[Music] using your exemption by Moses G Washington disclaimer the material in this assay is for educational purposes only and not to be construed as legal advice about what you should or should not do the information herein is to assist you in performing your own due diligence before implementing any strategy formal notice is hereby giving that you have 10 days after reviewing any material on this website to notify truth sets us free TSU in writing of any word phrase reference or statement which is inaccurate incorrect misleading or not in full compliance with state and federal law and to give TSU 30 days to correct and cure any alleged potential flaw tsu's intent is to be in strict compliance with the [Music] law introduction the exemption essay discussed the concept of having an exemption from having to pay for anything because there is no money of substance with which to pay the exemption can also be thought of as an accounting of what the government owes us for everything they have taken from our parents and us without giving valuable consideration and return that essay did not however discuss how to use or access the exemption this essay will discuss how one might be able to use the exemption to discharge debt the implications of discovering how to use the exemption would be staggering it would mean the ability to get out from under the debt that is crushing so many people you could say that the current economic system has been set up for our benefit to repay us the beneficiaries of the trust the exemption assay introduced the concept of the trust our goal is to determine how to effectively use this system without destroying it there have been many kinds of instruments for example checks on closed bank accounts Bankers acceptance and side drafts that people have tried to use to access the exemption many of these have not been successful and some have even gone to jail because of their use that's not to say that the instruments are morally wrong it is quite possible that the people who went to jail just didn't know what they were doing I suspect that the reason these instruments got people in trouble is because they attempted to use some aspect of the private Federal Reserve System such as is bank routing numbers or account numbers your honors the Crux of the first claim that is raised in this appeal if I may use u a little demonstrative exhibit here is that there is a fundamental difference between the type of thing I have in my left hand and the type of thing I have in my right hand and my left hand is a $1 million bill and this appears by the way this appears to be a novelty item which was printed at some point to celebrate perhaps his election um so I don't think I can be prosecuted for holding this but and then and my right hand is a copy of the actual one of the actual money orders Mr Hall was convicted of passing to the IRS uh with respect to um the hoit case and the Solomon case these are the two seminal cases in the district with respect to um the third prong the uh no intent to defraud and hock instructs that indicia of negotiability could go to the intented to fraud and of course in this case we had substantial indicate of negotiability there were routing numbers on these checks there were routing numbers on these checks there were routing numbers on these checks those kinds of instruments will not be discussed here since so many negative stories have been heard about them we will focus our discussion on two kinds of instruments bills of exchange and bonds when referring to these as a group they will be called instruments there is no money before we get into the main topic I want to say a bit about money I take the position that there is no money or at least no money of substance in our current economic system you may disagree with this position and there's certainly room for debate but for the sake of clarity I will elaborate why I feel my position has some Merit one definition of money is a medium of exchange if you want to use this definition then I would have to say that there is money in our economic system we certainly do exchange money or Federal Reserve notes frns to get the goods and services that we need but this definition begins to reveal the problem with what we call Money the word exchange means a situation in which equal value is given between two parties if there is money of substance then an exchange can take place by money of substance I mean something that has intrinsic value of its own such as gold and silver let me illustrate this concept of exchange let's say it is 1900 and you own a clothing store you're selling men's suits for $20 if someone were to give you a $20 gold piece for a suit an exchange would have taken place both the suit and Gold Have intrinsic value so both parties received equal value now let's update the story to modern times you have a clothing store and are selling a suit for $300 someone comes in and gives you $300 in Federal Reserve notes a f FRN is a note but what is a note note an instrument containing an Express and absolute promise of signer for example maker to pay to a specified person or order or Bearer a definite sum of money at a specified time Black's Law Dictionary fifth edition so a note is a promise to pay at some future date it is a debt instrument a federal reserve note is a pledge on the part of the government to pay a debt this means that every Federal Reserve Note in circulation is actually a liability of the federal government it might appear to be an asset to the one holding it but it just means the government will pay off the debt someday when there is substance Federal Reserve notes are backed by the full faith and credit of the United States but where is the government going to get assets to pay off these liabilities the government is an artificial entity that has no source of wealth on its own the only source the government has is We the People the natural resources of the Earth are the source of all wealth but without people natural resources have no value gold silver oil coal Platinum diamonds Timber livestock and crops are all products of the earth none of these have any value until people put their ideas and labor into converting the raw material into something of greater value so in one sense Federal Reserve notes are only as good as the willingness of the business and people to accept them now back to the clothing store illustration did the store owner get anything of intrinsic value when he received the $300 in Federal Reserve notes no the Federal Reserve Note is just paper with no intrinsic value the owner got a promise for payment at some point in the future by the government no one can determine when the promise of payment might be fulfilled since the Federal Reserve Note is a debt instrument the debt for the purchase of the suit was not paid you can't pay a debt with a debt can you I don't think so all you can do with a Federal Reserve Note is discharge a debt while we are talking about money we also need to discuss the concept of credit credit is the ability of a person to borrow money or obtain Goods on time based upon the perception that the debt will be repaid in the future all people possess the potential of virtually unlimited credit because all people have the potential to pay back a virtually unlimited amount of debt a man through his own labor might be able to make a sizable Fortune by panning for or mining gold or any other business venture in the same way an inventive man's ideas might create a vast Fortune rather than laboring for gold a man might invent machines and processes that could mind vast quantities of gold from the earth if the labor or ideas of people can create a vast amount of wealth then it could reasonably be said that people have unlimited amount of credit this unlimited credit does not apply to just special people it applies to everyone no one can predict who might be the next person to come up with an idea invention song book Theory or whatever that might make a huge Fortune this Con concept of unlimited credit does not hold true for artificial entities like corporations and governments artificial entities are not alive and cannot produce one product or idea except through the efforts of people if a banker is willing to give a corporation a large amount of credit it is only because the banker is convinced that the corporation has organized their people in such a way that they can create the amount of wealth necessary to repay the debt in fact one could say that artificial entities can only create debt it takes no creative power to create debt it does however take creative power to repay debt when a company issues a person credit is the company really risking any of its own resources to give the credit research has led me to the conclusion that the answer is no a careful study of modern money mechanics a publication of the Federal Reserve Bank of Chicago makes it clear that Banks don't have any money of their own to lend and are forbidden from lending their depositors money when they issue you credit what they do is exchange and even swap of value your promis to pay for credit in an account Federal Reserve notes that you can use to buy goods and services since there wasn't even exchange you don't owe them anything they got the note your promised to pay as an asset and you got Federal Reserve notes in an account that you could spend since they didn't loan you anything in in the first place the idea of calling them a creditor seems misleading so when we use the term creditor in this essay we will put it in quotes to remind you that they didn't loan you anything other than your own credit we the living souls are the real Ultimate creditors because it is only through our labor and ideas that any wealth is created what we call always creditors in the past are really just fictional organizations persons created by the government to we issue some of Our Own Credit so to summarize the points that have been made here the only kind of money in our economic system is credit or promises to pay when you use a credit card you are using credit which is a promise to pay when you write a check you're promising that your bank will honor it and transfer credits from your account to the account of the party to whom you wrote the check when you give Federal Reserve notes for goods and services you're are giving a promise to pay made by the federal government so all we really have is a promise to pay there is no lawful money of substance in our economy set off since all we have is promises to pay that means you can never actually pay for anything the word pay implies an exchange of equal value since there is no substance backing up our Federal Reserve notes you can't pay for anything all you can do is discharge the debt if it is true that we can't pay for anything then how can a bill of exchange or Bond discharge a debt it is done with set offs set off sense two a debtor's right to reduce the amount of debt by any sum the Creditor owes the DAT the counterbalancing sum owed by the Creditor set off signifies the subtraction or taking away of one demand from another opposite or cross demand so as to distin extinguish the smaller demand and reduce the Greater by the amount of the less blacks Law Dictionary 7th edition when we issue one of the instruments we were discussing bookkeeping entries should be made to reduce the amount of money owed to our creditor let's use an example to clarify this lerine let's say that bill obtained a $100,000 loan from Corey and Cory got a $11,000 loan from Adam the three balance sheets shown below reflect the initial situ U ation Adam has assets of $1,000 as a receivable from Cory who owes him the money on the liability side $11,000 was paid Cory in cash on Bill's Ledger on his asset side he has $100,000 of cash from Corey on his liability side he has $100,000 owed to Corey Cory on his asset side he has $100,000 receivable from Bill who owes him the $100,000 on his liability side he has $100,000 paid bill in cash now let's say that Cory wants to discharge his debt to Adam by using a draft a draft is a three-party instrument where party a drawer ask party B draw e to pay party C Pay E so in our example Corey the drawer is going to issue a $11,000 draft where Bill draw is instructed to pay $1,000 to Adam the paye in essence the draft would CA set off transactions in the balance sheet of Adam Bill and Corey no real money needs to trade hands to accomplish the discharge of the debt the balance sheets below show the results for each person on the Adams balance sheet he has zero on his asset and liability side on Bill's balance sheet his asset side shows $99,000 in cash and his liability side shows $99,000 owed to Corey on Cory's balance sheet his asset side is $999,000 receivable from bill and his liability side shows a $99,000 paid bill in cash now let's change the names of The Players let's say that Adam is one of your creditors bill is the federal government and Corey is you the amount of debt owed by the federal government is very large because of your exemption the same concept applies with this new scenario the government and your creditor could do set off transactions to remove your debt the actual mechanism would be somewhat more complicated because the creditor's bank would get involved but the principles in ledgering entries are the same when we use a bill of exchange or a bond we are asking the government to discharge our debt for us out of the money that they owe us our exemption the paye for these transactions would be the Secretary of the Treasury who is also the trustee for the US bankruptcy as such he is responsible for Distributing all funds just like any other trustee in a bankruptcy proceeding so we ask himim to be our banker and discharge our debts for us this is what ACR 192 of June 5th 1933 says the government will do the government will discharge our debts dollar for dollar other than Federal Reserve notes most of money that flows in our economy is just bookkeeping entries or digits in various computers when debts are discharged no real money flows the only thing that happens is that bookkeeping entries are made on various computer systems when you write a check to a merchant eventually the Merchant's checking account will be credited with the amount of the check and your checking account will be debited with the same amount when you use a debit card the same thing happens the only thing that is different is that no check is written it is all done electronically debts that can be discharged now we will describe what kinds of debt can be discharged with these instruments bills of exchange and bonds can only be used to discharge public debts not private debts but what is public debt and what is a private debt I Define private debt as debt between two living Souls man to man man Toom Etc and public debt to any legal fiction or any entity created by or authorized by the government this means the public would include any government entity Municipal Corporation any Corporation S Corp or C Corp limited liability company or partnership statutory trust Partnerships or dbas doing business as all public entities have made application to receive permission to exist in order to discharge a public debt there would have to be a charging instrument or Bill itemizing the debt the charging instrument would show how much was owed and to whom it was owed the charging instrument could be a regular monthly bill or it could be a payoff statement you can only discharge the amount found on the charging instrument nothing more that means you can't write an instrument for $22,000 when only 1,000 was owed and expect to get a refund of $1,000 in cash this also means that you can't do a charitable donation with one of these instruments since there is no debt owed and no charging instrument if you want to give to charity it will have to be by some means such as using a credit card or taking a cash advance on a credit card or getting them to bill you for a pledge at this point it appears that the easiest and most successful type of public debt to discharge is unsecured debt this would include any debt in which the Creditor or claimant the one making the claim you owe the money does not have any collateral perhaps the best example of this kind of debt would be credit card debt you can use your exemption to discharge the debts of others there is nothing to prevent you from paying a bill for someone using your check or credit card so the same rules apply to using your exemption to discharge the public debt of another man woman or charitable organization however I would suggest that you not attempt to discharge the debt of others the reason I take this position is that the person whose debt you are discharging probably does not have the knowledge to handle any difficulties that may arise from your actions so they will have to rely on you to fix the problem there are some things you simply cannot do for someone else they will just have to do it themselves so I believe that it is better to not even attempt to discharge the debt of others some have wondered if there is a mechanism to Simply withdraw all the money the government owes you at this point I do not believe that such a mechanism exists the reason is that according to house joint resolution 182 of June 5th 1933 the government will discharge the debts dollar for dooll house joint resolution 192 doesn't say anything about withdrawing funds I also believe it would be ill advised for people to withdraw all their funds even if it were possible when you discharge a debt with your exemption you actually remove money from circulation because the debt is a liability that is allet by the asset of your exemption so if everyone were able to withdraw their full exemption at one time there would be no feather Reserve notes left in circulation all of the economic collapses in our nation's history prior to 1920 can be directly traced to a shortage in the amount of money in circulation if everyone were to withdraw their money it would lead to massive economic upheaval and Chaos in our society debts that cannot be discharged private debt between two living Souls cannot be discharged using these instruments and it is ill advised to attempt to use these instruments on debt secured by collab the best example of this kind of debt is a car loan if you were to discharge a car loan using these instruments the Creditor would probably eventually have the car repossessed even though it would technically be stealing the car if you were to call the police about the theft of the car they would likely say it is a Cil matter this is just a way of saying they aren't going to get involved direct purchases also cannot be made with these instruments you cannot just walk into a store and offer an instrument to obtain what you want house joint resolution 182 just says debts will be discharged dollar for dooll it doesn't say anything about buying goods many people have tried to use one of these instruments to buy expensive items like cars and houses and many have heard the stories about those people being arrested and going to prison this does not mean that it is impossible to use these instruments to buy items or that the instruments are not valid it may mean that the people who tried to use them in this way didn't know what they were doing and therefore got themselves into trouble so at this point I would simply suggest that you not try to use these instruments to buy products for now it would appear to be a better strategy to charge items on a credit card and then discharge the credit card with an instrument some words of caution it is recommended that if you want to try to utilize these instruments go slowly try using these instruments on debt that you already have and may be having trouble paying off you won't have much to lose by trying these techniques on existing unsecured debt it is also suggested that you not issue very many of these instruments within a short period of time again take it slowly learn what you're doing try issuing just one or two and see how the creditors respond dealing with creditors who may not like your instrument more on this later can be very time consuming and emotionally draining I've heard of people who were in serious financial trouble who issued a dozen instruments within a few weeks and quickly became overwhelmed just dealing with paperwork of all the creditors even if you are in very serious financial trouble go slowly and tread softly it would definitely be a bad policy to go out and create a lot of new debt or attempt to buy everything you ever wanted using these techniques prove the concept as workable for yourself first it would be a real tragedy to create a lot of new debt that you might not be a able to pay or discharge if you can't make the concepts work this is also a philosophical issue that stems from our belief system there is a fine distinction between what you want and what you need the human heart or Spirit depending upon the terms you use can be very deceptive we can easily convince ourselves that we need a 6,000 ft house when the needs of our family could easily be met by a 2,000t house examine your motives when you want to use these instruments I believe it is all right to get the things you need to survive but when you start trying to get all the things you simply want you can cause damage to your own spiritual well-being the right mindset many people have successfully used these instruments to discharge debts but that doesn't mean that you will be able to achieve the same results the outcome you achieve depends largely upon you in order for a remedy to work you need need more than information you need understanding which only you can provide it is not enough to merely use the information you must understand what you are doing and why you are doing it you must provide the understanding determination persistance and courage to apply the information correctly in other words you must have the personal character necessary to make any solution work you must own internalize the knowledge and be able to effectively use and apply it to be truly successful so how can you develop your own understanding and character only you can answer that question each person must follow their own path to develop understanding and character I would propose you undertake this journey with a long-term commitment to honesty truth integrity and Justice these are matters of the heart and or Spirit the heart can easily be deceived by selfish desires so I recommend that you use something other than your own wishes as the pl line by which you judge your heart I propose you use the Bible for this purpose although you may be comfortable with some other standard I would also Advocate that you find others with a similar belief system whom you give permission to ask the tough probing questions about your motives and intent to help guard you against self-deception you must guard against a desire for quick personal advantage or getting something for nothing if you use the information provided here and in greater detail elsewhere and you lose in a given situation this will not mean the war is over or that your efforts went unrewarded the failed attempt May well be part of your journey toward the understanding and character that you will require to eventually win the war and gain greater personal freedom personal freedom is well worth fighting for so be determined and do not give up at the first setback or unexpected result bill of exchange now we will turn our attention to the bill of Exchange you might be wondering where people got the idea of using a bill of exchange the idea came from a Federal Reserve publication modern monetary systems have a fiant base literally money by decree with depository institutions acting as fiduciaries creating obligations against themselves with the Fiat base acting in part as reserves the decree appears on the currency notes this note is legal tender for all debts public and private while no individual could refuse to accept such money for debt repayment exchange contracts could easily be composed to tort its use in everyday Commerce however a forceful explanation as to why money is accepted is that the federal government requires it as payment for tax liabilities anticipation of the need to clear this debt creates a demand for the pure Fiat dollar money credit and velocity review May 1982 volume 64 number five Federal Reserve Bank of St Louis page 25 the Federal Reserve is saying that the people could easily replace the use of Federal Reserve notes in Daily Life by using Exchange contracts this is a very interesting idea it means that we can use exchange contracts to discharge our debts so what is an exchange contract the legal dictionaries do not give a definition for exchange contract so let's see what the word means individually contract an agreement between two or more persons which creates an obligation to do or not to do a particular thing its Essentials are competent parties subject matter a legal consideration mutuality of agreement and mutuality of obligation Black's Law Dictionary fifth edition exchange to barter to swamp swap to part with give or transfer for an equivalent blacks Law Dictionary fifth edition exchange since two the payment of a debt used in a bill of exchange or credit rather than money blacks Law Dictionary seventh edition taking these two words together it seems reasonable to conclude that an exchange contract is a contract in which equivalent value is transferred between two parties under the terms of a contract black 7th I also indicates that an exchange can include a bill of exchange so what is a bill of Exchange bill of exchange a three-party instrument in which first party draws an order for the payment of a sum certain on a second party for payment to a third party at a definite future time same as draft under UCC a check is a demand bill of exchange see also advaned Bill Banker acceptance blank Bill clean bill draft time Bill Black's Law Dictionary fifth edition so a bill of exchange is also called a draft but what is a draft draft a written order by the first party called the drawer instructing a second party called the draw e such as a bank to pay a third party called the paye in order to pay a some certain in money signed by a drawer payable on demand or at a definite time and to order or Bearer an unconditional order drawn by a drawer on draw e to the order of the paye same as Bill of exchange cuc 3-14 see also check documentary draft redraft site draft trade acceptance Black Law Dictionary fifth edition so a bill of exchange is the same as a draft and a check is a demand bill of exchange we're all familiar with the check which is just a special form of a bill of exchange it appears to be possible to use a bill of exchange to access what the government owes us our exemption before you can issue a bill of exchange there are several steps that should be completed these include copyrighting your straw man name as a trade name/ trademark signing a security agreement between you and your straw man filling out a UCC one with both your birth state and your state of residence and establishing a private account with the Secretary of the Treasury each of these pieces is critical as they must be done in a specific order it appears that the straw man was created by the government therefore based upon the principle that someone who creates an entity owns The Entity the government owns the straw man it is not clear exactly what kind of entity the straw man is some have suggested that it is a trust While others say it is a corporation Soul a corporation of one for our purposes it does not matter what does matter is that we must take control of the straw man both its name and its finances and assets we can take control without taking ownership by copyrighting your straw man's name as a Trad name/ trademark you will take control of the use of the straw man's name but not the entity a common law copyright is the type of copyright we use for this purpose you have the right to copyright the strong man's name because it was created from your true name which is your full birth name printed in upper and lower case characters for example John Quincy public the names that you would cerate would include all spelling variations of your true name except the true name itself for example John Quincy public in all camps John Quincy public in all lower case John Q public and all cap John Q public and all lower case John Q public and upper and lower case John Q public initialized John Q public and upper and lower case initialize public with the last name first John Quincy in all upper case public with the last name first John Quincy in upper and lower case public John Q in all upper case public John Q in upper and lower case and public John Q in all caps and public John Q and upper and lower case the true name itself can't be copyrighted the copyright notice is either recorded with a County recorder in your state are published in a newspaper once a week for 4 weeks the copyright name has to be established before you can file the UCC one because the filing is done using the copyrighted name as the dtor on the UCC one corporations and the government can only deal with legal fictions so all contracts and official records are in the straw man's name titled to all property bank accounts stock accounts licenses and permits and everything else is all held in the straw man's name once the straw man's name has been copyrighted you can create a security agreement the security agreement is a contract between you the living soul and the straw man this contract pledges everything that the straw man now owns or will ever own to you this is reasonable because Without You The Living Soul the straw man would own nothing after the security agreement has been executed you can file a uc1 in order for a uc1 filing to be legal there must be an agreement between the parties the security agreement is the contra actual evidence upon which the uc1 filing is based the uc1 filing is a public record of a lean that exist upon all the assets of the strawman to secure the debt the strawman owes you for your labor the priority of this lean is based upon first and time is first in line this means that the first lean found has priority over all subsequent leans anyone who has a lean with lower priority can't get paid until the first priority lean holder is satisfied since you the living Soul have a lean on everything the straw men will ever own this effectively means that anyone else who founds a lean after yours will never get paid so the UCC one can be a very powerful defense against all who would attack the finances of the straw man including but not limited to IRS leans a UCC one should first be found in your birth state if you were born in another country it would be where you were naturalized because that is where the straw man was created your birth certificate was recorded with the County recorder and within 14 days then sent to the state department and monetized a UCC one should also be founded in the state where you reside if different from your birth state and any state in which the straw man owns real property the uccc one list the copyrighted name as the deor and the living Souls name as the secured party this allows you to differentiate between the straw man and the living Soul at the state where you file the UC C1 thinks the DOR and the secured party of the same person or entity the state will refuse to file the UCC one some states are extremely difficult to file UCC 1's in if that is the case you may record within your UCC region once the UCC one is filed in the birth state you can establish a personal UCC contract trust account with the Secretary of the Treasury this is accomplished by sending the secretary a cover letter an initial bill of exchange a copy of the uc1 from your birth state and other documents the secretary will send these documents to the UCC Department of the IRS if all of these documents are properly prepared the IRS UCC department will establish the UCC contract trust account however you will not receive any notification whether your documents were correct or even if the UCC contract trust account is set up in operational so you must know what is required and take it upon yourself to correctly f follow each step and have every detail perfected the secretary and the IRS won't help you only after the uccc contract trust account has been established can you successfully issue bill of exchanges if you issue a bill of exchange before the account is established the secretary will dishonor and refuse to do the ledgering for your bill of exchange obviously there's a tremendous amount of detailed information about how to accomplish all of these steps that has not been covered here all this detail and exactly how to prepare and issue a bill of exchange is beyond the scope of this essay but I would strongly advise you not to attempt to perform all these steps without some help by someone who knows what they are doing there is simply too much that can go wrong at this point you are no doubt wondering what a bill of exchange looks like the next page contains a sample notice that there are several sections of text in green ink these are variables that must be customized when sending a bill of exchange the original charging instrument that has been accepted for Value a for V must be included and it must be sent by certified mail a copy of the entire package must also be sent to the Secretary of the Treasury so he will know that you have authorize the bill of exchange the bill of exchange package to the Creditor must have attached the original presentment bill with an accepted for Value wording written on it and signed there are many variations of the a4v wording but here is the wording that I recommend non-negotiable non-transferable chargeback office holder secretary the treasury I accept for Value all related endorsements in accordance with UCC 3- 419 house joint resolution 182 and public law 73-10 charge my private UCC contract trust account employee identification number your EIN or social security number without dashes for the registration fees and command the memory of the account your social security number without dashes to charge the same to the debtor's order or your order your employee identification number your social security number without dashes and your bond number the bond number that you have on file with the Secretary of the Treasury prepaid preferred stock priority exempt from Levy posted certified account your invoice number and dat it and sign it there are rumors and reports that the FBI Andor Secret Service are harassing those who use bill of exchanges there are also rumors that say the Federal Reserve or the department of the treasury is telling Banks not to honor bill of exchanges this would obviously affect the ability of the creditors to process the bill of exchange and thereby get paid it is very difficult to substantiate these stories and to find out the details of what happened in each case it is quite possible that the people who use the bill of exchanges in these cases did something wrong in the process of establishing the UCC contract trust account or made some some other era it is also possible that the stories are disinformation put out by creditors to discourage people from using the bill of exchanges in either case you should carefully consider what you are doing before using bill of exchanges at this point in time I would recommend the use of bonds rather than bills of exchanges this is based upon complexity of the steps required before a bill of exchange can be issued and the disturbing stories about Bill of exchange usage bonds if you look up bond in Blacks you will find many definitions and many kinds of bonds you're probably familiar with bonds such as government bonds corporate bonds junk bonds municipal bonds bail bonds us saving bonds and treasury bonds the one thing all bonds have in common is that a bond is also a promise to pay in this sense a bond is very similar to a note the kind of bond that will will be discussed here does not have a maturity date or interest bonds are usually backed up by something like a mortgage on property the bond that we will be discussing is backed up by your exemption since the bond is nothing more than a promise to pay it should be a very safe instrument to use there shouldn't be any of the confusion that has resulted when other kinds of instruments have been used typical responses to other instruments include it is a fraudulent instrument anyone can make a promise to pay if the bond is fraudulent then so is every note that anyone ever signed it is using the banking system many of the other instruments that have been issued in an attempt to access the exemption have used the banking system numbers such as bank routing numbers or an account number the private Federal Reserve System controls everything in the banking system we don't have any authority to use their system without their permission the bond doesn't use anything from the banking system you can't create money out of thin air the government has licensed the banking cartel called the Federal Reserve System to create money out of thin air they don't think anyone else has the right to do this but the money they create is on the liability or debt Side Of The Ledger the bond is on the asset Side Of The Ledger because it is backed by real assets all of the property they are holding for us in trust many of the instruments that people have tried to use are on the liability side and this could be the reason they have caused trouble one of the reasons that bonds seem to be such a powerful concept is because a great deal of what goes on in this country is backed up by bonds government bonds us saving bonds and treasury bonds are the instruments that back Federal Reserve notes a bond is issued against the birth certificate of every child born in America all elected officials are bonded when they take office judges and court cases are bonded if a person wanted to get out of jail while they await trial they obtain a bail bond corporations raise money by selling bonds the federal government raises money by selling bonds cities and counties raise money for roads schools and other projects by selling municipal bonds bonds are very pervasive in our society researchers in the Freedom Movement were looking for an instrument that can be used to discharge debts without incurring the risk that is associated with other kinds of instruments they were thinking about the idea of a bond or were looking for a template for a bond that anyone could use use they found what they were looking for in Mississippi statutes in fact they found two different versions Mississippi code of 1972 is amended in subsection 11- 3365 contains a form of a bond to discharge debt that is not due I your name principal as shity is held and bound to pay example the state of Georgia the sum of such and such dollars unless the said it example defended your name shall s satisfy any judgment which may be recovered against him by the said example plaintiff the state of Georgia and his attachment suit against the said example defended your name for x amount of dollars returnable before the Circuit Court of whatever County and state of and then dated by you your name a manh holder in due course principle the bond is not for payment or discharge of a debt for the straw man we as living Souls cre by the Creator are sovereign we have unlimited authority over ourselves and the things we create as sovereigns we are using the bond to tell a creditor that the living soul is not the straw man or the security for the straw man one party can be held accountable for the dead of another without his permission just like one man can't be held accountable for the crimes of another the bond is telling the Creditor that if they can provide proof of a lawful contract or debt that the living soul is responsible for then they can use the credit of the living soul to discharge the debt and settle the account set another way the bond is an offer to contract with the Creditor to discharge the straw man's debt if the Creditor can't get the payment from the straw man after the living Soul has tendered the bond any further attempt the Creditor makes to get you to pay is double jeopardy bonds have been used successfully to discharge all kinds of debts IRS bonds have been used to discharge federal income tax penalties and interest IRS publication 1450 clearly states that the IRS accepts bonds to discharge tax debts state income taxes property taxes bonds have been used to discharge these taxes when they were due and even in cases where the property was about to be repossessed for back taxes traffic tickets and fines citations by various Municipal Code enforcers mortgages on homes credit card debt getting back property that has been seized by the government discharge debt from a bankruptcy discharge debt from a court case that you lost there are fewer prerequisites before a bond can be issued than a bill of exchange and it takes much less time to set up what is required just like preparing to issue a bill of exchange you should copyright the straw man's name this will make it clear that you and the straw man are two separate legal entities but unlike the bill of exchange there is no requirement to establish a security agreement file a uc1 or EST a UCC contract trust account I do suggest that you prepare and record a notice of Competency which says that you are competent to handle your own Affairs a concept that is closely related to the bond is that of a voucher a voucher is 10% of the value of the bond that may be required to activate the bond for example if a person request a bail bond to get out of jail they pay the bail bondsman 10% of the face value of the bond this 10% is the voucher if someone wants to argue further negotiate the contract about the bond you issue to them you tell them to send you the voucher in many cases they will back off when you issue the bond don't tell the Creditor how to process the bond at first this may seem strange but if you give a creditor a check money order or Federal Reserve notes you don't tell them how to process these forms of payment it is the creditor's responsibility to know what to do with the bond they have a wide variety of options including but not limited to applying it against their taxes due the government exchange it with other corporations hold it as an asset and hypothecated when a creditor receives a bond they only have two choices the first choice is to keep the bond thereby accepting it if they accept it the debt is discharged the second choice is to dishonor the bond and send it back to you this action would place them in commercial dishonor more on this later if the Creditor would Ascend the bond back write the following across the face of this presentment thank you for your dishonor I accept your dishonor and I'm returning it to you for closure in this matter then send the presentment back to them every Bond must have a charging instrument a bill or payoff statement when you send the bond you always send the original charging instrument back to the Creditor right across the face of the charging instrument in red blue or any color other than black something similar to The Following accepted for value and return to you for discharge closure and settlement by attach registered Bond number blah blah blah buy sign it and then date it then you sign it after buy with your regular signature and write the date you signed it the bond number that goes in the blank space is the number from a registered mail sticker that is used to mail the bond to the Creditor the bond is always sent to the Creditor via US registered mail will return receip requested many court cases have ruled that sending funds via registered mail makes the funds A registered security at the same time you send the original bond to the Creditor send a copy to the Secretary of the Treasury to show that you are authorizing the bond if the bond is relating to real property you might also want to send a copy to the sheriff of your county so that if someone wants to seize the property for non-payment the sheriff will have notified that the debt has been discharged these Bond copies or stamp copy because there can only be one original Bond the bond copy should also have a copy of the charging instruments attach it is a good idea to send the bond copies using certified mail with return receipt requested it is a good idea to send the bond and bond copies by having someone else mail packets for you this person can then fill out a certificate of service for each packet their certificate of service says they mail the packet for you and list their names the contents of the packet packet the method each packet was mailed the date it was mailed the party to whom it was mailed and the name and address of the person who mailed the packet the packet itself doesn't have to contain a certificate of service you just need the certificate of service for your records the certificate provides you with a third-party witness to the contents of the envelope you can use this as proof should the Creditor ever dispute the fact that they were paid the certificate of service shows what was in the envelope and the return proves that they reive the packet I also suggest that you send them a copy of the copyright of the straw man's name the copyright should be a self-executing contract which says that if anyone continues to use your copyrighted material after they have been given notice of the copyright they owe you a sum certain for each unauthorized use of your copyrighted material this may discourage them from harassing you after you discharge the debt how to collect on this copyright violation is the subject of a separate essay the next page shows a sample bond with a number of variables to customize in green people always want to know if bonds work to answer this question we first have to define the term work what most people are really asking is the debt settled and does the Creditor go away and leave them alone the answer in most cases will probably be no but I would suggest that this is the wrong question the more appropriate question to ask relates to the legitimacy of the instrument it is not appropriate to evaluate the legitimacy of an instrument based upon the reaction of those receiving it just because the one receiving the bond is full of greed and an insatiable appetite for more money doesn't mean that the bond didn't work or is illegitimate the answer to the question about the legitimacy of the bond is a resounding yes the bond is legitimate the bond is nothing more than a promise to pay that's all any one of us has to use as money in our current system the bond is just as legitimate a form for a promise to pay as any other form that anyone else can give so now that we have settled the question of the legitimacy of the bond let's go discuss the issue of how creditors might respond how creditors might respond the first thing I should say is that I don't know of a single instance in which anyone has been arrested or going to prison for issuing a properly executed bill of exchange or bond to discharge a debt but I must also say that in many cases creditors either pretend or May in fact not know what a bill of exchange or bond is it is not your job to educate them even if the Creditor knows what the instrument is they may not like receiving it or even ignore it the reason most creditors won't like your instrument is because they have been accustom to receiving a lot of interest in principal payments on loans they made to you when in reality they loan you your own credit said another way they have pretended to loan US money then ask us to pay back the principal with interest when in fact they loaned us nothing from their own assets and had no risk when we use the instrument to discharge the purported debt we cut off the supply of all the profits that they think they deserve if you're going to have any trouble with creditors accepting your instrument the first and most important issue you must resolve in your own mind is did my instrument really dis discharge the debt when you can answer this in the affirmative then you will have taken a major step I would also suggest that the answer should be yes let's use an example to illustrate this point let's say you owed someone $100 and that you sent them a $100 Federal Reserve Note to discharge the debt let's also say that you had a certificate of service and a return receipt so you know they received your money but they acted as if the debt was still owed in this case was the debt discharged of course the answer is yes the only question remaining in your mind should be are these instruments valid you should not use these kinds of instruments until you are comfortable that they are valid many creditors will pretend they didn't receive the instrument will not process it or will act dishonorably these creditors will do all kinds of things to get you to pay again or Rec contract with them they may say we only accept us funds or us US currency you must be Resolute in your own mind that the debt is already been paid every attempt on the creditor's part to get you to pay again is the action of a third party trying to extract more credit from you I say they are third parties because the original contract or debt has already been satisfied and they are no longer parties to the contract with you because the contract has been fulfilled if a complete stranger came up to you demanding money and you knew that you had never entered a contract with them you would know that they had no legitimate claim against you you'll have to treat the creditors in the same way when they want you to pay after you have given them a valid instrument at this stage in the use of these instruments it is hard to predict exactly how every creditor will respond you need to be prepared for the possibility that they will act as if you never paid them if you are discharging credit card debts they may close or cancel the account turn your account over to a collection agency and put negative information on your credit report this does not mean that your instrument was invalid illegal or fraudulent it just means the Creditor doesn't like it how to deal with uncooperative creditors if the Creditor doesn't like your instrument it is quite possible that the Creditor will continue to send you presentments that reflect that the instrument was never posted to your account this is a matter of ongoing research and for one or more additional essays but we can give you some IDE is about how you might respond first you must respond to each and every presentment you receive if you're convinced that your instrument was good then the debt has been discharged this means that every communication from the Creditor is an attempt to rec contract with you if you don't respond you are by your silence agreeing that you still owe a debt there is a basic principle of Commerce that says if you argue with them or you are silent don't respond to a presentment then you are in dishonor if you're in dishonor then you are automatically the loser in the dispute if the dispute goes to court arbitration or some other administrative process you will lose so whatever you do you must remain in honor there are only two ways to remain in honor accept their presentment or conditionally accept their presentment let's talk about an acceptance strategy First a full acceptance would be to accept their presentment without any conditions then treat your acceptance of their new presentment as a new contract to which you're going to add your own terms on the face of any presentment they send you after you have discharged the debt write in red blue or any color other than black something similar to the following accept and return for closure discharge and settlement of this accounting the attached copy of registered Bond number you're using my exemption send me the voucher immediately equality under the law is Paramount and mandatory I'm competent to handle my own Affairs if you think you're representing me in this matter you and your heirs assigns agents are hereby declared to be incompetent and are fired without prejudice and without recourse date it and sign it here is an explanation of each phrase in the response accept by accepting the presentment you remove any controversy and remain in honor this also has the effect of making you the holder in due course of their presentment you're creating a contract and you can add your own conditions to it so the rest of the text is the conditions that you are adding and return for closure discharge and settlement of the accounting you're ordering them to settle the matter this means that they should deduct the amount of the instrument from your balance see attached copy of registered Bond number you're reminding them that you have already discharged the debt with the bond if you used a bill of exch Chang and obviously this phrase would have to be adjusted you're using my exemption your exemption is what is standing behind the bill of exchange or Bond and what makes the instrument good send me the voucher immediately if they want to argue or discuss the matter further they will need to send a voucher the voucher would be a check for 10% of the value of the bond they won't do this but it is a way to mess with them if they want to mess with you this phrase would only apply if you issued a bond equality under the law is Paramount and mandatory you're reminding them that whatever they demand of you you can demand of them you're also stating that they must treat you and your instrument equitably I am competent to handle my own Affairs they're assuming that you are not competent to handle your own Affairs so you are documenting that you are competent if you think you are representing me in this matter you and your heirs ass SS agents are hereby declared to be incompetent and are fired they may be presuming that they can represent you and make legal determinations on your behalf so you're telling them that you are granting them no such Authority without prejudice this phrase comes from UCC 1-27 now- 308 and means you're reserving all of your law rights in the contract without recourse this phrase comes from UCC 3- 414e and 3- 415b and means if the recipient dis sign as the contract the presentment they sent you with your additions then you as the endorser are not liable to pay by signing your regular signature after buying you signing as the living Soul rather than as an accommodation party the Creditor may send you a bill that doesn't show a reduction in the account balance after you discharge the debt if this occurs send them a notice of error the letter can be based upon the truth and lending act found at title 15 United States code subsection 6 1601 through 1667 e there are parallel regulations in the code of federal regulations for title 12 part 226 subsection 2261 and 22616 section 1666 specifically deals with correcting billing errors under this section you have the right to give the Creditor a notice of error within 60 days after the Creditor sends the presentment which contains an error subsection B lists seven reasons that you can send a not not of error including the fact that they did not properly reflect your payment the letter should contain your name account number a statement that you believe there is a billing error the amount of the billing error and the reason you believe there is a billing error you can ask the Creditor to provide copies of documentary evidence of your indebtedness and you can also ask for an accounting the Creditor has 30 days to respond to your billing error it is possible that the Creditor will not provide inadequate or responsive answer to your notice of error in such cases the Creditor may continue to send you presentments this can become quite a nuisance if this happens you can change your strategy from Full acceptance to a conditional acceptance you would start the process by sending the Creditor a conditional acceptance and negative adment or affidavit the conditional acceptance is a letter in which you state that you will accept the creditor's claim if they can prove the claim the points in this letter are stated in the positive for example you could demand that they provide documentation validating respondant presumption that the bond that was tendered his payment was an invalid instrument and incapable of discharging the debt the negative aent or affidavit States all of the demands you made for documentation in the conditional acceptance portion that have not been met for example you could say a f has not seen or been presented with any documentation verifying that the bond is an invalid instrument and incapable of discharging the debt and believes that no such verified documentation exists and commerce and unrebutted affidavit stands as truth of the matter the only valid way for the Creditor to respond to your affidavit is to send an Affidavit of their own in which they respond to each point you have made so be sure to ask for evidentiary quality verified documentation of things that you know the Creditor can't produce or that will Pro Pro your position the typical conditional acceptance will contain 8 to 12 of these points if the Creditor does not respond in affidavit form within 21 days after you mailed the conditional acceptance negative adment you will want to begin a notori protest notorio protest is an administrative process in which a notary acts as a third-party witness to the creditor's dishonor lack of response to begin this process you will give a notary an affidavit describing the events with the Creditor up to this point you'll prepare these sets of documents which the notary will mail out at 11-day intervals a notice of Dishonor a second notice of Dishonor or a notice of protest and a certificate of nonresponse and dishonor or breach if the Creditor never responds to any of the notary's notices the notary will issue a certificate of non-response and dishonor or breach against the Creditor and provide you with an original this certificate can be used to help clear any negative information the Creditor puts on your credit report because it provides proof through a third-party witness that the Creditor has not validated the debt I've heard about another process that can follow behind the notori process that will give you a remedy through a court this process is called a judicial review and will be the subject of another essay it is possible that the Creditor has added negative information on your credit report there are two approaches to removing this bad information one is to do it yourself by writing letters to the credit reporting agencies the other approach is to hire a credit repair agency that specializes in credit repair I suggest the second approach because there is much to know about credit repair it can be a very timeconsuming process and most agencies have an attorney on staff and the credit reporting companies seem to respond to letters from attorneys more readily than from individuals conclusion hope this assay has assisted you in learning about the use of Bill of exchanges and bonds as possible means of accessing your exemption and discharging your debt it was meant as an introduction to this topic it has not been my intent to tell you everything you will need to know to actually issue these instruments there's simply too much information to convey an essay format do not attempt to issue these instruments using the information provided here in because far too many of the crucial details were not addressed if you decide you want to pursue the use of these instruments to discharge debts I strongly advise you to seek the assistance of someone who has personal experience utilizing these instruments one potential source of this information is on SPC university. privid solutions.com [Music] [Applause] [Music] yeah [Music] oh [Music]