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Understanding Regulatory Guide 271 Changes

Oct 15, 2024

RG 271 - Are You Ready for the New Complaints Requirements?

Introduction

  • Presenter: Rachel Erlich, Special Counsel
  • Date: 16 June 2021
  • Platform: HN Hub Webinar

Overview

  • Discussion on Regulatory Guide 271 (RG 271) Internal Dispute Resolution
  • Preparation for the new requirements commencing on 5 October 2021

Key Changes in RG 271

  • RG 271 will coexist with RG 165 until it is repealed on 5 October 2022
  • Issued alongside ASIC Corporations, Credit and Superannuation (Internal Dispute Resolution) Instrument 2020/95
  • The Instrument outlines enforceable standards for IDR procedures

Enforceability and Compliance

  • Certain paragraphs of RG 271 are enforceable
  • Breaches allow ASIC to pursue civil penalties against licensees
  • Applies to complaints received on or after 5 October 2021

New Requirements

  • Definition of Complaint: Updated definition to ensure clarity
  • Outsourcing IDR Processes: Requirements for outsourcing procedures
  • Timeframes: Reduced response timeframes for complaints
  • Complaints Policy: Must be publicly available
  • IDR Response Content: Specific information that must be included
  • Customer Advocate Reviews: New timeframes introduced
  • Systemic Issues: Protocols for dealing with systemic issues

Practical Details

  • Non-Subscriber Price: $137.50 (incl. GST)
  • CPD Details: 1.0 hours under Regulatory Compliance and Consumer Protection

Related Content

  • "Investigating Systemic Issues for Credit Licensees"
    • Presenter: Zoe Higgins
  • "Breach Reporting: Your Questions Answered"
    • Presenter: Michael Mavromatis

Contact Information

  • Melbourne Office
    • Level 32, 140 William Street, Melbourne VIC 3000
    • Phone: +61 3 9670 8200
  • Sydney Office
    • Level 6, 6 Spring Street, Sydney NSW 2000
    • Phone: +61 2 9159 9315

Additional Resources


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