Transcript for:
Financial Management and Alumni Plan Overview

right all right let's begin thank you all for coming in to joining me today how's everybody doing just give me a thumbs up everybody's good put that in the chat coming in loud and clear thank you thank you thank you Maurice thank you Rohan thank you Frenchie for coming in helping us out in the chat as well so I wanted to say good day to you all uh want to say thank you to all the many thanks that I've received towards the closure of the JP Morgan Chase account so for the car so thank you for that again uh we have more video videos coming we're going to be going over the proper way to title the car into the trust and even placing a lean on the property to remove the DMV as the true lean holder because that's the main reason we all pay annual registration so if we can get that taken care of then that would just make it easier for having to make those payments on the birthday of the annual registration of the car and not even have to worry about trying to get that money back through tax filing but there is a way to do that through tax filing so we got some announcements before we begin um we're getting our hands dirty and moving forward with a new monthly plan we're going to call it the alumni you guys heard me talk about this in the past I didn't really give it a name for it but um it's coming soon and it's going to consist of the tax webinars real estate investing vehicle title and self-insurance or bonding you do have a choice you can get regular insurance premiums or you can get a bond some states allow you to do it not all the other states that don't allow you to do it you can to Self insurance which is a soft version of a bond it's going to also include court case bonding uh bills of exchange for different payment structures like public utilities on financing statements land trust with quick claim deeds purchasing a mortgage with your bill of acceptance so that way the home is paid from the beginning and also bankruptcy credit investing so all of that unique information is How I Live that's what I do and I'll be able to share that with you in that alumni tier so as we go on expressing the trust we will add to this plan of course the ups and downs that come with the implementation and based on how you guys react to it and how the counties react to it uh there will be some changes if necessary you've already seen how that works with the trust process here and so anyway uh to qualify for this plan uh you will need to get a Doc review consultation with any of our reps here we have to approve your trust packet before being admitted into this alumni plan because if you don't have the necessary components you will have to um basically go back and finish the requirements from freshman to senior okay now if you need Tax Services right now right away our door is now open it is March so we have limited seating by how much we can handle right now so what you need to do is email Nancy and uh she will send you a tax application okay quick announcement for our private clients just a reminder if you have access to my consultation link um based on the recent announcement that was giving inside of the Private Client teer for your free monthly call it is once per month but it it's not going to be a a lifetime Arrangement okay so you will all have the opportunity to merge into this special alumni plan giving you access to all that I just mentioned Plus all the information that you already have access to okay so as long as you're a member in the alumni plan you will continue to have those free monthly calls with me other than that if not and you want to stay in the current plan that you're in right now you will need to just schedule a paid consultation with any of the Reps they'll be happy to help you out there and sometimes I have to join those calls depending on their uh comfort and making sure we answer your question correctly so um in continuing with discharge I wanted to share some important information in regards to my Horizon account if you guys don't mind and I'm going to share some other information as to where these laws are coming from and why this works so let me share my screen here the first I will have to stop recording for the public we'll pause that back to recording here so you know if they receive anything that says certified funds remit at par we have the treasury address up here 15 over 51 payable through the IRS or the US Treasury done in good faith things like that with a whole lot of UCC law on it it's and here's a kicker exemption number you give your social as an exemption let me just say this right now your social is not an exemption if you have a national public debt then you must also have a National Public Credit your social security number is the credit that's why these businesses are tapping into it and they're giving you the Ledger the other side of the ledger to pay if you don't do your portion now we all have the power to issue bills because we are the gold of the United States people don't know that they think that the gold has been um dissolved no you are the go you can issue bills but you have to follow the rules of issuing them if you get a receipt you can turn it into a bill and put that into circulation that's how that works so do not not send checks like that right they're going to tell you here in addition to the site drafts described in OCC alert 99-10 other forms of worthless items entitled bill of exchange due bill and Redemption certificate are being presented for payment at Banks and other businesses regardless of how these documents are entitled or whether they appear authentic they are not payable through the US Treasury or the controller of the currency and they have no Financial value or legal validity these worthless instruments usually have one or more of the following characteristics they are created to look like a standard Bank check or are printed to resemble some type of collection item they State the instrument is payable through the US Treasury the controller of the currency or the commissioner of the internal Revenue Service there are no account numbers encoded in the micr style print along the bottom of edge of the document or they list invalid routing numbers and the person signing the document is not authorized by the United States government to issue such instruments so when they receive these things they're going to retain the document and file a suspicious activity report also known as AAR they're not going to give it back to you and they're going to send it over to the FBI the Federal Bureau of Investigation and this is the address where they would send it to so I hope you're not one of those people who sends these things and if you do know someone please share with them do not do that it will build a case with me I know some people who have served time for that it was a little bit more complex but you don't want to do that okay and no this is not the same thing as the treasury gift that is talked about in the Senor course the treasury gift it puts your your credit number your social security number down at the bottom and that's really it there is no routing numbers if they take it great they take it because it's a gift from the gold it's a gift from the people but they're not obligated to take it it's a safe method of trying the bills of exchange however are better those move the economy I want you to take a look before we get into our Q&A I want you to take a look at this book here it is called the United States stamped act the acts of Congress you can find this on archive.org it's coming from the commissioner of internal revenue before you have the IRS it was just the C that's what it was that's what it initially began to be this is published in 1863 so what I want to go down to is page five I believe yes page five NOP no we're going to go page one right here so section 94 and be it further enacted well let me say this the reason why we're reading this is because you need to understand um how to complete your bill of exchange okay what makes it complete most people would say the Stamp Act has been done away with but that is only pertaining to the British um colonies of North America British America it's been done away with there now here in the United States we have an adoption of it and it can be applied but it doesn't have to okay that's why some of my bills of exchange or yours have been accepted without stamps but for those who actually want to know how much should be on your instrument if you decide to use a revenue stamp these books will tell you okay so that on or after the first day of October 1862 there shall be levied collected and paid for and in respect of the several instruments matters and things mentioned and describe in the schedule marked B here unto annexed or for or in respect of the Vellum parchment or paper upon which such instruments matters or things or any of them shall be written or printed by any person or persons or party who shall make sign or issue the same or for whom I'm sorry or for whose use or benefit the same shall be made signed or issued several duties or sums of money set down in figures against the same respectively or otherwise specified or set forth in the said schedule okay now 95 and be it further enacted that if any person or persons shall make sign or issue or call to be made signed or issued any instrument document or paper of any kind or description whatsoever without the same being duly stamped for denoting the duty hereby imposed thereon or without having thereupon an adhesive stamp to denote said Duty such person or persons shall incur a penalty of $50 in such instrument document or paper as a for said shall be deemed invalid and of no effect are they issuing penalties no they're not but this is why when you go and do a transfer at the county recorder's office you transferred from your name to the trust and they charge you stamp there is a stamp fee an imposition going down to page nine they give you the amount of money that you need so that way you're able to calculate if you want to get Revenue stamps I've shown how to do that on Amazon the Tiffany stamps or there's specific websites you can order these things I believe it is Mystic lamp Mystic lamp stamps number nine here's the scheduled beat that they were talking about we are talking about bills of exchange we're not talking about foreign we're talking about domestic Inland that's you bills of exchange Inland draft or order for the payment of any sum of money exceeding $20 and not exceeding $100 otherwise than at site or on demand for circulation sorry or any promisory note except Bank notes issued for circulation so like the the dollar bills you don't put a stamp on that but those dollar bills are bills of exchange I have a $5 bill I exchange it for Value right so you make your bill of exchange let's say it's $50,000 here's the bill in exchange for Value the car that's how it worked and so what are they going to do they're going to put that into circulation that's in the private between Commercial Bank to Commercial Bank they're not going to issue your bill of exchange to the public this is for Bank transactions only the circulation for a su exed in 20 and not exceeding $100 it is 5 now they say it is 5 cents but you got to be more specific this is a a vague description here so what I like to do is go to the books where the commissioner of the internal revenue gives more um detail this is a book coming from Stamp Act of 1899 and this is coming from the irs's website I will leave a link in the video when we upload it today we want to go to page five or page six page six let's look at number five you'll see the language is kind of similar it says the bill of exchange Inland draft certificate of deposit drawing interest or order for payment of any sum of money otherwise than at site or on demand or any promissary note except Bank notes issued for circulation and for each renewal of same for a sum not exceeding $100 now of course your instruments are going to be more than $100 so what is the exception here what do you do the last sentence and for each additional 100 or fractional part thereof in excess of a 100 it is two cents so let's get our handy dandy calculator you have a mortgage of $300,000 okay and it says for every hundred so you divide that by 100 that means you have 3,100 you take that and you multiply 3,000 time 2 cents you need $60 worth of Revenue stamps to go onto your bill of Exchange now you don't necessarily need to put it all over your bill of exchange cuz that is a lot you can add an attachment statement and put them onto that document okay you can do a what's called a letter of credit and add it to that a letter of credit is just a simple description of what your bill of exchange is it's an order uh stating what you want the receiver the draw we to do based on what the maker has done that's it okay all right so now that we've gone over that the when I when I spoke about the alumni plan I'm going to go deeper into this I'm going to show oc10 agreements I'm going to show the Continental loan office and how you use these things to pay off the mortgage at its Inception so if you're buying a new house um there's a specific thing and a specific time that you need to utilize with the application according to the Federal Reserve Act section two um even if you already have a mortgage then if you have the opportunity to refinance that will kind of reset the clock in the application process usually the banks will give you the application online or they'll fax it to you if you ask them to or FedEx you fill it out and they expect you to mail it back in but instead of doing that I'm going to show you how to mail it back and what other parties to include in your application which will pay it all okay so that's going to be in the alumni to it's going to be I think beneficial information for a lot of people and to really help the Republic come back to order as far as managing the debt all right so now we can open up for questions raise your hands if you have [Music] them all right we're going to go to Chad Chad you are muted how you doing man let me see can you hear me Chad just got to unmute your mic no okay we'll come right back to you man no problem Rohan how you doing hey ay can you hear me I can yes hey good I guess is still good morning thank you for taking my call uh basically what I wanted to know I was going over that bill of exchange on my own like the sample that you had what if it's not the debt is not to the IRS would everything remain the same meaning if you have a exchange and you're not issuing it to the IRS yeah then yes it's still the same way okay because when I was reading it it says like in gold coins to the bearer US Treasury so with the bearer is the holder of the not so let's say you have let's say was for like a Capital One for example I would still leave it as the US Treasury no no you wouldn't do that so if it's a Capital One right I want you to find out where their corporate headquarters is okay the state and let's say it is New York okay New York has a Federal Reserve agent I believe his name is I forget John C Williams Whenever there is a new application for credit being made your credit is given to well it's coming from Capital One and it's being given to one of the member banks associated with the Federal Reserve Bank of New York that member Bank endorses the instrument and sends it over to John C Williams so with what you should do is put your bill of exchange together um the address at the top there should be from one of those member banks you can find it by going to the Federal Reserve Board website go to New York and within that is going to be a list of other member banks pick anyone you want put one of those down as the address on the top left of your bill of exchange and then you send that over to to uh Capital One okay okay okay I'm I'm going have to listen to that back on the replay CU kind of kind of threw me off completely yeah yeah it's a lot it's it's three parties what I what I understood was you know because going over it I was like okay what happens when the debt is not with the with the IRS I understand like where the M because it tells you pretty much to the Internal Revenue Service and you have your trust address in the left hand hand corner top left but it wasn't making sense to just leave it like that the debt is not with the IRS you understand what I'm saying so I was like this doesn't make sense right right when you understand reading the Federal Reserve Act um then it makes sense because that applies to all other debts and credits that's not associated with the IRS okay so all right let me ask that another question so I wouldn't leave it at I'm going to listen to what you just said when you on the replay so the bearer would change though right when it's not the when it's not with the IRS wouldn't it no the bearer is Capital One That's who you're promising to pay to okay there go good good at least I okay there you go the drawer the borrower is you okay the draw we is most likely going to be one of those member banks because they have to endorse and the reason why they have to endorse it is because when they send it over to the Federal Reserve agent which is John C Williams John C Williams has the authority to um send it to the discount window and then the money one from there so you're oh where you have like orders the United States government that instead of the United States government i' put the member bank right there basically that's what you're saying right ah okay okay that makes not okay yeah okay right I will go over the Federal Reserve Act and show you what that really looks like on the bill of exchange get your feet wet try it you know as as how you understand it right now but when you go into the alumni plan and you see it you can compare what you've done to that and even if you didn't do it correctly it's okay you will have another opportunity yeah I was trying to basically send off like my um I had a debt with like Carolina so I was trying to you know formulate a bit of exchange for them but I was like this doesn't make sense cuz I I have basic knowledge and when you says bear to the treasury I was like but bear is the holder so whoever you sending it to they got to you know what I mean so it it wasn't making sense I was like no can't be that's why I said I'd wait i' wait until the next Zoom meeting to ask you but now it's kind of making more sense yeah you whoever the P whoever the uh the what's the term to use the drawer that was that what you said the member bank that's where the United States government where you have the United States government that's where I put the J the bank essentially right the member banks the member Bank okay and the beer would be whoever is going to hold your creditor okay all right yep and the member Bank's address would be in the upper leftand corner of that register Bill okay all right okay but the memo would still be the same though because with with your tax ID number right with your um with your social or or your ti right if it's to pay the IRS yes but if it's not IRS would be the account number it would be ah I got you I got you got you exactly okay got now since you're remember bank is going to receive this thing you still got to help them out and so they can understand what they're paying off so you might want to include a statement or a coupon got you got you got you got you I just have okay thank you so much Avery I don't want to hold it up because I know a lot of people have questions I listen it back on the replay when you post it so you know I just especially about a member Bank kind of went over my head a little bit but I thank you so much I appreciate it you're very welcome very all right cool going to Eric how are you sir quite well Avery how you doing today doing all right doing good let's just stick to the reminder we got a few hands up one question per person so we have some time and we'll come back for a second round if you got one no I just got one question a I've been searching and searching for Pep C it is hard to find their mailing address for the building exchange that is it that's all I got if you know help who was that again who was the Creditor you said I didn't hear you oh Eric you have to put that in the chat it didn't really come through um let me go to Maurice hey great day Avery thanks for taking the um uh taking my question I am going to abide by your guidelines and I have two but I'll hold I'll do one and and wait for the second round um so I did ask I did ask this question last month but based on your answer you have I guess made me more inspired to go through with the process and this is to obtain the passport with the title of nobility um if I had to prioritize on my list based on what you mentioned so for example the reason why it's important to me is because of my previous circumstance um you know at 46 years plus now you know when I was 19 I wasn't the same version of myself so I had some run-ins with the the alphabet boys and understand right so it caused a world of issues to say the least so um I get the concept of doing the application on the private side but I also understand that if um or should I say in Stand but you get what I'm saying if you do a name change or even if you do the title of nobility it's just going to be an AKA so I my to boil it down I'm getting to the root of my question how do you go about for I guess firstly you're going if you tell me what you said on the last call that's great but then I guess my question would be is is there a consult that can occur for this to to ensure that I have the right steps to to get to my goal or and what is the steps necessary to get the passport with just the title of nobility no birth certificate no social security card um and then I believe you mentioned it would it would be like a 3 four month thing it's not like a light process it's not a life process the very first question you want to ask yourself is do you have any blood relatives that are associated with you in good standing that could vouch and say that they witnessed um your birth yes okay and because sometimes they'll be like uh I don't want to be any part of that your name is your name you know sometimes you have family members that that are like that and I understand so but if you if that's not your case then you can do it and it could be three months or less that's one thing second thing is you're going to need to create a company if you don't have one um I would suggest you create a corporation where you're not listed as president CEO secretary none of that you're just basically on the board and that's private inside of the uh bylaws so that means you have to get a group of people that you trust that you can list as your residents and secretaries and all of that uh to be honest with you most people um make those names up and top 500 companies they really make those names up and all they really care about is a real secretary that they hire as a notary for that day and boom they have a company and then they get credit and all that kind of stuff so if you do that why you have to do that because that's going to take care your identification you should then get a corporate ID associated with this corporation that you just put together because that will fall in line with the list of required identifications that the Department of State allows you to have it's called primary ID and then you have secondary ID if you don't have any of the primary ID but that's really it if you can check those things off and you can get a passport in your title nobility D without his social security number and therefore no attachments to the prior life now you just have to be very very careful and understand that when you move forward with this you're not going back to the old for any reason that means when you rent everything is in that name you must also build credit in this new name before you do this and I'm talking real credit before you do that um you're going to have to understand what of those what is that term called uh Tri merging credit Tri merging that means get an unincorporated association EIN number and you use it like a social you have to turn it into a social there's such a thing as an employer identification number and then you also have an employee identification number when you apply uh certain questions on the IRS online Ein website certain questions will determine if they give you an employee EIN number versus an employer EIN number you get the employee that's the one you use in Tri merging to get credit with all three of the girls then you have to get a Utilities in that name you have to just really start it up as if you're 18 all over again to really make that work before you apply I say this as an important gesture because these applications are governed by the OM the office of business management and they're connected to the treasury when they file this application they're immediately going to see your credit history and they're immediately going to look at if you've ever paid taxes or is there an existing tax return on file in your case if you do this in 3 months or less that will dismiss the whole thing so you need time to build your name up in this nobility name before you do that so that way it's a smooth process okay that's that's really what it comes down to if you really want to go ghost is what they call and you never ever go back to the former so make sure insurance is in in in good standing too like health insurance or auto insurance both both and um is there a consult available for this type of process this process I believe is important to know about for those that have done freshman through senior and are ready to graduate over to the alumni plan so in that plan that's where that information will be you'll have it okay um yeah that that's awesome I I I yeah I appreciate it I I understand most of it and I checked off several of those boxes that you initially mentioned um it's just the time piece that you mention in making sure everything else makes sense right so when it when it's ran you can see this this this this that's the only part yes yeah time is our best friend there so what people normally do is they build up business credit and operate through that if they need to exist financially and commercially until they're ready um I don't know if you're if you built up a business already or if you're employed if you are employed set up a side business and operate everything through there so that you can abandon social security number you want to abandon that it's the only way it's going to work yes yes to what you just um yeah I've actually been actively doing that for the past three four years now and I'm happy I went that route but you know trial and error sometimes you got some bumps in the road so it doesn't always mhm go smoothly so to speak yes correct yeah something that's very intricate and sensitive you got to take your time with it building credit is is um not an easy thing um I would say it's a little bit faster for business and personal but it can be done okay so I I will release more information in the alumni tier on just getting you guys ready to go towards complete title nobility name that's a place that's the only where they're going to respect you truthfully told just one quick followup Avery on the same note it's not a separate question are you able to at least um maybe release the tutorial on obtaining the employee identification number that you'll need to build credit in the title of nobility yes I can okay super that'll get that'll be a good um you know a good starter because because of the time Factor so at least can work on that while yeah doing other things all right man I appreciate it um I'll stay tuned and this is my second month and it feels like it's uh five years already with the wealth of information I've got so I I'm all in I appreciate you oh thank you Maurice thank you in fact I may um may do a video and upload it after this call today for just that very thing employee ID numbers so that' be cool thanks for that reminder thank you hey Chad what's going on are you still there is your mic working no no not there huh all right we're going to Shirley how are you Shirley shirle your mic is unmuted hi guys it was taking a minute for it to unmute so Chad might be having the same issues um I do have I have thank you for taking my call I have two questions as well but for the first question for the first round it's on the um tax injunction process on the um I looked at your tax video you posted um multiple times and try to gleam all the info I do have just um one big question on the um the liability statement the notice uh of liability transfer transfer e that's um uh you show the IRS code I did print out that code so I can try to understand it and you it does show the IRS template for creating that statement um to the IRS transferring the liability from the straw man to the trust and and it's going to be signed by the uh my foreign Grant Tor trust so that part I got but my question is are we um you did say that uh one big package is going to be sent uh I think you believe you said a registered B um bill of exchange that that whole package with the um the tax um 1040 I would assume for the current um 20 24 for straw man income and whatever taxes came out and then am I also to include my uh 1041 uh I mean 1040 X's for all of the amended tax returns I need to do going back dating it to the time I started the trust which I I started mine for uh I dated it for 2014 so my question is what other doc doents have to go in that package to the IRS besides the tax returns and do I need to include the um 1099 M mis's and miscellaneous is for the treasury gifts do I need to include those in the package copy of those yes the first thing you do you do when transferring your tax liability whatever they say that you may owe over to the trust you have to do an electronic um 1099 miscellaneous filing where the tax person is the payer and the express trust is the recipient and once you know that that has been approved you'll get a specific account number and that account number is then used with your 1040s or your 10 41s or your 1120s if you're a business you like you mentioned before you include your transfere statement MH to include your invoice it's an invoice that the trust sends you saying that at the end of the year you owe x amount of dollars to the trust why because we have a license to trademark agreement on your name and that means you also have to include a license to trademark agreement too if you um go to the Security and Exchange Commission website and just search for random license and trademark agreements you can look through there and see how businesses that you are familiar with Adidas Pepsi how they do it you would make yours similar to that and that's something that you also include in your packet you should also include a negotiable bill of exchange to take care of the amount that they say you owe so that way it's a a seamless process um in order for you to get any kind of refunds going back so the uh letter the uh the liability letter a invoice from the trust to me um the licensed trade agreement that the um licensed trademark agreement I don't have that and then a uh negotiable bill of exchange on the tax that I owe and then all the other tax forms right the the the 1040 x's and my current tax um 1040 for the current tax year so any other IRS forms there were a bunch of forms you mentioned bu of forms in there you'll see that in the alumni tier but um I I will go over each form on what you need to do okay for um what's ny's email to protect you and to protect the organization everybody out there when we look at these forms they will not be filled out this will educational and I'm going to give you a scenario which should most likely be familiar to everybody and um you'll know exactly what I'm talking about fact is you'll be able to play this thing over and over and over again until you get it right but Nancy's email um I want to say it live or I I'll give it to you directly actually Frenchie just put it in the chat for you oh okay and you want uh those who want to be part of the alumni to include our um trust documents along with the UCC filings what do you want in the package everything that you've learned from freshman to senior um you will gather a Doc review consultation to say that I'm looking for approval to go to the alumni tier and we'll do a zoom call which will allow you to share your screen and show us what you have we'll go over it say yes you've dotted your eyes and crossed your tees you're ready to go okay thank you all right you're welcome let's go to Andrea Andrea how are you I'm well on yourself I'm good today thank you good thank you um quick question I'm finishing the Freshman course and I uh was going to file my uc1 but I haven't um uh gotten my uh trust um to the uh with my county yet and I know in the Freshman Class it says that we need to put the Declaration of Trust on our uccc one can we file it um because I have like the I have everything else but that I have the um the birth certificate information and I have some land to put on there so if I file my uc1 now without the Declaration of trust can I go back later and amend it or I have to have everything um done before I file the uccc one well if you have land already um some type of partial number to attach into the collateral of your UCC one that's really good you have a um big advantage over most who don't have property right now and that's one of the things that the counties reject they'll say oh no you can't file this until you have some kind of real estate so the fact that you have that that's good all you need to do while you're finishing up your entire process I want you to go into the collateral section of your financing statement and I want you to put Equity secured promiser note 9 billion anywhere from $5 million up to 9 billion and I want you to to give it an exhibit number just make it up just make up whatever exhibit number you want it could be xyz123 okay I want you to give the date the date is going to be a day after your trust date one day after okay okay now that is going to register your special lean that the trust has on your in leas person so therefore in the DAT section you will file your in leest name box one and then box two it's going to be your in leest name but it's not in the organization section box three the secured party is your Express trust name and its foreign address that's really all you need to file in your county just that one document um you do need to put also inside of the collateral right underneath where it says Equity secure promissary note you need to put the parcel number or the address of the land that you have okay also include I would rather you do the parcel number and the longitude and latitude numbers instead of the address okay okay now there's a section down there that asks you to select if this is going to be a public um Finance transaction yes it's going to be that do not select manufactured home you only do that when you're going to attach your Quick Claim Deed from your name to your trust so that's something you'll do much later okay okay so just going to be a Public Finance transaction and then you're going to check off non UCC okay okay okay thank you so much you're very welcome all right go to Josh you are unmuted Josh you there yeah can you hear me there we go hey man awesome hey how you doing buddy um quick question the your method for the uh discharge on your Chase loan utilizing the gold Clause is that applicable with a Chase credit card debt as well it is it is applicable yes now now is is that also um say if I was doing it for the balance OE does that close out that card or just zero it out it would just be like a normal payment it's not going to close it unless you say on the memo um closure accord and satisfaction then they'll close it you don't want them to do that so okay don't send anything for the entire amount leave a little bit of credit on there yep I'm sorry leave a little bit of debt maybe like bucks and as far as the uh what's written on the coupon the uh return for discharge is that still the same that they accepted for for Value a return for for discharge it is okay AES and is that also applicable uh for an SBA loan anything that requires your Social Security okay mhm awesome you're the man every appreciate Bud you're welcome you're welcome all right we're going to Vernon you are unmuted can you hear me well we can thank you every how you doing brother good to be with you another Saturday thank you glad to you all as well I have a quick question the liability uh the license and trademark agreement should we file that on the county as well and then do a UCC 3 on that I would suggest when you do your UCC 3 in Maryland you register your trademark agreement there inside your collateral you don't have to attach it for the world to see you can just list that the exhibit exist and um that's good enough because as long as you put in your when you file a uccc you know there's a section at the top that talks about where do they want you to send correspondences to and there is a specific address that you want to put in there it's the IRS it's the internal revenue UCC contract Division and that address is listed with Washington DC um so I will give you that address very shortly but that's how you would do that okay you don't need to have your ucc3 in the county you want to put it with uh Mary Department of assess okay cool and uh one one last one when if the express trust through the taxes for the trust Enterprise wouldn't they be getting a refund and how does that work if there's no bank account for the forign express trust here hold that question I'm gonna come right back to you if we have enough time V that one okay that's on the Simon Simon are you there yeah that's going be Simeon oh okay how you doing man how you doing sir good good speaking to you uh you're doing the great work let me get to it um I've I'm in Texas I had um some issues put in my dbas together they didn't want all the language on there uh the question is is you know I have uh let's say banana Express trust uh doing business as uh Simon uh is it more feasible for me to swap that uh my name first doing business as which I think they might accept uh because they wouldn't take accept it as the trust would be in the first spot they wanted it if I in other words move the first spot uh move my name to the first spot and then the trust name to the second spot does it make a difference on there which which way that's done but they would not accept it as a trust doing anything they kind of was kind of staying away from that here here in Dallas right right I understand why they're doing that you're familiar with the 8832 process right yes so you know when you do the trust as um lording over your estate name which is first middle family of last estate um that's talking about your in leas name already yes so if you successfully got the 8832 process done you're good now you're trying to uh do that similar process on the state and County levels right so when you on the state level your UCC one would serve as that DBA because you have your n leas name in box one and box two and you have the trust in box three as the Creditor right and you can go into this uh collateral section and write out however you want it to be Express TR doing business as Estate Express trust doing business as in leas name Express trust doing business as Lo Express trust doing business as trust Enterprise you can list it all there in the collateral if you want to State section now in the County Section that's where you connected to the court so go the traditional route of how they used to do things back in the 1800s which is the newspapers find you a local newspaper go to column. us go to your state find a newspaper that's local to your county and do what I just said for the state process in the collateral section do it in the newspaper okay because when you go down to the county and you give them the forms however they want you to do it tell you well your process isn't complete until you um put this in the newspaper so you might as well just go straight to the news paper anyway does that is that going to affect how the you know cuz I was trying to get the bank account set up to take you know my funds my paychecks uh I needed something to put you know place of of the trust because you know trust can't can't make those kind of transactions um that maybe it's my second question but yeah I I'll hold for that well what what kind of think out you're trying to open well the uh to take my employees information and and and go so they can get transfer to the trust oh well you would just open up your trust Enterprise account and you would list your foreign trustee as the gror list yourself as the trustee and then list the foreign Express trust as the beneficiary so the trustee can deposit any check into that trust account if the check is made out to the trustees name and check is made out to the trust Enterprise name okay but very good because they did take my foreign Express trust they didn't take their they they took my uh Express trust without any questions but so that's good thank you yeah you're welcome you will be able to accomplish that which you set out to do for sure go to Stephen how you doing Stephen even just got to unmute your mic for us then we can hear you oh okay sorry I was talking oh okay you need me to come back to you you good no I'm good I'm good um I uh watched your video about uh your new Porsche and so I copied everything you did uh the only problem is uh Toyota you know you had uh payment coupons and I've got just a statement and it has at the bottom it has uh micr coding at the bottom it doesn't have the symbols but it has my account number and then two other numbers which is just the amount the monthly payment uh twice so uh I looked up their routing number and I put that on my check along with my uh account number uh and all the things you said to put on the statement uh I don't know if you said this or not but I put down the amount in all zeros no no sense and then right underneath that I put uh in United States gold coins and then across the middle area of the coupon I wrote accepted for Value return for uh discharge is it return or returned uh doesn't matter but okay good uh I did that on the coupon and then I wrote the checkout um Toyo Financial Services blah blah blah the me section with the account number and the USC 518 uh public law all that kind of stuff I signed it uh representative um and put the coupon actually the whole thing the whole statement I didn't tear the coupon off and put it in an envelope and send it to the normal place that's that's it right that's it that's it the only other thing I did I said well that was easy I think I'll uh uh I'll try a couple of uh credit cards and I did the same thing for them except um they don't have a a coupon with um a routing number or anything like that so I found the routing number um they some some of the I think it's Bank of America has two different routing numbers one for wire transfers and one for checks and uh so I did all that all basically the same that I did for this Toyota Payment uh and that's there's nothing special I have to do for a credit card well for credit cards I say if they don't specifically give you the routing symbols and the checking symbols on the coupons then the other alternative what they give you is like what you have you just have a series of numbers down there it's really long all jumbled up together yeah I would just go straight to a bill of exchange with credit cards I have more success with that because when you find their routing number somewhere online and then you take your uh your account number and put it on there they'll apply it but I've seen reversals and then you have to enforce um if they have the right to do it which you have to look at UCC 3418 um if they've payments it's called payment or acceptance by mistake and the only way that they can get out of it is if um there was some type of um invalid number on the micr or something about the payment had not been stopped in time or whatever but that's not the case for what we're trying to do so and actuality what I'm saying is if they posit it and it's sitting there for at least 3 or 4 days and all of a sudden it's reversed you not have remedy to go and say no it's now discharged okay so you want to look at ucc3 d418 um and then there's another one I have to find out what it is I think some oh yeah UCC 3- 603 that's what it is 603 okay and uh I'll check in 4182 just in case um okay uh that sounds good and then so I just wait until they reply or reverse it and what uh then I have to um dispute it or or enforce it uh or should I just send a um bill of exchange well you would would give a statement of accounting and that's something that they have to respond to in 14 days your accounting shows okay this payment was applied it was Zero it was reflecting that here's the statement showing that and then all of a sudden you reversed it according to UCC 3-03 it says if tender of payment of obligation to pay an instrument is made to a person entitled to enforce the instrument which is the bank M Tender Is refused there is discharge to the extent of the amount of the tender of the obligation of an endorser and you're the one who endorsed it right or accommodation party having the right of recourse with respect to the obligation in which the tender relates so that's what I would put inside of my statement of accounting and say hey you need to fix this or now I can take you to court okay they basically have to defend themselves why they did it why did they do that they're going to say oh well it was a mistake well we don't actually have an account like this yes you do yes you do absolutely um they type in the numbers and they scan it right on their desk and it says good and then all of a sudden accounting on the back end see sees it and says hey they don't have authority to do this what I mean by that is every single company has internal forms and they put names on these list to have the authority to do what we're trying to do and it's just like when I showed them Verizon the payment investigation unit they gave me a specific form I'm on that list to do it so when you do these things you're going to actually automatically in bu these things and you'll start to get these forms that you want to make sure you put yourself on and sign say take care of the instrument going full with you and Toyota this is going to be a onetime thing and they're going to close the account so this is something that you're going to expect with credit cards okay okay and then the last little bitty thing is my credit card is what 16 digits I put the whole the whole thing in the account number on the bottom of the check is is that normal that's that's the account number they're going to use that's not that's that's normal okay sometimes they put a few zeros in front of it or behind it yeah and I made all the checks for uh a little bit more than the payoff which uh you just said a little while ago make it for a little less than the payoff so it doesn't close the account are they just going to send me a check for the access and then close my credit card no they won't send you a check you'll have to change it and put it for a little less when it comes to a credit card $5 and um that way you leave it open okay so the ones that I sent in already are they just going to send them back and say you're paying too much they may send it back to you um because I've seen them I've had credits I've had credits on my credit card before negative numbers so I have to go out and spend that real quick yeah hey I like to let things all clear up before I before I use it when I send them these types of instruments okay okay cool were you doing great work I appreciate all the all the information and uh uh I've been waiting on a accord and satisfaction for this and this is a whole lot easier than accord and satisfaction and then waiting and uh taking him to court and all that kind of stuff so if this if this does it that is just total Miracle so appreciate your work on that you're welcome my pleasure thank you thanks a lot bye Antonio how are you thank you for taking my call can you hear me I can yes awesome um I'm from Panama and I have uh I went to Panama and I got my uh authenticated birth certificate so uh my mother and I we both went down there my mother is a uh citizen she became a citizen but I never became a citizen I'm 47 now and so um I'm in the Freshman Class and both my mom and I going through this process together so really trying to help her she's really she doesn't have a good English speaking so um for her she is a citizen I'm just wondering if uh that process would be a little bit different than mine uh when you when you speak in your courses you do mention uh naturalization and uh we got a little bit of help from Frenchie um and but I'm I'm a little stuck right now because I have my certificate I got I'm getting my translation today as a matter of fact and just trying to figure out the the the the next process before I move forward uh to far ahead should I get the trust set up with the foreign trustee next after I have my bur because because I have my birth certificate so now is it is it the trust next cuz that do I need that in order to move on to the next processes okay yes the very next thing is to put the trust together once you have your authenticated bir certificate you now have a form of security to fund the trust um so you will have your authenticated document listed into the trust and then you're also in the process of getting your citizenship here is that what you want to do no I do not want to get I don't want to be a citizen no okay no should I should I be a citizen is that what you're say no you don't have to you don't have to because for those that don't have citizenship and they still want to take part um in being within the United States and all of the Privileges of real estate all you got to do is get you a life insurance policy any amount you want $500,000 million whatever you want to give out to the beneficiaries you list yourself as the insured and if you don't have a Social Security number that's okay as long as you have proper um passport from your country your insurance agent can use that and that will allow you to get a life insurance policy that policy I I have a life I have a life insurance policy and I have a Social Security number and you have a Social Security number yeah because I was wondering if I could be the trustee on my own trust no but you said you can't have a Social Security number being a trustee right right okay so you you're you're half you have one foot in one foot out basically yes um you have a green card I have a green card yes okay so you're going to want to get a a real foreign trustee for your trust that's something you can get later you if if you know someone in Panama or any other country that would be great um but if not then you can move forward and creating your trust um using your title of no ability name as the trustee that is a name that has no connection to United States at all just know in your mind that you are eventually going to replace that name with a real person who has a true foreign passport that title of no okay I don't want to I don't want to exhaust this but okay I got you title of nobility name does that have to be changed with the courthouse and everything that that is that what you're talking about no you don't have to do that in the courthouse just to get this thing started to get you a proper 98 number with your trust and all of that you don't need to worry about the courthouse right now okay it's a name that you're it's a placeholder it's a true placeholder okay it has no social it has no birth certificate so it is it's a true placeholder if they decide to search in the system they say yeah this is this has to be a foreign person because we don't have it in our system and you you you mentioned you mentioned that you had um a uh instructions on uh patreon but I can't seem to get on patreon and look that up it doesn't come up is there something that I need to add that that you need to add me on to your patreon account in order for me to look up some of the documents that you referenced in in the previous Zoom meetings that I've been listening to or is I just need to do search in better we haven't had patreon in years U we we've merged onto our website now here to z.net everything that was there is now here so just depends on the plan that you're in to be able to see all that information um what tier are you in now I'm in the Freshman course but I've been going through all the zoom classes and I'm on number four and so I'm just listening to all of them slowly and some of I think it's just older so it's you got some old things coming up I think it's happening and that's what's confusing okay you're right right yeah you're you're just going through and seeing the progression of the course how we got to where we are today but to kind of shortcut you move forward with putting your trust together so that means you're going to be going into the sophomore and get more documentation and more procedures okay and you're on the right track you got one foot in one foot out you already have a social um you can finish the process process and do the interview you can do that there no problem you get a certificate of naturalization or you can stay where you are as is just continue to renew your green card I have a certificate of [Music] naturalization oh so when I had asked you if you were a citizen you said no oh but but oh I didn't know that was being a citizen having a certificate of nationalization I didn't know that was citizenship that is citizenship yes that's citizenship okay is yep so that document there it's um something that you're going to place into your trust as well okay okay and and get that uh authenticated at the consulate right no you don't need to it's already authenticated all right thank you a we appreciate you man you're welcome Joshua RS are unmuted hey how you doing today brother doing all right yourself all right I'm doing well thanks for asking thanks for you and your team doing the work that y'all do um so quick question um I have a title of nobility name in mind um my only my only uh I'm sorry uh what I'm what I'm wondering is like why can't we just uh like resend all our contracts is like void aono and do business in our like lower case uh I guess it'll be our lower case and Legas by our lowercase name as we as we normally write it do you normally write in lower case you you muted your mic you can unmute your mic we having a conversation go ahead okay sorry about that I mean you know I meant like uh first first letter uppercase you know rest of the letters lowercase like the way that we identify ourselves I guess like why can't why can't we just resend all the uh contracts since they were done while we were not uh in our majority if you get what I'm saying yes I understand okay um do you have a bank account with your social security number I don't you don't have to keep muting your mic okay I'm sorry I got a lot of background noise um I do yes I I have aank account you have a credit card uh yes okay um auto loan yeah the law says if you continue to use your old age Insurance then you pretty much are revoking what you're saying you really are so you're showing the United States that you want what they're having to give you what they're offering if you didn't want it you don't use the stuff right right so it's like we giving them implied consent by continuing to participate in they in they scame so to speak exactly now knowing that you have heads and tails okay you have the last comma first middle on one side as Tails and you have the first middle last all caps as heads it's the same coin no matter which way you use it you're using old age insurance it's just one side is going to be having more control of it and one side is going to be able to give it over to another trust right now before you did this process you were dealing with United States trust more specifically the Unum sanctum Express trust the edge of your coin is where your foreign Express trust lies so you give complete Authority that so you can control it that's all that has to happen you don't need to do any type of revoking or any of that sending affidavits out everywhere it's possible it it's just not going to work because you go to court and they say oh you have a credit report you're using the old age insurance information basically you're taking on our nationality so use it because we're not all born into wealth if we were we wouldn't use it that's just how it works so you want to control it create the trust to control everything thing I'm sorry to own everything but you the last comma first middle will control it that's all you gotta worry about I'm gonna go to Raheem Raheem Taylor yes hello there you go yes how you doing good sir thank you good good hey I'm I'm really calling in to ask a question about um my trust um so I set up a forign uh trust the express trust and um I quick claim be my property over to it but right now I feel like I'm in no man's lands cuz I really can't finish the um packet um just in terms of the amount that is tap I'm really not getting a chance to finish that out and actually put on on on record kid the owner of the property and stuff like that so I'm wondering like the main reason I started this whole process because like everyone else in my area my tax bill is about three to four times higher than everyone else so I'm try to get off the property tax role um what's the about just really taking me too much time and I'm I'm in no in no man's land I know you say in March is kind of when they do the next assessment like that was my question and um can I can I use a bill of exchange to pay that property tax bill for an now until I get everything done yes you can use a bill of exchange to pay anything okay okay um well if you've already deed the property over to your trust the reason why property assessor in one sorry I know that was a mouthful I was just couldn't get my words out kind of had to clear my throat so okay reason why the property assessor is well they haven't really seen that you needed the property over yet until they do a re reassessment once every two years I guess so they sent me the um damn the instead in the prop in the tax name in the trust so they that exam still I'm still on there and they send that to me in the trust name so I'm figuring that mean that they did looked at it or reassessed it again you might have done that again it's something that you're going to have to appeal inter internally with them okay and going have to go back and look at your quick claim deed and and look at the amount of money that was used in order to do the transfer did you do it for $10 $5 you know for Value received it just depends on that amount I never like to rely on the elastic currency I always like to do it with silver and gold because silver and gold when it's used for a transaction it avoids use tax and sales tax but when you use regular cash dollars then you're going to be taxed everywhere so I want to go back and look at that and maybe we have to do some amendments there before the uh reassessment takes place again okay so do you think should I should I book a call to get that done because I would like to at least get my packet done and because if anything happens if if I die God forbid or whatever and I feel like you know my property and stuff is still kind of in the air I really wouldn't know what to next you know so wouldn't know do nothing yeah you can get a Doc review consultation and we'll look at what you've already filed with the county okay okay I think that's probably should be my next step because you probably wouldn't even know what next steps to do if you don't see that so okay um I'll do that and and work on the bill of Exchange in the meantime okay all right would I do that now will I have to wait till March to do that or how would that go if you already have the bill you can log in and get the copy of the bill you can do it now okay okay all right thank you you're welcome Mr Jay Prader how are you great day to you Avery great day to you and yours how's everybody everybody's good uh uh the wife is busy right now she's on the way uh she'll be here in a little while uh I want to say congratulations to the to the Porsche Victory thank you thank you the same vehicle I got in mine just a different color yeah pretty sure I had the same color that you probably thinking in mind but and it was there um and he was about to get the key for me but uh he said you know what that one already actually sold I can't let you drive it I said man but oh well I mean we set out to do something and it happened just as we expected so I'm very grateful for that that's what's up and happy belated birthday from last year thank you thank you and happy upcoming birthday for this year because you will be here yes sir all right let's get to it uh let me give you an update uh I don't know if you got the uh direct message I sent to you uh you did I did yes okay well you know it's been a while since I've been in here and I had to go back back to the um junior class because of the UCC the 14.3 UCC and that's my main question right now because I'm getting ready to uh execute that and get the mailing off this week and went ahead and move myself to senior class but along with the UCC uh what I was concerned about was the non UCC and the uh regular UC we have on file at the county not the 14.3 I'm cool with that it's the one that we have on the county and I heard you say earlier um about filing stuff from the county we have things on the county but you was mentioning listing certain things on the UCC on the UCC 3 MH and I was concerned what should I list on the county and that and cuz I heard you say you can list it pretty much any way you want on certain documents and I just want to know like a little short list of or u a survivor list of things that need to be listed on the uh basic public UCC and thanks to miss uh Miss Shirley uh she pretty much got the answers for my first question this was going to be my cheap second question to miss Frenchie she put in the uh in the comments we have to construct our question question the right way so I'm trying to be you know real good with that um mainly it's just to UCC and I'm I'm going throw a cheap question in once we hook up and I'm hook up with frie and miss Nancy as far as the taxes uh am I able to do my passport then once we can uh finish that or can I go ahead and do it now yeah yeah you can do it now okay that that that attempt will be done today I go ahead and put my pwork in today and take it to the county okay very good so for the UCC I'm going give you a basic things that is really important to have on all those different types okay non UCC in the county we want the promiser note listed the details if there's a property or house we'll put that on there and um you can also reference a license and trademark agreement and put whatever exhibit number you want to give it put that on there basic basic stuff there copyright you can not necessary um I say that because the license of trademark is referring to your copyright and the dbas you can type those out long hand if you wanted to in the collateral section okay and it makes sense because once again your secure party is the trust and it's over all of these debtors that you're adding into the system for the uc1 you have a choice to reflect what you did in the county by taking the registered number the date that it was recorded who it was reported with and putting that onto the collateral section for your UCC one and the secretary of state that there and then your ucc3 amendment is amending the agriculture lean that's prob on file with Maryland and you would take the registration information that you have in the county the registration information that you have with your secretary of state and you take those two things you put it in the collateral box of the ucc3 amendment followed by anything else that you want to do okay that you want to do remember that ucc3 is listing a list of debtors in there which is what you see in the junior course um the Unum sanctum Express trust the the testamentary trust all of those things are need to be considered debtors in your UCC 3 who else should you list your county assessor should be a debtor your state tax department should be a debtor the secretary I'm sorry the Department of Treasury Internal Revenue Service should be a debtor your utility utility companies should be a debtor your county share should be a debtor your state Governor should be a deor um the Attorney General should be a debtor and who is the added secured party your trust trust okay so that's going to help me on this okay Avery I have a UCC already done that was done back in two [Music] 2022 and it's on there for my vehicle and it has me down as the debtor and it has um the finance company down as you know the one who's giv the the financing and what they did there was three transactions on the state registry and they canell that UCC number had to go in and I talked to um the state representative there he's basically like the counselor for the attorney general and uh the governor all right so once I found out that information and they canell that uccc they left the UCC on where I was named a DEA but they didn't leave the one on where I did determination they did not leave that one on so would I go ahead and ter go ahead and follow through with a termination if so would I put on there or do I do a complete new UCC because I'm getting ready to transfer this vehicle into my Enterprise so how would I go about that would I go ahead and do it the same way that you're saying right now by doing a new one probably and making them the de XYZ I'm good yeah you want to keep it clean so do a termination of any records that's already existing to get that off okay okay then you're going to transfer this to your trust Enterprise so if you want to do a new clean UCC one that means you're going to reflect a special lean on this vehicle that the trust ENT prise has over it that's going to allow you to remove it from the DMV registrations if you have this special link how you do that is what we call Equity stripping okay you find out what the fair market value is of the vehicle and you're going to put a lean on that vehicle all the way up to 5% leave a 5% Gap okay okay so it's just a promisory note that you put together between the deor and the lean holder the DOR can be a company it could be you I would I would say it should be a company because you are the trustee of the Enterprise right so you can create unincorporated association in California you can create an LLC where you are make that the deor who has agreed to sign uh this promissary note of 95% Lo loan to your trust Enterprise and what's cool is you you can make this loan to be long as you want let's say you make it 25 years and payment is $10 a month for 25 years okay but actually go ahead and make this payment to yourself right so that way you can um actually have a true documentation that this is actually moving it's a moving blowup currency that's really what do anytime you do Equity stripping Equity stripping and you want to prove that in any Court uh to avoid creditor ship or foreclosure you got to pay yourself it really has to happen that way the theory of the wraparound mortgage got you so when you record this financing statement um in the county or with the Secretary of State you have to attach the promary not with it okay then you take that to the DMV and say this is the lean here's their security agreement that goes with it this Lo is paying the trust you show up as the trustee saying look I got somebody paying I am a creditor so therefore you will not charge annual registration fees to this trust okay it's going to do it all right well uh me and Diana schedule everything with friend cuz we had already got the link Nancy supposed to be talking to you about setting up the tax thing so it's going to be one of the two but I'm going to get a little preh hook up with Frenchie first and then y'all get back to me you and Nancy get back to me when you ready um for us to finish the tax violence okay all right good to me all right see you in a minute appreciate you thank you Chad let's try this again you should be the good yeah you got me I got you now all right I'm asking this question just because listening to many of the videos in the in the uh back office here um some of the uh contradict what I've learned and the actual training videos and that is um are we supposed to do anything else with the Declaration of nationality I know we publish it and then um I Heard on one of the calls or something that I made a note of that do we have to get the notary from the publication authenticated do we have to get the the the the document itself uh authenticated like we do the birth certificate or do we just publish it and it's done I'm not sure what else to do with it yes there is is an additional step and you're on the right track you really are on the right track I'm um pulling up information I'm going to share my screen to answer that question bear with me see this out of the way um it's going to be dot dot dot let's see [Music] okay so let me share my screen so once you get your Declaration of nationality published in the newspaper it's automatically going to be um notorized right correct so that notary got her permission or commission from the secretary of state so what you would do is go to your secretary St and get the apos steel document to say that you want to have your notar commission number apost field by the Secretary of State and then you'll get a seal back from there you send it over to the United States Department of State using the very same form we use to do our birth certificate okay so it's the same thing you're going to select Taiwan you're going to select um everything that you normally are used to doing document type so I want you to kind of go through this with me and tell me what do you think is the document type we would use to authenticate a declaration of nationality that has been approved by the state Secretary of State what do you think my first choice is that declaration right there mhm could be um what do you think out of all of these uh besides declaration um letter of appointment I don't think it's a contract man that's a good question I only can think of uh well you were right you can do that you can also select auor ization of agent because your notary becomes um a witness oh okay and then you I've also seen them go through just by selecting other okay so that means if I did that with column then I need to get a wet ink affidavit from column and whatever state that that notary is in I got to go to that state and start there right so we do ours here in Florida so we got the Florida notary on those um documents that's filed in the paper send it to the Florida Secretary of State for a cost deal and then we send it over to uh the Department of State and I always put authorization of agent for the state you put authorization of agent for the for the for the US it'll be like this authorization of agent and then I would select taian number of documents just one and the process is 20 bucks okay send that over now are you able to get it authorized at the state level uh without a wet ink and just a copy of the affidavit or do you need need a wet ink signature no no just the uh copy of it is fine oh it is okay because they're just validating that the notary is in good standing is that what we're doing there exactly okay all right yep see see the cool thing about when you do this through the newspaper your actual wording of what you want is embedded on the same page with the notaries commission it's not like it's an attachment to anything right so that's why it works well through the newspaper yeah did it down there in Florida at the Heritage Jewish news so that's probably where you've done yours too so I'll just go ahead and all right start the process okay yep and then I'm also confused because previously I think we we were supposed to add the nationality the copyright and the doile to the nonc and now you just said in this call that's not necessary so is it one or the other or should we do it or should we not do it I gave just Basics but if you want to give more you can if your county is allowing you to do that and they're not giving you headache for doing that then you can do that oh so it's up to the county okay so when you finish this process here with getting the Department of State to give you their gold seal on your Declaration of nationality now you have an actual certificate of noncitizen nationality oh that becomes it got it okay all right all right that clears that up I'm glad I asked that cuz that was uh confusing I thought we just ended it when we published it but obviously not so okay right exactly all right yeah good question I think everybody needs to hear that thank you thank you all right going to Joseph Joseph you there yes hello eie how's it going I'm doing good thank you I am continuing down the road of accord and satisfaction here I'm uh I'm in court summons and complaint filed answer received I filed a notice to admit and um their responses uh pretty much like solidified everything having to do with accord and satisfaction the original complaint also cited uh the national Banking Act of uh 1863 and I was suing for two times the value of the original Loan in the notice to admit all of their answers having to do with anything with counter signing or anything having to do with that just they they they wouldn't respond to it they said uh they cited some cplr saying uh it's an interpretation of the law or something like that m so I was thinking my next step would be a motion for summary judgment uh for the according satisfaction and my question is I was thinking of just leaving out everything having to do with the national Banking Act let the judge just decide on that separately not have to go into cuz I need to get more more evidence or some type of admission from them or anything in order to do that so I was thinking of just leaving that out and going for some re judgment on uh just the according satisfaction aspect of it just wanted your opinion on it yeah it's good to be able to adjust as you go through your case and depending on the merits of it um if you can find a way of making this thing easier to go through and have the judge focus on one simple thing which just the fact that they cashed it and that's it um then yeah you can redact and take that out no problem they already know that MH you know I would have to take it out of the uh original complaint then right you would file an amended complaint and also um it might be a good idea to put a name that's on the contract with the bank which is yourself as the planet I'm sorry complain PL it or plaintiff if your trust is listed as that you can remove that I've seen them kind of throw things out with having the Trust on there just because the trust is not actually on the contracts yeah no I didn't include the trust okay good so then yeah just amend your complaint to just focus on the cashing of the check and also state that this serves as an actual agreement that is not in association with the original contract by them taking your check and cashing it it's a whole another contract correct right thank you yes you're welcome har how you doing my friend hello everyone um my my question to be quick and simple um in regards to the Boe is it possible to to Leverage The Boe for a property that's that's overseas let's say Dominican Republic or Jamaica good question um there are such a thing as foreign bills of exchange so yes you can do it but you just have to have an associating Bank in that country in order for it to work mean having a bank account meaning you have a creditor um in the same county that's where the property is located either you have creditor down there or you do know the actual um banking Authority that's governing that entire country yes we have access to that information yeah you can do it then okay yeah all right is there anything else that I that that would need to set up first in order to leverage that no no um the fact that you have property you have already have an established account um any who is the actual creditor for this property um well right now um we just purchased the the property and the way it works is that on once you the property is currently under con construction and after you pay your 30% then from there you're able to to finance but my aunt also works for the treasury of the country as well um so um and the bank is a family well the president of the bank is a family member as well so we'll be utilizing them okay yeah you definitely have to do a foreign bill of exchange um that book that I showed earlier in the video would be a good resource for you understand how to draft it and who you would send it to directly um I think what international bills of exchange you definitely want to include the stamps on your instrument um that's going to be an interesting project I'd like to uh be involved in that one when you draft the bill of exchange maybe we can get a consultation and look at it we do thank you very much thank you all right Roya before I open your mic let me just read a question here in the chat says uh this is from Alex um he's currently a citizen of Spain um he has a Spanish passport he's lived there for most of his life in 2018 I moved to California got married and got the green card I have not been naturalized so in theory I am not in US citizenship US citizen I am what they call a lawful permanent resident so that means you're quasi I am considering getting a USA passport to have both nationalities and to be able to be in Spain for more than 6 months without losing the green card but I don't want to go through the normal process and swear an oath to become a 14th Amendment citizen I feel kind of uncomfortable to do that and I'm not a US citizen in the Declaration of nationality so here's what you do you go through the process you go and do the oath you do all that but the thing is is any oath that you give you can always amend it you can always redact to it because in your oath it doesn't say there is a time limit as to how long this oath is going to be functioning like it is for an officer of the Court theirs is good until they're fired or until they they're up for reelection so with you if you say the oath and you'll simply redo your Declaration of nationality and file it in with the county or in the local newspaper um and then that will give you a reset but and again keep in mind if you use um any Social Security numbers for credit domestically or in another country then that is going to reset what you just did and you're going to say I I am a 14th Amendment citizen because you have to say that on the applications to get the credit so you have to really think about what you're trying to accomplish here versus how you're actually going to live your life so it seems like for you it's okay to go and get the US Passport still keep the Spain passport so you can travel and see family over there for more than six months um still move forward with your Express trust because at that point it's all about asset protection get as much as you can put it into the trust but don't be financially liable for it for a lot of people that's fine use your social security number or your foreign passport number to get life insurance policies and establish long-term generational wealth with that okay hope that answers your question Roya now you are unmuted how are you hi Avery how are you good today kind of losing my voice now I can kind of hear oh all right we're GNA get that's good um I had a question question for you in reference to the child lease agreement I wanted to see if you were able to review those documents for me I did yes okay so is everything good or yeah it's I don't see anything wrong with them I really don't okay I'm good to file them yes okay fantastic that's my question I appreciate it you're very welcome all right take care good job good job with that thank you all right bye-bye bye Mr Davis you are unmuted just got to meute your mic so we can hear you Charlie you there uh you hear me there we go I hear you okay uh thank you for taking my call um this is my first meeting I've I've been a part of the community for quite some time now um I've kind of started reaching out and participating in in the chats uh with folks and really um trying to to hone in the information you've been so gracious to give uh to the world just I know I speak for many we just can't thank you enough for your contribution to just Liberty um and just thank you um I am uh in the process of uh just just beginning this process um uh but I think one of the biggest things for me is having too many irons in the fire and one thing that would be really helpful in helping Focus to go down this road is if I could alleviate some of the financial burdens as I'm sure many folks here um can identify with so my question is um I have uh my wife uh has a tremendous uh student loan debt uh both unsubsidized and subsidized with the Department of Education and um it's there have been several loans that been consolid at so each of those are Consolidated one unsubsidized one subsidized so I know it's been passed around it's currently being serviced through adantage and they're they're actually going through a process of a new website uh change over and I started gathering information on where to contact to get information and I just wanted to get a little bit of uh Clarity and direction from you on to move forward uh with this process um if I should treat it as a third part party debt collector um or um should should I request just a statement of accounting which you can pull up all of the history line items but uh nowhere is there anything that's like a a statement bill that would actually um be in writing a request for payment um and then of course you like the Accord satisfaction or would uh being able to use provider that I was given um a statement that I could turn into a bill of exchange uh could I perhaps use the gold Clause um you know trying to unpack a lot here I apologize um just looking for a little bit of direction on how to tackle this um yeah CU I really want to get to the point where I can go through this whole process and I've absorbed and understand a lot of um your material but um taking action is kind of have analysis paralysis so to speak but um I I do much very much appreciate you and I just hopeing maybe I could get a a little bit of direction on on this process with the Department of Education Loans absolutely thank you for the encouragement you said in the beginning um with this with the student loans they're always looked upon as third party debt collectors always so what I would recommend if you were to do the third party deck leor process on its own by itself it's going to take anywhere from 3 to n months so that means you have to be willing to accept um you know going through that process and not making any more payments and their credit Will Will depreciate but as soon as it drops off score goes back up so if you don't plan on using your credit for anything right now you can do that that's the most cost effective way but I would say in addition to that give ability exchange too and in addition to that give an accordance satisfaction uh check so you got three methods happening at the same time because this needs to go away quickly and I mean very quickly so um just to and I probably need to book a consultation because there's a lot of details here um how to get clarity as far as like a jumping off point because while there is this massive I mean I mean massive de here um you know more than more than the average home um but uh it oddly enough we I do own a home Clean and Clear um you know so this is kind of a a debt by way of marriage and I I didn't want to mortgage our home to take care of this debt and I'm glad I didn't go that route before I uh found your community um so but there I I I do want to be ready to um be in a position where I can make some moves should we have a A downturn or some opportunities um in in the markets you know coming up uh and um so I would like to keep a a credit score high now this is all under her name it's not tied to me but you know you know under under God's law I mean we're one now you know that's that's my that's my soul um so I'm just trying to take care of the family and um you know we we put the house and which may not have been the best idea in both of our names so if if we uh if we were to do something then um as far as the third party debt collector that may negatively affect that ability um so now you want to put your property into your into a land trust everything that has a title that can be held by hand you want to put it into a trust that removes liability from you and it also protects um property from being seized for any reason um first there last thing information I I'll I'll tell you and then I I'll let you just kind of um finish it up and I I do appreciate your time so you basically you we were married and um we we have this house together um and it it is U we were able to have have this house and have it uh you basically just pay for it um but it kind of left us with with nothing left um in addition to that on my business side I have one um rental rental property that uh is incom producing that I also have uh completely debt free and I was considering you know leveraging that to provide opportunity for you know if the opportunity arises in the future just just a to be liquid um because as of now everything else is just pinching pennies but all the it's all tied up in equity that I don't want to damage um that ability to move forward by this process but this process alone or the the student loans alone is eating up the entire um cash flow of my rental so they cross each other out um so that just a little bit of background and I I apologize I'll let you speak no I completely get it so if you want to remove that debt as quick as possible submitting the third party debt collector notic is really going to get them to Halt and think um it will put you in a position of well a good position to get rid of them meaning they're they're trying to find a way to get rid of this account and still be compensated or a lawful way of doing it which would be an accord satisfaction method mhm whatever the normal payment is per month send that payment in Via check or money order with that special conspicuous statement in the memo section and then you can also draft a bill of exchange and all of these three things are sent uh not in the same package different packets different times and uh from there you just let it happen Okay I would not recommend that after you send these things you stop making payments I wouldn't recommend that you want to stay in the entire time until it is gone and as you're doing that the big ticket items such as your properties get them into a land trust where your foreign Express trust is the beneficiary of that Land Trust okay if you have an LLC or Corporation make that the trustee of the land trust so now you're controlling all of these things but on paper you don't own any any of it so the IRS or the state or student bonds or whoever they can't put a a lean on the property or anything like that okay um yeah I I I do have a a a LLC and um part of a a corporation uh the LLC is is not involved in real estate and it's it's like a it's a band that uh you know created in in college and we we're still together as a you know creative Outlet um and I've been looking into ways to uh possibly reclassify that um as a a tax exempt you know church or for literary purposes you know some of the the possibilities that you um brought to light and some of the other members are are are on board with that so I was considering well possibly that could be the trustee of a land trust um you know or but I wouldn't recommend it just because you have other people involved right okay I know that they say that they may be okay with but people's minds change and they may want a piece of the percentages and you don't want them to have that sure unless uh you guys have all come together in the Inception to buy a property together and that's different but this one is yours it's been yours since um since all time so you want to have an LLC that is made specifically for this purpose okay um so so yeah I I'll just uh I'll need to create a new LLC for this um of course I've been keeping up with the Chad's been very helpful with keeping us up to date with the beneficial owner interest and um how that keeps changing and I've been kind of betting against you know uh it's it's actually turned out in the way I thought it would it keeps going back and that they've postpone it again um but I guess new new entity I would really have to go ahead and do that um but there lot lots to unpack here but um just to just to summarize uh you know definitely go through the third party debt collector um but it would have to be under I would have to just write it on on my wife's behalf in her name because it's her debt and um then if I request um a billing statement or statement account and it actually has something that resembles um you know a coupon or something that could be turned into a bill of exchange then I could do that process but short of that um sounds like the third party debt collector with the court and satisfaction is the way to go and then put the properties in a land trust correct absolutely all right I I apologize for being so long-winded and uh just thank you very much um very welcome thank you for the time yes sir thank [Music] you right going to East how are you I'm good just a little sinus going on but I'm good besides that so my question today is um I send my go cloth like a i chatt it with you and One Bank did deposit it I send them accounting of statement now when I did send the checks I did send them all kind of letters just um informing them about the Law certificate mail so I did did all that and then after talking to you I did send that bank accounting of statement now you said the moment you do the gold cloth and and method you should not pay them but you told me in the chat that I need to stay in honor always stay honor always stay onon um as long as you've paid up to the minimum monthly amount that they're normally used to getting uhuh you're okay you're okay but the I paid it off I'm sorry you say it again so I said the the the payment that I send them is to pay it off and I remember when you start telling us about the go claw and after you make that payment you should not pay them cuz you paid the whole amount well let me reiterate or clarify as long as the account stays open even though we know done lawfully we still need to enforce done right yes we've sent the statement of the counties to them and we are waiting for them to respond so depend how they respond let's say they say no you're still short okay okay ready to go ahead and uh send them a complaint and file that with the court that would be the next action I'd say yes I'd say that's where we absolutely need to go um okay also while you're waiting send them a bill of exchange too okay so my next step my next check um as normal just do it as a bill of exchange yes okay and that'll be for the M right and no so I did already so I did the go cloth for the amount that was a r check your account so yes the amount of gold was how much was the amount of gold 860 and I can put it up CU I sent it to you yeah so that's most like a few hundred, to pay off yeah so that the debt was um 43 I think I think I even pay them a little more oh you gave them a lot so that's fine now the when you did the bill of exchange the amount in that is going to be for the $43,000 and um when you write it out you write it out $43,000 or order 80 or 800 gold coins so let's let's be exact let's be specific get my calculator we have 43,000 divided by 29 880 that's 14 gold coins 14 okay so I I should still continue paying them so do it again so I I cuz I thought that after sending that check with that demand to pay the whole amount off I should wait for a respond and if they don't respond after 14 days I should sue them cuz they did cash it but they didn't respect um my Demand right you're absolutely right is every so from here it's pretty much to Su yes is every person that receives these things at the bank going to understand no they're not they're not going to always understand some will and Le which bank you're working so we have to always be prepared when using aord satisfaction or the go clause or the bill of exchange or treasury gift it doesn't matter be ready to enforce it if they don't do exactly what the order demands them to do that's okay and and what do you do if I because I did the same thing for my credit card but I still didn't they didn't cash it and they respond now I'm giving them time cuz I did send them a letter with 14 days and but if they will not respond what should I do with that like how long should I wait with the Creditor so I sent for Chase same the same idea and just for my credit card so you you gave them 14 days yes that 14 days pass plus or minus two or three more days um and then you file your complaint okay okay we Chase okay all right that's what I would do that's what we're and and so and I did sent to another credit for my othero loan and the gold that I have with the letters and what they should they do now just wait to see if they they they received it but just wait for the same idea cuz they did get the gold coins cuz I had it in the house I was like you know what let me try that too yeah same thing if it's by tangible gold coins or if it's by an order same thing okay all right try and error we're learning that work I appreciate it thank you you're welcome all right George I think I answered your question in the chat but I'll open your mic see if that was correct George okay all right I'm going to Terrence how you doing hey a how you doing doing all right thank you uh came in a little late because I got the email late so I don't know maybe you answer these questions but um I saw the email that came out for the PCS I guess the new format you're going to go to for the meeting MH and and um the the link didn't work when I triy to click on the link to schedule the meeting but and I saw the people in that chat had said the same thing has that been fixed or is it just something that we have to set on on on on on on our end or what no no the thing is is that it's not going to the link is going to stop when it's full okay as we go into March um first second week come back in same link and you should be able to book it um moving forward it's just it's not going to allow people to do it 3 months in advance 4 months in advance like that okay so that link that was part of that email that was for February or something no it's it's for any month going forward that link is going to be as is it's just again if it's full right now for March it's not going to work okay so you got to come in first week or second week of March and then you'll be able to get in for the last weeks okay so you saying they there are no more March um March slots for you correct okay so I guess is it enough slots for all the PCS or just first come first serve or what it's first come first serve okay all right so in that same email this stated that the uh maintenance package I guess what what is the price for the for the I guess the standard price cuz I just I just submitted my maintenance package probably about a week or so ago and I paid the 4,800 is it 4,800 or is it 2500 what is it cuz on the email they was saying 2500 right it's 25 but you did the 4,800 that will be credited to other services for you so you're going to have to pick these two services and they will be credited for you that's done that but there's not many of okay cuz was I wanted to do make sure that I had my my taxes done but I guess it was saying is I guess the actual price for the taxes was KN I guess it's 30% you said of the estimated value so I guess you all have to wait until you started to do the taxes to to quote that or what how does that work when we take all your information that you provide us to look over or looking at your tax liability okay that's what you would normally have to pay the IR um but it's no longer 30% it's it's reduced drastically don't worry about that great okay great and uh last couple things I turned in well I turned in application for the marriage covenant me and my wife and we on the application I had selected that um that that we didn't want to do that we wanted to do a zoom call with our preferences um but we still got the question there so my question is do we have to answer the question there or do we have to answer every question on the question there because it's pretty detailed and I'm just trying to get some it is very detailed and I saw the information the the contract that you guys have put together uhuh um it can be made stronger okay what I want you to focus on in that questionnaire is the financial questions okay and the both of you put that together as best you can okay that way I have that to go off of when we have our consultation okay you please do that I can skip out on some of those other things um okay I understand the situation got you okay okay all right last thing like I said I came in late maybe you answered this um but the the video you did on the gold claw it was excellent by the way how you how you how you got your car um but my question was the loan that you got from Chase Bank was that a personal loan or did you get that loan through your LLC cuz I heard you in the in the beginning of the video you saying that you didn't want to use the social so I don't know if you had used the socio for that loan or not was that loan through your LC was um in a particular class of tier four which is not not just yet then I wouldn't have to use a personal guarantee but I did I had to use the LC EIN number to receive the credit reporting on the business side for every month's payments that I do um but if I were to default in doing that then they will report the negative parts of that on my personal credit so that never happened because I've only made one payment and then the very next one was the Bill of exchange and it's gone so um we acquired the car end of November M and it was taken care of in the month of December okay so okay right okay so again I thought it would probably be easi just just to get a personal loan and your own name for right now and then do the gold clause and then transfer later to your LLC yeah you could do that too yeah you can do that too I mean your LLC can be used right now with your social as a guarantor okay where it helps you build your business credit like example if you wanted to build your title nobility name and you put that name um and register it with the Secretary of State as long as the credit company can log into the Secretary of State website and find that name and they say oh yes register with the Secretary of State okay good we can use it and you have an EIN for it which is an employee number then yeah you can use that to build credit offer and still get of your Social Security name as the personal guarantee H okay great great last thing um I'm changing my spiritual name I know Isaiah he's my he's my rep in regards to like what what do I need to do for my paperwork if I'm changing my spiritual name I know my my initial trust is already filed although something had to be corrected in the filing because the uh the um the start date of the trust was was was wrong in the filing so it was going to have to be refile my nonc but in regards to changing my spiritual name what what do I need to do in regards to my paperwork it's a good question well since you're doing the maintenance package in there is the opportunity for us to update your minutes on an annual basis so you could select that too in addition to the uh the taxes and then have Isaiah update your minutes so that way that can be reflected in the newspaper okay great yeah okay all right that was it for me thanks every appreciate it and um like I said hopefully I can get I can get um in the uh next Private Client meeting with you because I got I got some more personal stuff to ask you yeah I mean if not if you can't get it there um we'll have to work something out because I'm not going to just let the same people keep on jumping ahead of you guys who haven't had one so don't worry okay all right thanks a lot all right no problem all right Gerald how you doing J hey I'm un muted how you doing how you doing I'm well I had a question in regards to the the what it was the um the JP Morgan Chase with the gold Clause um with the I know the sticker was 197 and the gold CL with 97 did by having it gold that was the reason why it was paid that way or you traded the TRX in or put a big down payment I was trying to see that was a reason for the TRX oh with the Porsche I see on the gold Clause it was 97,000 but the sticker price it was like 197 something like that yeah I traded a a car to go in with that okay that's why okay it makes sense I was wondering was something else I was missing oh so I was doing Navy Federal Mortgage and the same example you did with the Verizon that's how the count and rout number was straight just like that and I sent it off Thursday I they received it Friday it's due on March first but the route number wasn't a rout it was just straight lines no punctuation so it would have been better by doing a bill of exchange I know Navy f a route number by heart but it wasn't smart to change and put that route number was it fine by putting exactly what they had on like you did the Verizon putting exactly like that or should I should I have found they number which I know it and put it in replace of that or what you think for iend if if your coupon this like M showed in the JP Morgan where they give you the routing symbols no then use that but if it's not and it's just one long series of numbers yes you will not do a check you would do a bill of exchange and move those numbers down there to the bill exchange perfect perfect got it got it and I see more of that in the alumni course oh you kind of went over just now we watch we watch you back over CU I know I noticed something too I noticed from the month before and for this month they change the numbers you just showed what they changed and they showed the amount of it I seen it yep you kind of I see the numbers now it's making sense they at the last right hand corner they change the number which is the amount right yes sir well that's that's it that was my uh I really appreciate that was my question right there right the alumni plan is really going to I think that's going to be my mon Lis of of um teaching I'm going to throw everything that I know from foreign teachers that I've gathered over the years and new things that I found in these thick books over here so that's going to be something that I will leave behind can't be teaching forever but I'm going to throw it all in there it'll be there for you guys so perfect that being said that's the time that we have for today today you can send your question directly to me in the website directly I'll get to it I'm going to start recording this uh video for uh the request that we just got today on how to get the employee identification number how to use that to start building credit let's say we want to put it for your title nobility name I'm going to start working on that right now so today will be uploaded this call and that new video so look out for that that'll be inside the uh website as well for everybody here to check out all right so with that being said thank you all for coming in it was a good Saturday class I appreciate the questions and I'll see you all next month