Advice to My 20-Year-Old Self: 60 Lessons

Introduction

• Speaker: 45-year-old multi-millionaire sharing advice to their 20-year-old self.
• Key message: Life lessons learned, aimed at personal and financial growth.

Key Lessons

Decision Making & Time Management

1. Stop Waiting: Make the time right and make decisions now.
2. Invest in Time: Buy services that save time (e.g., laundry, meal prep).
3. Decades of Focus: 20s for developing skills, 30s for wealth, 40s for wisdom.

Financial and Personal Growth

4. Buy Wisely: Buy in the same manner you wish others to buy from you.
5. Embrace Failure: Winners learn from losses more than losers.
6. Build Self-Esteem: Keep commitments to oneself.

Prioritization & Choices

7. Hell Yes or Hard No: Only commit to things you are certain about.
8. Say Yes Until No: Start with saying yes, say no when possible.

Success Mindset

9. Attract Your Future: Pull desired outcomes into the present.
10. Work for Outcomes: No complaints without putting in effort.
11. Idea-Focused Conversations: Discuss ideas, not people.

Feedback and Criticism

12. Selective Listening: Only take criticism from credible sources.

Habits and Daily Actions

13. Consistency in Actions: Small actions lead to big results.
14. Quality of Habits: Determine key daily habits for success.
15. Success as Revenge: Focus on undeniable success.

Self-Discovery and Improvement

16. Focus on Self: Compete against your past self.
17. Avoid Looking Stupid: Start things even if imperfect.
18. Time Management: Allocate time wisely, no additional time exists.

Mindset and Belief

19. Positive Self-talk: Belief through repetition of positive mantras.
20. Sleep Importance: Solve problems by adhering to a sleep schedule.
21. Resourcefulness: Creativity over lacking resources.

Independence & Social Skills

22. Embrace Solitude: Learn to be alone without feeling lonely.
23. Early Work Ethic: Work while others rest for better results.
24. Teach Respect: Set boundaries on how others treat you.

Money and Value

25. Money as a Tool: Use money to enhance life, not hoard.
26. Value Rarity: Be accessible but not easy to engage.
27. Personal Growth: Success through being, not merely doing.

Communication & Response

28. Power of Silence: No response can be impactful.
29. Growth Mindset: Focus on current self-improvement.
30. Value of Time: Prioritize significant activities and relationships.

Wealth Building

31. Curiosity in Wealth: Be curious, avoid complacency in success.
32. Consistency Over Intensity: Value long-term consistency.
33. Overcome Weak Habits: Work on strengthening habits.

Regret Minimization

34. Action over Regret: Reduce regrets by acting now.
35. Avoid Fruitless Arguments: Don’t argue with those who misunderstand.

Learning Environment

36. Room for Growth: Be in environments where others are smarter.
37. Let Go of Transient People: Recognize temporary relationships.
38. Avoid Distractions: Focus over having opportunities.
39. Embrace Change: Growth entails evolving beliefs.

Process Focus

40. Process over Outcome: Find joy in the process itself.
41. Adaptability: Winners adjust, losers make excuses.
42. Extraordinary Choices: Make decisions beyond the ordinary.

Social Influence

43. Influence of Peers: Surround with successful individuals.
44. Invest in Self: Best returns come from self-investments.
45. Value Over Time: Focus on creating value, not clocking hours.

Focus and Discipline

46. Single Goal Focus: One focus leads to success.
47. Daily Consistency: Success requires consistent effort.
48. Action Over Perfection: Progress requires momentum.

Ambition and Confidence

49. Aim Big: Goals should be intimidating.
50. Confidence in Self: Know your capabilities without comparison.

Self-Leadership

51. Lead by Example: Self-awareness before leading others.
52. Good vs. Great: Never settle for just good.

Execution

53. Avoid Overthinking: Act to reduce doubts.
54. Quality Questions: Better questions lead to better answers.

Life Design and Energy

55. Love Your Work: Design a fulfilling life.
56. Energy Attraction: Your energy attracts similar people.
57. Contribution to Others: Help others achieve what you desire.

Thoughts and Actions

58. Dominant Thoughts: Life shaped by thoughts and actions.
59. Purpose Over Pleasure: Seek a life of purpose.
60. Execution Over Information: Act on knowledge you already have.

Conclusion

• The 60 pieces of advice encapsulate personal, financial, and social growth tips.
• Emphasizes self-improvement, execution, and maintaining a growth mindset.
• Encouragement to view challenges as opportunities for growth.