Hey, it's Zane. Welcome back. Hope you're having a great day. Thanks for tuning in once again. I appreciate you being here. And in today's video, I want to talk about why 0.1 owning 0.1 Bitcoin or above is going to be a big deal. It's really going to matter in your financial life. And I want to explain why in today's video. And you know, this is a an interesting topic. It's actually trending uh quite a bit on YouTube. Uh lots of different uh people are talking about this and how much Bitcoin do you need to retire and uh what is a meaningful amount of Bitcoin that somebody could uh achieve in a relatively short space of time that uh could potentially set themselves uh up for life with in retirement. And you know generally most people are kind of settling on this 0.1 target uh which is essentially 10% of Bitcoin. Now, we know that 10% of a Bitcoin today uh is around about $10,000 US, about 16,000 Aussie because the price of Bitcoin is is about 100K right now, 100K US. And so, you know, let's be real. I mean, that's still a fair chunk of change. It's still a meaningful amount of of money that someone would need to put their hands on in order to to allocate it to Bitcoin. But the thing is is that if you've done any kind of work on Bitcoin, 5 hours study, 10 hours study, read a book, listened to a few podcasts, uh, and you understand the problems of broken money that we're faced with right now, and you can see the decaying debt-based fiat system and and the implications of that uh, around us. uh and you know that Bitcoin is a solution, but maybe you don't know everything there is to know about Bitcoin, but you know enough to know that you have to park some meaningful amount of your financial life into it. Uh then, you know, I believe with that frame of mind, you can get to 0.1 Bitcoin as quickly as you possibly can because let's face it, it may be that you need to sell some stuff uh that you no longer need, perhaps surplus to your needs. It may be that you need to divest an underperforming uh stock portfolio, share market portfolio. Uh maybe you need to access uh an underperforming industry super fund and roll it into a self-managed fund that you can buy Bitcoin in and take it into self-custody. Um, you know, maybe it is to to sell a rental property or investment property that is giving you the shits, you know, because you're sick of maintenance and tenants and uh everything that goes along with it, you know, raise rises in land tax and rates and all of those kinds of things which we really have no say over or control over. And so, you know, people from all walks of life and in all different situations are coming to Bitcoin because they can see that it is decentralized. Uh the rules can't be changed. Uh it is the only fixed finite asset that humanity has ever seen. So, it's absolute scarcity. Uh they know we're moving into the digital age. uh every transformational digital technology that has shown up in the past 20 years has basically left behind uh the old um traditional analog version of it. Um and we see lots of examples in that in terms of entertainment, communications, um you know, transportation, uh travel, uh hotel, the hotel industry with Airbnb. We see all these things. And so now Bitcoin is about to transform the legacy financial system. And that's what we're seeing right now. It's happening right before our very eyes as we speak. But most people still aren't at Bitcoin yet. They haven't reached Bitcoin. They don't realize what Bitcoin is. And that's why less than uh you know 5% of of everyday people have any exposure uh to it still at this stage. So there's a window of opportunity. We know the biggest waves of capital around the world are coming for Bitcoin. We we know that Bitcoin is fixed and finite which means its supply is absolutely limited. Uh and when you have a scarce limited supply asset and you have incoming demand that is unlimited, what do you think is going to happen to the value of Bitcoin? Uh this is what is going to take place. The value of Bitcoin is going to skyrocket. It's going to become exponential. And this is why we have compound annual growth rates uh of you know 50 to 60% for Bitcoin on average which is leaving everything else for dead uh because it's the only asset that is truly scarce and so it is repricing real estate and every other asset and people who are paying attention can see that this is happening and so when you are able to get yourself to 0.1 Bitcoin and do it before these waves of capital start heading towards Bitcoin, which is really going to drive the price up and make it a lot harder for you to get to that level. And if you're already at that level, then the next step is to make sure that your kids and people you care about are at that level. So, you need them to go and read the Bitcoin standard or the big print by Lawrence Leard or uh Jeff Booth's book, you know, the price of tomorrow or Lyn Alden's book, Broken Money. There's so many great resources out there or tune in to some, you know, Bitcoin podcasts to get them to 0.1 as well because you want as many of the people on this life raft with you as possible. Okay? You don't want to be on there yourself. You want to make sure that your friends and family uh are on it with you. And so 0.1 if you work a a compound annual growth rate of 50% for the next 15 years. So just say you have a 15-year time horizon until you you think that you'll want to retire. If Bitcoin does 50% over the next 15 years, that uh $10,000 US investment today into Bitcoin is going to be worth $4.3 million. $4.3 million US, which is around about 7 million Aussie dollars at today's exchange rate. And so, you know, even with inflation, you and I both know that that is a significant nest egg that uh is going to help set us up for life. But, you know, a lot of people don't think about the next level to this, and that is even if you were to sell down some of your Bitcoin or uh gradually peel off a bit of that uh that capital, sell down a bit of your Bitcoin yearon year just to, you know, fund your lifestyle in retirement. the remaining Bitcoin that you have stacked and exposed to the ongoing compound annual growth rate that is going to continue uh to deliver returns for you. And so, you know, for the sake of discussion, if uh, you know, if you got to 4 million, let's call it 4 million in round figures, and just say you sold down over the course of, you know, three or four years a million dollars worth of Bitcoin in order to fund to fund your lifestyle. Uh, let's say you had $3 million still, you know, stacked in Bitcoin and exposed to the the ongoing growth rate. Even if Bitcoin's KGA dropped to 20% in the next 10 years that $3 million would become uh $18.5 million US. So 15 years shows up, you put 10,000 in today, 15 years down the track, it's worth 4 million. You sell down a million, you've got 3 million left in Bitcoin. that 3 million even if the KGA dropped to 20%. In the next 10 years, the value of that 3 million would become 18.5 million. And so whatever you're able to get to in 15 years time from now, just keep in mind that you're going to have many options in terms of what you can do to access your Bitcoin. Uh we know that this space is moving very very quickly when it comes to lending products. the way that Bitcoin is going to be financialized on the second and third layer. The banking system uh is going to start custodying bu Bitcoin uh they're going to be uh creating financial products on top of Bitcoin. But if you own 0.1 Bitcoin, then you own a piece of the base layer of Bitcoin, a piece of the base layer protocol on top of which all of these financial products are going to be built. And essentially, you're going to be able to go to any lending institution in the world in 15 years, but I believe it's going to happen within the next 5 to 10 years that you and I will be able to shop our Bitcoin if we choose to do this to any institution globally, could be a bank in Japan for example. Whoever gives us the best terms, post that Bitcoin as collateral with that lender and they will give us uh you know whatever we need. It could be to buy a house. It could be to fund our lifestyle and we don't necessarily want to sell down our Bitcoin. Uh maybe the growth rate is such that it doesn't make sense to sell it. It's better to keep it, fund your lifestyle, not pay any tax because if you're not selling your Bitcoin, there's no tax implications on that. The point is there's going to be so much op optionality and so people who are worried about the tax situation now uh I just say just park that don't get caught up worrying about that for now because by the time that that becomes an issue you're going to have so many different options when it comes to utilizing your Bitcoin to fund your lifestyle. Not the least of which is if you choose to go to a different jurisdiction, you've got a decentralized asset that is in your self-custody. Uh and that's something that you also uh need to keep in mind as the future unfolds as well. But so 0.1 is going to be a big deal. Now, if you only have a 10year time horizon, just say, "Look, Zane, there's no way that I can see myself uh holding on for 15 years." Let's say you have have a 10-year time horizon, then it simply means that you need to allocate harder to Bitcoin sooner because to get to that uh to get to that four 4 million mark in the next 10 years essentially means that you would need uh essentially to have about $100,000 uh in Bitcoin right now, which is essentially meaning owning one whole Bitcoin. So somebody with a whole Bitcoin, one Bitcoin today, if Bitcoin does, you know, that 50% around about that for the next uh decade, then that's going to be worth in excess of $4 million uh in 10 years time. And so, uh, if 10 years is your time horizon and you don't you can't see yourself hanging on for any longer than that, well, then it just means that you need to move even faster to stack harder uh, and think really seriously about what you can do now um, to get to that one bitcoin as quickly as you possibly can. And so, really, there's just two metrics that you need to be focused on. How much capital can you allocate to Bitcoin in your life? Surplus savings, um spare cash that you know you don't need for the next four, 5, 10 years, uh you know, assets that you know are underperforming that you don't really want to stay with any longer. Uh you want to put them into Bitcoin. You know, there's there's many different strategies for for getting there. But if 10 years is your time horizon, you want to be focused, I would say, on getting to one Bitcoin as quickly as you possibly can. And then you're going to have that same level of optionality when it comes to a really significant nest egg. Uh lots lots of choices in terms of whether you sell down a portion of your Bitcoin, uh you borrow against some of your Bitcoin. Um you know, maybe you'll go to a different place uh where where the the tax treatment is different. there's there's a whole lot of different strategies that will show up for you when you get to that point. Um, so I really don't think there's any need to uh drag this video out today. I just wanted to really hammer home the point that 0.1 is a big deal. Robin Ser on our interview the other day, I was on his podcast, I think it comes out on the 1st of June, uh, we had a a bit of a chat about this. He kind of said to me, why is it that so many people are really focused on this 0.1? And my response was that, you know, I think nice round numbers um just make it easy mentally for us to target. And I know when I first came into Bitcoin, um I had myself an initial target. Um and once I got to that target, I set another target. Um, and you know, I just think 0.1 for anybody who's serious about this asset, um, is still very, very achievable. Uh, some of you are way beyond that phase. Uh, I know that some of you have been in Bitcoin for a little while and you're, you know, feverishly stacking even still, uh, because you have your own targets in mind. Uh I was talking to a gentleman yesterday on on one of my cons uh consultation calls and uh he said to me, he said, "You know, Zay, I'm I'm uh really been committed the last couple of years. Uh I've gone without a lot of things just to get to where I am uh with my stack and uh and I know exactly where I'm going to be in the next 12 months and and uh nothing's going to stop me from getting uh to where I want to go." And that's the kind of thing that's the kind of mindset that Bitcoin um kind of brings out of you uh when you start achieving those stacking targets. And the more Bitcoin you can stack, the better and brighter your financial future is really going to be. Uh that that's really the point. Um, and so the thing is is that, you know, whether you're, you know, just starting out, um, and you want to dip your toes in the water, uh, get confident, build your conviction, and and just DCA, dollar cost average in, uh, as as you have access to, uh, surplus cash, uh, whether you want to do it like that or you want to go in in a meaningful way right up front, um, and dedicate a significant amount of of savings or capital to it uh only you can really decide that. But uh what we know is that no asset historically uh has come close to Bitcoin. Uh we know that uh Bitcoin is going to uh really disrupt the financial system in the future. We know that it's fixed. It's finite. Uh and we know that we are very early on the adoption curve. And when we think about all of those things and the fact that Bitcoin is completely decentralized, um, gives us the opportunity to be the custodians of our own wealth, to be the heads of security of our own central banks, completely portable, uh, permissionless, you know, no counterparty risk, all of those things. And when you put Bitcoin into self-custody in the right way, then you really uh have a degree of confidence I believe moving forward uh that you just can't have in the legacy system. Um so do things right, stack hard, do it as fast as you can. This this window of opportunity that we're in, I believe um we're not going to be able to sit here in 12 months and say that the opportunity is still the way that it is now. Um, you know, we know what's coming. All there's just good news everywhere when it comes to Bitcoin. Um, you know, the price of Bitcoin right now or the exchange rate in in US dollars, Australian dollars, uh, is way below below what I believe it should be given all of the positive news in the Bitcoin space. Um, and so really time is of the essence, uh, is my message to you today. So, I'm going to leave it there. Want to thank you for tuning in. Uh if you would like to book a one-on-one Zoom call with me, I do them every week. I really enjoy them. I get uh offer tremendous value on those calls. I can help you no matter what stage you're at on your journey. Anything you want to discuss, ask me questions. I can help uh guide you in whatever direction you'd like to go to really level up uh what you're doing. Um you'll see a link in the show notes if you'd like to book a call with me. Uh this will be my last video before I uh arrive in Bali. I'm I'm heading up there for for about 10 days and uh but I will be doing videos up there. Um I won't be in the truck. I'll be sitting under a hut somewhere coming to you uh from there. But uh I look forward to talking to you in the next one. Please leave your comments in the uh notes below. I'd love to hear your thoughts on this this 0.1 strategy um and how important it is to to get those you care about to that 0.1 as fast as you possibly can. Please like, share, and subscribe. Thanks for tuning in. I look forward to seeing you very very soon. This is Zane signing out. Have a great day. Bye for now.