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Philippine Banknotes Overview

Sep 15, 2025

Overview

This lecture explores the evolution, production, and security features of Philippine banknotes, highlighting their historical significance and symbolic elements.

History of Philippine Currency

  • Filipinos first used paper currency in the mid-19th century under Spanish rule.
  • The Central Bank of the Philippines was established in 1949, introducing Great Filipinos on banknotes.
  • The "English series" was followed by the "Filipino series" in the 1960s, translating notes into the national language.
  • 1970s banknotes featured "Ang Bagong Lipunan" to reflect the New Society program.
  • Post-1986, new designs commemorated historical figures and events.
  • The Bangko Sentral ng Pilipinas (BSP) was established in 1993, and its logo was added to all denominations.

Banknote Production Process

  • Currency demand is determined by economic trends, price movements, and population growth.
  • The Security Plant Complex sources materials and prints the banknotes using 80% cotton and 20% Philippine abaca.
  • Offset and intaglio printing processes give notes distinctive colors and tactile features.
  • Each note undergoes thorough inspection, serial numbering, cutting, bundling, and distribution to banks.

Currency Management and Policy

  • The BSP prints only the amount of money necessary for stable prices and sustainable economic growth.
  • Excessive money printing causes inflation and reduces purchasing power.

New Generation Philippine Banknotes

  • Each denomination highlights a prominent Filipino and an iconic natural site or species.
  • Security and design upgrades include indigenous weaves and national symbols.

Security Features of Banknotes

  • Unique texture: roughness from cotton-abaca paper and embossed intaglio prints.
  • Serial numbers: one/two-letter prefix and six to seven digits, varying in size.
  • Red and blue fibers glow under UV light.
  • Watermark: shadow image of portrait and denomination visible against light.
  • Complete Baybayin script appears when held to light.
  • Concealed denomination appears when banknote is rotated.
  • Security threads: 2mm in ₱20/₱50; 4mm metallic thread in ₱100, ₱200, ₱500, ₱1000 notes, color shifts from red to green.
  • OVD (Optically Variable Device) patch and optically variable ink for higher denominations, changing color at different angles.

Key Terms & Definitions

  • BSP (Bangko Sentral ng Pilipinas) — The central bank and monetary authority of the Philippines.
  • Intaglio Printing — A printing process that creates raised, tactile prints on banknotes.
  • OVD Patch — A security feature using reflective foil that changes color depending on the angle.
  • Watermark — A faint image embedded in the paper, visible when held against light.

Action Items / Next Steps

  • Review and familiarize yourself with the security features of Philippine banknotes.
  • Prepare for questions on the history and production process of local currency.