Stronghold SHX and ISO 20022

Introduction

• Strong belief in Stronghold SHX
• Key focus: Federal Reserve's adoption of ISO 20022 messaging standard for the Fedwire Funds Service
• Key dates & significance for Stronghold

Federal Reserve and ISO 20022

• Federal Reserve Bank's adoption of ISO 20022 for Fedwire starts in March 2025
• 57% of US corporate finance pros want automated payables & receivables
• 46% planning to use ISO 20022
• Adoption rate and future trends

Impact on Stronghold

• Stronghold has a lower market cap compared to Ripple XRP, Stellar, XDC
• Strongholds' focus on remittances and ties to ISO 20022
• Built on Stellar ecosystem
• Connections to broader payment systems

Competitive Edge & Mass Adoption

• Competitive edge with ISO 20022 through 222 Labs
• Endorsements from major entities (e.g., Visa, Mastercard)
• Potential for mass adoption not happening overnight; step-by-step growth

222 Labs Overview

• Website: 222labs.com
• Endorsements: Visa Canada, Mastercard, TCH RTP Network
• Importance of high-value payment systems

Benefits of ISO 20022

• Larger data amounts per transaction
• Better interoperability and more convenience
• Greater economic efficiency

Use Cases & Global Adoption

• Vendor payments, funds disbursement, e-invoicing, etc.
• Examples from multiple industries
• Canada's initiative and other countries adopting ISO 20022

Real-Time Payments (RTP) Systems

• TCH RTP Network: Excellent traction in the US
• Example of Canada’s