two years is just how XRPL is going to integrate with smart contract capabilities and we're going to have the ability to generate yield. And it's weird how you get attacked from excuse me from community members in the XRP army that are like oh that's a scam. Like no it's not. Yo people that have been holding ETH have been doing this [ __ ] for like five plus years. Like it's it's not anything new. It's just new to a community that has never had that capability yet. Like like honestly, most XRP community members, it's like they don't even know that DeFi exists. Most people don't even understand [Music] anything. Yeah, it's weird. It's like really truly interesting, man. Not not to not to uh talk down on anybody's educational level. Like I said, I mean, this space just moves so fast and there's so much content that sometimes it is hard to peel back the layers of real research, but uh yeah, man, don't sleep on on what's happening. Like, we could go. What What did you want to show before we get off topic, Aqua? Because I know you wanted to pull up a video. Yeah. Yeah. Well, I just wanted to well, I wanted to share this real quick because we were on the topic as far as um lending out uh USDC over on the Metal X platform. And I just wanted to share this real quick because um this was just voted on of, you know, through the governance of the loan protocol. And what this post is saying is that basically we are now going to be able to earn rewards when we lend out XRP and LTC. And when you go here now, right now XRP and LTC, you can see here the earn APY is at 0.00%. And it's been like that since the jump. You've never been able to earn yield um when you lend it out. The the the you know what you could do is just borrow against it. That's like, you know, basically why you would want to lend it out. Otherwise, it's just like what's the point? I'm not I'm not I'm not earning any yield. But again, with this new pass on the governance, um where did it go here? Yeah. uh we're going to be able to earn yield now. So, this is major, you know what I mean? Especially like LTC. I know I I mean, I hold a bunch of LTC, you know what I mean? And it just sits there like there's nothing to do with my LTC and now I'm eyeballing this. I'm going to send my LTC to my web off wallet and lend it out to earn some yield with it here on the loan protocol. So, um, yeah, and the best part is too is like, you know, what Marshall Lander's got going on with regulations and his patents and everything that you've gone over, we won't touch on that in this, I mean, unless you know if we go down that rabbit hole, but still, it's like it falls in line with regulations, bottom line is what I'm trying to get at. So, it's like, yeah, um, speaking of regulations, you know, that's kind of like a perfect transition into just this little tiny, you know, presentation I want to give because the landscape's changing, you know, and kind of what I want to share right now is I want to show you guys that these are all recent developments that are happening for the first time ever, and they should really wake people up into realizing, wow, the landscape is a lot different than what it used to be. Maybe I should start to change with the moving tide instead of having this outdated bias and mindset and start to try to learn something new. Why? Because the institutions are telling me I should. The regulators are telling me I should. And that's what a lot of people were waiting for is regulatory clarity and institutional demand. But it's like now people are resisting what the institutions and the regulators are telling people because we've been so misled to believe a certain mindset that existed prior to this new wave of information. Right? You get kind of get what I'm saying? It's like people can't comprehend that regulators are actually coming out and giving verbal clarity. Institutions are now actually coming out and specifically saying what they're going to do with their XRP. I mentioned a part in this previous video breakdown is like even just two years ago, three years ago, we could always find documents that said Ripple or said XRP or said this or said that, but it was never any real document that was like we are going to use XRP for XYZ, right? Am I making that am I making that up or is that like I'm pretty sure? No, you're spot on. You're spot on, bro. Yeah. Right. It was always just kind of like speculation. and it was researchers like putting pieces of the puzzle together and saying this is most likely what's going to happen based off of these facts. But now we actually have organizations with valid credentials physically coming out making large investments into crypto and saying this is what we're specifically going to use crypto for. Not blockchain, not the ledger, not nothing mentioning specifically XRP. Right? So I want to show you guys that. So, I'm going to start here and break down for you guys what's been taking place in case you missed this. So, we got verbal confirmation from the SEC roundt on DeFi the other day from the SEC chair and this was streamed 3 weeks ago. Dates are going to be important here. I want you guys to pay attention because all of these announcements happened directly around the same exact time and I don't believe in coincidences, right? So you have here this round table that was streamed three weeks ago. Listen to what Chair Atkins says here about how staking does not classify as a security. Listen to this. Uh the prior US government administration discouraged Americans from participating in these market-based systems by asserting through lawsuits, speeches, regulation, and threatened regulatory action that participants and staking as a service providers may be engaged in securities transactions. I'm grateful to the division of corporation finance staff for clarifying this view that its view that uh voluntary participation in proof of work or proof ofstake network as a minor or a validator or staking as a service provider is not within the scope of the federal securities laws. So even though that is not written confirmation, there's nothing been signed into legal, you know, structure yet, that is verbal confirmation. That is massive. Okay, that's massive. It's the first time in history that we've ever gotten that from an SEC chair, right? So at the same exact time that that happened, because you know, we be paying attention to crazy ass details. So look at this. This is from two days ago. This video has 27 views. And what is this video titled? Institutional treasuries and yield gaps, gains, and opportunities. It's from the yield innovation summit that took place at New York in 2025, June 23rd. So this was if the video of Chair Atkins was 3 weeks ago. This video is from about two weeks ago. Okay? Cuz today is July 4th. So, if we look at who's on this panel, Jake O by BitGo, he's the head of growth. That's going to be important. And who we're going to listen to is this gentleman here, Ryan Day. He's from Solstice Labs. So, just to give you a clear perspective of who these two gentlemen are. Okay, let's go over here. Solstice Labs is an institutional-grade investment opportunity or provide, excuse me, investment grade institutional opportunities across DeFi. In their bio, it says they provide institutional investment grade opportunities. Solstice Labs is a Deutsch Xenter Enterprise company delivering permissionless composible investment opportunities to investors of all kinds. functioning as I'm probably pronouncing this correctly. Dece's DeFi unit. Solstice Labs is opening the door to DeFi through I'm not going to read the rest of that. So anyways, institutional grade DeFi opportunities. That's who this gentleman stems from that's going to be telling you guys this stuff. And then remember this other guy Jake O from BitGo. Okay. Well, if we come right over here, look at what was announced on June 2nd, just days after the SEC chair announced that SE or that staking does not classify as a security. Look at this. Bitco enters a strategic partnership with Vivo Power to facilitate its initial US $100 million XRP acquisition for their treasury strategy, right? And in this treasury strategy, it talks about how Bitco is going to utilize XRP to generate yield, right? That's this is wild. So if you read this or if you just go over for example to the Vivo power, look at this. Go to Vivo Power X profile. Vivo Power is building a virtuous cycle, generating yield and using it to systematically increase its core XRP position, creating a perpetually compounding engine for shareholder value. This is from June 11, 2025. And they just partnered with BitGo, right? Listen to what this dude, Bitco, head of growth, sitting next to Ryan Day, says on stage about what the SEC chair commissioner just said. Check just check this out. So if you go to 23 minutes and 29 seconds in here, he talks about how what the SEC chair said gave institutions verbal confirmation. Look at this. Been a lot of really good uh market tailwinds, right? In general, there's like the market structure bill. So like there's been a lot of really good uh market tailwinds, right? So we had the SEC put out their uh opinion on staking. So that was like a huge win for the space. I I think that that was fantastic and it really opens up a lot of opportunities. another small stainless lill solsta staking. We just opened up some Solana validators in the US. So come check us out. But um regardless like those types of things, those are the signals that a lot of the institutions who are crypto curious who are sitting on the sidelines are looking for. They're looking for a little bit of uh I don't know about clarity, but they're looking for some signals that things might be want that might want to change. And the people who are on the fence that are going to they're trying to be not the first people, but you know, right behind the first people, those are the signals that they're looking for. But the Genius Act, I think, is another great Do I need to run that back or did y'all hear what this [ __ ] just said? He just said that the verbal confirmation that the SEC chair gave is what the institutions that have been sitting on the sideline need. Facts, bro. You should run it back though, one more time because what he's saying is very powerful and uh it's 100% line with what we've been saying this, man. Run that [ __ ] back though for sure because yeah, there have been a lot of really good uh market tailwinds, right? So we had the SEC put out their uh opinion on staking. So that was like a huge win for the space. I I think that that was fantastic and it really opens up a lot of opportunities. Uh another small stainless shill solstice staking. We just opened up some Solana validators in the US. So come check us out. But um regardless like those types of things, those are the signals that a lot of the institutions who are crypto curious, who are sitting on the sidelines are looking for. They're looking for a little bit of uh I don't know about clarity, but they're looking for some signals that things might be want that might want to change. And the people who are on the fence that are going to they're trying to be not the first people, but you know, right behind the first people, those are the signals that they're looking for. Okay, keep in mind this is the type of research we've be doing here at CyperX, right? This video alone has 27 views, which is again backs what I'm saying that most influencers in this space don't even know that this stuff is happening because they haven't seen the info yet, right? And look at what I'm showing you. Who is sitting next to this guy? This ising crazy, y'all. This is physical proof that this [ __ ] is happening. Look at this. Who's sitting next to this guy? This dude I just showed you from BitGo. Jake O. He's the head of growth of this organization. And this organization, BitGo, what did they just announce? BitGo enters a strategic partnership with Vivo Power to facilitate its initial US $100 million XRP acquisition for an XRP treasury strategy. And this is literally two days after the SEC freaking DeFi roundt when the SEC chair gave verbal clarity that staking does not classify as a security. This is huge. And this like low key is like low key. Is this telling us too like this 100 million XRP is going to be used in DeFi? So it's technically going to be on it's going to be locked up on the XRPL. So that's going to add to the TVL. Yeah, it's going to be onchain. It has to be strategy that they're going to be running in DeFi, right? So, you can't do that in a wallet offchain. Like, as soon as that green light was given for institutions, everyone started buying like um ETH started getting bought up because now you can institutions can stake ETH. Now, Salana just launched their ETF. Was it a couple days ago? And um you can now institutions can buy Salana and stake it. Y'all please tell me who this is. Right. That's Brad. That's your boy Brad Garlinghouse sitting right here with the gentleman from Vivo Power, right? And what is Vivo What is Vivo Power going to use their XRP for? They I mean, look, if you just type it in yourself, they tell you directly to your face. This is what I'm talking about. how now for the first time ever, you know, they're they're publicly announcing that they're going to use XRP for these things. So, nobody anymore, unless you have more credentials than Brad Garlinghouse himself, who's took a picture with this with these people, can tell you that that's not what they're going to be using XRP for because they're telling you, right? Facts. Facts. And and and and before this, this is what I'm trying to get people to see. Before this, it was so hard for us as researchers to prove what they're going to be using XRP for. Not anymore. And this isn't the only announcement, bro. Look at this. This is uh Centur. Okay, check this out. This is another announcement that just came out. Look at this. This is from May 6, 2025. So, think about it. About 3 weeks before the SEC roundtable. So, it's almost as if they had to know that the SEC was going to make that announcement because why would they be building an institutional DeFi platform? Look at this. Today marks a defining moment in the evolution of Into the Block. We are thrilled to announce our merger with Trident. I highlighted that in purple. Trident Digital and the completion of a $25 million series A funding round. This milestone accelerates our mission to bring institutional adoption of DeFi and unifies two pioneering teams under a new banner, Centura. Right? So, they're building this institutional-grade DeFi platform. And well, if we go over to what Trident announced, look at this. So, Trident, that collaboration building an institutional platform days after the SEC chair said that staking does not classify as a security. On June 12th, Trident announced up to $500 million of a financing plan for an XRP treasury and appoints Chant Securities LLC as the strategic adv uh adviser. And right down here in purple, it says, "This initiative will focus on the acquisition of XRP tokens as long-term strategic reserves and the deployment of staking mechanisms to generate yield and deliver deep engagement with the Ripple ecosystem. This is another big ass organization that's telling you what they're using XRP for and it's staking. It's yield generation. And I love how you emphasizing too how it came after that announcement, after that verbal confirmation that we got. It's like these guys were watching just like and they were like, "Hey, we're going with game plan A because we just got confirmation. So, let's, you know, let the world know now what's cracking. I'm just saying, you know. Yeah. It's like, come on. You can only ignore it for so long before you're like, okay, it's hit me in the face so many times. I got to pay attention to whatever the heck this is. You can't ignore this before. You know, shout out to all the researchers in the XRP community that have been delivering good value, but crosser remittances and XRP as a bridge and XRP for payments. It's not outdated, don't get me wrong, but there's a new wave. And David Schwarz himself in this video breakdown that we showed you guys confirmed that that new wave is institutional DeFi. Facts. Facts. Facts. Facts. Facts. So yeah, man. I don't know what else to say, you know, at the end of the day. Oh yeah, it's powerful stuff. I mean, I know this is landing. I can feel like everyone that's watching right now is like this is landing for them heavily and it's like making sense. It's probably making sense for the very first time for a few folks that are watching this right now as well. I feel like because right now this is un like you can't deny this. Like how how could you deny this? And and you know what I mean? Like there's no denying this. This is these are facts. So yeah, and the great part about this is is this is exactly why we've tried to why we built the Wealth 28 Club over the last year. It's actually been a year and a couple months now. Um you know, this was our mission to wake people up and to get you guys to see that this is happening and come learn about it. You don't have to go out there and risk your XRP to learn about this stuff, y'all. That's not we've ever told anybody here. You don't have to. Actually, as a matter of fact, I don't recommend that you risk your your assets. I actually personally recommend, and so do these two gentlemen with me sitting in on the call, that you don't do [ __ ] with your crypto until you know what you're doing. But you have to lay that educational foundation first. And that takes doing research or fasttracking your approach, tapping in with us here in the Wealth 28 Club where these two dudes every single week, especially if you're uh you know, you enhance your membership and you tap into the Discord, they jump in and they do DeFi calls every single week and anybody that has a question, anybody that has anything to bring to the table, we talk about these things openly with our community and everybody's learning, everybody's moving, everybody's, you know, in the in the wit with what's happening. And yo, I'm telling you, we're superseding a lot of communities out there just because of our awareness to what's happening with our digital assets, not just buying and hodling, you know. Go ahead, Kev. You're mut. Oh, yeah. That's a fact, man. being being able to um you know make a couple couple hundred dollars a week or a day depending on how how much capital you have is is is amazing because not only are you buying more time for yourself to spend with your family and friends and do what you want to do. You know it starts you start feeling like um like you you're on top of the world, man. Like you you figured out the matrix like you're not part of that rat race anymore. You're not waking up at six o'clock to go to work and dealing with different personalities. You're just waking up and printing money and paying your bills and, you know, raising your raising your children. So, DeFi, DeFi is really powerful, man. It definitely puts the power of the banks back in the hands of the people. Speaking of that, I'm actually thinking about chopping up your our our breakdown, our presentation of your strategy with A and making it public because I really truly feel that people need to know that we have a mentor in our community that has physically shown through some of the biggest historical events in crypto that you can keep a rising equity curve on a lending and borrowing platform, one of the biggest in the DeFi ecosystem. and you have direct connections to schedule one-on- ones with that person in our community is huge because think about it, imagine on a platform that Aqua's efficient on like Metal X, they do enhance their infrastructure and they add that swap feature. You know, in the future, we're already going to have a strategy that we can partake in on other protocols that work and just migrate that over to other existing protocols with other digital assets and have different looping strategies being ran on multiple different chains on multiple different protocols. And it doesn't really matter whether you're an XRP Maxi or an XPR Maxi or even a Bitcoin maxi or whatever digital asset maxi if it's got a DeFi ecosystem. you can run these strategies that we're battle testing for y'all. Like literally physically battle testing our strategies for you guys and recording everything so that you guys can learn. Like you know how much money myself, Aqua, and Kev have publicly made available for people to see that we're testing in the Wealth 28 Club. It's wild. It's not a game. It's not a game at all for sure. and and you got man and what's so amazing though too is that all the Zoom calls that you just mentioned you can go in and watch every single one of them because it's in the well 28 club and it's going to be there for life. So you can watch at the very beginning and just you know go down the horn. There's so many powerful gems and tools that you can gather and um yeah, it's just it's much better to be aligned with a community that's talking this language and is tapping into this, you know, these protocols and stuff and as opposed to doing it by yourself because the moment you run into a roadblock or a situation where you don't understand something, I mean, a community is where you can lean on and you can ask these questions to your to the community and there. I I there really hasn't ever been a question that never got that. Every single question has been answered from somebody in the community because somebody in the community has potentially already been using that protocol or maybe ran into that roadblock. So yeah, I mean powers of of a community are strong. Don't don't underestimate it, you know, especially if you're on this live right now and you gathered a bunch of gems. Like I mean you know just imagine what's inside the world 28 club cuz these conversations go even deeper and then you know spiritualness will even come into the conversation as well. So yeah tap in with us. There's there's many gems you guys can gain from us inside. Yeah I can't stress enough now in this age of information having access to the right data is extremely important. you know, with people bringing their opinions and so many influencers just like trying to I don't know. It's like it's weird, man. It's it's really weird. It's honestly almost like a a syndicate of influencers that are enshrined into this ecosystem to manipulate people. Do you feel that way by any by any chance? Like how you how you were talking about you say this a lot is like when you first come into crypto, you have this like wall of influencers you have to like peel back to find the real ones. Yeah, I feel like Yeah, go ahead, Kevin. I say, yeah, it's it's really bad. There's so many influencers. I mean, you know, not gonna say any name, but they spew a lot of opium and and and you get wrecked every time. Every time. And they come back next week saying the exact same stuff. So, like you really got to dive into Twitter and like kind of stay off the YouTube honestly and get then, you know, then get your influencers going after that. You know what I think it is too is that people think that because people have a large following in this space, you know, for example, a YouTube influencer that has 300,000 followers, you know, a newcomer into crypto will come in and think that because that person has a large following count that they also make a lot of money from crypto or from trading. Um, and that's like the farthest thing from the truth. Most influencers in this space don't even actually make money from crypto. you know, they don't actually have a track record of proven of a proven rising equity curve from their investments or from their trading strategies that they've built in this community. Completely different. Completely different, bro. Where we've got I mean, just the other day in the in the chat, right? Look at this. I mean, we had a a private member in the chat just the other day, uh, Lane, pass a $25,000 challenge using myself and scalpers trading strategies. This is crazy. It's real proof that what we're teaching is it works. You know, regardless of how you have you try to take our strategy and and implement it on your own behalf, we have a proven track record in this community of how to build rising equity curves, whether it's a trading approach now, a DeFi approach with what Kev is building with lending and borrowing, or whether it's just through, you know, dollar cost averaging properly and knowing how to implement your capital into this space during times of market volume and volatility because you understand why the market's down type thing, you You know, it's wild, dude, that what people don't even know, bro. The Delta zones, bro. Oh my I didn't I didn't want to say that because when I say that, most people don't understand what deltas are, what dark pools are, but yeah, we're the only community on the face of the internet with that access. So, I just made so much money using delta zones. Man, it's a cheat code, bro. Bro, bro, I think Ethereum hit 26 26 uh 26. That was a delta. And as soon as it hit it, I I, you know, I did my little strategy, my little swap, eating, eating on the way down. So interesting is so many people want access to some magic indicator or some magic thing that they can just put onto their trading view that'll just give them all the proper entry and exit levels. And I don't like to brag or boast, bro, but scalper, our institutional scalper, has never fed with his algorithms that he has access to and and the things that he's built that he provides to our community. He has never been wrong on a level that he has sent to the community weeks in advance. Weeks in advance, bro. Literally weeks in advance. Literally, it's wild. It's mind-blowing wild. And and and honestly, when you start tapping into these liquidity pools and borrowing and lending like Kev, having these deltas is so powerful. Like, and it it I mean, I feel like it makes DeFi 10 times easier having those delta zones, bro. Low key, like on concentrated liquidity pools, just figuring out your ranges with those delta zones, bro. Powerful. You know what I mean? So, what's wild to me too is is the efficiency of the algorithm that Scalper has built to deliver this. Bro, his his setup has to look like some Matrix [ __ ] where this dude's got like 20 different screens because man, this dude updates deltas on not only crypto but also forex, commodities, and futures markets all day and on the drop of a dime. So if somebody like asks him, like if I tag Scalper right now and I was like, "Hey bro, can you get me deltas for like 10?" And I gave him a list of 10 different pairs, bro. Like one minute later, he's going to give me all the deltas for all these pairs. It's nuts. It's nuts. Yeah, bro. His Ethereum one was right on the money. Like right on the money. It was crazy crazy. But I try not to boast and brag about that. I try to let people figure that out about CyperX um when they when they tap in, you know. I don't like to use that as like a, you know, because then some people they they when they hear that and they're like, "Oh, they got a magic this." It's like it's hard to believe. So, I like I I'd rather people come in and test it out and see it for themselves. Like, look how many people we got on this call? 2,400. I I encourage you guys to test our Discord for 30 days. Subscribe to the Discord for 30 days. Look at the deltas that scalper provides or the dark pools, whichever route you take for 30 days and blow your own mind. And if you trade XRP or you dollar cost average in XRP or whether it's not XRP, maybe it's XPR as an example, right? We had an XPR person just now on the chat. It doesn't matter what pair. As long as it's got liquidity and vol volume and volatility that our algorithms can pick up on, we can get institutional information on it, right? Just test it out. Blow your own freaking mind. Just that's all I got to say. It's wild. It's wild. Facts, bro. Um, I wanted to touch on this real quick because there's a lot of people that are like, you know, don't understand either too that you can stake directly in cold storage wallets. Now, this is for you, Kev. They just launched on Ledger a new way to stake ETH. I didn't see this. This is from July 2nd, just the other day. Yeah, man. You know, the floodgates have opened. Wall Street wants Ethereum, so it's time for everyone to start buying Ethereum. I'm I'm mega bullish on Ethereum by the way guys. I'm I can't believe I just let Kev shill Ethereum on on Look y'all. I love I should have muted him. I should have [ __ ] muted him. Boy, back up the truck, y'all. You'll thank me later. Thank you later. Yo, so this was pretty cool, too. We I got I got super excited about this because the way that I was thinking about it is with my, you know, Crypto.com card. I'm just like sitting here and I'm just gonna earn yield on my Flare and pay for everyday goods and services and stuff like that with my Crypto.com card with my Flare rewards that I'm getting from Crypto.com. But then I went to peep it and realized it wasn't available for US-based users. But this still just became available on Crypto.com if you're out of the US. I don't know if it's available in Canada, but and I'm hoping that maybe they they they allow access to US-based users, but if you don't like protocols, right, because Scepter is probably a much better and higher yield platform than Crypto.com and Flair's case, but if you like the idea of having your crypto on centralized exchanges, if if that floats your boat, some people you do because you have the ability to point the finger in case things go bust. Some people don't like cold storage. Some people don't like institutional storage. Some people like centralized exchanges. I'm not one of those guys, but I thought that this was just a pretty cool opportunity where people can now earn 10% on their Flare for staking it. No, that's solid. It's better than Uphold. Uphold is like five and a half%. So, that's super solid. Um, this is that platform, too. This guy here, um, I think he says it's called Alise or Alice. I don't know how to pronounce this correctly, but um they launched XRP yield opportunities the other day and Whoa. Yeah. Yeah. First time, Aqua. This is the very first time I'm seeing this. But let me just give you a little gem about this Elys network. They have their own token, right? And because I have my Chorium in my Leap wallet where I'm getting 41% by the way, staking my Cororeium right in my Leap wallet, holding the ELS token as well in the Leap Wallet, you have a staking opportunity for I want to say like 50%. It was like more it was more than what they were given for um for Chorium. So, but this is wild. And I was always like I was always eyeballing this Elys token, too. And it I don't know like it it's it's a difficult asset to get. It's not easy. Like I don't think many exchanges have it, right? But the fact that they they they just launched this this is major. Like got my antennas up now. Well, let's peep this. Let's peep this because this is the first time that I've I pulled up all these uh posts just before this call. You know, I'm We can break this down. This is the gentleman here, Hashim I think his name is. This is posted from June 30th, 2025. So, relatively within the last couple of days. And I think he goes on to set a little tiny example of how you can enter into this position. Again, not financial advice. We're not sitting here telling you guys that these platforms or these protocols are the know- all beall. We are not implementing capital on these platforms right now. And if we do decide to implement capital onto these protocols, we always usually break them down in a Zoom call. We go over test amounts. We go over our trials, our tribulations, our experiences with these protocols for our private community, but we don't encourage anybody to go out and use their hard-earned digital assets on any of these platforms, which is why it's again so beneficial to be a part of the Wealth 28 Club because you guys are literally just watching us risk our own capital. You don't even have to. You can just learn from us. Like I took a big ass L, one of the biggest L's I've ever taken in crypto in my freaking career the other day and got to share that openly with the community and massive learning curve for our community and to see their mentor bounce back from a huge loss in the market just the other day. You know, that's directly in the community transparency. Um, and you know what we what we abide by here. But yeah, so check this out. Let's listen to this real quick. Let's tap into this. See what this guy has to say. There's another video, too. This one or uh excuse me. See if I can find it. Did I have two pulled up? Yeah, this one. This is another video. So, maybe we'll watch both of them. This is actually directly from his his profile. So, maybe we'll watch this one. But it says XRP DeFi unlocked. This is from July 2nd, 2025, so two days ago. Here's how to add XRP to Elise network using Pierers. Keep in mind Pierist works with uh central banks and built out the XRPL EVM side chain. View your native XRP balance at and then it gives you the place with MetaMask. Snap wallet address will be generated for you and you can send XRP from a centralized exchange to the wallet address here as well. Um yeah, so this looks like a little presentation, but let's see here what he has to say. [Music] Welcome to Ellis Network, where your XRP token. Can you see that better? Yes. Yeah. [Music] Welcome to Ellis Network, where your XRP tokens finally get the utility they deserve. From DeFi lending to liquidity pools, leverage LP, and even perpetual trading, Ellis unlocks real utility for XRP holders. But first, let's walk you through the steps to get started. Step one, bridge your XRP to the XRPL EVM chain by Pierist. We recommend using Kepler wallet. You'll need it on Ellis Network. Once your XRP is on XRPL EVM, go to app.ells.network. On the top right corner, click transfer deposit crypto. A pop-up will open and you'll be able to select XRP XRPL EVM chain as the source. Select XRP Ellis as the destination and then enter the amount of XRP you want to transfer. Click send. Wait 30 seconds and you're in. That's it. Your XRP tokens are now on Ellis Network. tip. If you're already using MetaMask, you can simply import your seed phrase directly into Kepler. It's that fast and easy. Now the fun begins. You can provide liquidity in the XRP USDC pool on the liquidity mining page powered by smart shielded pools. These pools feature minimal impermanent loss as well as high APR rewards in USDC and ED. You can also stake your XRP on the vaults page, but be quick because vaults have a cap that adjusts as users join. You'll earn rewards from people borrowing your XRP to take positions on leverage LP, giving you XRP tokens that autoco compound in your wallet position along with incentives paid out in Eden and USDC. You can also partake in leverage LP which boosts your potential yield based on the pools by borrowing XRP or other tokens to increase your exposure. And very soon you'll also get access to our burp decks to long or short XRP with leverage. What? [ __ ] leverage XRP. Yo, I'm telling you, anybody sleeping on XRP DeFi right now just for Yeah, this this platform looks late. And you know what's even crazier? He mentioned the wallet that's, you know, better to be used with this platform. I wonder if that wallet has wallet connect where you can connect Tandem to it. So that way we could do all this through cold storage. It looks like you have to KYC and you have to go like it seems legit. I'm going to definitely take a look after we get off of here. Um, but yeah, I don't see like an easy wallet connect just yet, but I'm thinking maybe we have to KYC because it's like you got to sign in and create an account, I think. Or wait, hold on. Actually, no. You can use the Kepler wallet like he said, or Leap wallet, it says here. So, and Ledger. and Ledger. Yeah, you're right. That's what I'm saying. So, we could do a Ledger connect. I'm honestly probably going to start to use some of my test position for DeFi or for XRP DeFi to onboard into this platform. Like maybe do a couple thousand test position and maybe uh start running some calls on it because Kev, what was the platform you said you were going to test? Um on on what on which one? I don't remember. Was it an XDC platform or was it an XRP platform? It was a XDC platform. It was a liquid safety. That's what I'm going to Was it prime? It was prime, huh? Yeah, prime numbers. Yeah, I definitely want to I want to put a put a little test position on here because if you go over and you look at the TVL right now, the TVL doesn't meet my threshold, my requirement personally, so I won't expose a lot. But I definitely think it would be cool to put a couple thousand on or whatever just to learn the platform, get in and out of the platform on board, offboard properly, get the get the um the transition down. So that way when this TVL increases and the longevity of this uh platform kind of give it like six months or so I guarantee you come back in this TVL which is only sitting at actually as a matter of fact it's sitting at 11,000 when I started this call it was sitting at 10. Yesterday when I saw this platform it was sitting at five so it's increased and the APR right now is 13%. That's nasty. Yeah, they actually have a liquidity pool. If you type, if you go up to the earn tab and you type in um liquidity mining, um yeah, they actually have XRPUSD right there, giving you 43%. man, that TV just that vault alone though, like in that hypothetical situation that we've been talking about at the end of it once you tokenize the equity in your of the house of the real estate, it's like what do you do now with that equity? Well, you could swap that equity into XRP and then put it in this vault getting 14% and using that 14% yield to pay back the loan that you took on your initial XRP. like hypothetically, right? This is this is a possibility what I'm saying. Yep. Yeah. I honestly think though with when it comes to my XRP, I'm probably going to be a little bit more conservative with my threshold requirements. Like usually for LPing, I do 500,000 TVO. I think for my XRP, I want to see at least a million locked before I expose that. I'm I'm willing to put a test for sure. Like I'll test it to get the the um you know, the what's the word? I'm looking for the steps down like you know connecting if we could do cold storage connecting to what was the wallet that he said Kepler wallet right getting in and out of the position smoothly running through that process but actually providing a good size position I probably won't orient any attention to this platform till that TVL increases because even on this pool right now the TVL looks weak 39,000 I got I got 39 grand I could put on this [ __ ] right now but this vault right Now though, bro, like I get that. I mean, that wasn't even my point. I was just saying that this is an option. Like, let's just say that TBO was crazy. You know what I'm saying? Like, but these are these are brand new though. This pool in this vault is brand new, right? Like this is here two weeks ago, three weeks ago, right? So, I think this just launched. I mean, look at the rap Bitcoin USDC pool. I mean, it's already got 1.2 mil. If I could see this on this pool, oh yeah, that's game on. Hey, let's make a bet, bro. I mean, not a real bet, but make no let's make a real bet. Hey, I could see this TVL going past a million on both on the vault and on this pool right here, XRP USDC pool because this right here. Yeah. By the end of by [ __ ] By the end of the summer, bro, like this shit's gonna go viral now that we're talking about it. Are you kidding me, man? This is like trust me, bro. Like remember just for example magnetic we were the very first people in the in the in the ecosystem to be talking about X-Magnetic when we did and how many how much was the the that that uh that asset when we first started talking about it was like 300 400 bucks and then it went to what and then at the time there was only 200 farmers and it went past 1,200 or 1500 farmers at the time. So, like once this goes viral, like we don't know, you know what I mean? We're waiting. The XRP people that are aware are kind of waiting patiently and this is just another another tool to add to the DeFi, you know, tool chest to earn some yield now with our XRP. I wonder he said something about vaults. I wonder if uh I mean I know that this is the are these the vaults? Yeah, these so this is an XRP like Yeah. Yeah. As soon as that TVL I mean I I'll take that gesture that bet. Let's let's bet 100 XRP on it. What? That's gonna go past a million. What's your What's your time horizon? I'm writing this [ __ ] down. What's your date, man? With that with that APR right there and being on the like that's this is Oh, wait. So, this is on the XRPL EVM side chain. So, I mean it's still the native XRP then, right? Or wrong. I think so. I didn't hear what he just said in this gist on how to get to it. I don't think you have to wrap your XRP or anything like that. I mean, I don't know. So, that's why I was saying to do a test amount to run through the process so we understand it properly, but yeah. Yeah. I say at least a half a million, bro. Half a million. Half a million, bro. Half a million. I'm putting in like I'll put in like a thousand XRP tokens in there. Half a mill by when? End of summer. When's the end of summer? What month? Is it August? August. September or September? September. I think I think it's September. September like 21st or something around that time. Hey, Aqua, you put 250. I put 250 and we win. All right. Pull it out. End of summer. End of summer. Aqua's bet is this increases to 500,000 TVL. I'll say by end of summer my bet is dang 750,000. Damn. You're going to jail. All right. 750. I was trying to be conservative. I really think it's going to be a million, but I was like, man, let me just cut that in half. You want to up your bet? The end of summer is a million. Let's just say by the end of October. A million. End of October. Whatever that is. End of October. October 31st by Halloween day. Does Halloween land on a Friday, too, by the way? Because if it does, we're gonna be up here by Halloween. Yeah, dude. Hey, it does land on a Friday. So, we're on that day when we run that podcast, we're gonna have to we're gonna have to bring this bring this one back to look at the TVL. All right, bet. My My guess is 750. 750. Whoever's closer? Yeah. What's the bet? 100 XRP or you want to do 250? Put your money where your mouth is at, boys. Oh, all right, boy. I do I do want 200. Let's go. Throw them out there, boy. So there. All right. I'll bet you 28 XRP, bro. All right. 20x Aqua's conservative over here. I'm like, damn, bro. You know what I'm gonna do with my winnings is I'm gonna put that [ __ ] right on this platform and start earning it. All right. Now that wind is giving me passive income for a lifetime, baby. Let's go. 28 XRP. I circled it. Stamp. I'm down for that. I'm with it. I mean, I was willing to bet however many XRP y'all was willing to put up. I'll match anybody. I thought we were doing like a 100. You feel me? Like 20. Come on. I got I got all my XRP in 2016 and 17, so I'm stacked. You know what I'm saying? Yeah. No, likewise. I bet I bought mine during the dip when it hit 29 cents. That's when I got mine. Man, yeah, there's been some good DeFi developments on the XRPL. I mean, this call in itself was just a for anybody that was tapping in, man. This was a this was a gem call. We went over so much good juice today and proved it and backed it all with with good valid information. These are the types of calls you guys got to start paying attention. [ __ ] all that opinion based stuff. We're entering into a new era where people's opinions, unless they got credentials, people's opinions don't really matter. That's why we build our opinions based off of valid people with valid credentials, you know, goes so much farther. Yeah. No, 100%, bro. Hey, I just want to point out though too that this this XRPPPL being on the EVM, I'm sure because isn't this isn't the uh the gas fees on the EVM Axel? So, at some point we're going to probably have to have Axel with the with this I would imagine. Right. I'm pretty sure that to some degree XLR is going to be utilized as a gas mechanism for the EVM side chain. I just don't know to what extent exactly. I have a video of the co-founder of XO saying that. Um, but yeah, off the top of my head, I just don't know to what extent. I'm pretty sure though. Yeah. Yeah. Pretty sure anybody that's using XRPL EVM side chain is going to have to use XLR for gas fees, which at the end of the day, yeah, it's it's it's a lot of good stuff coming. This year is going to be really great. People got to get refocused, realigned with developments that are happening and get their mindset out of this funk that's been delivered to us over the past consecutive couple of years where people are fearful, they're protective over their assets. And I'm not saying not to be, but start to at least learn how to generate cash flow with your assets so that way when you're comfortable, you can. Don't be stagnant on your education. You could be stagnant on your assets. Don't touch your assets by any means. keep them in cold storage or an institutional grade storage. Take that route. But at least in the process while you're waiting, learn, you know, freaking learn. I can't stress enough. You got to educate. Educate. Education is powerful only when implemented properly, you know. Yeah. Yeah. Facts, dude. Um, that's all I got today. We got 2,700 people on the call, so we do appreciate you guys for coming out. If you guys were here with us from the beginning of today's call, you already know this one was an absolute banger. Really great stuff. If you guys want to know where to find us, anybody wants to tap into the private community. So much value that we offer and deliver. Kev Aqua, they're generating Zoom calls, private breakdowns all throughout the week. I myself am constantly going over fundamental developments, hosting Zoom calls. Literally probably what would you guys say our our community has? How many Zoom calls each week privately? Like five. Five calls. Five, six, something like that. A lot. It's a lot. It's a lot. Sometimes we do like a site. We do like two a days, three a days. Those are the good days. Yeah, those are the real good days. Come along with us. You know, we got a storehouse, a wealth of information in the private community. access to institutional deltas and dark pools via our algorithmic institutional scalper. We got access to some of the best and most hidden research in the game via our global research team, right? Especially in the private Discord. You guys got researchers from all over the globe finding documents, summits, panel discussions, and insights from some of the largest organizations that never reach the mainstream. If you look at all the videos that we shared on today's call outside of Bank XRP's video of David Schwarz, none of them have more than a hundred views. So, we're showing you guys Yeah, bro. Straight up. You know, it's just honest truth the end of the day. It's the research that everybody wants to tap into but doesn't know where to find. So, come find it with us here at CyperX. We'd love to have you guys on the team. That being said, everybody have a good weekend. Be safe out there. if you guys are going to do anything. If you're in the States for July 4th, keep your eyes open. You know, be aware of your surroundings. Understand who you're positioning yourself around. Remember, you are a reflection of the content that you consume. You're a reflection of the people that you place yourself around. Um, just be productive, you know, be productive and, uh, make the best of yourselves as always. Many blessings. You guys got anything for the people listening in? No, much love. And man, I just can't get out of my mind David Schwarz saying, "Wait till there's a hundred times more the amount total value locked in DeFi." It's 100 times, baby. Yeah, man. That video was from the CoinDesk video, right, where he said that. Yeah. Yeah. Let me That could be our our exit. Let me find that real quick. That could be our exit video. Bro, Trump pass to pass that bill, boy. You know what time it is. You know that big beautiful bill, baby. You know it is. You know, you know. I don't even know where that I have so many tabs open. [ __ ] it. I'm not going to find it right now. It'll take me another five minutes. I think it was the very first David Schwarz video you shared today. So, it was on CoinDesk. It was on co Coindesk's Twitter. Let's go to their Twitter real quick. So many freaking tabs open. Coindesk. Let's go see. Beautiful. Yeah, while you're waiting for that, definitely be safe out there, guys. Be, you know, super aware of your surroundings. And yeah, just be careful with the fireworks, too, in general. Like, there was a a big fireworks shop that blew up here in in California, and some people Yeah. didn't work out too good. So be careful, you know what I mean? Just the distance away from these fireworks and stuff, too. So [ __ ] gets real with these burns and people getting hit by them. Yeah, bro. I got too many tabs up and I don't remember where the heck to find it. It's all good. I just remember it was on that coin desk. Apex Apex 2025 David Schwarz next wave of adoption is going to come from institutional DeFi. Stamp that. Facts. Did you see from from like July 14th to the 18th is considered crypto week? No, I didn't know that it was considered crypto week to according to who? Like it like as far as every day is crypto week for me. Yeah, right. Hold on. Like a real National Crypto Week holiday type of type of thing or Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Oh, you're gonna have to share this before we get off. I'm sure everyone's curious now. July 14th to 18th. I don't pay attention to nothing mainstream. None of that. France and the House of Representatives designated July 14th to the 18th as crypto week. Traditionally, July 14th is national whatever mac and cheese day, but now they switched it to crypto week. Wait, hold on. They replaced national [ __ ] mac and cheese day now for crypto week. Yeah. Yeah, bro. So now uh pass the stable coin uh that Genius Act gonna get passed on during that week. This world is just so [ __ ] I mean, this is a whole another rabbit hole we could go down, but man, the holidays, bro. Just look into the se the seven s, you know, the deadly sins and how each holiday gravitates towards each sin and whatnot. It's wild, man. Yeah. Yeah. 100%. I don't be celebrating normal holidays that people be celebrating. That's not I'm not in that matrix. I celebrate. Yeah, bro. National [ __ ] Mac and Cheese Day. What is that [ __ ] Hey man, just put that $5 trillion injection in crypto, man. That's all I'm saying. You know, I don't ask for much. Gradual and then sudden. Yeah. Gradual. Go up and never stop, baby. Um, yeah. So, that's all we got for you guys today. Really great call, really great insights. Hopefully you all enjoyed. If you did, make sure Kev, you got to we got to get your ex up and going, man. So that way we can add you on to these lives so that way another live that we have on it's on a private chat. I posted it like a while ago. You can see it. Bet. I'll tap into it and make sure so that way we can uh add you into the live call so that way your your platform streaming too. I'm just going to go show you guys. These are the two gentlemen's pa uh pages just in case you guys are following me. You're one of my followers, right? Make sure you guys tap in. You got pages. Just in case you guys are following me. I don't want to. There we go. This is Aqua's profile right here. If you guys are one of my followers, go tap in. Right, Mr. Aquaman. Make sure you guys are following the right page. You got a bunch of impersonators out there. I mean, I know it sucks at the end of the day battling impersonators, but just be mindful, you know? we'll never reach out to you or we'll never try to DM you first or ask you guys to join our community or whatever, right? You guys can do that on your own behalf by clicking on the proper website links in our bios. Um, so this is my page and then if you guys are, you know, if you guys are part of Aqua's community, then definitely go tap in, give myself a follow. non-biased, non- opinionated research, all just documents and content straight from the source from institutions and people that actually have credentials in this space, right? Same thing with the Cyprex research tab. You guys don't follow the CyperX research, their team astronomical. They're always killing it. Same thing. Nothing but documents, nothing from but insights from the largest organizations in the game, straight from the source, you know. Come tap in with us. would love to have you on the team. And if not, there's so much free content out there that we deliver. I can't stress enough that ignoring this, you're only just doing yourself an injustice. So, blessings to you guys. You guys take it easy. [Applause]