What is student loan default? I don't know. I have no idea. Default? Default? (giggles) Default...? Anybody? I don't know. I don't know. I'm not sure. I'm not sure.... No clue. No idea? .... No idea Default?.... "The FAULT or default? Is it bad?... (giggles).. I'm not completely sure about that, Isn't it that when you your not paid on time i feel like. I believe that is when you can not pay it. To go in default... I think that means when and you're supposed to pay but you can't. So what's your credit score?... do you know it? Uhhh,.. my credit score uhh, shoot, no I do not know my credit score actually. No.. you got a guess?....... No. My credit score? Yeah. No. No I don't. No No. No. I don't know. I don't even know what a credit score is. I...I think 600 is good. I'm guessing it's up there. Uhmmm, I guess perfect, I think. What is the interest rate of your student loan? Uhhhhh.. I would guess like 1.5 percent or something I don't know Ummm.. I think it had something like nine percent most my student loans like, the subsidized ones, I feel like THAT's the one that actually DOES accrue interest. I only have one of those but I think it's around like nine or twelve percent I'm not completely sure though Uhmmmmmm... no, because it's umm un-subsidized, so, it doesnt accumulate interest, yet. But when it does do you know the rate will be? No Uhhhhhh,.. I really don't.. I should know, it's kind of important. Do you know what the interest rate on your credit card is? ........ No. NO IDEA??!! Do you have credit cards?...Yeah.. Do you know what the interest rate for that is?.... No.. No.. My mom handles all that stuff, but ...uhmm.. I know I know like I obviously listen to some of the stuff that she says but,..it goes in one ear and out the other. How many days was Kim Kardashian married?... 72 72 days 72 ...she always funny. It's like my girlfriend told me 72, I think. Uh,.. 72 72 (Laughs) 72 days, yeah Who is Justin Bieber's girlfriend? ...Selena Gomez? Ummm,..Selena Gomez. Selena Gomez Uhh...Selena Gomes Selena Gomez? What female singer has been nominated for six Grammys in the past three years? Katy Perry Katy Perry Katy Perry uhh Katy Perry.. It's sad that I know all those questions, and I don't know the.... Is that the point of it? Allright,.. So why do you think that people generally know the pop-culture stuff more than they know, like their own personal credit? I think it's cuz its fun is more fun in and more exciting you know Umm,.. probably because it's something that we talk about more than our personal financial information and it's something that's more readily available i think. We're so immersed in that kind of culture that I guess it's easier to gain access to information like that you know Okay? Do you think you learning about your finances and making good financial decisions is important to you? Yeah,.. I mean it's doubly important because I mean have a buttload of loans that I need to pay off by the end of this like by the end of this like school year So how do you plan on getting that information? I'll start talking to my friends and family especially my dad because he knows all about it You're going to talk to your friends ??? yeah. .....this friend? ...Hi If this information was available to students, how would you best like to receive it ? Well, a classroom would be nice, if it was a required course, but the problem is you know ok mean me nobody I mean that might not really help you direct with your major but It'll help you in terms of life, A lot. I think more on a one-on-one basis or, having like somebody like a mentor or something. You know?,.. through any social networking means Twitter,.. Tumbler,.. Websites, etc, etc.. Video and online, I'm a more visual person And how would that information need to be presented in order for to stick in your head? Maybe not something in such a monotonous tone, and maybe in little bits not so,.. like long,..like I think repetition is really important for me personally and examples or practice... and people actually saying what happened to them so that I know in the future, Oh, if that happened to me what would kinda feel like. Keep it, keep it short, keep it simple Concise, make it fun. It should be relatable to the students.