Transcript for:
TDA Class 2 - Understanding Financial Markets and Strategies

and we are now recording so once again good evening everybody we are on TDA um Class part two unfortunately is going to be a part three to this class as well um as I stated Caleb was uh stuck at the airport have y'all been blind lately you know they have been delaying all type of Lights so he is not able to be here and path to Freedom is the both of us so um there will be a part three to this class as well so that we can end this CDA series how many people actually started doing research on the secondary Market understand the primary Market from the last class if you have please raise your hand and I want to know what you guys gained from the last class um due to the fact that there will be two parts well three parts to this class tonight I decided to do a q a to fill in any missing um questions or things that you guys had from the last class I don't want to jump you guys directly into the next part of this in the first part you're still unsure of yes I am aware that you guys just last night well yesterday received the replay that was for several reasons one I was in litigation all week I beat Ali yet again and so they about tired of me but I'm not tired of them uh so I was in arbitration um litigation most of last week so I was delayed with a couple of things and two I wanted to see how many people actually took notes or were you gonna wait on a replay because in college your teacher don't replay right they they do a lecture we have to take the notes and based off the notes good or bad will depend on whether or not you're going to be successful in that class so we have to stop taking advantage of people like me feeling like oh I'm gonna get a replay or oh she's going to repeat it because I am not okay so Eric Pryor hey mister hello how are you I'm blessed happy to be here Good's good from class last week what what did you take from that what is your understanding now uh and before I let him start throw the word discharge away I want to hear it I don't want to see it if you put anything in my comments or you say anything about the word discharge I am going to ignore you okay don't nobody like this channel think about this chart for real like nobody likes the true meaning of discharge because we're not discharging anything okay so get that word out of you guys for capillary okay Eric what what is what did you learn from last week and do you have any questions yes I do have a question but uh what I learned from last week just the the different ways that they can use our security and how they basically give you all this information like when you were going through the SB Go Global forums in the AK and 10K forms and how they're pretty much giving us all the information that we need to win some of these battles but a lot of this like for my own you know personal I haven't been indulging in reading of these contracts and agreements to the full understanding you know sometimes people get pressure but just learning about how they use the secondary market and that's essentially the stock market and the federal laws I was doing a little bit of research around the finra site and it's a lot of stuff a lot of information to take in and I'm just you know and I'm happy that I even got the opportunity to learn this information so now I can further myself in the foundation so when I go up against these people I got a background to protect myself and you know to educate when needed two beautiful beautiful beautiful so like you said the the stock market is the secondary Market who is the primary Market do you know uh is that was not the New York's talking change that's the secondary Market no Mr Smith I do not okay that's okay you're gonna know tonight though can anybody in here tell me what the primary Market is if you are and your hand is up just shake your head so I know to call you does anybody know what the primary Market is go go ahead I'm sorry oh that was just going to say I have one more question before you continued on but I can wait and you can come back however I don't want to interrupt your lesson is it a market no it's not it's a personal question okay we'll wait so if I call it we'll wait I'll come back to you I actually right now because we got to stay on topic that's fine we have to stay on topic so we will continue with as far as the market go if I call you up and if you ask me anything else I'm going to immediately mute you okay because people get confused throughout the the way if we keep flipping topics right so we talked about the secondary Market but in order for something to be secondary there has to be a primary Linda you shook your head what is the primary market and I put this on my page today like I put a post today that should have made y'all say what see how many of y'all actually pay attention to the post Miss Linda can you hear me yes ma'am hey Miss Tamika thank you so much for all that you do it's my pleasure I believe it's the government market and they use the bills to fund the accounts she's absolutely correct yay thank you so the primary Market guys is the government so I put up a post today on Instagram every post that I put up if it's not a receipt is there for a reason I even highlight certain things for you guys to pay attention to it so you know how everybody up until y'all got to me has taught y'all tested BK trust the government is using our social that's not what it is and you guys have heard me say that what it is is that every security is backed by the full faith and credit of the United States every security whether it's commercial whether it's tea Bill whether it's Tino the very first payment that they get they receive it from the TDA the treasury okay that is why you are instructing them on the treasury side to perform in a certain way so the primary Market is the United States based off of the bankruptcy act the Gold Standard Act based off of Regulation 16. all of them are backed by the full favor credit of the United States but these corporations was not good enough with that because what happens is they only get a discounted rate for those Securities in the beginning can anybody tell me what the discounted rate is if your hand is up to shake your head and I don't know you want me to follow somebody is it less than par which par is the original bill amount correct but there is there's a a a particular amount per thousand how much is it per thousand a hundred yes it is yay I started yes you have I like that thank you thank you so look at if you have a car contract it's fifty thousand dollars um they times that by the maturity date depending on the type of contract it is and how much they will make under underwriting that is actually what underwriting is underwriting is the one that finalizes what the amount of be after it has been put through the market the interests have been done and then the maturity date okay depending on the type of of security it is will depend on when it does mature anytime we're dealing with commercial paper right which is why I tell y'all to print it on Commercial paper commercial paper matures under anything under 270 days okay but when they first transfer your security through the treasury which is the United States they get the ad par which is a hundred dollars for every thousand dollars and then they gain interest hit hint that coupon you get in the mail every month your monthly amount that they are technically saying that you owe them that is the interest that they're getting off of that security by sending it through the treasury okay now that amount is actually recorded it is the secondary Market that they have decided once the treasury takes the security then that is where the Q sub number is developed okay the United States makes the q-sup number so that that q-sup number can now be traded on their end so that they can help pay off the public debt now once that Q sub number has now been developed that is when they take qsip number and then put it in a pool and take it to the secondary Market where they're trading and trading and trading and trading and constantly Trading but are you aware as our older and due course that you can do the same you have a copy of the contract right they give you a customer copy for a reason it doesn't it doesn't make it that it's not a security if you know it is a security you are a holder and due course of that security you are able to trade the security in the issue comes in when we're dealing with corporations somewhere within your contract you told them that they can keep all of the proceeds from your security that's it you told them they can keep it so that's why I always stay they're not doing anything illegal outside of the secondary Market side because they're not reporting that because you gave them the permission to transfer through the to the treasury direct and somewhere in your contract you gave them the right to securitize it and keep the proceeds then you told them if it's a card they get repo if it's a house they can foreclosed you gave them all of these permissions but just like when you give someone permission to something can you take your permission back right there's no law that says I changed my mind so if you have a car and if you was me and I was you I would do a resention not a contract I am now doing the resention of the security interest that I gave you I am doing a resention of you being able to keep my proceeds from the security I didn't say you couldn't sell it but up under the law there's a 80 20 book you're supposed to get 80 they are supposed to get 20 percent they try to make us think the 80 20 rule was a husband and a wife and who's supposed to pay more money you see how they played us that's not what it is the 80 20 rule by law is that you are allowed you are supposed to make 80 percent they are supposed to keep 20 because they are doing work for you as far as making sure that your security gets sold does that make sense okay um Andrew yep you right in my face today oh peace oh well my question was um the understanding that you basically said that we can basically play the parts of them and basically pay a hundred dollars and begin to start trading our Q signal yes like yes and as well as as well as the um the second structure of the TDA is that we can direct our security to the treasury and the treasury reward us through doubling the amount like the two things that I kind of understood from last class was you were saying that all right it's a way that we can direct our our security to the treasury that's one way for them to double our um floating rate notes or whatnot and then it's a way that we can basically take our acoustic number and pay a hundred dollars and trade it on the international trading auction okay you got it almost right so with that with the hundred dollars is yes so the Q sub number that these corporations make off of us when they're transfer our security they are supposed to transfer that into your treasury direct account so for you guys that seen it on my page if you haven't seen it I'll put it at the top but one of the students actually got his security transferred to his TDA okay and you'll see a part that says savings bond the savings bond is the principal amount without any interest so if you got a car and it's 23 000 before the interest that 23 000 goes into a savings buy until it matures okay now they did it as commercial paper so remember the maturity is under 270 days because they ran it as commercial paper which we'll get to that okay the different types of Securities and how they label them so you will know uh the maturity date of them okay and they take them and they put them all in a pool there is another sheet on my page I will put it to the top it is red and white and it has the different Securities with their name you know authorization um signature at the bottom that is the form that these corporations are using they don't just take one security day once a month or however their policy is they ground them all up they put them inside of a pool it develops the Q sub number so you see how some of you guys have been calling or the company has been calling you like well hey what is the q-sup now what do you want us to do with this what is the Q sub number it belongs to well it's on the stock exchange all you have to do is put the name of the company and put what is that Q sub number it's all public information right so you know it's going to belong to that particular pool now the hundred dollars that you are speaking of okay in the market under the treasury you can also join the market by buying through the auction there's an auction that they yelled every one every day one every seven days um whenever 30 days one every six months depending on the type of security that it is Nothing is Stopping Us from joining as a non-professional by transferring money into the TDA seeing what day their auction is and say Hey I want you to take three hundred dollars of my money and I put it into the auction and you get paid for it it's just as simple as that we have that ability to to be able to to do that on that end now when it comes to these corporations that we are signing all of these Securities with it is up to us to direct them to put it within our CDA account to give us the profits off of our Securities and that is what the staff is for so you have two different ways to create generational wealth oh sorry you have three your holder of that contract so during this series which is why it's going to be three and I hope everybody listens to me when I say it go open a brokerage account you are holding a security someone in here and I hope he's in here I I DM you um lazy something is your your yeah yeah where you at are you in here have you in here put your hand up or send me a message so I can pull you up he actually went on their website do you know that the fact that you are a holder of the security Fidelity on their website is begging you to bring us your securities to buy remember we don't have authorization to go to the treasure so we have to use a what a security transfer agent which is Fidelity anybody that can deal with a series seven okay series seven so that's Fidelity that's Charles Schwab that is ETC you are a holder in due course Texas actually have brick and mortars regular stores that buy Securities all day so at the point that you guys have learned what a security is now you can go and sell your security to your brokerage firm so that they can put it on the secondary Market so they can get paid and you can get paid you'll get eighty percent you're whoever your private broker is will now get 20 percent are y'all aware that there's a reason they give you a customer copy so you can get paid in several different manners once you learn how the system works this is what the treasury direct is for if you are just now opening a treasury direct account because of this Mass um opening of the account because of what I'm teaching open that account and immediately buy a savings buyer I don't care if it's a 25 savings but because then they will look that you are utilizing the system in the proper manner okay open up a broker's account Fidelity Charles Schwab Edward Jones or if you know someone that is a private Series 7 broker the step is what's going to turn the commercial paper for a marketable security your broker now has the authorization to run it through the second market and then now you're constantly making money every single day offer every last one of your bills that you're sending in every month every last one of your securities because you are holder right we are we are in the position to do the same thing that the corporations is doing the one should know how to do it so please everybody open up a Fidelity Charles Schwab Edward Jones look at your your state see if you have a brick and mortar make you an appointment find you one person in there and say Hey I want you to bring my private my private banker and go from there okay yes Andrew oh yeah all right so so let me so all right because you just dropped something right there but because this would this would have kind of sound like you were saying that all right like say you're floating rate notes that you can take your because what I call TDA they basically said I gotta purchase um saving bonds where you can Trend like you can connect your transfer agent or your security transfer agent to TDA and I was wondering like can I basically take my paycheck and basically just take my whole paycheck and buy a security bonds because you kind of explained it to me when you said all right when you buy the security bonds from TDA you can sell it to Charles Schwab and Fidelity right correct so all right because I I purchased I seen one of your video and I wanted to purchase 600 worth of um zero percent cois or whatnot and you know I was just experimenting because I I because it kind of sound like yo I can just take my whole check to treasury wreck and basically by security bonds and sell it to Fidelity as well as my bills and everything of that nature because I purchased my stamp I'm waiting on my snap to come of this is or whatnot but that's that that's what you're saying yes that's what I'm saying there's even an option if you go on the TDA account that tells you to have your your wages put into that account you're doing a couple things there you're stopping from being an enemy out of state why because you just securitize the funds you just allow the United States to be able to develop a q-sup number to be able to trade those death notes as well to pay off the public debt and now you just enter into the auction and every time whatever you bought certificates of indebtedness so you bought zero interest in ticket for something debt this is what you want right every time that zero percent interest um certificate of a debtness is sold on the secondary Market you get paid off of that and then when it matures through the treasury Department at maturity you get paid off of that because they depended on which one you bought um will depend on how long it takes for it to mature but yes if you guys read the treasury um direct website they even tell you take your tax check that you get once a year and deposit it there first and then withdrawn so once you see on your treasury direct account where you'll see where it says marketable Securities you're going to see an amount there whatever that amount is say it say sixty thousand dollars once it has been there for 45 days you can withdraw it all out or you can keep putting it back in the market to keep making you more money and more money and more this is all that they're doing guys this is it they are also taking our coupons are bonds our commercial paper and they're doing the same thing and the only reason you're not getting paid is because somewhere in that contract you told them that they can keep it right there ask a letter and tell them they can't keep it no period I am I am taking back the security interest that I willfully gave you in this contract you can no longer have it that stop them from being able to repo you because you you took away that portion of the contract it's a one-sided contract right you're the only one that signed it but they drew it up for you but it's your contract so change the terms of it and send it to them don't rescind the contract resend the security interest and the proceeds that you are receiving off of my contract and make sure that it flows to my account and under the law you're able to keep 20 make sure my 80 is there if they pay out once a month y'all got that yes didn't make sense as we go through that's why this is going to be more than the next one I will I was actually literally on the next class do a trade under my TDA account I will actually show you all my own accounts hey I will see that I walk it like I talk it and I will show you guys how to find the auction where area I'll come right so you thank you I like your side like she made sure she got my attention I got your area um I will show you guys how to join the auction where to find where the auction date she is based off of the different type of Securities that it is there's more than one way to generate your generation oh well not a good thing Andrew if you have children and they're under 18 open them up an account and attach it to yours when you get that q-sup number for your zero interest certificate of indebtedness share your q-sup number with your child now your child will be making money they can't take it out to their 18 and it's tax free that is how you lead the generation of rep that is where the generation of wealthiest come for our children and even we in use some of these corporations when you remove their security interests they are now taking your accusep member and attaching it to your account every Q sub number they give you you share it with your child so when your child turns 18 they good and all they got to do is fill out the paperwork saying they the age of majority now you get off of their account the same way if you do a regular bank account for them when they turn 18 what do they have to do go into the bank I'm 18 now switch my account over this is how our life is supposed to operate that's why I say throw this the word dischargeable it's not about discharge it's about we're about to join the market there's nothing stopping us from being under the New York Stock Exchange every day at 905. the only thing that's stopping you is you okay do that make sense to Andrew yes ma'am perfect Ariel you paid attention from the lab hey hey I'm gonna put up something that's gonna get her attention hello how are you yes I'm good how are you I'm amazing thank you so much um for your time I had a couple quick questions regarding that because I know we've you've talked before about um how the question I have is if we're sending them we're sending them the endorsement for like the credit cards for example and every month they send us that statement but I've heard people say before we have to stamp and endorse the bond every month and send it so what is that paying for for it every month that's where I got confused because I'm like if that was money they're supposed to be depositing to us are we doing it because it's the bond and we're basically giving it to them for the secondary Market as opposed to paying the balance so it does pay the bill because of course we don't have any money that what you got on your screen to get my attention doesn't pay anything it's a debt note and as far as um frns go floating rate notes they mature in two years so they have a two-year maturity value on that okay as of right now they get 4.52 under your certificate of deposit okay which is also turned into a security so when you are stepping it because remember you are an investor into that company that statement that they send you every month the top part is the bond the bottom part is your payment so because you're giving them a buy to sell on the secondary Market they can't charge you two right so they've gotten paid from the United States Treasury the at par rate because it's a security and all Securities are backed by the full favoring credit of the United States so they got paid that way then they got paid again because you allow them to put it on the secondary Market when you are stamping and endorsing and putting the restrictive endorsement on the back you are telling them you can you know pay off the bill and my percentage that belongs to me is to go through my treasury direct account okay so it'll go in in the beginning it will go as a savings bond portion the savings bond portion is the Full Faith and Credit of the United States that's them saying hey thank you for giving it to us we'll put it in the savings bond it will be mature now coupons that come every month mature every four weeks okay the secondary Market part when the stamp you're telling them to turn it into a marketable security because you helped pay off the public debt the United States literally thanks you and give you two times that amount as a marketable security that you're making money off of as long as you keep it in the market did that make sense yes so then if we do the um direct deposit with our paycheck do we have to wait a certain amount of time to withdraw that as well because I looked online and I saw where they gave you the routing number and they tell you how to have um your workplace do it but it says you need to check like checkings or savings and so I was trying to see if they had a specific form we had to give our employer and if there was a time limit on when we needed to pull that out as well or is that different does it like immediately securitize yes it immediately securitizes so that the government can legally use it um and you can withdraw that immediately there's no whole period on there but let's say your your paycheck is thirteen hundred dollars so thirteen hundred dollars you'll be able to pull out immediately but they double remember how everybody talks about the two times the amount that they owe you well that's a thank you from the government thank you for helping us pay off the public debt you have invested into us we're going to give you two times that amount that that is the amount that will be under your TDA account as a marketable security that has to sit there for 45 days if it was me I would tell them to roll it over every auction to make me more money and then after 45 days you can pull that amount so then sorry so just to make sure I understand so when we deposit our paycheck we get the amount of the paycheck back immediately but because we put our paycheck into the TDA it doubles and we have to wait the 45 days for what double to mature and then we can put that right back in the market and have them continue to basically make money off it correct um it stays in the market for that 45 days they're going to keep trading it for 45 days so it's going to get bigger right the amount is going to be more um and then in 45 days from the day that you put it in whatever is in there you can pull out you can leave a certain amount and say hey put it back into the market but what that also did was it gave you a q-sup number right that marketable security gave you a q-sup number now if you have a Fidelity account you can go on there with your private broker and say hey here's my q-sup number go put this on the secondary market for me and keep running it until I tell you to stop okay and we don't need oh sorry go ahead so we don't need like a specific deposit form from them I can just put my information from my TD account just on what my employer gives me and then it'll still work the same way there is a particular form on the treasury direct website for payroll I will post it after the class um and you give that you fill it out it's like any normal deposit form but it's for the treasury and they'll send it over and you'll know that it's your payroll because when it hits your account it'll have a p in front of it which stands for payroll so you'll know that that particular amount came from your payroll if you do it for taxes it'll be a t on it so if you've been at this a minute you've heard of the 1099 or ID the 1099 int once you are in the treasury direct system and you are doing these transactions every quarter because technically we're supposed to do our taxes every quarter guys and not once a year every quarter you will receive on your TDA account the 1099 int the 1099 oid you will receive those for you to properly file your taxes because taxes only have to be filed on securities it's not on income because we don't have any income income is considered Securities right so at the point that you're now dealing insecurities you now have income but there's a form that you can also fill out to make sure that it's taxes anything you send into your child will automatically be taxes it right you understand that yes and then I'm sorry one last question because I work in education and so when we I know that we've I've heard you talk about before sometimes getting stuff from the Department of Ed um can be tricky so like my employment contractor if I have things that are supposed to go through the department of Ed and I guess even just outside of that like when we have private contracts I mean technically could we take those contracts still to Charles Schwab so even though we can't necessarily endorse it with the company because because it's private or maybe because it's like an educational entity could we still do it on our own on the back end yes you can do it on your own as a back-end as a security because it's commercial paper so when we go over what makes a commercial paper a security or security and Commercial paper then yes Fidelity is on I wish somebody on there and look Fidelity is begging you to bring them their Securities that's how they make money you set up with one break one broker Say Hey I want you to be my broker these are the type of Securities that I will be bringing in your broker is going to love you because guess what he gets a percentage off of him making sure that you get paid and it'll go on your Fidelity account our Fidelity accounts run like any normal checking account you get a debit card to it you can attach it to your regular bank account you can spend it you can use it you don't have no limits unlike some of these other places right with the regular Bank oh you already can take out a thousand a day no it doesn't work that way and when you go to start training Securities which we will go in talk about in part three I will show you guys how to create the proper security agreement between you and Fidelity so that they know in advance this is what you're supposed to do this is how you're supposed to do it this is what I am expecting and then every month when you get that like Bill Gatsby a water bill you can send it to the company but then you can also take it to Fidelity in the part three will we go over to you mentioned the tax form so like when we have to do those quarterly Texas thank you so much you literally every time I hear anything from you I always end up twice as Rich so I am so grateful for you because look like learning that my paycheck could get doubled and I haven't been doing that like I'm so mad at myself it's so excited thank you thank you so much I appreciate it you are more than welcome it is my pleasure uh Dennis can you hear me absolutely how are you this evening I'm all riding you I'm amazing that's good thank you very much you're welcome here's your question where you go I'm here can you hear me yep I can hear you I opened up a uh my TDA been opened up for like um about a couple of months I just sent uh vested in 25 in the uh High savings bond uh the other day um does that pretty much work the same like it trades like every um four weeks or or every week on the eye savings bonds so with with the savings bond it has a maturity date um you won't get the full amount until it matures depending on leave the savings bonds are nine months but you are able when the auction they have an auction you are able to use what you invested and buy Securities on the auction with that so that you can double your money okay so that's just like uh pretty much like a savings account that you use to buy the Buns correct okay because at the point that you got the savings bond you have now assisted the United States for paying off the public debt there is a q-sup number that is attached to the savings bond so you're able to use that number um to enter into the secondary Market as well okay cool yeah I wonder if y'all do that because I know you kept stressing about go on fund the account and funding account so I said randomly don't fund this account because it's been over for two months and it's just sitting there so let me go do something with it right quick that was very smart because so many people are opening these accounts up uh um they're red flag and talk about some birth certificate this that and the other so you wanna you wanna show them that you are using their system in the proper manner and as you see there's nothing stopping us from joining the auction we just didn't have the knowledge to know that we can join the auction right and with these corporations do all of the green money that you give them they don't do nothing but put it into the secondary market and buy Securities with it that's all they do that's why these companies are billion dollar companies because they are buying Securities and insurance policies because the insurance policy is considered commercial and there's a win-win I don't care what happened happens on the stock market because all Securities are backed by the full credits of the United States there is no losing it ain't on the stock market feel like they're not going to have any money it doesn't work that way right there's a reason why you get your your birth certificate authenticated if you have an authenticated person to read the front of it then go back and read my posts in order for that is a security right so when I teach Survivor banking class um but there was some changes made so I had to restart that class you have to have a million dollars to get on the private side of the bank every one of my students who have their account open we know they didn't have a million dollars right they took their birth certificate and put paid to the order on it to the bank because this is security and the authentication on the front is letting that financial institution know that is the accurate document that is backed by the full faith and credit of the United States and you are a holder in due course because you've done your Minnesota 220 you put it back on the record showing that it belongs to you now you can go and right I'm glad you said that because uh I was calling the banks uh to try to turn in a security and they was acting like they didn't know what I was talking about so I left them alone but they were sad that um so I have to have like 25 000 to open up one of those uh trust accounts with them and stuff so I'm glad you mentioned that right there yeah you do you have to have a security agreement a whole harmless agreement um and the funds will come from your security and if you're smart when you go in there to give them your birth certificate as a security with the pace of the order you negotiate a price with them how much you're going to buy and they just you're going to use this to open up the account make sure that whatever amount that you sold it for reflects into your account it's a security it's backed by the full of faith and credit then you direct them put it through the secondary market and give you my 80 20. I think it's a Fidelity and say Hey I want to sell this put that stamp on there so they know that is turning into a marketable security for you to get paid off okay yeah I gotta um I'm not with Fidelity but I got a uh Edwards and Jones account I was uh buying stock through them um is the stock account will it be the same as a broker's account or I have to go up go go back and open up a brokerage account with them it's the same thing it's a stocking stuff because you're putting your security they're taking your security and putting it on the stock the Stock Exchange what you're doing with them now is saying hey I got 500 I want you on your end to invest my money into the secondary Market to bring me back more money right but yeah yeah in the stock so like uh like Walmart or um General Mills Nike and stuff like that the energy market and stuff like that correct so that's one way to use it and the other way is to sell them securities you you set up a deal that's one of the the security agreement between you and Edward Jones were coming to play I'm gonna bring you guys Securities and this is what you are supposed to do you're going to put it on the secondary Market you're going to keep your 20 you're going to deposit my 80 and until I tell you to stop rolling it over that money belongs to me right anything that's in your portfolio you can cash out at any time right you know what security can be sold for 33 years Jesus died at 33 that's why they said that because every security is sold for 33 years when I tell y'all this is all spiritual too asking ye shall receive go in there and say hey look I want you to sell my Securities as a 7 Series broker because you have access to the stock exchange you are able to keep this amount you are to put this amount and until I tell you to stop selling it keep making me money period that's all these corporations did they figured what I'm telling you guys now they figured this out and they found their way to get into the market that's just like with applications that's why they cannot deny you anything once you fill out an application because applications can be transferred to a third party so every job application you've ever filled out any application you've ever filled out can be transferred to a third party which is the secondary Market they're making money off of it so why didn't you give me this credit card you get paid off of it what does my credit have to do with anything I gave you a security and that's how you guys have to start talking today this is why I'm so big on know the why and the foundation I will go put in Google search um Series 7 training I'm going through the training now myself because when you sit down with these these Brokers you want to know how to speak their language they don't know any other language with theirs right you go in there and tell them hey I have a commercial security that's the international bill of Exchange I got commercial paper security I stamped it the stamp tells them to turn it into a marketable security I need you to go put it on the secondary Market because that's what fidelian would do they send it to the secondary market and at 905 every day you'll be smiling because when you check your account you're going to have made more money right we have just been holding on to Securities not even realizing that they are security y'all been throwing y'all Securities in the garbage can well you put it on paperless belly throwing them away really okay that makes sense to you make a whole lot of sense beautiful beautiful beautiful so that's why we want you to sign your life away sign isn't sign that and sign this that's right start reading them contracts and if I had a car contract right now or in a car contract it would be in the part that talks about security interests you can literally copy and paste that exact security interest per right you didn't heard people say oh the insurance was included the maintenance is included but in that part that talks about security you told them you said you have security interests and can keep the proceeds from all Insurance um insurance bonds maintenance bonds you told them they can keep it so if it was me I would copy and paste that part and say I am now revoking your right to have security in this the interest the everything and it needs to be redirected to the lawful owner you keep your 20 Stop Being Greedy now I understand why the Bible say greed is a sin and you make your 20 and I make my eight just as simple as that and now you have stopped being the Enemy of the State because we know that only Congress is supposed to use that green money that's why the treasury allows you to be able to put your payroll check your tax check right until you're a treasury direct account so that the funds can be securitized and you're no longer an enemy parade ran trading with the Enemy Act Congress is the only one that's supposed to touch that gray money they are doing what they're supposed to do with it they're sending it to other countries that's what it was created for we because we are Shadow paper have entered into an agreement at the moment you got that verse to take a picture and social security number you have entered into into agreement with the United States saying that anybody I give is social to I am now an investor into their company period yeah that's it now go back and get your money I'm on the way I know that's right we all on the way like I'm so geek for y'all but you guys like I really believe that they that they put people out here to try to deter us to think about oh the government pay all my bills and oh the government owe me all this money when the bill is coming every single month and if y'all notice it was back in 2000 when they started with the paperless belly because that's when the electronic transfer act went into play and they're doing them as um book entries Securities or electronic right that's exactly why they're doing it so you're but you're able to access those same um benefits When you know how to ask and you shall receive you know who to go to to ask them for it and take back the security interests from Mercedes from Ali from from everybody say no you can't you can't keep it any longer I Was a Fool to give it to you yes was the application Foster misleading absolutely but did we even read it now when y'all reading y'all reading differently now because you're like wait a minute this don't mean what I thought that that meant y'all probably read the more that y'all ever have in your life hey it don't even hurt to read the contract no more the little bitty words they got on there because you understand them you understand them and if it's a mortgage contract go look at it it's going to be a part in your contract that says Covenant that is what you want to revoke the part that says Covenant it says in the Covenant part that the house was free and clear when you sign and say you're now giving it back to us well why would I and you I told you you can keep the security wow they're using their own stuff against them so that's that's the right term for how to rescind it's not the contract it's the security interest it's the proceeds and I need y'all to run that back to me okay right yes ma'am absolutely Coco her and her entire family is killing it I tell y'all every time they have been with me for a minute they family get together and have family meetings and they all work these processes together oh I guess it's a different Coke are you talking about oh it must be another cocoa I'm sorry but go ahead uh I'm the Coco in Katy Texas close to you oh you're out here with me hello Coco yeah yeah yeah but I think you're talking about a white cocoa right yes I am talking about that as big yeah yeah yeah but it's all good uh we're in English together thank you so much for all you do and thank you thank you thank you thank you thank you I can't even say this is like wow that's all I can say wow so last class what I learned from last class was just incredible like knowing how all of these match with the stock exchange that like was a mind-blowing for me because I'm a Trader so now I'm like wow you know you know like I'm reading more into it getting to know a lot of more stuff just from that information so that's just quite a blessing uh you know and then um we're talking about the I know we're talking about Securities but uh you ask something about the apartment Securities which I'm studying right now the marketable government securities I don't know for a day yet I think you move too fast because I know you mentioned uh I think probably last week or one of your videos about the T deals and the t-notes okay I'm here okay yeah yeah I'm just making sure is that something we're still going to cover in this class or you know am I going a little bit too forward to hold on or something it it will be covered within the series itself because people do need to understand depending on the type of security that they're holding um what is the percentage rate what is the maturity time frame and how they're able to trade that so yes we will definitely be going over the TBL and the T note as and as well as commercial papers Securities and Etc so people will understand how to be able to be able to capitalize off of that we absolutely will be going over there okay great thank you and then uh one more question if you don't mind can I go ahead and go ahead yeah um okay it's um I know you're busy you just said you're busy uh for some time we had a private meeting the last time the the paperwork for your auntie in New York it'll be exactly this week it just got finished it'll be sent to you this week okay I appreciate that and then I just wanted to train right there uh Navy I don't see the accounts on Navy Credit so I don't know if you started anything or it's just on their end they did something I just wanted to throw that out there as well so I actually said Navy Credit uh Navy Federal uh stamp endorses send um so they took it off your credit report no the credit report on their account on like when you log into their account it's no longer day I took it off I'll I'll try to fit you in to call you tomorrow but that is wonderful to hear thank you for giving me that update yes I asked them um some registered mail with some items including the stamp endurance and seeing of your particular contract for them to set that debt off so if they took everything out of the system that is a good thing and then we'll continue with going back as far as the Securities that they've already made off of you and the funds that you've already put into the account so that you can get those back um and make sure that whatever number they have developed from that Navy account um can be sent to you so that you can securitize them so thank you thank you so much thank you so much blessings on you and your family wow I can't even say anything but wow thank you thank you thank you this is it's such a blessing to be part of your family because this is family to us right now and what we're learning right now is more than a million dollars this is what is called Generation Now where so thank you for all you doing your time blessings on you bye-bye thank you thank you Coco I appreciate you so yeah she's one of my arbitration clients and she we're dealing with Navy Federal and I sent them something and as y'all heard it for yourself they removed all of this stuff out of the system um yeah I will FYI you guys if you got anybody that's in the Navy or military please go open up a Navy Federal account okay let me tell you how to go get a car really quickly open up a Navy Federal account make sure your credit good if it ain't go get the credit 750 video it's very easy to fix your credit go and do the loan through Navy Federal Navy Federal is going to give you a check a check for you to take to the dealer okay that is going to be considered a cash deal they are going to give you your title right then Navy Federal is going to expect you to send them your title do not it's free and clear after 60 to 90 days that you don't send in the title they're going to transfer that auto loan supposedly to a personal loan so amp endorse and send the personal loan paperwork you have a car friend clear you no longer have a debt and you have your title we have to learn how to juggle and manipulate their system the same way they do us did y'all catch that Navy Federal auto loan get the check go to the dealer it's a cash deal they're going to send you the the title Navy Federal go beg you for it please send us the title I wish I would have sent you a title that's friend clear so that you can put us supposed to be lean on there right and as soon as you check your credit and see that they turned it into a personal loan because that's what they're going to do we know it's illegal stamp endures sin now you got a free car tell them to direct it into your TDA and you gotta free car some money and a clear title y'all got that together that's why it's important and I tell you guys you have to know how to operate within this system where you're winning in the end they play dirty with us right all the time it's about outsmarting these people so that's how you all smarter any bank that you actually go into Wells Fargo Navy Federal if you do a loan there with them they give you the check so when you're going to the dealer it's a cash deal they expect you to be good and send them a title but now that you guys know about titles this that and the other no once they do that contract the contractor Navy Federal give you get that check go get your car receive the security interest that you gave them they can't eat and if you send the security interest immediately they can't even turn it into a person alone but if they do turn into a personal loan stamp endorsing sin getting direct do a restrictive endorsement tell them I gave you a commercial security that I know that you're selling on a secondary Market you can sell it on the secondary Market every day all day for the rest of your life if you want to but make sure my 80 in my account that's that's a that's a contract right that's a deal a deal take two people you got to get something they got to get something because fear exchange they've never been no robbery but they're robbing us right now because we don't know how to interact okay so congratulations Coco I'm very happy for you Nicholas Johnson how are you I'm amazing how are you I'm good um I just have a few questions uh number one I want to say thank you for everything that you have been uh and pardon on to us this has been a amazing journey and I got two kids on the way so this is a lot uh for me to make sure that they start off writing and if they're not in the system uh like we have been for so long uh on top of that my first question is I've been having my TDA account for about four months now and I heard you say uh the last class that you want us to at least just put a hundred dollars in there uh just to make sure that we're not getting flagged like the rest of these people my question is how do I put the money into my TDA account because uh go ahead did you connect your bank account yes my Chase account yep just do a transfer there's an option on there and I'll do that in the the third part of this class we're gonna actually walk through how to join the auction how to fund the account I'll do it live go through each one of the steps for you guys um but you just do a transferient okay now am I transferring from my banking side or do I transfer from the TDA side no you transfer you go on the TDA um website and there's a transfer and then you'll put the amount that's on there that you want to transfer to you can do it from your banking side too just you you know how you do a regular transfer from one account to the next you'll just yeah put the routing and account number in and say that you want to transfer however much you want to put in there the hundred dollars or Etc and then it'll show up on your actual accounts um you say you're about to have two babies right congratulations congratulations make sure that if you are having a hospital birth you print out that ss5fs is what you want to use do not let them talk you into regular ss54 and you let them know that you will be applied for your child's social security number and do not let the hospital do it because that is when they do all of the the misery okay um but when you do do it fill out the ss5 form make sure you have two witnesses and put an ad a birth announcement ad in the newspaper you have now just removed the United States from possibly saying that they own your child okay okay now as as far as the the transfer from a bank account I tried before to transfer uh it was like a hundred and fifty dollars from Chase to the TDA and they sent it back saying that that didn't go through on the TDA side so it's because you're only allowed to do a hundred dollars at a time we on our side can only do a hundred dollars at a time oh girl yeah that's why they didn't accept it okay all right um what was my other question oh in the beginning of the video just now you said that um you want us to stop using the word discharge uh you want to get that out of our vocabulary so what should we be replacing uh instead of the word discharge especially when we're writing our cover letters uh to these trusts and trustees um for these different companies that we have contracts with uh because I want them to route my money to my TDA account so that way it'll double and I'll have twice the amount okay so you're doing that in two different ways one the stamp itself right if you break down the meaning of that stamp you just told them hey this is a security but I need you to make it a marketable secured okay that's why that stem says the marketable security to be exchanged for marketable Securities right right then the restrictive endorsement on the back it's just your signature guys it does not have to be your beneficiary signature okay it can be your regular old signature the same way back in the day when we used to get checks for those of us that's old enough who usually get checks you you assign it that way and up under your name you will put deposit only to put your routing and account number for your TDA okay okay that's it dad just told them um to transfer it over and when they transfer it over because remember the principal amount is backed by the United States credit that will go into a savings buy until maturity and then you got the thank you part the two times the amount it would show on your TDA as a um as a marketable security that lets you know that it is now in rotation a q sub number has been developed okay that is now being and then you can take that q-sup number and enter into the secondary Market because you're going to be on the market on the United States Treasury side but now you want to enter into the secondary market and that is when you use the trustee the indenture trusting okay or you use your um brokerage account using that qsub number so that they can add it into the secondary okay thank you you have your baby you're welcome when you have your babies open your babies and then come up and every time you get a q-sup number okay you share your q-sup number which you do that when they're brand new born by the time they turn 18 years old your children will be millionaires that is the generation of wealth that the Bible says you're supposed to leave for your children yes ma'am beautiful is that it yeah that'll be it wonderful thank you Jamie I love that picture behind you hello Jamie okay listen I'm ready you dropped information about servicers I'm getting ready to walk to the wrong company So currently my mortgage with U.S Bank but after your information I researched the original loan was through National City Bank which then turned over to PNC but you kept saying don't contract with them so how do I uncontract with U.S Bank because now it's through well you'll have to uncomfortable with you how do I uncontracted U.S Bank they move their security interests just just remove that just remember because you don't have a contract with them they only got it because it was sold on the secondary market and they bought it and they feel as though that if they call us and say oh you owe this debt that you're going to pay them right so just uncontract send them a letter get it notarized saying that she'll remove any and all security interests that was given to them um from whoever they got it from right because remember in your contract itself you gave the original Bank the right to transfer yes okay so stop them from transferring send them a letter and say you can no longer transfer my security okay and then you said my title on them so to research that I went under my County records and Greg got all kind of D um liens on my property that I didn't have one was issue the same day that I got the deed on the property somebody put a lien on it so you said first in line first in time but I can't be the first lien holder because sometimes they put a lien on the property so what do I do so who was with a lien on the property I don't know I I have to show you but I don't know who the company is it's not even like it's not the mortgage it's like some lady's name yes I'm like oh it might have been somebody who they took the house from in the beginning and they figured out they might have came through my class and then figured out that it was illegal so what you do is what a quiet title does is now anybody who has a lien or anybody who says they have a lead now needs to prove that they own okay and nobody can do that nobody can do that with you because you are the holder in due course so yeah put a quiet title on there that will definitely stop the uh the mortgage company immediately because they're not going to fight you for about a quiet title because they can't prove anything they burned your original contract so they don't have that and by law they have to have it and so even with sheriff sales if the sheriff got it if it's in foreclosure or it could be the day that the sheriff is trying to sell your property if you go throw a quiet title on there the sheriff won't even be able to touch it until the county now proved that they have the right if a HOA do it because you know HOA is wherever down did they give foreclose on you put that quiet title on there for the max amount of years that it can be and now make them prove that you owe them okay I'm gonna work on that tomorrow and one more thing you said you're going to post a subscription where we should all be a part of all these different class action lawsuits I was waiting on that okay I'll um the class action lawsuit um link yes you you definitely and I don't don't be a part of the class action just file your own lawsuit because if the class action has already been won that's your proof you can go find out whatever they said that they violated and use that into your own lawsuit the company is already paying for it so now you make them pay you separately so you can get the full amount T-Mobile is in one right now experience in one right now Equifax Bank of America Wells Fargo all of these hell um who is it to make the macaroni if you buy macaroni noodles they ain't one right now yeah crafts they're they're in one right now um but yeah I'll drop the the link and I get emails every time a new company is involved in it but you never want to do it um American Express right now if you got a business American Express they are going through and it's crazy because they titled it uh arbitration class action lawsuit there's no way that they can take that to arbitration as a class action lawsuit so that they're live on that part too but the attorneys get most of the money with that so find if it's a company that you dealt with go pull the pull the lawsuit read it if those facts belong to you as well if you were affected take those same facts send them a letter say a potential lawsuit based off of these items send them an invoice and make them pay thank you you're welcome Charlene hi hi I'm so happy that I get to talk to you this is very mind-blowing very mambling oh can you hear me yes ma'am I can hear you okay so um my first question is um when you had talked about the um like the um look at my list yeah kind of like I got all this all these questions I want to ask so I'm gonna just ask two and just just keep the class moving so the um the um what you answer half of it like the um the two notes and stuff like that you said we're going over today that I um in the class that I had studied over like the treasury bonds and stuff like that okay yes yeah that's the treasury bills and the the treasury notes right in a like the short-term and long-term um stockholding correct now which make what what makes a bond consider a t note or a t Bill do you know um is it like is it the short term and long term the or is it a month that be um mature well it depends on the type of security that it is right so that's your homework for our next class no difference between a t-note a TBO commercial the entrance so what it is is depending on the type of bond that it is depending on the company that you're dealing with will depend on how it's classified within the Treasury System of course if you are going to start enter into the auction because they have an auction for TBO that's a separate oxygen T note that's except for auctioned in commercial Securities so we'll go within this series so that you can know I'm holding the CAR contract what kind uh what is this classified under the TDA so our contract is actually considered two they're considered a commercial security right and then they're also considered a zero interest to take a bit of a debt is secured so the zero interest certificate put up in debtness is on the government side commercial is considered on the second is on a primary Market excuse me but then it is considered a commercial transactions commercial security on the secondary Market so yes we will learn the difference between the the different tbo's t-notes um the frns and Etc and their maturity timeline so that you guys will know I don't know if you guys seen the post from the wrong young lady I believe it's through T-Mobile her bill is completely paid off she's waiting for them to do the deposit and she said they said it will be deposited once it has mature yeah so once it's mature then everything will be transferred over will be transferred over to her so we will learn the different maturity dates so that you can know when that maturity time is so you when you so you that you can know when to expect to get the full payout for that particular security okay I've been doing my homework but um so far I'm gonna give my remedy soon they've been rejecting me but I'm gonna get it absolutely you will yeah absolutely you will I appreciate it no not a problem at all and see and that's that's why I haven't be um the foundation to know how to speak to these people now when they call you somebody would you want us to do what I want you to do I want you to take that security that I stabbed and I want you to go ahead and transfer it through the United States so that I can be a good little citizen as they call us and help pay off the public debt but while you at it I need you to run it through the secondary Market under the stock exchange every single day until I tell you to stop rolling it over oh and because I know it's a commercial document I know you can sell it for 33 years so for 33 years I expect for you to do this for me and I spent once a month to get my payout and now you're saying that out yeah thank you I appreciate it you are more than welcome more than welcome Malachi hey how you doing Tamika I'm amazing how are you I'm doing wonderful so um I have two questions for you my first question is regarding um I I basically bought all your classes every single PDF I got everything and uh I'm a little bit confused on the beneficiary signature so when I sent off my uh note to Exeter Finance I put my beneficiary signature on the back and the lady called me and she was like Hey I don't know what to do with this um I got nothing for you uh and basically sat on it for about four months now the last the first TDA class I just found out about these penalties that they have for every day that they pretty much don't do anything with it well as soon as I brought up the fact that I sent her registered mail and that her name was on the you know everything on it and that she was going to be involved in whatever action I take next then she quickly got on it and was like all right well I'm gonna try to send this up but then she called me back and was like I'm gonna send it back because I don't know what to do and now and now I'm in your uh I'm dealing with you with the arbitration because they didn't do anything with it so I guess am I supposed to make a stamp that says deposit only two or is that the reason why she didn't know what to do or she just didn't know how to do her job it only depends on who you sent it to to absolutely do the step because the stamp is directing them to turn it into a marketable security but now they held your security for four months do you know you can use the tools from the last class and send them an invoice and add her to it for four weeks my bad before I went she held it for four weeks until she actually did something with it absolutely she could still be held liable for that because she held on to your your security and when she sent your security back did she send it back to you register me on a regular man no she sent the certified mail and I got it and you know why she sent it to you certified mail right no because it was a security if y'all read from that department it says register or certified I always say register because if we want to be able to invoke the post office and have it in the firm book we have another recourse with them but that right there tells you that she knew exactly what it was because she sent them back to you by the law she sent it back to you certified so yes I would stamp it endorse it and send it back and send it back directly to her make sure you once again you send it um register mail as well what company is this is this the company that we have an arbitration uh uh yes this is the company that we're gonna have an arbitration it's Exeter Finance um when I did my research on your first discharge class I think I I took notes on the first one and then it discharged 2.0 you said a lot of these companies go on a different name so when I explained to him I was like hey uh you guys go under this company but Exeter finances under the company that's in Delaware so I basically went down the order of operations and I pointed her out I said you are the trustee for City Bank and Citibank is the trustee so you are the person that's going to handle my security and she goes yeah Malachi I can't help you I don't know what you're talking about and just kept playing with me and then she sent it back so I don't know what my I mean I know you said there's recourse and I'm just making sure that I'm doing everything all the way up until I deal with you regarding the arbitration because at this point you know I'm just working on my other stuff I'm still researching for like 18 T and all this other stuff so okay um yeah it just we can step in indoors and send it we can also now add in a fee schedule for the four weeks that they did not properly uh deposit your security as they were supposed to do as well so now let me tell y'all the difference of when to use the beneficiary signature and when not tickets if you are doing anything with a 1099-C because remember we are beneficiaries up under as investors for the United States and if the security is backed by the full faithful credit of the United States that's when it comes to the 1099 A's the 1099 seats that is when you will use your beneficiary signature okay when you're doing it online in the first name box put your first slash middle skip the middle name box last name put your last name space beneficiary and on capital letters when you are dealing with your monthly Securities and you're dealing directly with the corporation itself you will use your regular signature because you your beneficiary signature is not on your TD haircut your regular signature is so that is the signature that you will use if you're using the TDA because it's a trust account then you will put whoever the representative for your trust account is which is you right so the only times you're using beneficiary signature 1099 a 1099c your monthly coupons your contracts Etc that you're sending directly to the security transfer agent AKA trustee you will use your original signature for that okay and one more question uh Miss Tamika uh I'm so thankful that you put the Nelnet stuff on there for the student loans um when I printed off my contract off the website you know they didn't just give me one big contract they gave me a bunch of little contracts that I had basically like when I was in college for one year it's like a sum of like 3 000 here four thousand here five thousand here and it's all in separate contracts do I store it or do I stamp and endorse all of them and put them in one big package or do I do it separately no you can stamp just one because with um student loans it's called a master promissory note so that includes all the little ones that's connected to it so even though you're looking at all the little amounts it's attached to what is considered a master promissory note so it will you can do it all in one look at Master promissory no student loans are the only ones that does that and if you guys notice any of my students who are filing the 1099 C for their student loans they're being wiped off why or do you do you know why well because it's already paid for it's already been it's already been uh it's already been written off it's just that we have to follow through on our end to make sure that we're doing the right steps to get it you know on our end off of our credit report and paid in full and not that not just that is already written Anthony you got the answer Anthony you gotta unmute okay uh is it because the government already discharged it when they put the bill in or whatever correct and why did the government already discharge um they did it because they can um that I don't know actually I'm sorry and that is the correct answer so that goes back to what we talked about earlier that all Securities are backed by the full faith and credit of the United States right so when is the Department of Education up under the United States so that's why when you file that 1099 C they give you no issues because they already know that it's been discharged originally now we even talk about the secondary Market because it is a bill that came from the United States it was automatically discharged so anybody that got student loans just filed to 1099 C4 if it's over three years do the 1099c if it's under three years do the 1099-a then you're not going to give you any issues because now that company is like well damn they know that the government is already discharged this debt okay 90 if not all of them the the latest ones um receipts that I put up they have all filed the 1099c it's because that is a government debt and we know the government backs all of the debt with the full pay from credit and due to the fact that your birth certificate was used as an investor into the United States it came from the U.S department of threat of Education y'all got it that's why you use the 1099c for the soups and Miss Tamika I just want to say thank you for uh all the work that you've been putting in uh this journey has been amazing you're the only person on the internet that's giving the juice the way you are and you're such a sweet lady even though you got to turn up on people because they don't be paying attention I just want to thank you and Caleb for this journey and you guys are you guys are some beautiful people so thank you you guys are more than welcome I know I can be I'm a little different and it's only because I care you guys like I want you guys to have this if I didn't care I wouldn't care if you're red if you knew it if you don't know it oh you came to my class and I'm done with you you know I'm not going to do you guys that so when y'all see me you know pull out my 313 and act a little different you know it's because it's it's really because I care and I know that the little Details Matter and if you're missing those little details then you won't get the remedy that you deserve and as you guys been learning over these class student class it's bigger than that we know it ain't discharged do anybody like discharge like think about discharge like nobody wants any discharge right ladies you you know what I'm saying so like discharge no we're not going to use that word you know um and I want to see everybody win so when y'all see me get a little out of pocket is only truly because I care and I'm very passionate about the fact that we have been bamboozled you know and I have an assignment and I'm going to complete this assignment and I'm going to free as many people that are willing to be free but I also know that everybody with eyes won't see and everybody with ears won't hear because it's not for everybody you know but it's enough for the collective for us to be able to create change and more importantly I have the the second the Next Generation and if we get it that means that the generation up under us have it which means they're going to pass it down to the Next Generation because these are things that they should have learned at school and they deliberately indoctrinated us in a certain way where we're not doing nothing but signing our signatures and we keep it to move it not realizing that we are giving away all of our generational wealth we're giving away our streets paid with gold now you know because of a simple contract that we didn't have a full understanding so you can get a little frustrating sometimes you guys but I'ma stick with y'all as long as y'all stick with me um yes so that we can win I want to see everybody win though you're more than welcome Ronald sorry about that oh I just want to tell you um I have been studying so I actually worked for a Securities company so I'm I'm kind of in between security and holdings company so everything you said about the 270 days I literally just read it in the series seventh book um I asked I want to ask them for uh the security in the industry Essentials book was like you said what you're doing is the series seven so that'll give me an opportunity to actually um get a series seven but I don't know if I want to do that because of the position that I'm in so I had to kind of tread lightly on that because the position that I'm in I kind of know a lot of information because I have been switched over to the holding side I don't know if I can have a series seven working for a Securities company even though we're all on the One Umbrella if that makes any sense you might well I'll talk to the compliance Department and they said it's kind of a it's kind of a slippery slope for me like I said I mean I don't want to really say what I do because I it's I have I have I'm privy to a lot of information at work so I see like the I actually can get to Bloomberg and all of that type of stuff so that's why I know everything you're saying is definitely on point so the compliance said that it's kind of a slippery slope for me because of the position that I'm in but be because of what I do and I am privy to a lot of information it did say it is good for me to have the knowledge as far as actually getting the series seven and then paying for it I don't think they're gonna do it so the thing is it if if they don't pay for it if it's if it's if you are allowed to hold that that certification of a series seven do you know how powerful you can be oh no yeah yeah because at the point that you have that series seven guess what I can bring you a security and you can go put it on the market phone but see that's what slippery that's where the slippery for me because it's like insider trading is it because like I said I can actually I can actually go I'll just tell you this I'm in a technology side so that just lets you know how deep I I'm I'm in at work that's why I said it's a very slippery slope yeah we can talk off the Record you know outside the NDA but it would because you are seeing the physical trade so that would be a point like do I finish in what I'm already doing or do I flip over to this the series seven side you know because when you get that series seven uh certification you are considered a broker and who do you consider the security transfer agent and who can we take these Securities to the agent um and one of my other businesses we we have a person that's going through series seven you you know what I'm saying we they're going through the series seven so that they can be a help for the collective for everyone right um but yeah that's that that would be considered inside and trading on your hand only because of the department that you're working in now but is it wonderful anybody can take this 7 Series course guys it is online anybody can take it don't mean you don't you have to have like a bachelor's degree in CPA and stuff to be certified in it but having the knowledge so when you go to sit down with your broker you know like he said I know everything she's saying is right because I'm in it you're able to talk to them you know what I'm saying I know what security is here you go I know what your role is and you're you're able to use all of their terminology this is how I've been able to win when I went and sat and talked with the bank they didn't know who I was they the guy asked me was I from the security exchange because I was telling him things and using words that only Bankers know and I never worked banking before in my life outside of my own private banking right but they gave me a level of respect that was amazing because I knew what I was talking about so uh yes I did do I did do one of your tricks I went to Wells Fargo and I actually talked to one of the bankers and I talked to them in their language because I've been studying this for three years so a lot of it is I already know so I asked him I said hey I have a bearer Bond If I deposit it in my account can you send it to the TDA and register and to do a register or to make it a register security he was like uh I'm pretty sure we can but let me let me email you and I'll find out he's like man he got my card and I was like while I was sitting there I saw his eyes light up on what I said to him because I know he's gonna make money off of that he literally emailed me back within 15 minutes he said hey give me a call you had a bond because he was asking me said hey do you have a bond right now we can do it right now I was like no I don't have it right now uh I was like you know I just I just came over from work so I just want to ask you and he was like uh man look I'm gonna email you back it was a brother too he's like man he might be back in like 15 minutes my mama email you back quick he emailed me back in 15 minutes and he was like man please call me oh we I just found out we can do it but let me know and I was like wow so yeah what you said is true that Foundation I'm telling you you knew what to say you didn't go in there something on a promissory note hey I got bonds because he's going to make 20 that's like if you have a job that you get paid commission offer he's going to get paid 20 the bank is going to make money you guys already see on the secondary Market how much they are making and we need the bank they are the agent they are our middleman to get us to the treasury and he that's the best example that anybody can give they're telling you when you know how to sit down with these people and use the proper terminology they are ready to play ball with you this is why when people ask me am I scared about what I'm doing and I say no I'm not taking from Wells Fargo I'm trying to help them make some money but can we make some too right and it's all about talking to him yeah like you said it's all about because and and because I've been working there for a while I have a relationship with the CEO from the CEO all the way down I haven't wanted to talk to him yet he's invited me to his house to uh do some some personal work for him as far as it so I'm gonna take him up on that just so I can kind of finagle My my what I know to him to to get him to tell me something but I did go to our legal department and talk to someone about the AK in 10k form she told me don't worry about the 10K the AK is the most important and she told me to give with the CFO but what I wanted to ask you is um um where in and I and I and I've already looked through a bunch of AK forms is there a special spot because that's what I asked her she was like she doesn't really know but I I did talk to someone in our County and she pointed me to the person who actually makes the AK forward the only thing about that the lady is a pure butthole so I really don't want to go to her like that because he already kind of been giving me the side out anyway uh whenever I go we're not the business that we have to do together she kind of looks at me weird because I am the only brother that does what I do there and I've been there so long so it's kind of like she kind of gives me the size so I really don't want to kind of go to her but I think I'm gonna go to the CFO but in the AK is there a certain spot where you can find um the indenture trustee but if not can I just send it to the registered agent so the register agent all they do is they collect the mail and they give it to the proper person so they're acting as a middleman right and when you're dealing in situations with you being having the access to these people that you have the way that you get her to speak to you is you read that AK form and then you say hey I was reading you know just making sure that I'm impressed of everything that's going on with my job can you explain what this means or what this means and get to asking her certain questions so that she knows that your knowledge where it needs to be and then she'll get to talking to you um but the the part where you normally is closer to the end of it when it gets to talking about the bank there's actually a form with inside the APK where that physical signature of that representative um name and up under it if it's U.S bank it'll say U.S bank and then it'll have that representative name because you know how they have the trustee and the indenture trustee so on one signature page we'll have both of their signatures Plus in this case that lady because she's the one that created it it'll be her name will be on there as well um and it's a signature page I'll show one of the next class for you to know exactly what you're looking for did you find the clause in your 8K that talks about this well I don't want to use the word discharge but that talks about basically that if the customer never pays the bank never lost because they were they are able to take it and run it through the treasury as well as the secondary Market that's on there too it's normally in section I think I did I think I did see that I think I did see that but I'm gonna tell you this do you have your Series 7 book yes I do I'm actually in the process of taking a seven a seven series online course even though do you have the new one because the newest one they just it uh the newest one has I had the old one but the new one the new one is a game changer and I don't know if you had that I'm not sure which one I have but said Instagram I could yeah I'll follow you I can get you one okay yeah follow me and send me a DM and we'll have a um we're gonna do an off the record conversation with each other and I'll check to see if that's the one that I have but guys I'm telling you that series seven book it tells you everything that I'm telling you yeah and because I literally just read you know I literally just I literally just read on Friday when you said the 270 days I literally just read that in there yeah so everything is mature yeah everything you're saying uh um I was like yeah she don't yeah she she know but I'll get you that book just yeah I I I'll send you a message and I'll get you that book because I I can get an extra one because my homegirl Works she gets the books so she can get it to me for free perfect thank you thank you I appreciate that guys and if look it up okay appreciate that too you are more than welcome around and I look forward to speaking with you later and congratulations on the position that you have because it makes this which you're learning a lot easier because you're on the other side of it right and you're seeing everything that we're talking about you're seeing it live in an action you know and it's a beautiful thing when you know how to operate within this system and then once you get it down packed then you make the decision on whether or not you want to um switch switch sides and become that seven series broker because at that point you know you can help the collective and the masses by being their broker you're still going to get paid because you're gonna make that 20 you you know what I'm saying off of the fact that you were able to transfer because at that point you are considered um a security transfer agent and you have that access and the fact that you have access to Bloomberg do you know how powerful you are like I've been debating if I was going to rebuy Bloomberg I had it a couple years ago man that system is not the easiest thing to maneuver uh and it was like 24 000 a year but I think it's worth me repurchasing it because at that point you know y'all can send me a message and I can send it back to you you know um without us having to go through third-party services and things of that magnitude but if I was your you guys yeah I actually I actually work with Bloomberg that's why I said what I do is is it's a slippery slope because I work with Bloomberg too oh yeah like if we have problems I can I can physically call them and say yo this is what's going on I actually had a problem with one of my employees um that I needed to fix and yeah nothing I said is I don't know if I want to let this position go because of the power that I have no you you definitely don't want to let it go but what you want to do is use that to your advantage oh definitely definitely use it to your advantage because you are there and there's a there's a fine line that you don't have to cross so that you can keep the position that you have but still get everything that belongs to you in the process and it'll make it a lot easier for you because you do know the terminology you know how Securities are being ran that's why you had a banker call you back in 15 minutes about hey what's up with them can we get them you know because you knew how to properly go in there and speak the language that they like which all they heard was ching ching ching ching ching ching ching right so and he's looking at the fact that his check is going to get bigger because anything that he do on your behalf him and the institution in which it is that he works for are now going to make a boo culo of money because of the primary Market um that's their guaranteed money but that secondary Market is where they're making all of the money at and ultimately because they are considered International businesses they don't have to report it that's why every company is located well they're documented in like Delaware or Wyoming right but then they're headquartered in California so that they can be considered a international business so now they are using the market on the national side through the TDA and then they're using it on the international side because they are considered as a foreign limited liability company so they they want it all over but yes um send me a message so that I can um get your contact information or let's have a conversation with you and guys anybody can pull the readings for the series seven you don't have to take the test because of course unless you've done the the ba and all of that you cannot become certified in it but who said that you couldn't get the knowledge and if you get the knowledge of the seven series because that's what Fidelity and Charles Schwab and Edward Jones their brokers in there are seven Siri Brokers that's why you can get the medallion signature um guarantee do you work with them dial your signature that is a powerful stamp guys I don't but um like I said I know it's funny everything you're saying is all the answers are at my job so I actually went and asked a a good friend of mine I was like hey do y'all have The Medallion and how much is it worth students and um they were talking to me about it my other friend went she was like here Ron look here's the medallion and I was like oh shoot she's like yeah she said you should have just asked me I was like she said we okay yeah it was sitting on her desk right in front of me but I never knew that's what it was so FYI any of you guys out here have heard of Quasimodo Quasimodo is good okay he is one that I would recommend for the people okay his name is quasimota last year Quasimoto got a Tesla and never told nobody how he got it so I'm gonna tell y'all today y'all ready he went and got a contract from Tesla and before he signed the contract he went to the bank signed it in front of a banker and put a got a medallion signature put on there and sent it that is how he got his Tesla free and clear and um with the title and all that medallion signature is guaranteeing fuzz is guaranteeing um the fact that that is your actual signature and for you guys who've had to fill out the 544 form that may have had to get the medallion signature so that you can transfer to doing the transfers of Securities this is another reason why I tell you guys in a Fidelity Charles Schwab Edward Jones account because the regular Banks do not like to give out that medallion signature Navy Federal does without a problem um but the rest of these Banks be acting like they can't give out the medallion signature because they know how much weight it holds but while you're in the process of dealing with your securities another thing that I would add to my packet that 544 treasury form for identification go get one with the Madonna Italian signature in every packet that you send out to these trustees include that form in there because that is giving them showing that you have the legal right as the holder and due course to transfer your securities okay that medallion signature proves that you are who you say that you are and if you say somebody takes Jake's name and they sign it and they you go get a medallion signature right and then you find out Jake a year later that they did and you go back and put it in a claim whatever that medallion signature is worth that bank will pay you because they put a medallion signature on there saying that they know that that was Jake Bell Court that came through here right so all it does is it solidifies your signature and put an amount to depending on the color of the stamp it could be green it depends on the type of security transfer agent that you go to go to a brokerage they have the highest level of the medallion signature and as long as you have an account with Fidelity or Charles Schwab Edward Jones they will give you the medallion signature Bank of America says you have to have an account with them for six months and so much money that's all illegal if you read a medallion signature guarantee rules and they could actually be fine for not giving you one but we don't have time for that Fidelity because there are you guys need a Fidelity account hopefully by the time we do class three um you everybody on here has a Fidelity account because we're going to show you how to tie your ta to it and then how you are supposed to set up these appointments with the brick and mortar you don't want to do it over the phone you want to do it in person so whatever brokerage firm you are having that you are going to do this with make sure that they have a brick and mortar in your state sometimes you have to travel okay but if you have to travel then is it worth it to you so that you can sit down and at the point that you have your one particular broker at that point you'll be trading all of your securities through them as I said we will go over how to create the correct a security agreement that you will have on file with your broker so that they they know from the beginning what their role is they know what your role is and from there you guys have a working capital relationship where you bring them Securities they put it on a secondary Market you make money while we're still in the process of going back and removing the security interest that we have given these corporations and getting our was due back to us okay but yes that's wonderful to know congratulations I can't wait to talk to you I'm in Texas too so how are you gonna have to go out to lunch then where in Texas you at I'm in Dallas oh you ain't buying us three hours I love road trips anytime I can get in the car or hop on a plane I'm there so yeah we'll definitely um sit down and have a conversation with one another um congratulations on the position that you're in and being one of the only one of us that is there that is that is wonderful to hear and keep knocking their head off because the more you learn and you're learning both sides of it you're learning the stuff they wanted you to know and you learn the stuff they don't want you to know knowledge baby that they can take a lot from us but they cannot take our knowledge away so congratulations on that yeah the good thing is everybody on my job I'm cool with everybody because I work with everybody so they all give me the knowledge so but yeah like I said we'll rap I want to take up too much anybody else's time but we'll rap cause I I got some more information that I can't really say on here for you so okay we'll talk absolutely send me a DM now on Instagram so that it'll be at the top and um I'll reply back to it okay I got you all righty then said hello can you hear me absolutely Vincent how are you this evening I'm fine I want to thank you just like everybody else um our gratitude we can't even express it but you know I want to say thanks again um I have a few questions um I had a mortgage with uh have a mortgage with um Wells Fargo but the original lender was called um net uh mortgage networks and after about three months they filed bankruptcy and Wells Fargo took it over so um I've had I've refinanced uh a few times you know with them but my question is um in regards to the um the trustee should I go after Wells Fargo because they've now taken it over or should I reach back for um uh mortgage Networks because they was the original lender so if mortgage network was the original lender and they went bankrupt it sounds as though that more work is that the trustee at the time that you signed was Wells Fargo so they just took everything over from that point within your mortgage contract it should tell you who the bank they're transferring it to okay you can also go up under Mars MERS the murder system yes for anybody on here that has a mortgage go put your information into mervs you're going to actually see they ain't gonna show all of them but the first three transfers your signature page is going to have a bank stamp on there and that's how you'll know the original bank that started it which would be Wells Fargo Wells Fargo will stay the trustee they are just constantly giving it away to the secondary Market um and I've learned with me pulling the different audit reports that whoever that original servicer or the original company you sign with whoever their trustee remains that trustee so even though they've sold it several different times Wells Fargo and Wells Fargo is over most of all of the mortgages guys uh you are directed submit Wells Fargo but just to double check go under MERS put in your address and start looking at the documents that they did file they will always file the very first three trades I do have one on my page I will repost it now when you guys see it you'll know what it is it is nothing but a signature page that came from a mortgage contract and you're going to see three different bank stamps that is on there I have had this for some years ultimately that document is what told me the securitization department is the ones that stacked it and that's when I went down the securitization um Rabbit Hole to get where I am today so going to Murs put your address in the documents that they do let you see download those and see what banks stamped it and go from here okay also um you know I went to the the county clerk's office and um I pulled up uh two different uh satisfaction and discharge um notices um you know with my my name and my wife's name on them and um you know they um they they stamped it uh I believe it's um certified but um how do I how do I enforce that because that's saying that the the mortgage was paid so you enforce that put a quiet title on it but a quiet title on the property and and make them prove that they still have the rights to that mortgage um did you get a certified copy of that search yes so when you get this so you take that you'll put a quiet title and you will refiled showing that you no longer that the mortgage has been discharged and which department did you get this from again I'm from the county clerk's office so would you take that document yeah you got it from the Deeds office yes so with that document they should have did in a release of land so I will go back down to the Deeds office with that certified copy and use that to compel them to to do the release of late okay but I will automatically I will file a quiet title with the Deeds office that mean nobody can touch you including your county if you got HOA they can't touch you because at that point until someone comes and proves that they are the owner and not you there's nothing that they can do I will also what I would do is I will pull the um I will pull the entire record from the beginning of when your house was built for the very first deed you can get that from the Deeds office to show that at the very end that you are the last lawful owner of it okay with a quiet title and use that discharge document in order for them to do a release of lean to compel them to do it and so that you won't have any recourse put a quiet title on it anybody on here that got a mortgage please go put a quiet title on your property you can go under Legal Zoom or or any one of them put in quiet title you know ask you the questions and it will create the document for you and go file it you have now just stopped having to pay property taxes you have now just stopped a foreclosure um and if you've already been foreclosed on depending on your estate you have between six months to two years to redeem it if you put that quiet title on there it does give you the Redemption back so now with me filing for the um quiet title will they be able to will well Wells Fargo be able to accelerate the the loan or no what do you mean accelerated Santa say that you owe now no yeah yeah that's not you know asking me to to pay the the the balance outstanding you know right now no what will happen is is now um Wells Fargo need to prove that they legally have a right to collect from you and we know that they don't um I will also do is if it was me I would do a quick claim deed my house over to a trust you have a trust no that's one of the classes that's come that I will be doing too um if I was you get a foreign nine a trust do a quick claim deed to the house over the trust send that notification over to the mortgage company that's the part people forget to do as well okay and then they know once it's in a foreign trust they can't touch it either but no it cannot make them accelerate the loan I will also if I was you I was take my loan documents because that is considered commercial I will fill out that five four four identification form with that medallion signature on there okay showing that you have the right to trade Securities I I was stamped endorsed and send it over to Wells Fargo for them to satisfy that debt all of the way okay and then within the instruction letter you can tell them now your copy even though they have their copy already on the secondary Market as a holder and due course within the instruction letter who it will then direct them to transfer your security over to the secondary market and make sure that you put that they that you get the 80 and they get the 20 use the restrictive endorsement with deposit only to your treasury direct account within that same letter I will tell them that they need to refund all of the debt notes that you have given to them due to the fact that the debt notes did not technically pay the bill it was only because you can't pay a debt with the debt okay so last question um you said did you say that Navy Federal gives you the um medallion signature if so how do I go about getting that from them so you just you have that if you're going to take the five four four four form in here do not sign your name until you're in there they know what that for me is you let them know hey I am in the process of trading Securities and it is mandated that the treasury needs this form and is normally the the whoever the head um person is CSR that is there that has the medallion signature Navy Federal is green to be exact too um and then they'll give it to you right there thank you so much I appreciate it you are more than welcome Jeremy Richards I like your background and look Egyptian how are you yes yes how you doing Mr Mika I'm amazing how are you I am well I appreciate you I appreciate your time thank you for freeing yourself and reaching back to help the rest of us absolutely all right so wow I had a couple of questions but as the class goes on they start morphing into something different so I actually had to do that form and send a medallion stem to the TDA which I did I made a copy of it to retain for myself so um my question is because right now I have two supposed debt collectors that took me to court in Justice Court in my state one just got a judgment against me and the other one well the first one is a lawyer claiming to be taking me to court on behalf of synchrony and the other one is American Express so um if I'm if I'm correct what you're saying is can that can that's the fact that I have that endorsement can I use that to get out of that judgment so no you don't want to use that but what you want to do is is um you said it was through synchrony and American Express yes if you go on synchrony and American Express website under the Privacy terms and conditions it talks about arbitration right so for the one that you already got the judgment on you want to file a motion state of judgment due to mandatory arbitration okay okay so that's for the one that you got the Judgment for for the one that you have court coming up to put you want to do a motion removal from State Court due to mandatory arbitration and that's all you have to do okay so I so I would do that just with the court do I send that to American Express and synchrony's legal department absolutely you will anything that you put into the court you do have to let the other party be aware of it so once you file it and the court stamps it then you're going to send them a copy of it of course the court will send them a copy as well um but you will send them a copy of that as well it would stay the judgment and then in the second case they will stop the proceedings on that and if I was you because they're not going to take you to arbitration okay guys no credit debt collector will ever take you to arbitration why because if they do they know that they have to do it up under that f-i-n-r-a which is Securities problem so you think they about to tell on their self no they are not right so once you get it stopped in State Court then you can turn around and put them in arbitration for Securities fraud you know now why is Securities fraud right they just pull faith and credit and the secondary Market they are not reporting anything on the secondary Market they're are in violation of their and dental trust agreement that they have on fire with the security exchange they're in violation of their 10K and their 8K form as well okay and that's how you you get that done yeah because you got me hype since the last class I've been doing some studying on I checked on what a t-bond is and stuff like that and basically it says a bond is issued by a government or Corporation when they want to raise money yeah essentially they're borrowing money from us when that's why we are the investors now it makes sense to why we are the investors now right they had to raise that money and in order to raise the money they needed investors we silent investors and don't even know we we are the back of all of these corporations because they were able to make money because all Securities are backed by the way uh for paper credit of the United States was the United States give them a q-sup number now they now take that cuc number with their greedy sales and they move over to the secondary market and then now they're making money that way too all right then I got one more question because I got a book a consult with you because um Wesley report my car last year and I did the whole um the whole um administrative process all of that and I was about to take them to federal court and this is why I'm here with you because my guy Malachi put me on to you he was like you probably should hold off and you know get into this ladies class and stuff and see what's going on because I was going through I told him I said the the um cease and desists and you know the whole process I went through the entire process and he was like ah yeah that sounds good but you know it's security Florida right so what I did was I got one of those Bloomberg reports uh showed me the Q sub number it show me right now when when I had it done I had it done in June the note was worth 400 and something million yeah so you you have the evidence so remember there's no statute of limitations on fraud right okay the arbor and under the arbitration rules arbitration outlives the contract so the contract can be a year contract two-year contract five-year contract you can go back 15 years can pass and you can take it back why when they're going to sell your contract for how many years 33. 33 Okay And even though they have repossessed your vehicle they are still making money off of that security if you got the Bloomberg report in June if you get another one in December you're going to see that they're constantly still making money off of that that q-sup number needs to also be transferred to your account I don't know how how your Bloomberg report looks but you should even see a couple of times where your name is added in there like they transferred it back to you that's ultimately what they did whoever that was Vincent but you said you have the the discharge off because they transfer your security back to you like it was yours and then they transferred it back out to another entity that report will get you paid well doing pre-arbitration with them with that report this is what I saw in mind because they said it was um it was moved into a private trust which started trading the um Securities on the international market and um the person that did the report stated because of that and Rule 144a of the security exchange they don't have to report it to the SEC there you go and it's because uh also because it's foreign so y'all remember on the SBG Global reports that I show you how it goes from the the original company then they transfer it to the depositor then they transfer into the trust and I keep saying they do that to protect it that is exactly why they don't have to report it to the security exchange but when fraud happens and you bring it to their attention now they an investigation get ran up under them so if you were to bypass the the corporation it went straight to the security exchange and filed a claim against them and they looked at their books because it's still so insider trading is Securities fraud it's um money laundering and Etc but they're covering they so by not having to report it because they moved it into a trust which is why it is so important that each one of you create a trust doing this Freedom series I will show you guys how to properly get a 98 Trust properly I will show you um but even though they did protect it so they don't have to report it it does not bypass the fact that they are committing fraud oh okay because I told that man that you can't do none with them because they no longer under the poor view of the SEC but you're saying that's not the case correct that they're still up under the SEC because they have an agreement with them but they don't have to report every little single thing to them because of their standing right that's the only thing they did but it doesn't stop the fact that they are committing a RICO that they are doing money laundering and fraud and see would that report that you have that is what I use through all my arbitration that's how I get them to settle out I let them know that I have that report and was on that report like by the q-sup number and Etc and that is what's causing them to do a settle out with all of my clients because they like if she take the same information and file a complaint with the SEC this girl gonna get one percent of the network from the company and these companies work billions of dollars one percent can be an awful lot all right so from what I see on your website it's gonna be a while before I get a consult with you um your student arbitration should be done by a funeral right bye finra f-i-n-r-a yes it should be the undefender or Cindy are you following me on Instagram I am man send me a message right now and I'll respond to you and I'll tell you what to do to get started with it you've already got your audit report done that's what you need um based off of your contract and some contracts say that you have to do like what's almost like pre-arbitration let them know that you're about to sue them and try to allow them to get remedy they do have 21 to 30 days depending on your state to respond to that okay um but normally when you have that report it works so just send me a message I'll tell you how to construct the the documents so that you can get it um started with the finra he rules and like I said because you have that report you have the evidence of the private side non-reporting accounting and you should be good with that but now guys you see why when I show those SVG globals how they're doing all of the transfers and they protect their assets up under that trust why do you think that you shouldn't protect your assets right you have to do the same thing with your assets so that it cannot be touched but yeah send me a message right now so that I can have it at the top and I'll respond back to you all right Mr Mika once again I truly appreciate you love and respect to you likewise it is my absolute pleasure okay I'll take a few more um questions here and then yeah I'm gonna give you all a few things that I need you guys um to work on and so that we can be prepared for the next class starmoss thank you so much oh my gosh oh my gosh I know I've been worse than so I know I was one of those people to keep re-registering and all that so I apologize but I'm just really like anxious right now and I just want to thank you for what you're doing you really are setting the campus free so I'm I'm serious I mean thank you every time you say something it always connects with me because I've been a student of the Bible for so long um so everything you said uh always connects with me so I have a few questions and so um please thank you for being patient with me um so here's the thing okay you said you mentioned about um uh stamping and endorsing the bill right I've heard somebody else saying that you should stamp it and endorse it for the entire year or should you just stamp and endorse it for that for that particular bill okay so when it talks about the entire year okay that is if you are filing a 1099 and it is a monthly bill if you know the bill is 200 a month you can do that 1099 a for the full amount but due to the fact that they are sending you a bond which is your interests on the account as the investor every single month every month they come stamp it endorse it and spend it um unless you have already set up an agreement via the instruction letter to tell them to make sure that they settle it off every month okay and for them to deposit every month if you enter into an agreement with them that way then you do not have to um stamp it every month but until then everyone that they send staff endorse and send it and um so that each month you can get your entrance off of it okay so I stamp it I endorse it with my regular signature on the back do I put a one cent stamp or something like that on or no you don't have to okay so and then I just send it registered mail or certified mail or just regular mail it really depends because U.S Bank says that you get well Bank of Maryland New York says you can send it to them certified mail I do register mail only because when they do not behave I am getting the treasury aka the United States Postal Service because remember they are the head of the treasury Department um so I'll just be on the safe side and I always send it registered mail okay okay so can I get my money back from Verizon like I've been paying this absolutely okay so I can't get my money back okay so I I just asked for him to put it back in my in my treasury account you you can you can positive back um I will tell them to deposit back in whatever account that you have on file or however you sent it you can tell them to send you a check um or Etc if I was you I don't know how long you've advertised it I will go and download every bill that they've ever sent me and in one packet I would stand up endorsed to see it every once a while because those are all Securities um or once we show you guys how to set up your account with the brokerage firm you can take it to them too okay it's up to you who you take it to okay okay so here's another question for I just started a new business and I have um I have my insurance license so I started my insurance company I'm um I registered in several States for my insurance cycle to be a broker in several States how do I um do I supposed to secure that some way what am I supposed to do now that I set up this business got an LLC um and got these this information is there something different or specific that I should be doing for businesses so if you if you have a business um you can definitely set up a treasury direct account with your business okay if you have a business eight pounds at the bank you enter into an agreement just like you see on no 8K and 10K forms you can do that with your own business where you assign the bank as being the trustee okay but you are co-trusty and beneficiary and because you are doing insurance that means that you are dealing that commercial paper correct which means that can be sold on a secondary market so you have to get you a bank that will save via a security agreement and a trust and denture agreement and you can go pull one and utilize information in there and once you are set up that way you absolutely can use the bank and to trade your securities through which means you're making money on the back end but you have to make sure that within the contract itself that whoever is signing it that you have a clause and they're saying that you should give me the right to transfer right because that's how they get us you give me the right to transfer and that you um have the right to have security interest within the commercial document itself get the bank to play ball with you you're good to go so I'm with PNC Bank on my on the business side for that so is that not a good thing to go with any banks that you recommend I am with Navy Federal I was military so I have Navy Federal but you know I also have you know Bank of America and I just opened the PNC for that so any and I have I did open the TDA account as you recommend it um okay so any account any bank that you recommend over the other or it doesn't matter it it really doesn't matter but if you guys have been pulling these 8K 10K forms the banks that you guys see the most is who Wells Fargo Wilmington Trust U.S Bank Etc right I would use one of those okay this is what they do on a regular basis um go and pull if you want to go pull an insurance company because you're in the insurance field I will go under the security exchange like Nationwide Insurance right I will go pool with their trust and denture agreement their security agreement because it's online and I will see how they filled out that c64 information and that is how you will um construct your documents that you will need in order for the bank to be able to say hey we'll play this role for you and then you will learn they that's at that point then you can start transferring the Securities that you are getting um from your customers as long as you have those proper closets in there okay and then um I just have a couple more questions um so my I just sold my house um in 2021. um I was with Bank of America I'm not sure if I still have the contract for that is there a way that I can pull that up and kind of you can call call them and ask them for a copy of it they're supposed to keep it on file for seven years so you could just I wouldn't raise no red flags I'll just say hey um I misplaced the the mortgage document again you send me over the one you know I'm saying your original mortgage document because of course you would need a copy of the security um to be able to do that and with it being a mortgage of course they're going to sell it for 33 years I would definitely get an audit report ran on there so that you can see that you already have accused some numbers so that you would be able to direct them take that concept number to run it through your physical account so that you can start receiving your proceeds off of it and I will because you have to realize even though you've sold the house and the contract appears to be done with you never revoke your security interest why you think they can keep selling it okay and last so just revoke that as well there's security interests security interests and last question so it was a time um when I was laid off um some years ago that I use the um State I was in North Carolina so I'm from North Carolina I use the state's um fund to reinstate my account so the state paid um you know their penalties and fees to reinstate my account so my my home wouldn't fall into foreclosure I had that letter from them so um is there anything I can do with that um I would have to physically see the letter but in the next class when I go over what constitutes a security like what it has to have on there as far as verbiage to know that it is security um if it fits those qualifications when you learn how to be able to use your private broker's account with your private broker to be able to transfer Securities then at that point stamping endorse it and send it so I mean and give the to step it so they can make it a marketable security um in the next class that we have I will go over what constitutes a security to be a security like what are the definite things on that paper that it has to say we do know that it is a promise to pay anything that automatically makes it a security automatically if it's an amount on there and it says that you owe in any fashion then um that that makes it a security as well next class you'll also see and learn that the funds that the bank is given on the United States Treasury side their portion is always supposed to be repaid by them and not us because we are there okay I don't need them so I'll show that too okay Okay I lied I had I do have two more questions one oh I can't even two more because I gotta I gotta get somebody else a chance I wouldn't be fair okay a mortgage question I sent my my oh I did mortgages I'm not about to answer it though that would be so unfair to the other person thank you thank you you're welcome absolutely my pleasure uh Steven you made me smile Stephen Ward hello good evening good evening how are you doing great doing great me and my wife uh listening right now and trying to get some low suspices again I have a question on um you mentioned about The Medallion stamped because everybody a guy last year so um so the the way they play it and how to kind of like pay off the mortgage was like um I'm a member now of a private bank because he has a license on sec to kind of like uh produce uh basically uh instrument Financial instrument so we did that and we sent it and I had it stamped I canceled stamp Medallion stamp everything was pretty much similar to what you're doing but the only difference is uh we mailed it a similar certified mail with the red registration uh sorry Red Label everything was in there so we sent it last year and then came back that uh telling us that uh the payment is basically we still owe them so I kind of like boss and everything there's an instruction over there we call UCC online in Colorado usa1 ucc3 so basically everything was set and um there's even instruction and then I also recorded it in accounting based on the instruction the only problem with the guy I can see only he's kind of uh giving guarantee he even has a hundred percent money back guarantee if it fails but I haven't continued it because of that response because the next step supposedly was once they received it filed kind of like a lawsuit right away and there was like two biller blading I'm sorry Bill blading uh bill of Exchange so same amount with a beautiful like a financial instrument may be similar to what you were saying the the commercial paper or something so anyway uh so basically as a member of the bank private Banker as of now so we have this uh capability to kind of like produce that one so anyway so we send it so basically to get the story here just saying that it's not paid until now but they didn't return those original documents which is as a medallion stamp that's why when I was listening oh my gosh green snap a green medallions like what 10 million and my signature was there and I was acting as a special power of attorney uh yes uh sorry yeah something like that uh for my wife as my wife was kind of like um and having hard time jumping on this type of stuff that we're doing so I'm the one's kind of like more aggressive so I did it so uh so until now and then the next thing that I did is I had a private investigator to do an accounting um what do you call this like they do they pull out the Bloomberg yeah so my next book supposedly was to sue them and then the attach every documents that they received it already paid off and it was beautifully done um kind of like Financial instrument or draft back to back had sealed everything so now since I saw you so I said maybe I should wait a little while before I do that because it happened I think November and it's already July but they didn't return my original documents which is the the payment basically that's two type of payment instruction was there where to where to kind of like in cash like it's like going to the treasury Department and window this and that I just forgot I don't have the document right now so anyway so that was the case so I was thinking when I was listening to you if that uh instrument it's still on their hand and then I found out this is CMG Mortgage anybody knows or something like that based in California maybe they know so I was able to find it in finra so I would say because I was listening last week and I said okay I'll dig in this one so the CMG Mortgage Inc and their services is the CMG Financial and then now I found out there is a c CMG Securities LLC that's the one that is registered in finra so I now I found the documents and that I mean the uh the people behind this so are they are they add something to foreclose on it no no we're still paying in the instruction by the guy he's also on YouTube doing this is old guy and he has a lot of stuff too that kind of like they've been paid it's just me they will kind of like all did it because so the thing is the the thing is the original document is what um they begin to trade their original Marcus document but as I keep saying somewhere within there you gave them the authorization to keep the security and you promised them that you would pay them an amount so that would be the first thing that I remember but due to the fact that you have sent them certified documents with Medallion signatures and Etc on there yes your next step would be to to file a lawsuit okay so no there is not a arbitration Clause that is within the physical mortgage contract but there's an arbitration Clause that is in the insurance part so you pull it up under arbitration through the insurance which again puts everything else up under it as well okay um but yeah at this point you should should take them to court and then of course they are not going to attempt um to try to assist you because you sent them all these things and then now you're still physically paying them so yes Sue them under Securities fraud and if you have the Bloomberg report you can prove that they are utilizing the secondary Market in a unlawful manner okay and even with you I would go put a quiet title on there due to the fact that we know that the security took care of the payment within itself now the company needs to prove and now you have given them three other instruments that I can guarantee you as being sold okay you gave it to three other instruments and they did not return them so yes you will have to sue them because yeah because I pulled out the uh the report and it's there like it's okay like a bundle it's already been trading but uh so the servicer from the beginning they didn't sell it to other companies but it says like a fanime or something like that but it's in a bundle now that they're trading it right now so so utilize that and refine the clause in your contract that gave them security interest and revoking you guys this is how you immediately stop them especially if you are in the process of doing one of these processes the first thing you want to do is revoke their security interest if it's a repo I now revoke my authorization for you to repo my vehicle it don't have to be technical there you go I am now revoking the authorization that was given to you on such and such date at such and such place stating that you can keep security within my my property that's it they're only doing it because you said they can please y'all go read your contract I am begging you I know the mortgage contract is all they were supposed to give it to you 10 days before your closing date so that you can read it how many homeowners in a year who has a home that when you close ten days before you sit at that table they sent you your contract and told you to read it anybody or do they give you all of those papers today uh with a bottle of champagne and a gift saying hip hip hooray you are now a homeowner knowing that they just raped you because your check is there right it's in the contract so the first thing you do is refocus and then I'll go after them for the Securities in which it is that they owe you it's just that simple even though it's not the same example yeah you're gonna have to suit up at this point so everything we pay so I put a copy and everything so uh that the guy told me that the check on the check it says it's being paid and under dispute even mistaken something like that so it's being it's fully paid under dispute legally paid something like that and under dispute on the check itself before so every time but they're in cashing it of course because it's money that they use yeah none of that none of that is in pay and none of that none of that works like it that's because that's not how it works like all of these processes that people have created well my I I don't create processes I bring you the facts I tell you what you can do with those facts and they cannot rebut their own facts right so uh you're still paying it that's all that matter you're still giving them a security every single month when they have already been paid you're going to have to suit up right so uh I was just thinking also because I've learned on your uh 10 1999c I was just the issue that I sent 1099c with attachment and then the uh the forensic evidence also would kind of like you know be on that document and then telling them that hey you received this and you didn't return it to me so it's going to say well at the point that you're in I will sleep enough instruments sue them okay cool who's number four Securities fraud use the audit report that you have to your advantage prove that they are submitting Securities for our money monitoring Enrico a violation of their trust and ditcher act send them a letter saying this is what is about to happen now I'm about to file a complaint under the Essie the security exchange the comp controller this is what I'm gonna do unless you do this and you got 21 days by the law to comply if you do not comply at this point I will go get a summary judgment on you and I will sue you and report you to the security exchange that's it and put a quiet title on your home become a quiet title follow it and go follow the quiet type that's it thank you so much thank you you're more than welcome all right y'all let me take one more question and then I'm gonna let y'all go um you guys will get another email just like you guys got before yes you have to register it's just that's the only way you're gonna get it because I need to make sure that only the people who have been in can come in so you will get another email uh for the next class by that class please look at the first email the first video again if you guys want a copy of this just tell me because we did nothing the Q and A's it was going to help you if y'all want it tell me I'll send it so that you guys can also have this as a reference as well so that when we can be um next week we can get down to the the real nitty-gritty on how to operate through these systems I will walk you guys through like we'll go Page by Page um we also need to show you guys where what we're doing is tie into the Federal Reserve Act and the bankruptcy act so that you guys have the Practical Foundation you'll know I'm a big on you need to know why you know not just do it I need you guys to know why you're doing it and ground yourself into this information um so I'll take one more question understand understand are you referring to stamp uh like a stamp like you do the stamp or it's a stamp like from the USA it's a stamp on um discharge session 2.0 if you have not seen that that is the video that you want to see there are people putting up with the stamp shows and uh hold on Ty let me see let me see [Applause] you got 51 000 and you love me hey wait what you got what you got 51 700. but I wanted to read what it says on the back it says endorsement of this instrument guarantees recording of a person on the vehicle in favor of a big several okay Title Security interest firing statement or equivalent and forward Endeavor Federal Credit Unions within 20 days no no no no so just so happened that she has up through the car how I told y'all to go to Navy Federal they gonna give you a check right you see they gave her a check so what you do is they tell you by signing that you have to send it within 20 days you do not the car dealership is going to give you your title okay they they're going to give it to you right there most of them give it to you right there Navy Federal is saying you have to give us that title at where to cash that check no you do not y'all see how they put instructions on there so I know we can write instructions right they did it okay when you get your title dog you go to the DMV and you immediately register it okay now y'all know I don't believe in registering but you got to register this vehicle so the title can now be in your name once you do that I'll show you how to throw it in a trust so you ain't gotta deal with all that station okay sometimes we do have to follow their rules to get where we need to be right so go get your car and if I was you you know whatever amount in that check you don't use they supposed to give it to you do not walk out that dealership without a check if your car was forty thousand and it's 51 they owe you 11 000 Dango dollars Point Blank period okay so you make sure you get your money too so they're gonna give you your type you immediately go to the DMV because there's no lien on it and register the car in your name okay all Navy Federal is gonna do for 20 days they gonna keep asking you to send this check send this send your title you don't have to send it they are going to eventually put it on their record as a personal loan and then you step indoors and seeing now you got your car friend clear because remember they are only able right to repo you because their name is on the title y'all see y'all don't have no UC ceilings how y'all think it's title that they want right so their name is on the title and so they're using that as a reason to report it at that point they cannot repo you the car is in your name and then when they turn it into a personal loan you stamp endure sin now that being said that in 20 days security entrance Etc you can do the same thing because your actual contract says that you gave them security interest changes take away the security interest and direct them that at the point that you're um security has been transferred to the treasury and they have been paid right that they need to also add that into your account and then you set up the contract to say on the secondary Market I give you permission to trade my hair let me slow this down get up here y'all thank you I give you permission to transfer said security in the primary and secondary Market under these terms or the law you are old 80 they are oh 20. I will allow you until until otherwise notice to trade the security for the max amount of use do the step endorsing singer on your contract now you have you have 30 days to change a contract why you think they give you all 30 days to make your first payment guys everything they do is on because that's just what they do it's always for something or mortgage numbers is three months why you think like your first three months when you get a mortgage is free because they're doing transfers you gave them the permission to keep the security so that's how you change that back so that's how you get your money because remember the car was a perk because you just helped them make money off of security as an investor the car is a perk guys the house is a perk you gave their ass a security and they keeping your money you gave it to them go back and get it and it's it's really just as simple as that okay okay I um I just signed up for arbitration tonight um also I third um the team name and told them I wasn't said um Fidelity looking for some juice suit number so I logged in and I realized that I had one of them and so I wanted to figure out how to get into today if I sent a large deposit directed them to them but I could be um it could be uh weren't as fraud it can be flagged so you don't want to that's why they allow you to do a hundred dollars at a time let's go in there if you're going to deposit money as I see it deposit money and buy a savings bond okay and then in the next auction I don't care if you got a hundred it only takes a hundred dollars to get into the auction guide and y'all know what y'all buying in the auction right the same thing we're sitting here talking about Securities you don't know what security it is you just know it's a number and you bid it into a pool their next auction which we'll show you next class how to join the auction if it's a hundred dollars put that hundred dollars into the auction I'll show y'all on your TDA account how to do a transfer show these people that you are using that's account for what it's for that is what it's for now you got some skin in the game with something that's being sold you see what I'm saying something and you will put it in one of the T Bills or the T note because those are guaranteed you got money coming from this National side and the international side this ain't about no sister BK and they owe me and I need a CDA no it's my generational wealth is tied to this country this country is tied to commercial paper okay and that commercial paper cannot come to life unless you put your John Hancock I need to be paid you heard what the guy said what did they say that the TD the it was for for the raise money for the companies we silent investors and don't know no more but we not being styling no more no what stylus 5 this is acquiescence stop acquiescing to these people stealing our money y'all okay so that's all you got to do darling congratulations let me know when it's done if you need to hit me in my DM and I'll send you what I just say it over again so that you can know exactly how to play this well congratulations Lucas you got a new car Point Blank period and you're not gonna have to pay for it but back up yeah the car was a perk go back and get your securities go and get your um your do whatever the amount is into a savings bond that will be true that will mature within those 270 games and use that contract to get your skin in the game to make these [ __ ] people pay you period thank you you're welcome okay Todd I'm back time my last one hey hey hello how are you hi I'm amazing perfect um I kind of have a question well first I wanted to show you that they sent my um my TDA with the green stamp by TV can you put that up some more y'all see that that's what a medallion signature looked like guys that right there is the higher than a notary is on the bank side congratulations what bank did you get it done at TD so if you got TD there's another bank that y'all can use um so that's what happened when I first pulled out my um my for my TDA account they sent this to me in the email and said I had to get it filled out um I sent it but after I sent it I called and they kind of just didn't only did was add my my bank information she said you didn't really have to send this but I had already sent it so that I guess it's open no matter what um but my question is um you said that quick the quick title because I have a mortgage and I sent out the paperwork I did a 1099 a for um it's Penny Mac but the uh the trustee is USA Bank yeah so I I sent I sent that to them it's probably been like a week now they got it last Monday registered mail I sent the 1099 a um when I did the 1099 I did it on the 11th they mailed it out on the 15th and then I sent my information out on the the I think the 19th and they got it they picked it up on the 24th um so it's been a tomorrow will be a week that they had it but I also did the the commercial paper part where I put my I actually did the promissory note and I did the mortgage contract on Commercial paper with the stamp and I endorsed it but when I endorsed it on the back I didn't put underneath my name well first I put my name wrong you just you just told me I did it wrong by saying I was supposed to put my regular signature I put my beneficial signature and didn't write anything else underneath it um but on the instruction letter I told them to um um return all tender frns through to the TDA and put the principle of that commercial paper through to the TDA again I just just was going off of what I felt I'm not exactly sure if that was correct so that's what I'm asking did I kind of word it correctly or should I put more less um let's see it's not bad but the stamps are important because that's all they know right the staff would have been written in structure turn this over to a marketable security they know what that means is there a stamp and because you're authorized to do it you signed it but then you have to tell them where it's supposed to go so I said I stamped it we didn't put the restrictive endorsement correct I did not no Zone but the thing about it is it's a security so see if they send that back to you but because it is considered a bearer of security you know what I mean bear means anybody holding it can take it and say that it's theirs because you did not tell them where to put it and that's it even even with the instruction seats we should see sheets saying to do certain things or no you told them in written form what to do but you didn't give them the proper authorization to do it do that make sense because they gonna go on their policies and procedure ain't that what they put on us with the policy and procedure say right so now that we know their policy and procedure according to their words and what you can lawfully use through through the law right you were able to tell them what to do the instruction letter is just a bonus just in case they try to play ditzy like what is this you know what I'm saying because even the stamps say yes based off of what written instruction and that was like I understand don't that stamp say written instructions but the instruction has to be in a term that they can understand so even though you gave the instruction letter you didn't do the proper authorization tactics which is the stamp then you're signing the stamp you just gained up my free security that's all you did because it's a bearer security Now if y'all look that up bear security because if you're already at all the 31 CFR 28 um three two eight plus four five six and seven half of the questions y'all asked me what y'all stop exactly where we said oh it's on 328.6 and 45 and you didn't go further if you went further it gives you different examples and because it's considered a barrier security you just gained an authorization and you already stopped it for them they're gonna put the extra little stamp on there that they have to put so it can go to the exact Federal Reserve because the stamp on three those words y'all see on 325 that's the step that they use you stamp it then they stamp it so that's why you gotta IRS debt if you ran 328 Queen four the different stamps go for different corporations the very last one instead of IRS they told you who to send it to it told you what their step looked like because they know how they only have the authorization to get it through the Federal Reserves ultimately you're gonna have to do it again um you gave them a better security now are they supposed to uphold that security absolutely but if you want to be able to get those funds right as a whole during due course you have to direct them to do that or find a brokerage that will buy your security you don't care where you get the money from as long as you get it from somebody right get it from somebody okay it's all right mistakes is how we get better like trust and believe me I'm where I'm at now but you know how many knows I got how many ignorance I got I am just the person that I do not stop until I win I am going to win okay period so it's okay dust yourself off you learn from your mistake and do it again so I I so because I made it a better um security the FDIC tiers won't work in my favor still gave them a security that doesn't mean that you cannot have them penalized um but using oh that you didn't put it in my account that's not gonna work because you didn't tell them to properly but no you can still go after them for um the violations within itself because now they have two Securities from you and then in that case I will make sure that I send them a notarized document removing any and all security interests and transfers from my security you no longer have authorization to semi-ship right there you go okay perfect thank you wonderful wonderful all right you guys um for you that stayed to the end I appreciate it you guys stand for the Q a you never know of a question that you have can be helpful to someone else I hope it also gave you guys a little bit more insight and it will give you more time for the next class where now it's how do I do everything you say it right and we will as for as well as where to find it under um the federal rules um which if you do have to for not complying as we talked about body number one you all know what laws to reference and if you have to go that route so I truly do appreciate you guys for that um we want to make sure that during this time you get guys get all of the information that you need and not rushed so I truly appreciate you guys on a Sunday night to stay here with me and I will send out an email to everyone uh it will go out tonight if you guys want this recording I will send it to you so if you need it for reference or Etc please make sure you look over the first recording it will be wise if you have a brokerage account open somewhere if you already have your TD account open go buy a savings bond or something so that when you start doing more transactions on your account it will not get flat um so yeah I truly appreciate you guys me and Caleb will be back class will probably be Wednesday I think that'll be good that'll give you guys enough time to to look on the first video go on the Federal Reserve go it's a rental Fidelity website they asking you to to bring us your security job that don't lie is on there like hey can we get can we get those Securities you know um so yeah thank you guys with this series I hope you guys have a very wonderful night and that this was very informative I'll get everything sent over to y'all re-register but is Wednesday good for y'all shake your head shake it yeah put a thumb up all right I got a lot of thumb so Wednesday I will be um and of course after Wednesday class if for some reason you're not able to make it you will get access to the replay with this series I think I'm going to extend the replay longer than 14 days um for you guys because it's so much and I think that you guys need all parts so I will definitely um once the series is over then I'll reactivate all of it and give you guys like 60 days or so to be able to have this information because this is very very very important um so I would definitely do that extended after the once we've done with all three then you guys have 60 days I have all three right there with you so y'all have a good night be looking for the discharge that [ __ ] book will be dropping this week and thank you guys once again and have a very wonderful evening thank you you're welcome