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Economics Fundamentals

Jun 10, 2025

Overview

This lecture introduces the foundational concepts of economics, focusing on scarcity, decision-making, and the ten basic economic principles that guide human behavior and society.

What is Economics?

  • Economics studies how society manages unlimited wants with limited resources (scarcity).
  • Scarcity leads to trade-offs because it's impossible to produce all goods and services people want.
  • Economics is broadly the study of human behavior, specifically decision-making.
  • Economic analysis applies to both obvious (business cycle, inflation) and less obvious (waiting to mow the lawn, eating at a buffet) decisions.
  • Economists study choices in everyday life, not just money or business topics.

Ten Principles of Economics

1. People Face Trade-Offs

  • Choosing one thing means giving up another due to limited resources (income, time, opportunities).
  • Society faces trade-offs like "guns vs. butter" (defense vs. consumer goods) and efficiency vs. equity.

2. The Cost of Something is What You Give Up to Get It (Opportunity Cost)

  • Opportunity cost is your next best alternative forgone when making a choice.
  • Cost includes more than just money—also time, effort, or other resources.

3. People Respond to Incentives

  • Incentives can be economic (money, grades), social (acceptance, ridicule), or moral (right vs. wrong).
  • Not everyone responds to the same incentive in the same way.
  • Behavior changes when incentives change.

4. People Think at the Margin

  • Decisions are made by comparing marginal (additional) benefits and costs.
  • An action continues if marginal benefit exceeds marginal cost.

5. Trade Can Make Everyone Better Off

  • Voluntary trade benefits all parties, not a zero-sum game.
  • Less trade means more self-sufficiency and fewer benefits.

6. Markets Are the Best Way to Organize Economic Activity

  • Free markets (within the law) allocate resources efficiently compared to planned economies (communism, socialism).

7. Government Can Sometimes Improve Market Outcomes

  • Market failures, like externalities (unintended costs to others), may require government intervention.

8. A Country’s Standard of Living Depends on Its Ability to Produce

  • Higher productivity leads to higher standards of living.

9. Prices Rise When the Government Prints Too Much Money (Inflation)

  • Excess money in the economy increases prices.

10. There Is a Short-Run Trade-Off Between Inflation and Unemployment

  • Reducing one often increases the other in the short run.

Key Terms & Definitions

  • Scarcity — The condition of limited resources and unlimited wants.
  • Trade-off — Sacrificing one thing to gain another.
  • Opportunity Cost — The value of the next best alternative forgone.
  • Incentive — Something that motivates or influences behavior.
  • Marginal Change — A small, incremental adjustment to a plan of action.
  • Market Failure — When the free market fails to allocate resources efficiently.
  • Externality — A side effect of an activity that affects other parties.

Action Items / Next Steps

  • Review the ten principles before the next class.
  • Prepare for upcoming discussions on trade and how economists analyze markets.