Transcript for:
Gene Keating's Views on Taxation and Law

jane keating what's going on taxes and inflation [Laughter] it sure is fraud you're here we are here talking about you and everything somebody said uh they said yeah i wouldn't listen to some of this dean keaton stuff and that's you know it's just like something something everybody else was talking about i wanna i wanna um introduce you to my listening audience everybody out there on high frequency uh i listen to high frequency this is gene keating welcome to high frequency radio gene how you doing how you doing this morning i'm doing good i had a good night's sleep i dreamt about uh the changes that are coming about you know you don't even have a government anymore everybody thinks you got a government and everything's been privatized since 30 30 and it actually just started in 1861 under the insurrection and billion acts of 18 there's march 3rd 1861 and june 5th 1862. they put the united states they put everybody under martial law and what they did is they did the reconstruction acts and they didn't seat the south in the in the senate and the house but you didn't have a quorum so you haven't had a government a constitutional government since 1861. what you got is a bunch of uh everything is is run by the corporate money interest and what i mean by the corporate money interest is every court and i mean every court has a duns number uh in any naics number a cage code which is the government activity code and the cage code i actually have a cage code on the united states district court and they're all privately owned trading companies owned by the united states attorney's executive offices out of washington d.c they're not courts at all so everybody goes so they work on contract and i've had a judge tell me this off the record he took he didn't excuse me he didn't tell me he told one of my students and who is deceased now he told one of my students that all of these chords a l l operate under admiralty maritime law he says if you ask me that publicly he says i will deny it the reason being is that nobody in and i have a case that came out of uh it's diamond black diamond company it's a case that was decided and even in there the ju the the court of appeals that even judges don't understand that it's all admiralty maritime law i've been studying it and teaching it for 50 years and i started out learning from lee brobes and he got to a point where he couldn't answer my questions so i started doing my own research and i had a guy in cali here in california told me you can't you can't bring admiralty maritime law in on the land and that's not what the genesee chief case says it says they can bring it if you have a maritime contract they used to have what they call the the high water mark which is the ebb and the flow of the tide and the high water mark ended at the county level you couldn't come into the county bring admiralty into the county and if you repair professor roberson's federalism and admiralty which i pass out to students and they quit printing the book and it goes into [Applause] the court of common pleas and the head of the court of common pleas was constantly petitioning the king for impingement of the charles townsend ran the british board of trade and he was constantly bringing uh impinging upon the common law by coming into the counties bringing admiralty maritime law into the counties and lord koch who's the head of the court of common pleas under the king's bench was constantly suing uh charles townsend for impingement of admiralty upon the counties and so what he did is he petitioned the king for a remedy and the remedy is a writ of prohibition and i've used rid of prohibitions and i've won every one that i've used and how i did it is i went to the california supreme court and they have a writ clerk and all she does is handles ritz she doesn't do anything but handles wrists and i said give me a habeas corpus and a writ of prohibition that have been granted so i can see how they should be put together so i got a copy of a habeas corpus and a writ of prohibition and so i asked her when i was in there i said how many habeas corpuses are filed she told me that three thousand habeas corpuses a week go through the supreme court and only one out of three thousand is granted this jesus is not because they're not entitled to a remedy or relief it's because they don't know how to put a writ together so i did a writ a prohibition and this is in a criminal case i get rid of prohibition in a criminal case in superior court and i went in before the judge and the judge said first thing he asked me he says what attorney did this written a prohibition for you he told me it was the best marina prohibition that he ever read he granted it he granted my rid of prohibition people don't know how to put documents together pleadings oh they don't read the rules number one is they don't read the rules of court i had a criminal case that i was involved in back in the 1970s i stayed up all night memorizing the evidence code i got everything excluded from evidence they couldn't get anything into evidence i objected to everything using all the rules of evidence so i know all the rules of evidence and what they can get in and what people do is they allow documents in there that create a presumption that something happened when it didn't they work on presumption and if you go read 1-201 it says the trier of the facts you'll find the fact to exist if nothing is put into the record to show no evidence is put into the record to show a contrary finding so everything is is evidentary and there's no uh when they do these for instance these mortgage foreclosure cases they're creating the presumption that there was a mortgage by putting a note in there and indeed trust and of course uh and it says that that they loaned you money and in fact they and they they assert that that the loan is in default well and so what i did is i took uh i brought a program called dragon naturally speaking which prints words when you speak them and i have the the 7.0 version they're clear up to 12.0 now and i printed out a deed of trust by reading the entire document and speaking every word in the document and i looked at this document i said you got to be kidding me this is an unconscionable contract well for one thing if you look under paragraph three under payments it says that any default in payments can be paid at maturity so how could the loan be in default if you can pay off any deficiency at maturity if you read the note that's why it's a security not a note is because it has a more than a nine months maturity date on it and under 15 ufc 78 c810 any note that has a maturity of more than nine months is a security and they have a rule called rule of statutory construction and it is expressio eunice exclusive ultras and what it says that's a latin phrase and what it means that they've been applying this for 150 years if if a instrument is included in the definition of a notice excluded from the definition of security and conversely if it's included in the definition of a security is excluded from the decision of a note so you're not dealing with a liability instrument you're dealing with a financial asset under article 8 and when they sell it they become the debtor under article 9. unless they file a ucc one financing statement showing that they still have a security interest in the item that was sold or the collateral and when you sell a note under article 9 it becomes collateral and you know you if you read 9-3-18 it says that if you sell collateral you don't maintain any legal or equitable interest in the collateral sold so who's the creditor the creditor is the buyer and they never tell you that adam levington uh most people have never heard of adam lovington you should read his treatise on article 9. he says that technically a deed of trust or a mortgage degree security agreement is not a mortgage lien at all it's a sale and repurchase agreement and what that means is that you're actually selling the property by transferring title and ownership at closing and if you do research on the words grant and convey and i don't care if you're doing it to a trustee or if you're doing it to a beneficiary as a mortgagee then you're transferring title and ownership well if you read your revenue and taxation code and i'm going to use california as an example 480.03 says that they have to there has to be a preliminary change of title and ownership form filed and recorded with the county recorder's office and it's called 502 a and then if you go into the insur this has to take place before there's a transfer of funds into an escrow trust account with a financial institution which constitutes closing what they call closing and if you study this you'll find out that there never was a closing of escrow by transfer of funds to an escrow trust account in a financial institution in the state in which the mortgage is located that's because there never was a mortgage there never was a lender there never was a mortgage in fact uh uh michael greenberger and you should listen to him michael greenberger is the head of the futures trading commission commission commodity futures trading commission and he's an associate professor at the university of maryland in baltimore and he teaches law and he says that all title insurance policies are security derivatives they're not title insurance policies and you couple that with the fact that they're not transferring title and ownership as a sale and repurchase agreement at closing there's no collateral for a mortgage and i i had three cases commercial loans that were totaled five and a half million dollars in new york city and i got all three cases thrown out and i talked to my client who had attorneys because she doesn't know how to represent herself in court so she hired some attorneys and i started talking with her attorney and they said we don't do i brought this to their attention about the transfer of title and ownership they said we never they don't do that anywhere i said i know they don't that's why the more the lender the servicing company doesn't own the loan they don't own the loan they don't have any security or collateral or a mortgage lien that's a true sale and if you read 1214 it says that any transfer is void against the sequent purchasers for value and consideration of the same properties not recorded so if they don't record the transfer of title and ownership is void against any subsequent purchaser what do they do they sell the loan at closing and they're allegedly all of this started as a pay forward through a remit and what they do is the investors set up a remic which is a real estate mortgage investment conduit and they call it a reit and they're supposed to qualify it by filing a 1066 remic tax return to treat the remic as a real estate investment trust and they never filed the 1066 remix tax return because i've asked them for and they don't have it so that means there's no remic or real estate investment trust that means that all of these securities or derivatives that they sold are in default and they're not uh they were never transferred to the remic at closing so they were never securitized as an off-balance sheet item so that you don't have a remic you don't have a securitization or an off-balance sheet item so what the hell is going on here you got you got major fraud going on so i had this uh so what i did is i found this company and they're called palazan here in california they do forensic audits and so i found one of their audits which is 620 pages long and it has a flow chart in i wish you could look at this flow chart and they actually tell you in there what they're doing and they they refer to these as insurance they're all insurance contracts and so i told him what i thought was going on and i asked him how long it takes to do a forensic audit and he says it takes about we can do it as quick as three or four days if you need a rush on it but he says traditionally it takes about three or four weeks to do it and i said well what are you charge and he gave me the fee for for doing a forensic audit and so i asked him i said uh how many auditors do you have he says we have 23 auditors and he says all of them are mortgage bankers all of their auditors their 23 auditors that they use for forensic audits are all mortgage bankers so i told him i said i'm going to tell you what's going on with these mortgages and i told him he listened to me for about 15 minutes i went into a 15-minute dissertation you know what he told me i was 100 percent correct and when i told him what i told him was going on as they forfeit the note as they bond to the title company for the default the default occurred at closing because they never transferred the the title and ownership in the loan to the to the lender and they never transferred the loan documents ceramics so the loan was in default at closing and unsecured so they're selling defaulted derivatives to investors and so what you're doing is you're actually acting as the insurer go read what an insurer it is an insurer is a person that indemnifies somebody against constant contribution contribution is an extreme form of indemnification and conversely when you identify some somebody you agree to insure them against loss or risk in the event of an imminent default they engineer all these loans to go into depauls and closing when i file paperwork they take every one of my cases off calendar because they don't want to deal with this because it involves a tax issue they haven't paid the taxes on the capital that they're holding so what they do is they forfeit the property to pay for the taxes on the capital that they're holding because number one they have to create the remic as a real estate investment trust and then they have to pay out 95 of the capital as interest and dividends to investors in order to get the unified tax credit and they never do that and they never file a statement to treat the property as foreclosure property under treasury regulation 1.856 they have to treat the because that's a disposition of property which is which is foreclosure property and it creates taxable income that's why this whole thing is a tax issue and if you read 4975 of title 26 you have what you call safe harbor provisions and they have to transfer the loan documents because the remy closes up within 90 days so they have to transfer the loan documents ceramic within 90 days and they never do that and i've actually got them where they're transferring them after the 90-day prohibition which means it was done beyond the safe harbor provisions now so when they do that they it carries a hundred percent tax penalty for the prohibited transaction and a 15 penalty for the uh violation so you got two taxes you got a hundred percent tax on the prohibited transaction and you got a 15 penalty for the violation under 49.75 i've shut them down they they take these cases off calendar the judges don't even know this stuff because nobody ever brings it up in court because nobody reads anything if i've learned anything in my 50 years of my 73 years of existence is nobody reads anything i took a reading comprehension test and got a 12 on the guy said nobody in 50 years has got a 12 on a reading comprehension test i said what does that mean he says well you have you're normal for the amount of education you have and i have a law degree and i told him that and he said well you have a normal reading comprehension for the amount of schooling you have i said what is the average score on a reading comprehension test he says a five or six i said what is that he says a grammar school reading comprehension so the average adult male in this country has a grammar school reading comprehension and i'm sitting here reading these deeds of trust and saying how could they be getting away with this they tell you right in the in the deed of trust that the loan isn't in default in fact any default or any delinquent payment can be made can be made at maturity does anybody have any questions about what i'm talking about i mean i'm we're just riding with you there's a lot of people with their hands up you want to take some questions i can um you know i'm sure you're not right everybody should be filing an heirs and admissions claim and this is what i do when i do a foreclo when i take a foreclosure case on i file a heirs and admissions claim with the title company i'm the only one that has ever done this and i file an errors and admissions claim with the with the division of insurance for insurance fraud because there was no title insurance at closing the the servicing company has no insurable interest so how can there be a loan if he doesn't have an insurable interest that makes a lot of sense that makes a lot of sense i've got i've got a book what they did is they hired uh this guy's name is philip sean bucher and i'll spell his name it's s-c-h-o-n-b-u-c-a-g-r this guy's a head of the polytechnic technical institute in zurich switzerland which they call the eth school of mathematics he wrote a book on credit default swap agreements and he goes into the actual mathematics and formula that they use to put these loans in default this is an actual science and i understand this because i'm a scientist that's why i'm so good at this at this legal work because in my chart i have an atomic formula and i teach astrology i've been doing it for 50 years and i quit doing it when i started doing all this legal stuff and i found out and i started doing research and i found out what's really going on what they're really doing with these loans and uh if you read uh ellen brown wrote an article on this and if you go into 1821 of title 12 which is the f which comes from the fdic regulations it says that what they're going to do is they're going to and this is all being done under contribution and indemnification which is contribution among the joint tort piecers act and every state in the union has adopted this and this is all admiralty maritime law contribution and indemnification are all under maritime law and the guy that wrote that and i have a law i have a a law review article written by francis gorman and there's a couple other guys that i know personally i know these guys personally i've called them up and talked to him and this is all mary time law and under maritime law if you commit it's called privity and knowledge and this comes from general averaging contribution in maritime law which is shipping law and what they do is they call it a peril of the sea if a storm came up and a ship was in danger of sinking if they sacrificed this is called floatsum and jetsam if they throw the cargo overboard to keep the ship from sinking everybody that has car everybody that's a passenger on the ship has to pay for the loss of the cargo this is why they call it general averaging contribution and there's applying the uh the same principle to the american people if you study aig american international group which is owned by henry kissinger which is a ring insurance company and what they were doing is selling credit default swap agreements well the imf fund bailed them out and how they did it i actually contacted the attorneys and told them i wanted to buy all the stock in aig but i was moving at the time and i never got back to them to do this i could have bought up all the stock in aig i could kick myself for not doing it because the american people own uh gmac and all these companies are being bailed out by the american uh uh by the imf fund they're bailing out all these banks so you own all the stock in gmac and 70 percent of the stock is owned by the imf fund or the department of treasury and they're using taxpayers money to bail them out and what they've got planned is uh they're selling these defaulted securities to investors who are discovering they're worthless so what they're going to do is they're going to confiscate everybody's bank account if you go read 1821 2a of title 12 it tells you that the corporation which is the fdic succeeds to the depositor that means success succession and successes means replaces so what they're going to do is a liquidation when they do elect liquidation they always appoint a receiver and the the federal depository insurance corporation because every account is insured for 250 000 but you're talking about a 700 trillion dollar industry and this is what they did in cyprus in greece they liquidated everybody's bank account they took 50 percent just as much as 50 to 70 of their money in their bank account and liquidated it to pay for these defaulted derivatives that the worthless derivatives that they're selling and that's what they're going to do here they're actually going to take your social security too which is your retirement fund they're going to confiscate everybody's retirement fund and their bank account and checking account this is what they got planned this is not hypothetical or conjectural it's concrete and imminent i got the actual laws and the agreement between the bank of london england and the united states to do this this is what their plan is wow well hey do you want to you want to and this is all insurance this is all contribution if you read in matthew 24 21 it says there shall be great tribulation the word contribution comes from tribulation so just substitute the word 24 21 of matthew says there shall be great contribution well is that what they're doing everything is contribution and if you and it is it's pro rata and degree of fault if you are is passive is passive and active and passive and primary and secondary which is degree of fault if you are liable if you commit an overt act that contributes to a loss you can't collect on the claim that's called primary liability and in con in california they have uh the degree of fault rule my brother who's a judge here in california is sitting on the alvin waddell case which is this guy's suing waddell for breach of contract because he's the largest anybody that lives in california will tell you that california has the greatest wine bar none the best wine in the world is growing in california they're the largest distributors of wine in the world and uh this wadell is one of the biggest growers of grapes for the wine industry in the in in the in the world and they're being sued in superior court in saint louis abysmal and my brother is the presiding judge so i got a conversation with my brother about this and i haven't even read the case and i asked him i said well what's the what are they selling them for he says for breach of contract and and so he was telling me what was going on and i said you know what this is going to boil down to its assumption of risk because what they did in the contract is they didn't uh they said that we don't assume any a liability for for a defect in the grapes when we create the wine that's that's called assumption of risk under contribution and i said this is degree of fault so they have to show the e to e to show that that waddell was liable they have to show a degree of fault that they committed an act that contributed to the loss because they're claiming that they lost revenue because of the defect in the grapes that's why everything is everything what part of everything don't you understand is insurance it has nothing to do with a mortgage loan it's all insurance now i'll take any questions you want to so what i do is before i go into court i file an insurance claim and what you're doing if you understand uh the uh the administrative procedures act which is title 5 section 1 152 through 1 72 it's got about 20 or 30 sections in it you have to exhaust your administrative remedy before you go into court and everybody's going into corn arguing all this mortgage [ __ ] where's the note there's no note involved in it there's no mortgage there's it doesn't involve anymore these judges laugh every time they go to the bank everybody tells me well you the judges are all crooked you can't win in court you know what they do when i file paperwork they take my case off calendar every case i've done they take them off calendar now that's interesting that you say that gene that everything is insurance because uh yet we've been talking about that in taxes and so forth but you know you know who runs the banks the insurance companies aig it's owned by henry kissinger it's all insurance it's all insurance underwriting underwriting bonds right underwriter comes from they used to take the owner of the captain the owner of the vessel used to go to an insurance company and he would get an insurer to underwrite the the to protect that he'd do an indebted indemnity and contribution policy on the on the vessel in the event of a loss or risk and what he would do is get the underwriter to under that means that what he would do is sign his signature under the signature of the ship owner that's where they got their and this comes from british shipping laws the word underwriter comes from british shipping laws and admiralty maritime law and that's what they yep all right we'll see maritime laws insurance that's what they're getting us to be the surety right that's what we're right there you're you're the insurer that's right you have an insurable interest you bet your ass you do them but you never file a claim for reimbursement or restitution that's why the dodd-frank act says that you have the right to set off a recruitment as a defense to foreclosure and nobody reads the dodd-frank act which started which regulates all these credit default swap agreements they regulate it dodd-frank dodd-frank act regulates and i'll guarantee you there isn't one person that knows the dodd-frank act i've read the whole act i've got all the code the code sections and all of these people that's not a permissive bank activity they cannot sell the credit default swap agreement because they're deregulated and that's not a permissible bank activity because in order to sell credit default swap agreements you have to be a derivatives organization under title seven section one which is the dot prank act and none of these banks are licensed derivative organization that are title seven section one none of them so they're doing illegal activities and they get away with this because we don't bring it up yeah you don't bring it up and you can't bring it up if you don't know what's going on how are you going to bring it up if you don't know what's going on beautiful hey i got a lot of people with their hands up um we got about an hour left on the show i feel like taking a couple calls now go ahead all right okay okay let's let's start it let's start in area code 786-7667 you're on high frequency radio yes thank you sir uh my question is is there a possibility uh that uh this gentleman would uh take a case and uh i don't know how much his fees are but could could he take a case uh of a foreclosure yes my answer is yes and could you uh the payment could it uh could you take a lien against the property yourself i could do well if you could make me uh here's another thing that you're not aware of and this goes to the birth certificate everybody talks about the births for doing it but they really don't understand it and i'm not avoiding your question i i haven't brought this up yet because it hasn't come up for discussion but everything starts with the with the and i'm going to call it what it is it's not a birth certificate it's a death certificate i had a guy go one of my clients went into a county recorder's office in michigan four of them there was four witnesses to this they went into the county recorder's office tried to record the certificate of live birth to show that they were alive and not dead and she you know what the clerk said i can't record this because it's a death certificate i see so i started i started listening and then they they went away and they came back a week later and she denied that she ever said that but she left the cat out of the bag and there's a reason that you've been proclaimed and it has to do with how many of you know what refunding bonds are i'll guarantee you that there isn't anybody that that i've met do you know what uh uh uh foundling you know what a foundling report is no okay a fouling report is a report that they file on the banded missing children that are reported missing or abandoned after seven years now some states have a five year rule and some of them have a seven year rule which goes to the cessna k via act under 1666 which is if you're missing at sea for more than seven years a presumption of death is created now you p you have a presumption of death that's not a finding of death there's a big difference if you read 31 title 31 section 31 28 it says uh there has to be a finding of a that's why you guys they're not crediting your uh redemption that's why you're not being successful with redemption because you've been declared dead there's been no finding of death by an agency of the of the government so what i did is i called up the irs and i told them i wanted an e i and the ein number for a foreign grant or trust they gave me an ein number for the foreign grant of trust then i asked him for an ein number for my estate i told them that i was deceased dead they said when did you die and when did this guy die the decedent i said i gave him the year and a month and he died and he asked me if it was being probated and i said yes it is and i told them i was the executor of the estate so they issued me an ein number so i have an ein number from an agency of the government that says i'm dead wow what they did is they took your name if you go look at your birth certificate it's got your mother's maiden name down and everyone i've seen the only birth certificates that are legitimate are before eighteen hundred i've got a birth certificate where they actually have the mother's real name the the husband surname is on the birth certificate as the father but what they do is they put the mother's maiden name down as the mother that means the the child was born as a bastard or illegitimate title child under deuteronomy 23 2. and deuteronomy 23 2 says no bastard or illegitimate child so enter the congregation of the yord or the lord or yahweh even to the tenth generation so you what that means is that you have no inheritance or legal estate because you have no father you're born out of birth on a wedlock so you're an illegitimate child and if nobody claims you you're deemed to be abandoned or missing so the state assumes under the doctrine of s cheats it reverts back to the state and the state becomes the administrator and executor of your estate and they issue a refunding bond a refunding bond indemnifies the executor or administrator who is a county official in the probate division of your state you're in is acting as the administrator and executor of your estate okay um what happened is is my mother passed away and she had a reverse mortgage so uh the the bank that the bank i don't think i'm allowed to tell you what bank it is but this one particular bank sold the loan or they told us they sold the loan to another bank but the bank that has uh that that the loan uh uh the money came from uh not they're they're the only ones writing us and b of a came and said listen you got to pay us this money before the year is up but you got to move are we foreclosing on your property you know all this bank of america i'll pick a bigger pardon you know who owns bank of america uh i no i have no idea jacuzzi the japanese mafia wow well i think i better pay him then huh well you don't have a law why should you pay him i i i i'm trying to to make sure that um the i i i've already started some of the uh paperwork the affidavits uh asking them how much is it because what's happened is i i live in miami and i live in a district where it's uh it's been i gotta keep it right now in miami where it's been sitting there for three years they came and i'm filing he fall judgment i put in a they never answer my when it when they file a complaint i put it what i do is i copy the complaint and i put an answer in there with all these affirmative defenses and bearably what they do is they do a and all of them every note that i've ever seen has got a restrictive qualified endorsement on the back of it either as a launch or on the last page of the note i don't care if it's a an adjustable rate note a promissory note an interest only note they're not they endorse them with a restrictive qualified endorsement under 3-206 which discharges the drawer and the maker well what we found it in our loan papers was that um this this this uh the the anchor bank actually got more money and they gave us what they wanted to give us and then they made uh another loan with the with the the balance of the money and and once they gave us the papers they crossed out the loan number on on those documents the law the loan number was totally crossed out is that that's not normal is it no it's not well is anything normal and fraud no it's not i'm very interested to know whether or not we we can talk again and what is the best way to contact you i'll uh i have his information i get in contact with you and um we'll set something up you know you need to get into my classes and i'm not uh i've got about a dozen people that i i teach classes on wednesday nights and i charge 25 dollars per class and we have a class a two-hour class every wednesday at six o'clock pacific standard time okay and i have a file account that everybody donates money into for the class and i i give out handouts i do handouts and i tell people what they're doing wrong and people are and i haven't met anybody and i'm not slighting people because people don't read anything and see my problem is i think everybody's as smart as i am and i'm finding out that they're not and let me hey gene gene let me let me interrupt you real quick i just got to make a quick announcement um to everybody listening we got about two minutes left on the stream all the people listening on the internet so if you want to skype in you can skype him got about about another hour left on the presentation uh the phone lines are open the number is 424-222-5250 once again that's 424-222-5250 you're not going to continue with us you can catch this call in our archives you can go to blogtalkradio.com forward slash high frequency you can hear all our audio calls in our archive section okay sorry about that gene go ahead and go ahead and finish your thought what you're saying okay you can you can actually they owe you my uh i've got uh ten cases they go that date clear back to the 1850s that when you see everybody thinks that a note is a liability instrument excuse me it's not and it says in 3-104 d and i'm going to quote what it says it says a promise to pay is is a liability instrument an order to pay is a draft and the person entitled to enforce it may treat it as either once they endorse it with that restrictive qualified endorsement they're treating the note as a draft and they use that to as the escort and i actually have a money net daily transaction re report log report it comes from the cmir's currency money instrument reports vincent forms 104 tencent form 105 and defensive form 8300 and it shows the source bank as the borrower and the target bank as the borrower you mean the lender no it shows the borrower as the lender and the servicing company is the borrower okay and under the bank secrecy act there's a company that publishes an actual practice on this is money laundering and racketeering and they have a uh and you're you're not aware of this i haven't found anybody that's aware of this i i subscribe i make this this is an actual subscription that i subscribe to and they send you all these rules and regulations and they have what they call a death penalty act where if a bank is caught laundering money or engaged in racketeering they revoke their insurance under fdic and they revoke their charter under the comp controller of currency are you aware of that no but and who is the who is the administrator of that uh of that rule the sec the comp controller of currency it's in the national bank act did you know that in the national bank act section 27 and 35 it says that they cannot hold a mortgage they cannot hold real estate as a mortgage for more than five years and they can't use a circulating note well once you give them a promise let's just go for the same argument that the note is a promissory note they can't take that when you give them the note it becomes part of their circulating notes they can't use circulating those to procure money for their capital stock what the hell are they doing they're selling the vote to investors and getting capital from it that violates the national bank act of june 3rd 1864. how come nobody's bringing this up in in court you got to see this case i just filed this in new mexico this week motion to strike the complaint as redundant uh it's conclusionary it assumes rule evidence it assumes facts not in evidence it calls for a conclusion of law the the attorneys are incompetent because they're given fact testimony they don't have personal knowledge under rule 601 which comes from the dead man statutes they're giving fact testimony on behalf of a dead person and i said i have an ein number for the estate that shows that this person was deceased at closing i said how does a dead person sign loan documents the only way you can transfer ownership in a loan is by probate or whale when a person is deceased so i tell them i'm the uh executor legitimate of the estate of the decedent gene keating uh by intestate succession by by dissent and distribution by intestate succession as a beneficiary or inherit law so they call it the simultaneous death act every state has adopted it and i'll tell you another thing that nobody reads is the probate codes did you know that that a trustee has to sign a trust under the probate code and all these deeds of trust have a trustee and the trustee never signs the need of trust so that these trust is invalid if you go into blackstone's commentaries and read his commentaries on the laws of england when you have a trust that the borrower has to sign it the lender has to sign it and the trustee has to sign it none of them sign anything well speaking of trust indeed uh uh what they what they wrote and told me the the bank uh uh wrote and said that because we did not have a uh a trustee deed that there was no trust uh there was no trust owners uh or deed owners but the property is in my brother and my name and also uh send them my birth certificate to prove that that that my mother was my mother and i did and they never responded you don't you your mother was had you out of wedlock you know what the doctor you know what do you understand the doctrine of pears portray no i don't okay the church is under the doctrine of paris betray that's why the pope is referred to as the as the padre as the father of the congregation you know who has all the original birth certificates the roman catholic church the pope does do you know that every judge files his oath of office with the cardinal bishop in the diocese in which the court is located did you know that the cardinal bishop of the diocese in which you're in which the court is located is the lord high chancellor in equity under the king's bench so how does that how how does that relate to to uh my situation i do i do a relator i do an x-ray l complaint in the name of the pope i put the pope down as a plaintiff i put the pope's name in there and this law firm contacts me and said they're representing the pope and i said no you're not and they did they uh i backed them right down they told me that i had to take the pope's name or the cardinal bishop's name off the off the paperwork i put his name down there as the uh as a as a relator x-ray l it's a name up it's a queen action is what it is well i might be losing some people because people gotta understand how the church and the court are interrelated you know i even had questions somebody also asked the question can they redeem their children um if the children are under seven years old can they go and file paperwork and redeem their children back yes you can if you're if the parents are still living uh you have to change the birth certificate and put the real names down you can do that you can change the birth certificate i know somebody that did this and he did it in florida i haven't got yeah i got a friend who's uh making some changes to his birth certificate because they have the name wrong they make you uh submit an affidavit or something they got a little procedure to do uh to do it but that's it you know what uh uh uh uh it's called uh a capacitor you know what a capacitor name is you know what graph is i know what a holograph is i don't know what a compact limb is never heard of it capacitance is a word that that when you spell a word a proper name in all capital letters it becomes a pathonym or a homograph which means that it's a composite of three or more words that have three or four more different definitions and when they record this under title 50 section 19 of the training with the enemy act they have to interpret what the name says it's not a name it's a word and you take it as a name when you go into court and that's not only not a name it's not a word it's a word not a name you do not spell a person's name in all capital letters it's not a name if it is that's interesting it's like an item sewn and it sounds the same but it has a different meaning yeah so you go in there and they say are eugene keating and uh uh i went into uh uh i used to get in a lot of fights but i'm not gonna go into that because that's not germaine i just say it suffice to say i used to beat people up if i didn't like you i'd knock you out when i hit p all my fights were one fight one one punch fights i could knock people out with one punch and i did it on numerous occasions that's how i got my legal experience so going into court and i went in this guy was i worked as a cook and this guy was insulting the waitresses and i said if you talk to me like you talked to her i said i'd knock your ass out so he started talking [ __ ] to me so i knocked him out he's so hard his shoes were still on the ground and he's and they fired me so i tried to collect unemployment insurance if you know anything about unemployment insurance you can't collect unemployment insurance if you could commit an overt act that contributes to your getting fired and i definitely i mean i uh i hit this guy so hard i broke his jaw and so i went through so i had a hearing so i went into the hearing and the the woman that was running the hearing the unemployment insurance hearing remember this is insurance and so i go in there and she's uh and she asked me if i'm gene keating and i said well what's your name and she wouldn't tell me who she was i said well i'm not going to answer your question until you tell me who you are i said who the [ __ ] are you pardoned by french nah that's okay they and they do that a lot i notice when you talk to them you ask them for their name they never want to give you their name but they're always trying to get information out of you they're trying to get you to give them your name and so i asked her i see she gave me her name and i asked her i said do you have a claim against me she wouldn't answer the question i said i'm going to repeat the question do you have a claim and finally she said no and i said i'm out of here. and you know i walked out of that hearing and i collected my unemployment insurance wow and i tell people that on this show you hey one of the hard one of the most powerful questions i've ever used in court against public officials is do you have a claim against me do you know anyone who does have a claim against me you know i hit him with those questions all the time and he's going to say no so what the hell are you doing in the courtroom if they don't have a claim against you exactly exactly okay hey real quick because we got a lot of people their hands up area code786 um uh that got your question answered i'm sure but for the most part i'm gonna give you the information i'll get in contact with you and i'll make sure you also everybody if you have questions i don't get to you can email me at high frequency blog talk gmail.com and i'll forward everything to gene um if you need to get in contact with them things of that nature okay let me let me get some more of these calls real quick all right all right let me get um area code 508 7632 on high frequency radio yes greetings yes greetings uh i don't really have a question uh i i got uh i had a uh hard drive not down on my uh desktop and i need to get back i need you to get back into that um yeah dropbox oh well just send me a send me an email at high frequency blog talk at gmail.com and i'll just put you back in just say put in the uh just put in the subject line dropbox and i'll put you back in okay i sent you one uh last week and i didn't get a response but i'll send you another okay yeah give me another one yeah send me another i got like about 600 um email requests i got to go through them all and i'm not exactly right man i believe you i appreciate it okay peace to all peace peace all right thank you all right let me bring in 804 8917 y'all wait well i get 317 4330. yeah this is true for you man what's going on hey what's going on true friedman how you doing all right not just one elaborate a little bit or basically put my two cents in on what i think it was a column i don't think it was jane that said it was the caller talking about the reaper's own dead and they gotta call it that fear they they were up in michigan and went in and tried to record the certificate of live birth and in fact the certificate of live birth is a certificate of depth i had mentioned that a while back that's why i never really tried to get worried about getting the certificate of live birth but i mentioned this a while back and thought about and i want gene's uh take on this as well as the uh caller if you comment and wanted to call back in because i feel like this the coroner is an elected official he is the only one that can pronounce you he can also he's the only one that also can pronounce your life in order to claim life because a lot of people are trying to do the claim of life which i'm i'm under the impression that what he was attempting to do the only way you can uh claim life is through the corner because the corner pronounces you alive or dead i think the coroner is totally involved in this more than people even want to think about they're leaving out the corner the coroner is the only one that could pronounce you dead he had to do he had to have something to do with uh declaring us to be dead whether it be the strong man or the living verse you know we know we're not dead so i you know i mentioned it a while back like i said i think we need to figure out a way to dress the corner um and actually get a certification that we in fact are not dead that we are alive i think that's the only way to claim life well i know that the coroner also forms is the one responsible for putting a check on the sheriff at least in history gene what is your take on what he just said about the coroner because i heard a long time ago that they put paperwork into with the coroner's office i'm not sure if there's any credence to that but have you heard anything about that go read title 31 section 3128 any government agency can do a finding of death remember a presumption if it isn't rebutted uh if you get a uh i've got a i've got a finding of death from the irs that it's entitled 38 it's the federal statutes that create a presumption of death so they have presumption of death statute everybody is presumed to be dead so what i do is i go into court and and give a finding of death so i i get them to did what i did that's the same thing as a death certificate i get the i i bring in the letter from the i got a letter from the irs that says i'm deceased now i'm hurt okay now you know because i teach that too that you know you just get the uh go get you uh go to the irs and get your ein number for a uh foreign grantor trust and uh you know also get your ein number for the estate and all that how are you saying that that plays into that because they and they do ask you that question well this is for dead people and i said yeah they are yeah this is they are dead and yeah and when they issue the estate number the ein number you become dead that's the finding of death because it's it's uh if you read chapter 11 and chapter 12 all it talks about is decedents dead people now wait but now hold on now them declaring that you know that you're dead because i hear some people getting like checks for doing this you know from their estate and people coming back getting arrested or whatever you know how uh because we need to qualify this word death is what i'm getting at because you know you got a civil debt when you say you are dead obviously you're not really dead but are you dead on the public side because this is a corporate entity that is dead it's a finding it's a finding of death you don't have to be uh in other words it's no longer a presumption they found you as being dead there's evidence that you're dead so that's almost like validating that this is a corporation a corporate entity right and if you read 303 of title 26 it says corporations or decedents exactly i said you're you're incompetent because you're deceased i tell the judge that he's giving fact testimony under the dead man statues without personal lie he doesn't have personal knowledge and he's incompetent to testify on behalf of a dead person did you know that all that that the word mortgage comes from the word more maine which i mean norman conquest of 1066 more main dead hand and it only implies it only applies to to ecological corporations so what they did is the king issued an edict that they were going to start applying it to corporations and to to corporations so they declared corporations dead so they had to give them a remedy so what they did is they took the uh that's when they passed charitable organizations a nonprofit organization which is a charity a 501c3 interesting true freeman that uh muted tonight so they they they they pass it off as as a uh as a non-profit i'm making a profit then you can take money out of it and so what they did is they got around the uh the uh the the more main the doctrine of more main and so uh under more main which is where the word more gauge comes from which means dead hand and so dead hand comes from more mate and it has to mormon has to do with civil debt and all of these corporations are civilly dead why are they civilly dead because their bankrupt any bankrupt or insolvent company association or corporation is civil is similarly and legally dead is naturally and illegally dead i have a supreme court decision that says that in fact i have a dozen of them that says that and i bring this up in my paperwork i tell the judge that this that this that these attorneys are civilly dead and they're up there giving fact testimony on behalf of a dead person you can't do that that's where the dead man's statues were passed you couldn't come into court and testify on behalf of a dead person that's why under rule 17 of the federal rules of civil procedure it says the only person that has standing and capacity to sue is an administrator executor trustee conservator uh trustee conservator guardian administrator or executive there's about seven different entities under the federal rule 17. and they have that in the state rules too and i use these i said this person doesn't have capacity or standing to come so you have two you have parental you have capacity and standing and you have the prudential requirements which are real party and interest they're two separate and you think you can be a real partying interest but not but not have standing or capacity and you can have standing in capacity and not be a real party in interest and they never join the investors and you know rule seven if you read the henry quang case which is 326 br 725 and you can download it off the internet the best case i've ever read on mortgage foreclosure cases they tell you in there that uh rule 17 came from rule 19 which is joiner of parties in other words because there's a remake involved in this they have to join the remic as a plaintiff before they can foreclose on your property it says there that they can't adjudicate that because there's missing because there's indispensable parties under rule 19 they can't adjudicate the case without these people joined as real parties in interest wow that makes sense how many people know that that makes sense that is i boiler paint this i've got an argument that's unassailable they cannot get away they just take the case off calendar because they don't want to deal with it because if it goes up on appeal it becomes really collapses the entire mortgage industry wow let me let me take another caller um uh real quick gene let me bring in another caller uh two six seven three seven eight two you're on high frequency radio yes okay afternoon how are you good afternoon fine fine how you doing good good it's a pleasure to hear gene on the on the call and i thank him for being on um i was thinking about what he said earlier about people don't read it's not that people don't necessarily read it's all about comprehension we can read stuff but if we don't comprehend it or know all the legalities behind it then yeah it's hard to understand so yes i guess we all should go through black's law dictionary and and do a word thing but anyway my question was um with his classes every wednesday so that's basically on the computer yeah we do an acrobat i have acrobat reader and we do a you can actually see my screen you can't see me but you can see the screen you can see all my documents that i have on the on the screen and i show documents to people on cases that i file in court and how they rule like i've i've won every case that i've done here in california i have a foreclosure case in in san bernardino the judge threw the case out okay gene what do you have available that's similar to that that people can get through the mail who is not online well i have uh uh i do uh i've gotten into motions to dismiss i i strike to complain because none of these attorneys all orgy's foreclosure complaints has to be verified now what what she said women gene what she's saying is she don't have a computer oh i'm not online and i don't have the funds to be online so what are my options do you have like cds dvds you sail or anything like that or call in number four we record the classes it's an actual recording i can i can send you the recordings okay um so how do i go about getting that information to get the recorders did i just go online to a website or something uh you could jack a gland a gland uh a title is runs by classes and he's uh he handles all of the because i don't have time i'm so busy with uh doing k paperwork i don't have time to uh to do all that so he takes care of all that i can give you his contact information okay if you send me an email uh let me give you my email it's it's j-e-a-n seating c e a t i n g at gmail.com you want me to repeat it i'll repeat it um i think you said j-e-a-n-c-e-a-t-i-n-g gmail.com that's correct okay good thank you gene um the other question i had is for you uh you were talking earlier about uh minimum contact and you spoke of the driver's license the birth certificate and the social security card so i mean it wasn't like we understood what the instruments really were so um do you have any insight as to what to do with those three particular documents well there it is they're in the decedent's name they're in a dead person's name so they become part of your estate just like when they don't transfer these loan documents to the remic all that capital becomes part of their estate did you know that it becomes taxable income under 2036a no 20 36am you want to transfer that a state into a trust yeah you can transfer you can transfer it into a trust and and uh you don't have any you have a uh under get under class five all all 1099s 1096s 1098 w all class 5 gets an estate tax announcement that means you have a 1 million on the gift side and a 5 and a half million dollar exclusion on the on the estate side so unless you make over five and a half million dollars annually you don't have any tax liability and i talked to people that are in the tax business and i said you guys don't know tax law at all i said why are you telling people that they have to file a 10 40 tax return i said i said do you know what a 10 40 tax is i was at a bar and i was drinking beer and i was eating dinner i have a pub down the street here i go to when i want to relax because they got good beer and they and all their food is home cooked so i go down there so i'm sitting here at the bar listening to this guy talk to his girlfriend he's telling his girlfriend that he has to file a 1040 tax return and pay his taxes next week and i i asked him i said do you know what a 1040 tax is he says no and i said why are you filing 1040 tax returns if you don't know what a 1040 tax is you know what he told me yeah what he told me that he was an ex-irs agent doesn't know tax law at all yeah you know that's one thing jt was saying too he said these irs agents don't know any tax law i have an irs lane that came off of a county recorder's office of out of miami florida and it says they did an assessment it shows the assessment and the lien and it says that the lien is on a 10 40 tax so i went in and started doing some some research into what a 1040 tax is it's a tax on farm property on an alternate valuation on a carryover basis i said what the hell is an alternate valuation on a carryover basis so i went into title 26 section 2032 a which defines what an alternate valuation i said this is talking about a dead person it shows the value of the estate at the time of the death of the decedent six months after the death of the decedent and the value of the estate at the transfer disposition or sale of the estate property i said wow this is talking about a dead person now listen to this this this is really going to blow you away so i i went in there and i said this is talking about dead people i said this guy isn't dead so why the hell are they taxing him and so i i i have a girlfriend i have a client she's actually my girlfriend she's in fl in new york and she was going through a foreclosure and in the mortgage security agreement it says as a condition of the mortgage security agreement she has to pay all the property taxes and so they foreclosed on her uh by uh she didn't pay the tax property taxes so i went in there and did some research on what she lives in new york and under section 300 of the pro real property laws it says that if your property has a situs in new york it's taxable and i said well that's interesting and i found this website and this woman has proper she lives down in florida and she has property in new york and they said that her property was taxable because her property had assigned us in new york and it would and it went and and her real property became part of her estate and so i said well i wonder what the word scientist means so i go into a wiccan area dictionary which is which is part of wikipedia and it's run by jimmy wales i know jimmy wales i talk to him all the time the guy's really smart and he says that the word scientist you know what the word scientist means to be dead or to be interned [Music] how do you spell it how are you spelling yourself okay okay now i thought scientists in the blacksmith dictionary meant the location of something is this a different sense that you're using it in yeah yeah you look at it you go to wiccan area dictionary it tells you it means to be interned it's a passive participle of the verb to be dead [Laughter] that's interesting absolutely what they're doing is imposing a death tax on your property so i wrote this power capital you don't read this letter rogue story i put together for her you know they dropped the whole thing when i sent them this lower this i challenge their authority to make a resentment i'll pass it as a third party debt collector you know what i did like we called it and i want you to do this i'll let you do this but i want you to read that letter if you got time i want you to read that letter because that's a badass letter people need to hear it you want me to do it right now yeah read it i want you to read that letter because i remember you read a letter similar to that long time ago and i tried to transcribe it um because unless i said damn that letter is bad and i actually got um a transcript from something else that you did where you had another letter it was for a foreclosure it's taught me the fr 2046 and the 1099 and all that but yeah you read that letter to me last night read that level go ahead and read it let me let me find it here first okay i've got so many letters that uh because that was a a nice letter i mean it was like you were basically it now this was a letter of rotatory that you were sending to the judge in in in chambers right no this is a letter i set the tower capital as the the entire neckity county hired them to to foreclose on her property because she wasn't paying the property taxes and i called this guy up and i asked him i said i'm an investor and i have your prospectus your s3 and your 424 b5 perspectives plus the call schedules and reports and i said i'm interested in buying uh your certificate of securities and bonds oh he was he he couldn't tell me enough he sold the farm he told me everything he was doing and so i drew up this letter royaltory based on that [Laughter] so you just came in polls like you were interested in buying buying all these these foreclosure properties as an investor see and he's he couldn't he couldn't he couldn't talk fast enough he actually sold the the farm i laughed my ass off i thought that was the funniest thing i did this with with i talked to the chief legal counsel for for j.p morgan chase and i disguise myself as an investor say and i'm i'm talking to him and and i i'm asking him all these questions he started laughing at me we we talked for over three hours and he and i said why are you laughing at me he says because he said why are you asking me all these questions you know more about this than i do he told me that i knew more than he did and i'm asking him all these questions see and i practically gave myself away because you know i convinced him that i was a investor because of the uh of the questions i was asking empty and you know i know what it what what an investor should be asking the questions okay okay here here's the letter it says overnight mail tower capital management llc 10 north uh park place suites 300 morristown new jersey kings uh road city of shenecity tower capital i they put the id number in there and the amount was 88 000 in property taxes and here's what i said i said this letter is being written in response to your recent letter regarding an alleged assessment on parcel number 6038-2-1 103 kings road city of chennai tower id number 143969 belonging to franco marie family of d crescenzo the executrix legitima of the legal estate of the decedent franca de crescenzo i am conditionally accepting your offer to pay the attached tax bill and presentment under 3-501 of the new york uniform commercial code upon proof of the following claims and facts one that tower capital llc exhibit the original contractor agreement memorialized or subscribed to to by franca marie family of decrescenzo as the executive legitimate of the deceived funca di cresenzo and the bondholders under the official statement for the county and city of schenectady for the payments of the serial bonds and anticipation notes for the years 2009 2010 2011 and 2012 under the statute of frauds of new york general obligations title 7 section 5701 as agreements required to be in writing and section 1-206 of the new york uniform commercial code under the statute of frauds here and after contract unaltered with original blue ink signatures 2 the tower capital llc send me documentation or certified documents evidencing that the growth of state and real property of the decedent franca d crescenzo has a actual situs in the state of new york county and city of seneca under 951 952 960 a of the new york tax laws and section 960 a 951 52 54 55 57 58 59 60 61 62 64 and 65 and 2103 and 2104 of title 26 of the united states code annotated and number three the tower capital send me documentation evidence or certified documents that my real property has a taxable sinus under section 10.2 and 10.4 of capital of chapter 10 of the city charter of seneca i actually got a copy of their charter that tower capital management ll send me evidence documentation or certified documents that my real property is not exempt from the special ad valerium tax under section 300 of the new york property laws they tell you that if there's property exam but they don't tell you how this exam by not being dead is how you get the exemption five that tower capital ll send me evidence documentation or certified documents that tower capital management llc or the city of chennai has paid the income or capital transfer tax on the serial bonds and anticipation notes under the official statement of the city of seneca which are not qualified example organizations under 26 usc 265 b3 b1 which are issued after august 7 1986 by a qualified small issuer number two which are private activity bonds as defined in section 141 of title 26 and number three which are designated by the issuer for purposes of this paragraph that the serial bonds and anticipation notes which will be issued by such issuer during such calendar years exceed 10 million dollars sixth the tower capital show me identification and their authority to act or do a presentment for payment of real property taxes on behalf of the city of shenexi as mandated by 3-501 2b of the new york uniform commercial code 7 the tower capital llc signed a receipt for the instrument for payment made in full as according satisfaction under 3311 of the new york uniform commercial code by securitization of the contract under the transfer and servicing agreement and to surrender the instrument to me is mandated by 3-501 2c of the new york commercial code the tower capital llc produced a scheduling balance sheet rcc showing financing receivables or assets and rcl call reports evidencing securitization of the retail sales installment contract is an off-balance sheet item under the transfer and servicing agreement these are all investment contracts you're not paying property taxes you're paying cash flow claims on an investment contract and he collected as if it were an ad valorem tax okay and the accounting ledger for the above alleged account or credit transaction to show that cal power capital is in compliance with fasb standard financial accounting standard boards number 95 statement of cash flows and credited by payment as a cash to payment and deposit and receipt as to pay or when the entry was made under 1813 l1 of title 12. i also want to see the 1099a as an acquisition and the 1099 oid is an original issue discount and the u.s informational tax return form 1096 showing the capital transfer tax withheld paid out as a taxable termination distribution or transfer by tower capital management llc as a servicer under a servicing agreement under sections 2511 26032 2611a of title 26 of the internal revenue code otherwise tower capital management llc is in possession of contraband upon which a lien is attached under 6324 c2 of title 26 of the internal revenue code until the capital transfer tax is paid in full i want a copy of the rcs call report showing tower capital llc assets or receivables that were sold or securitized for the first and last quarters of the accounting period schedule rcs should be completed on a fully consolidated basis schedule rcs includes information on assets that have been securitized or sold and are not reportable on the balance sheet so they they include them on the rcs call schedule as a condition of sale except for certain on-balance sheet retained interest-only strips subordinated securities and other enhancements those enhancements are your credit derivatives i defaulted derivatives as they talk about under the credit default swap agreements nine the top the tower capital llc send me a copy of their contract with the city of schenectady and registration statement and license with the secretary of state in the county the city of seneca to transact business in new york as a third party debt collector under fdcpa 15 ufc 69 1692 at seek 10 the tower capital provide proof that any consideration was given to support the servicing and sale installment agreement under article 2 dance 306 and article 3-305 of the new york uniform commercial club 11. you are required by oath of office and the eternal revenue code and the instructions are the 1099-a and the 1099-c to file a 1099-a or 1099-c when there has been a taxable termination distribution or transfer as a generation skipping transfer under 2611 of title 26 of the united states code please fill out return a closed w-9 form in the event the tower capital management llc breaches its fiduciary duty to file a 1099-a or a 1099-c as required above so that i may fill file these forms showing that tower capital llc is the recipient of the funds as the transferee and liable for the capital transfer taxes as taxable terminations transfers and distribution you are required to return this w i form to me under 26 usc 6109 failure to do so it poses a fifty dollar fine see page two of the w i instruction book attached here new york constitution article six six that's why the judicial power of the state is invested in the supreme court court of appeals and superior court all of which are courts of record statement of financial accounting standards number 95 statement of cash flows footnote 63. fas 95 footnote 1 says consistent with common yoshi cash to enclose not only currency on hands but demand pauses with with banks or other financial institutions that's why they have to file an 8300 form because when you went to closing you did a cash transaction a promissory note deposited in a demand deposit account is a cash transaction under 1813 l1 and the deposit becomes the equivalent of cash are you getting this does everybody understand that i understand i know 1813 1811 l1 says i've read it so many times in reading your material and i understand that the promise i also know that the closing table is a financial institution that's under um under title 31 5112 i believe it is under the definition of financial institution that's that shocked me that the closing table is considered a financial institution you're basically making a deposit inside of a bank yeah yeah you're you're making a deposit and they're not paying you for your deposit they're not giving you a receipt they're not giving you a receipt they're not giving you a receipt they're not giving you a deposit they're not giving you that they're not they're not crediting the payment and they're not giving you a receipt for the deposit wow wow go ahead schedule rcl off balance sheet items now these are that's your rcl that's your that's the consolidated uh that shows the the balance sheet i showed this to a judge and he ran out of the courtroom and by the way y'all that's title 31 5312 subsection 5312 gives you the definition of financial institution you can look that up gives you 26 definitions of financial institution and you'll see right there that a closing table everyone at the closing table is considered considered a financial institution 31 5312 real interesting hey let me let me do this gene because we're about to run out of time um rather lengthy this letter goes into a lot i put the actual uh i have a copy of the official statement the east is the city collects these avalaram taxes on your estate and they use them as cash flow claims to investors they and i called the attorneys up and asked i said where do you get the authority to forward my property taxes i disguise myself as mr uh de senso and they hung up on me they basically well i'm trying to figure out how do they secure because you play property taxes like once a year so if their cash flow claims the certificate holders in the interest in whatever uh investment vehicle they're using as a pass-through for those cash flow claims i mean what are they using for that real estate investment trust uh [Applause] they issue anticipation notes and uh bonds to the investors and they forward these cash flow claims to the dtc all this is registered with the depository uh trust company they act as a as the beneficiary for the investors wow wow wow wow i'm sitting here looking at this uh official statement that's filed with the uh and i i i'm not trying to figure out what isn't an investment uh not what is a investment contract but what is an investment contract everything everything that you get when you give money to people do you know that all your utility companies are investment companies they securitized everything everything is going on everything everything everything has been hawked off they're making you pay for everything and you're not getting any reimbursement or restitution because you're not demanding it how do we demand from the utility company tell them you wanna you wanna you wanna a polar prospectus pull their official statement i've never heard of that no you haven't i got about a thousand them on my computer i've got 20 million files on my computer i i believe it i believe that 50 years ago repeat that again gene it's called a polar say that again a polar it's called an official statement of they're all over the internet i went into sold their actual and then i got a copy of their charter the city charter and i went through the charter and i incorporated all that into this letter and they draw they dropped the whole thing okay how does that felt because they didn't answer my child they don't have the authority to make a present but on the i'll be happy what she said gene was how does that spell it's called a polar you called it whole or something what was the term you gave to it oh you mean the uh polar yeah bowler how do you spell it i i i'm not sure what you're making reference to okay she just remember she asked you she said how do we make a claim against the utility company and you said something about a polar i didn't we didn't catch quite catch what you said do something some kind of resentment to them well you have you should ask them for their official statement you can you can download this off the internet it's all they're all over the internet the official statements you're right they're actually all these attorneys are making money off you because people are are asleep okay let me do this gene all right because we ran out of time we ran out of time um i'd like to invite you back um if you're willing to come back because there was a lot of people that wanted to ask you questions i didn't get to everybody just kind of let you talk today because um a lot of my guests some of them may be familiar with you some of them are not so i was just letting you just ride out um i'm sure they would love to have you back on uh for a little part two if you if you be if you have time for that but i do want to say this also um and i'll get with you in private we'll talk about that but i do want to thank you publicly uh because i have a lot of listeners and i talk about you periodically on this show and you know i when i was going through my ordeal when i first got introduced to this um the first time i ever heard about you was the gene keating transcript and you're uh in the uh prison treaties i mean i had to i was in solitary confinement i was trying to get that prison treaty so so bad and i finally got a hold of it well at least a portion of it i know you told me that you have a one that's much more no it's only about 25 pages long right about 900 953 pages but yet in steel that 25 pages was some of the most comprehensive information that i'd ever read um it inspired me to up my game because i really because my first time i i read your stuff it was so complex and i had to keep reading it and reading it reading it reading it looking up words and reading and reading it and then it became i began to make sense to um over time and that's what i want to encourage all my listeners to do because um uh go back and listen to this audio this is a a this is like a class that you've been given you've been blessed and if you didn't understand a lot of the things that he's saying on this particular go back and and listen to it but i want to i want to and and research it but hey we're running out of time we've got about two minutes left i want to thank you gene keating um if you're willing to come back i'd love to have you back on the show um i'd like to get you to commit right now publicly because i think okay i got a slide open tomorrow and uh and and we'll get in i'm gonna give you more time and let you get in on this remember he has a clash off but that's about it y'all i want to thank everybody i want to thank you gene and i will see y'all tomorrow