Wealth Building with ETFs

Summary

The session focused on alternative strategies for managing mortgage debt and building wealth, specifically through investing in high-yield dividend ETFs instead of making extra mortgage payments.
The speaker explained the mathematical advantages of investing surplus funds and outlined a five-step process for implementation.
Key topics included brokerage setup, dividend reinvestment, leveraging securities-backed lines of credit, and promoting a wealth-building boot camp scheduled for July 26, 2025.

No due date – Attendees: Review the DRIP calculator linked in the video for personalized analysis.
No due date – Attendees: Open a brokerage account (Charles Schwab or similar) if interested in executing the strategy discussed.
No due date – Attendees: Consider registering for the Grow Your Wealth Boot Camp on July 26, 2025, if seeking to deepen financial knowledge.

Traditional advice encourages paying extra toward a mortgage to reduce debt, a practice rooted in outdated financial norms.
The recommended alternative is to invest surplus funds (e.g., $100,000) in high-yield dividend ETFs, such as JEPQ, rather than applying them as additional mortgage payments.
Mathematical comparison shows that with monthly dividend reinvestment (using a DRIP calculator), dividend income can exceed what would be saved by reducing mortgage principal within five to six years.
Example: Investing $100,000 in JEPQ (with a 14% yield) generates income compounding annually when dividends are reinvested.

Step 1: Stop sending extra payments to the mortgage company.
Step 2: Open a brokerage account (links provided, e.g., Charles Schwab) and enable automatic dividend reinvestment.
Step 3: Direct any intended extra mortgage payments into purchasing more shares of high-yield ETFs.
Step 4: Track dividend income growth relative to mortgage obligations.
Step 5: Around year three or four, apply for a securities-backed line of credit to access investment funds as needed without selling ETF shares.

Securities-backed lines of credit can be used to access invested funds at potentially lower interest rates than standard mortgages or HELOCs.
This approach allows growth of investment principal and liquidity for emergencies or further investment opportunities.
Emphasized as a long-term wealth-building strategy requiring patience and systematic reinvestment.

Event scheduled for July 26, 2025, from 11:00 a.m. to 6:00 p.m. Eastern.
Focus on teaching attendees to obtain business credit, business funding, and to invest in income-generating assets across all industries.
Discount code "YouTube" available for registration.

Recommend investing surplus funds into high-yield dividend ETFs, not additional mortgage payments — Supports faster wealth building via compounding returns over long-term and liquidity access through investment-backed credit lines.