asalam alaikum and hello everyone My name is Mohamad Farim Today I will be presenting about Islamic financial literacy and financial inclusion and why it is so important for Muslim communities in our modern economy Introduction In our first changing world being financially literate means more than just knowing how to budget It means understanding the financial system and making smart ethical decision for Muslim The rest of Islamic finance provides an alternative that follow Sharia This make Islamic financial literacy more important than ever before What is Islamic financial literacy Islamic financial literacy means knowing how to manage money in halal way It prohibit uh reeba or interest roar or uncertainty and my which is gimly It is promote fairness risk sharing and real economic value With this knowledge people can choose products like Asuku Modora Musharaka and Takapul confidently What is financial inclusion Financial inclusion is about making sure everyone has access to financial tools like uh bank accounts loans and insurance It helps people escape poverty and build better life But in many Muslim country people avoid finance because they think it goes a giant Islam This is where Islamic finance can help How are they connected By teaching Muslim about Islamic finance we increase their trust and participant in the financial system For example knowing how food works give people confidence to get insurance or learning about hala loans can help someone start a small business This is encourage both economic growth and religious certification Talking about challenge despite progress there are still many challenge Education is limited especially in the rural areas or among women and low income groups Many thinks Islamic finance is too complex or not competitive This perception need to change Next we are going to strategies for improvement So how do we fix this First we must teach Islamic finance in school and university Second use community outreach through social media mosque and events Third Islamic finance platform can make this easier and more accessible And lastly the government and Islamic bank must provide support each and everyone success stories Let's look at some example For example in Malaysia school programs and microapur have helped increase awareness and in Indonesia micro workup backups the poor Pakistan also promote fin Islamic financial education in Madrasa with support from the state In conclusion all things considered Islamic financial literacy is a crucial starting point for reaching the objective of financial inclusion in Muslim community Muslim customers will feel more comfortable using the financial system without compromising their religious belief if they have the correct knowledge Long-term this small literacy will help create a culture that is more resilient independent and more upright when it come This funding Islamic financial education and chance the nation economic stability in addition to helping individual